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市場調查報告書
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1441627

身份驗證：市場佔有率分析、行業趨勢和統計、成長預測（2024-2029）

Identity Verification - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 136 Pages | 商品交期: 2-3個工作天內

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簡介目錄

身分驗證市場規模預計2024年為131.9億美元，預計到2029年將達到234.9億美元，在預測期內（2024-2029年）年複合成長率為12.64%成長。

身份驗證-市場

由於嚴格的法規而採用解決方案、企業合規性需求以及 BYOD 趨勢的採用等幾個關鍵因素，預計身份驗證市場將在預測期內成長。市場規模估計值是由市場供應商透過提供身份驗證解決方案來產生的，以防止對金融服務、零售和電子商務、遊戲/賭博、政府和其他最終用戶等各種最終用戶的攻擊風險。反映收益。

主要亮點

  • 根據嚴格的政府法規，供應商也推出了符合準則的新解決方案。企業需要遵守特定地區的 KYC 法律並防止帳戶被接管，這正在推動新解決方案的推出，從而推動所研究的市場。
  • 隨著詐欺的增加，監管的引入，更重要的是合規性，已成為減少損失的關鍵。這一因素可能會推動預測期內的市場成長。
  • 企業採用自帶設備 (BYOD) 的趨勢是身分驗證市場的強大驅動力，預計將產生重大的長期影響。在當今的行動世界中，員工希望能夠使用行動電話、平板電腦、筆記型電腦和穿戴式裝置隨時隨地自由工作。各組織正在實施 BYOD 計劃來實現這一目標。
  • 由於預算限制，小型企業通常無法獲得銀行級技術和安全解決方案，這使得它們很容易成為網路犯罪分子的目標。小型企業不太熱衷於在其他地方提取資源來滿足全面的網路安全立法。
  • COVID-19感染疾病後，數位付款方式的廣泛接受度顯著提高，預計將在長期發揮更重要的作用。現金被認為是病毒的潛在載體，政府和監管機構不鼓勵使用現金。疫情期間，數位轉型加速，線上市場採用數位轉型計畫來服務客戶並維持營運。

身份驗證 (ID) 市場趨勢

金融服務正在經歷顯著成長

  • 在金融服務業，身分詐騙案件的增加、對了解你的客戶 (KYC) 的需求不斷成長、對自動化入職和檢驗流程以改善客戶體驗的關注日益增加，以及不斷上升的AML 要求，驗證解決方案的採用是取得重大進展。
  • 此外，新的政府法規，例如歐盟修訂後的付款服務指令（PSD2），要求銀行相互提供帳戶資訊和交易資料的存取權限。這表明整合數位身分系統比以往任何時候都更有獎勵，該系統允許用戶在不同的金融機構之間無縫驗證自己的身分。身分驗證解決方案有助於維持嚴格的合規計劃，並增加額外的安全層，以防止金融服務公司意外捲入洗錢或恐怖主義融資計劃。
  • 數位身分檢驗正在成為銀行業務日益重要的一部分，預計該行業在預測期內將佔據全球市場的重要佔有率。銀行和金融服務供應商（包括退休金和保險公司）有嚴格的身份和個人資料要求，即 KYC。金融服務與市場供應商合作，為客戶提供無縫的入職體驗。例如，2023 年 5 月，人工智慧身分驗證Start-UpsiDenfy 與 Fincapital Partners 合作。該公司利用 iDenfy 先進的 KYC 和 AML 解決方案提供無縫的客戶入職流程。
  • 金融服務公司正在與市場供應商合作，整合身分驗證解決方案以推動入職流程。例如，2023 年 12 月，Intellicheck, Inc. 宣布 Versatile Credit 已將 Intellicheck 整合到其領先的全通路貸款平台中。 Intellicheck 的身份檢驗解決方案使 Versatile Credit 商家能夠充滿信心地提供信貸並快速獲得新客戶。由於身分檢驗解決方案在全國範圍內的廣泛採用，印度儲備銀行 (RBI) 的銀行詐騙在過去十年中有所下降。超過-
  • 總體而言，由於在履行 KYC 合規義務和滿足不斷變化的金融監管要求的同時，身分驗證的需求不斷成長，金融服務業在全球身分驗證市場中佔有最大的市場佔有率。此外，身分驗證解決方案已顯示出顯著成長，並且正在分析以提供無縫的客戶入職流程並改善客戶體驗。

亞太地區市場顯著成長

  • 推動亞太身分驗證市場的關鍵因素包括數位化力度的加大、過去十年詐騙和身分盜竊的增加以及跨行業的先進數位身分使用案例。此外，政府和企業致力於數位化以及在身分驗證解決方案中採用人工智慧、機器學習和自動化等新技術，將為身分檢驗供應商提供利潤豐厚的機會。
  • 亞太地區有印度、中國等幾個人口稠密的國家。該地區是該技術採用最快的地區之一，網路普及很高。由於持續的數位轉型，該地區許多國家都出現了資料外洩事件。例如，2022 年 12 月，印度聯邦政府透露，全印度醫學科學研究所 (AIIMS) 遭受網路攻擊，五台伺服器上約 1.3 Terabyte的資料被加密。
  • 此外，2023 年 8 月，駭客滲透到一個負責保衛日本免受網路攻擊的組織，並可能存取了長達 9 個月的敏感資料。為了防止此類事件，該地區迫切需要身份盜竊預防解決方案。
  • 此外，在亞太地區，數位身分已成為低收入國家的優先事項，作為身分的主要資訊來源和促進數位、金融和社會包容性的機會。因此，各國都在關注數位身份，以打擊網路詐騙，確保網路安全，並實現數位、社會和基於信任的轉型。因此，許多主要企業正在推出新產品，以滿足該地區不斷成長的身份驗證需求。
  • 此外，根據部署類型，亞洲對本地身份驗證的需求正在增加。本地解決方案為組織提供了彈性，可以根據特定的當地需求自訂檢驗流程並遵守不同的法律體制，從而確保無縫、本地化的身份檢驗方法。
  • 因此，由於多種因素，包括資料隱私問題、監管合規性、市場多樣性、不斷成長的網路安全需求和特定產業要求，亞太地區對身分驗證的需求不斷增加。預計該市場在未來幾年將會成長。

身份驗證行業概況

身分驗證市場高度分散，競爭對手眾多，技術競爭激烈，參與者之間競爭激烈。此外，我們預期會收購強調創新並與Start-Ups合作的大公司。參與公司包括 Mastercard Incorporated、Onfido Limited、Idology Inc. (GB Group PLC)、Intellicheck Inc. 和 Jumio Corporation。

  • 2023 年 11 月 - 數位身分檢驗提供者 IDVerse 與萬事達卡參與合作夥伴計畫合作，提供全面、無縫的數位優先體驗。作為該計劃的 eKYC 供應商，IDVerse 為萬事達卡客戶提供全自動的全球身分驗證解決方案。這有助於快速開發和部署採用數位優先方法設計的入職解決方案。
  • 2023 年 5 月 - Onfido 宣布收購全球私人數位身分共用技術供應商 Airside Mobile, Inc.。 Airside 隱私優先的身份管理技術與Onfido 的創新身份驗證相結合，使消費者能夠管理儲存在智慧型手機上的數位身份，並使用它們解鎖新服務，而無需再次進行身份驗證。我們將創建一個您可以訪問“身份驗證”的世界一次即可在任何地方使用”。這將改變電子商務、網際網路平台、旅遊、金融服務等領域的客戶體驗，並重新定義身分驗證流程。

其他福利

  • Excel 格式的市場預測 (ME) 表
  • 3 個月分析師支持

目錄

第1章 簡介

  • 研究假設和市場定義
  • 調查範圍

第2章調查方法

第3章執行摘要

第4章市場洞察

  • 市場概況
  • 產業吸引力－波特五力分析
    • 供應商的議價能力
    • 買方議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭程度
  • 評估 COVID-19 對產業的影響

第5章市場動態

  • 市場促進因素
    • 由於嚴格的法規和合規性需求而實施解決方案
    • 公司中 BYOD 採用趨勢
  • 市場挑戰
    • 實施身分驗證解決方案時的預算限制
  • 不同類型解決方案的市場觀點
    • 文件/身份驗證
    • 數位/電子身份驗證
    • 認證

第6章市場區隔

  • 按配置
    • 本地
    • 一經請求
  • 按最終用戶產業
    • 財務業務
    • 零售與電子商務
    • 遊戲/賭博
    • 政府
    • 其他最終用戶產業
  • 按地區
    • 北美洲
    • 歐洲
    • 亞太地區
    • 拉丁美洲
    • 中東和非洲

第7章 競爭形勢

  • 公司簡介
    • Mastercard Incorporated
    • Onfido Limited
    • Idology Inc.（GB Group PLC）
    • Intellicheck Inc.
    • Jumio Corporation
    • Trulioo Information Services Inc.
    • Mitek Systems Inc.
    • Veriff
    • IBM Corporation
    • AuthenticID
    • Experian PLC
    • TransUnion
    • Lexisnexis Risk Solutions Inc.（RELX Group PLC）
    • Pindrop
    • ComplyCube
    • Nuance Communications Inc.

第8章投資分析

第9章市場的未來

簡介目錄
Product Code: 69133

The Identity Verification Market size is estimated at USD 13.19 billion in 2024, and is expected to reach USD 23.49 billion by 2029, growing at a CAGR of 12.64% during the forecast period (2024-2029).

Identity Verification - Market

The market for identity verification is expected to grow over the forecast period due to some imperative factors, such as the adoption of solutions through stringent regulations and the need for compliance and adoption of BYOD trends in enterprises. The market sizing estimates reflect the revenue generated by the market vendors by offering identity verification solutions to various end-users such as financial services, retail and e-commerce, gaming/gambling, government, and other end-users to prevent attack risks.

Key Highlights

  • In line with the stringent regulations brought by the government, the vendors are also launching new solutions in compliance with the guidelines. The need for companies to align with region-specific KYC laws and prevent account takeovers has fueled the introduction of new solutions driving the studied market.
  • With the growing number of fraudulent activities, the introduction of and, more importantly, compliance with the regulations have become imperative to mitigate the loss. This factor may promote the growth of the market over the forecast period.
  • The trend of adopting your own devices (BYOD) in enterprises is a strong driver for the identity verification market, which is expected to have a significant impact in the long term. In the current mobile world, employees want the freedom to work from anywhere using their mobile phones, tablets, laptops, or wearables. Organizations are adopting BYOD programs to make it happen.
  • Due to budget restraints, SMBs typically have limited access to bank-grade technology and security solutions, making them an easy target for cybercriminals. Small businesses are less keen on extracting resources elsewhere to fit the comprehensive cybersecurity bill.
  • The broader acceptance of digital payment methods has significantly improved post the COVID-19 pandemic and is expected to play a more substantial role in the long term. With cash being seen as a potential carrier for the virus, governments and regulatory bodies discourage its use. There has been a sudden push toward digital transformation during the pandemic, with online marketplaces adopting digital transformation programs to serve customers and maintain operations.

Identity (ID) Verification Market Trends

Financial Services to Witness Major Growth

  • The financial services industry is witnessing significant adoption of identity verification solutions owing to the growing incidents of identity fraud, the rising need for Know Your Customer (KYC), and AML requirements coupled with an increasing focus on automating onboarding and verification processes to enhance customer experience.
  • Furthermore, new government regulations, such as the European Union's Revised Payment Services Directive (PSD2), require banks to provide each other access to account information and transaction data. This suggests more incentive than ever for a unified digital identity system that allows users to verify their identities seamlessly across a range of Fis. Identity verification solutions aid in the maintenance of stringent compliance programs, adding a layer of security that protects financial services firms from being accidentally involved in money laundering or terrorist financing schemes.
  • Digital ID verification is increasingly becoming a vital part of banking, and the industry is expected to command a significant share of the global market during the forecast period. Banks and financial service providers, including pension and insurance providers, have strict identity and personal data requirements, often known as KYC. Financial services are partnering with market vendors to offer a seamless onboarding experience to customers. For instance, in May 2023, iDenfy, an AI-enabled identity verification startup, partnered with Fincapital Partners. The company will leverage iDenfy's advanced KYC and AML solutions to deliver a seamless customer onboarding process.
  • Financial services firms are partnering with market vendors and integrating identity verification solutions to advance onboarding processes. For instance, in December 2023, Intellicheck, Inc. announced Versatile Credit had integrated Intellicheck into their preeminent omnichannel lending platform. Intellicheck's identity validation solution allows Versatile Credit merchants to extend credit confidently, allowing them to onboard new customers quickly. The Reserve Bank of India (RBI) saw a decrease in bank fraud over the past decade due to the increased deployment of ID verification solutions nationwide. an over
  • Overall, the financial services industry is analyzed to hold the largest market share in the global identity verification market owing to the growing demand to verify identity while fulfilling KYC compliance obligations and meeting ever-changing financial regulatory requirements. In addition, the identity verification solutions are analyzed to witness substantial growth, offer a seamless customer onboarding process, and enhance customer experience.

Asia-Pacific to Witness Significant Market Growth

  • The major factors driving the identity verification market in the Asia-Pacific include increased digitization initiatives, increased fraudulent activities and identity theft over the last decade, and advanced digital identity use cases across verticals. Furthermore, initiatives by governments and businesses focusing on digitalization and implementing new technologies, such as AI, ML, and automation in identity verification solutions, would present lucrative opportunities for identity verification vendors.
  • The Asia-Pacific region is home to some densely populated countries, such as India and China. The region is one of the fastest adopters of technology with increasing internet penetration. Due to the ongoing digital transformation, many countries in the region have witnessed a breach of data. For instance, In December 2022, the Union government of India disclosed that the All-India Institute of Medical Sciences (AIIMS) experienced a cyberattack resulting in the encryption of approximately 1.3 terabytes of data across five servers.
  • Moreover, in August 2023, The organization responsible for Japan's national defenses against cyber attacks was infiltrated by hackers, who may have gained access to sensitive data for as much as nine months. To prevent such incidences, the demand for identity theft prevention solutions has been increasing in the region.
  • Moreover, in Asia-Pacific, digital identity is a priority in lower-income countries as a primary source of identification and an opportunity to foster digital, financial, and social inclusion. Hence, countries emphasize digital identities to combat online fraud, ensure cybersecurity, and enable digital, societal, and trust-based transformation. Thus, many key players are launching new products to meet the region's growing demand for identity verification.
  • Further, by deployment type, there has been an escalating demand for on-premise-based identity verification in Asia. On-premise solutions offer flexibility for organizations to tailor their verification processes to specific regional needs and comply with diverse legal frameworks, ensuring a seamless and localized approach to identity verification.
  • Therefore, Asia-Pacific is witnessing a growing demand for identity verification driven by various factors, including data privacy concerns, regulatory compliance, market diversity, heightened cybersecurity needs, and industry-specific requirements. The market is expected to grow in the coming years.

Identity (ID) Verification Industry Overview

The identity verification market is highly fragmented, with numerous competitors and competing technologies that provide intense rivalry among the players. Further, acquisitions and collaborations of large companies with startups are expected, focusing on innovation. Some of the players include Mastercard Incorporated, Onfido Limited, Idology Inc. (GB Group PLC), Intellicheck Inc., and Jumio Corporation.

  • November 2023 - IDVerse, a digital ID verification provider, partnered with the Mastercard Engage Partner Program, aiming to offer an all-inclusive, seamless digital-first experience. As an eKYC provider in the program, IDVerse will provide Mastercard customers with a wholly automated global identity verification solution. This would aid in the fast-paced development and deployment of onboarding solutions designed with a digital-first approach.
  • May 2023 - Onfido announced the acquisition of Airside Mobile, Inc., a global private digital identity-sharing technology provider. Airside's privacy-first identity management technology, combined with Onfido's innovative verification, enables a 'verify once, use anywhere' world, where consumers can manage their own digital identity stored on their smartphone and can use it to access new services without needing to verify again. This will transform the customer experiences across e-commerce, internet platforms, travel, financial services, and more, redefining the identity verification process.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitutes
    • 4.2.5 Degree of Competition
  • 4.3 Assessment of Impact of COVID-19 on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Adoption of Solution Through Stringent Regulations and Need For Compliance
    • 5.1.2 Adoption of BYOD Trends in Enterprises
  • 5.2 Market Challenges
    • 5.2.1 Budgetary Constraints During the Adoption of Identity Verification Solutions
  • 5.3 Market View of Different Types of Solutions
    • 5.3.1 Document/ID Verification
    • 5.3.2 Digital/Electronic Identity Verification
    • 5.3.3 Authentication

6 MARKET SEGMENTATION

  • 6.1 By Deployment
    • 6.1.1 On-premise
    • 6.1.2 On-demand
  • 6.2 By End-user Industry
    • 6.2.1 Financial Services
    • 6.2.2 Retail and E-commerce
    • 6.2.3 Gaming/Gambling
    • 6.2.4 Government
    • 6.2.5 Other End-user Industries
  • 6.3 By Geography
    • 6.3.1 North America
    • 6.3.2 Europe
    • 6.3.3 Asia-Pacific
    • 6.3.4 Latin America
    • 6.3.5 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Mastercard Incorporated
    • 7.1.2 Onfido Limited
    • 7.1.3 Idology Inc. (GB Group PLC)
    • 7.1.4 Intellicheck Inc.
    • 7.1.5 Jumio Corporation
    • 7.1.6 Trulioo Information Services Inc.
    • 7.1.7 Mitek Systems Inc.
    • 7.1.8 Veriff
    • 7.1.9 IBM Corporation
    • 7.1.10 AuthenticID
    • 7.1.11 Experian PLC
    • 7.1.12 TransUnion
    • 7.1.13 Lexisnexis Risk Solutions Inc. (RELX Group PLC)
    • 7.1.14 Pindrop
    • 7.1.15 ComplyCube
    • 7.1.16 Nuance Communications Inc.

8 INVESTMENT ANALYSIS

9 FUTURE OF THE MARKET