北美區塊鍊和加密貨幣市場：2022 年

加密貨幣的引入在世界範圍內取得了顯著進展，美國也不例外。 截至 2022 年 7 月，全國近四分之三的受訪成年人從未交易、投資或使用過加密貨幣；到 2023 年，擁有或使用加密貨幣的成年人人數將翻一番 據預測 然而，隨著加密貨幣市場價值從 2022 年春季開始在全球範圍內下跌，甚至在北美也失去了投資者信心，資產價格開始下跌。 此外，預計該地區的加密貨幣市場在2022年上半年將出現投資和資金增長低迷，而2022年下半年的崩盤預計將繼續對加密貨幣市場的投資前景構成挑戰。

本報告調查了北美區塊鍊和加密貨幣市場，並總結了美國和加拿大按國家/地區劃分的市場概況、當前市場狀況和趨勢。

內容

第一章管理總結

第 2 章全球趨勢

• 2022 年 11 月加密貨幣市場概覽和趨勢
• Square 和 PayPal 在加密貨幣市場的活動摘要，2022 年 10 月
• Visa 和 MasterCard 2022 年 11 月在加密貨幣市場的活動概覽
• 2022 年 11 月亞馬遜、蘋果、Meta 和沃爾瑪在加密貨幣市場的活動摘要
• 2022 年 2 月對加密貨幣感興趣的受訪者百分比 (%)
• 計劃投資加密貨幣的受訪者細分，按年齡段劃分，百分比，2022 年 2 月
• 讓受訪者更願意投資加密貨幣的主要因素細分，受訪者百分比，2022 年 2 月
• 2021 年加密貨幣持有者排名前 5 位的國家/地區
• 認為數字資產在未來很重要的受訪者百分比，2021 年 4 月
• 2021 年 6 月按國家/地區劃分的加密貨幣採用指數
• 當前流通的前 5 大加密貨幣的份額：佔 2021 年總市值的百分比
• 2021 年 11 月和 2022 年 6 月加密貨幣市場價值
• 2018 年至 2023 年十億美元的加密貨幣交易量
• 2021 年將比特幣視為安全資產的千禧一代百分比
• 使用數字貨幣進行支付、抵押和儲值的大公司的比例
• 2021 年 10 月加密貨幣價值下降，按類型分類
• 2022 年 1 月加密貨幣持有者對未來加密貨幣的信念
• 2022 年 9 月安裝的機器及其份額：10 大加密貨幣 ATM 運營商

第 3 章銀行活動和趨勢

• 2022 年 10 月銀行在加密貨幣和區塊鏈市場的活動概覽

第 4 章北美

• 美國
• 加拿大

Cryptocurrency is expanding in usage and ownership across Canada

As the cryptocurrency market is witnessing growth in the U.S., the Canadian market is no exception to this trend. The global average of consumers who owned cryptocurrency was a certain percentage points higher than Canada as of 2021, nevertheless, Canada is catching up with nearly one in ten consumers owning cryptocurrency as of 2021, according to the new yStats.com report. In addition to this, Bitcoin and Ethereum were among the most preferred cryptocurrencies among crypto users as of November 2022. In terms of the top reasons for investing in cryptocurrency, for more than half of the purchasers, making a profit even in case of risk was the top reasons, with close to another half of survey respondents stating that they were investing to support the decentralized financial system philosophy and to be a part of something innovative. Furthermore, the share of men indicated to have used crypto as of November 2022 was more than that of women, as reported by the new yStats.com publication.

The U.S. is the front-runner in implementing tighter regulations around cryptocurrency amidst the crash of the cryptocurrency market

The adoption of cryptocurrency worldwide is increasing significantly, and the U.S. is no exception to this trend. Although nearly three-quarters of the adults surveyed across the U.S. have never traded, invested, or used cryptocurrency as of July 2022, the forecasted number of adults owning and using cryptocurrency was expected to double by 2023, as revealed by the new yStats.com report. The enthusiasm to own and invest in cryptocurrency in the U.S. is highest among the age group of 25-34 years. As the crypto market developed, the U.S. witnessed tighter governmental regulations in place relating to cryptocurrencies. For instance, recently the country saw the implementation of the Responsible Financial Innovation Act, which explains in detail the rules and regulations for the cryptocurrency market. Furthermore, the U.S. government also implemented the Crypto Regulation Bill as a tight policy measure relating to cryptocurrency. However, the decline in value of the cryptocurrency market worldwide beginning in the spring of 2022 has led to loss of investor sentiments and negative asset price movement across North America as well. Furthermore, the crypto market in the region witnessed a slow growth in investment and funding in H1 2022, with the investment scenario in the cryptocurrency market estimated to face on-going challenges in H2 2022 due to the crash. The inflation in the U.S. economy as well as the slowdown of economies worldwide further triggered the downfall of crypto. Additionally, the cryptocurrency market has remained relatively flat with no signs of growth since June 2022. Apart from this, the collapse of FTX and the decision of the US based cryptocurrency firm, Celsius to freeze withdrawals further contributed to the downfall of the crypto market.

Table of Contents

1. Management Summary

2. Global Developments

• Cryptocurrency Market Overview and Trends, November 2022
• Overview of Square's and PayPal's Activity in the Cryptocurrency Market, October 2022
• Overview of Visa's and MasterCard's Activity on the Cryptocurrency Market, November 2022
• Overview of Amazon's, Apple's, Meta's, and Walmart's Activity on the Cryptocurrency Market, November 2022
• Share of Respondents Who Are Crypto-Curious, in %, February 2022
• Breakdown of Respondents Who Plan to Invest in Crypto, by Age Group, in %, February 2022
• Breakdown of Top Factors That Make Respondents More Comfortable in Investing in Cryptocurrency, in % of Respondents, February 2022
• Top 5 Countries In Terms of Number of Crypto-Owners, in millions, 2021
• Share of Respondents Who Believe Digital Assets Will Become Important in the Future, in %, April 2021
• Cryptocurrency Adoption Index, by Country, June 2021 (1 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (2 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (3 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (4 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (5 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (6 of 7)
• Cryptocurrency Adoption Index, by Country, June 2021 (7 of 7)
• Share of Top 5 Cryptocurrencies in Circulation Today, in % of Total Market Capitalization, 2021
• Value of Cryptocurrency Market, in USD trillion, November 2021 & June 2022
• Cryptocurrency Transaction Value, in USD billion, 2018-2023f
• Share of Millennials For Whom Bitcoin is a Safe Asset, in %, 2021
• Share of Large Enterprises That Will Use Digital Currencies for Payments, Collateral And Stored Value, in %, 2024f
• Fall in the Value of Cryptocurrencies, by Type, in %, October 2021
• Top Beliefs That Crypto-Owners Have About Cryptocurrencies In the Future, in % of Crypto-Owners, January 2022
• Top 10 Cryptocurrency ATM Operators, by Number of Machines Installed, and Their Share, in % of Total ATMs, September 2022

3. Bank Activity and Trends

• Overview of the Banks' Activity in the Crypto And Blockchain Market, October 2022

4. North America

• 4.1. USA
  • Cryptocurrency Market Regulations Overview and Trends, October 2022
  • Share of Adults Who Have Invested, Traded or Used Cryptocurrency, in %, July 2022
  • Breakdown of Adults Who Indicate How Their Investments in Cryptocurrency Did, in %, July 2022
  • Breakdown of Adults Who Own Cryptocurrency, by Income, in %, 2021
  • Top Reasons For Investing in Cryptocurrency, in % of Adults, July 2022
  • Share of Adults Who Have Invested, Traded or Used Cryptocurrency, by gender & age group in % of Adults, July 2022
  • Share of Adults Who Have Heard About Digital Assets such as NFTs, in %, July 2022
  • Share of Adults Who Have Heard About Digital Assets Such as NFTs, by Gender & Age group, in %, July 2022
  • Share of Adults Who Are Aware About Cryptocurrency, in %, 2020 vs 2021
  • Share of the Most Owned Cryptocurrencies, in % of Adults, 2021
  • Share of Executives Who Believe Digital Currencies Will Become an Important Way of Payment in the Next 5 Years, in %, December 2021
  • Breakdown of Executives Who Expect Suppliers to Accept Stable Coins vs Those Who Expect Suppliers to Accept Crypto, in %, December 2021
  • Share of Priorities That Organizations Have for Enabling Cryptocurrencies And Stable Coins, in % of Organizations, December 2021
  • Share of Respondents Who Agree Cryptocurrency Payments Will Benefit Businesses, in %, 2021
  • Top Primary Barriers to Adoption of Digital Currency, in % of Respondents, December 2021
  • Top Regulatory Priorities Required to Broaden the Adoption of Digital Currencies, in % of Respondents, December 2021
• 4.2. Canada
  • Share of Consumers Who Own Cryptocurrency, by region, in %, 2021
  • Share of the Most Used Cryptocurrencies, in % of Total Crypto-Users, November 2022
  • Breakdown of Adults Owning Cryptocurrency, by Gender, in % of Crypto-Owners, November 2022
  • Breakdown of Adults Owning Cryptocurrency, by Age, in % of Crypto-Owners, November 2022
  • Top Reasons For Investing in Cryptocurrencies, in % of Total Crypto-Users, October 2021
  • Top Reasons For Not Investing in Cryptocurrencies, in % of Respondents, October 2021