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商品編碼

1458131

全球 B2B付款市場規模、佔有率和成長分析：按付款類型、最終用戶和技術 - 產業預測 (2024-2031)

Global B2B Payments Market Size, Share, Growth Analysis, By Payment Type(electronic funds transfer, credit cards), By End User(healthcare, manufacturing), By Technology(blockchain, artificial intelligence (AI)) - Industry Forecast 2024-2031

出版日期: 2024年03月27日 | 出版商:

SkyQuest | 英文 207 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

2022年全球B2B付款市場規模將達到120.96兆美元，預測期（2024-2031年）複合年成長率為8%，從2023年的130.64兆美元成長到2031年的241.8兆美元。

充滿活力且快速擴張的全球 B2B付款市場正在推動企業之間的金融交易。該市場包括廣泛的平台和付款選項，旨在簡化和加速與企業對企業交易相關的複雜付款程序。全球商業付款市場提供了廣泛的解決方案來滿足世界各地組織不斷變化的需求，從尖端的數位付款技術到支票和電匯等傳統方法。 B2B付款領域的建立主要是為了促進公司之間輕鬆且有效率的金融交易。透過提供安全、可靠、便捷的付款方式，該市場使企業能夠更有效率地整體營運，更好地管理現金流，並安心開展業務。貿易、加快供應商付款、國際業務擴張以及促進金融開放和課責都是透過企業對企業 (B2B)付款實現的。由於幾個關鍵因素，全球 B2B付款市場正在不斷擴大。首先，數位付款解決方案的採用是由企業管理數位化的進步和紙本交易的轉變所推動的。隨著電子帳單、網際網路平台和雲端基礎的會計系統的普及，企業擴大採用數位付款來最佳化其財務流程。其次，由於跨境貿易和業務全球化的趨勢不斷成長，對有效的 B2B付款解決方案的需求不斷成長。進行國際貿易的企業需要安全且負擔得起的付款方式，這些方式必須滿足監管標準、支援不同貨幣並解決安全問題。因此，專門針對國際企業的需求量身定做的尖端跨境付款管道和服務應運而生。儘管B2B付款產業有著巨大的發展潛力，但也面臨障礙和限制。不願意改變和繼續使用過時的付款方式是兩個主要障礙。一些堅持傳統方法的公司阻礙了數位付款系統的普遍採用。此外，隱私、詐騙預防和資料安全問題阻礙了 B2B付款系統的快速普及，因此需要強大的安全通訊協定和建立信任的工作。

有許多關鍵因素正在重塑 B2B付款業務。付款和財務管理解決方案的整合是一個顯著趨勢，企業尋求包括財務分析、現金流量管理和付款處理的整合平台。這種模式提高了生產力，並使公司能夠全面了解其財務活動。另一個重要的發展是 B2B 市場中擴大使用行動和非接觸式付款方式。隨著智慧型手機的普及和對非接觸式交易的需求日益成長，企業正在採用行動付款應用程式和非接觸式付款技術，為客戶提供更快、更便捷的付款體驗。科技創新者、金融科技公司和付款服務供應商可以在 B2B付款領域找到商機。市場有巨大潛力創造更先進的付款解決方案，滿足企業的多元需求，針對不同產業的特定痛點。潛力在於基於人工智慧的詐欺檢測、基於區塊鏈的解決方案、即時付款以及與 ERP 和會計系統的無縫整合等領域。此外，各種業務的持續數位化以及對自動化財務流程的需求不斷增加，正在為解決方案供應商創造有利的環境。企業正在積極尋求現代付款系統，以減少開支、簡化業務並提供資訊以改善財務決策。

市場概況
北美洲
- 美國
- 加拿大
歐洲
- 德國
- 西班牙
- 法國
- 英國
- 其他歐洲國家地區
亞太地區
- 中國
- 印度
- 日本
- 韓國
- 其他亞太地區
拉丁美洲
- 巴西
- 其他拉丁美洲地區
中東和非洲 (MEA)
- 海灣合作理事會國家
- 南非
- 其他中東/非洲地區

競爭格局

前5名企業對比
主要企業市場定位（2021年）
主要市場參與者所採取的策略
關鍵成功策略
近期市集活動
主要企業市場佔有率（2021年）

主要企業簡介

Visa（US）
Mastercard（US）
American Express（US）
JPMorgan Chase（US）
Bank of America（US）
Citigroup（US）
PayPal（US）
Fiserv（US）
Square（US）
Worldpay（UK）
Barclays（UK）
HSBC（UK）
Santander（Spain）
ING Group（Netherlands）
Deutsche Bank（Germany）
BNP Paribas（France）
Credit Agricole（France）
Sumitomo Mitsui Financial Group（Japan）
Mizuho Financial Group（Japan）
UniCredit Group（Italy）

簡介目錄

Product Code: SQMIG40D2015

Global B2B Payments Market size was valued at USD 120.96 trillion in 2022 and is poised to grow from USD 130.64 trillion in 2023 to USD 241.80 trillion by 2031, at a CAGR of 8% during the forecast period (2024-2031).

The dynamic and quickly expanding global market for B2B payments enables companies to perform financial transactions with one another. It includes an extensive array of platforms and payment options intended to simplify and expedite the intricate payment procedures associated with business-to-business transactions. The global business payments market provides a wide range of solutions to address the changing demands of organizations around the globe, ranging from cutting-edge digital payment technology to more conventional methods like checks and wire transfers. The B2B payments sector was created primarily to facilitate easy and effective financial transactions between companies. The market enables businesses to operate more efficiently overall, manage cash flow better, and conduct business with ease by offering safe, dependable, and convenient payment options. Trade, prompt supplier payments, international corporate expansion, and the promotion of financial openness and accountability are all made possible by business-to-business (B2B) payments. The worldwide B2B payments market is expanding due to a number of important factors. First off, the adoption of digital payment solutions is fueled by the growing digitization of business operations and the move away from paper-based transactions. As electronic invoices, internet platforms, and cloud-based accounting systems gain traction, companies are adopting digital payment methods in greater numbers to optimize their financial processes. Second, the need for effective B2B payment solutions is being driven by the growing trend of cross-border trade and the globalization of businesses. Businesses that deal internationally look for safe, affordable payment options that meet regulatory standards, support different currencies, and handle security concerns. As a result, cutting-edge cross-border payment platforms and services that specifically address the requirements of international firms have emerged. The B2B payments sector has significant development potential, but it also faces obstacles and limitations. The reluctance to change and the continued use of outdated payment methods are two important barriers. The general use of digital payment systems is impeded by certain businesses that persist in using conventional methods. Furthermore, issues with privacy, fraud prevention, and data security are impeding the quick uptake of B2B payment systems, necessitating strong security protocols and attempts to foster confidence.

A number of significant factors are reshaping the B2B payments business. Convergence of payment and financial management solutions is one notable trend, with companies looking for integrated platforms that include financial analytics, cash flow management, and payment processing. This pattern increases productivity and gives companies a thorough understanding of their financial activities. The growing use of mobile and contactless payment methods in the B2B market is another significant development. In order to provide customers with faster and more convenient payment experiences, businesses are adopting mobile payment apps and contactless payment technologies due to the widespread use of smartphones and the increasing desire for touchless transactions. Technology innovators, fintech companies, and payment service providers can find profitable opportunities in the B2B payments sector. The market has enormous potential for creating enhanced payment solutions that meet a variety of company demands and target certain pain areas in various industries. Possibilities exist in fields like AI-powered fraud detection, blockchain-based solutions, real-time payments, and seamless interaction with ERP and accounting systems. Moreover, the continuous digitization of various businesses and the growing need for automated financial procedures establish a favorable environment for suppliers of solutions. Modern payment systems that can lower expenses, simplify operations, and offer useful information for improved financial decision-making are actively sought after by businesses.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global B2B Payments Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global B2B Payments Market Segmental Analysis

Based on payment type, end user, technology, and geography, the global B2B payments market is divided into segments. The market is divided by payment type into categories such as credit cards, mobile payments, electronic funds transfers, and others. The market is divided into several end-user segments, including healthcare, manufacturing, retail, IT, and telecommunications. The market is divided into three categories based on technology: application programming interfaces (APIs), blockchain, and artificial intelligence (AI). The market is divided into Latin America, Middle East and Africa, Asia Pacific, North America, and Europe.

Drivers of the Global B2B Payments Market

The B2B payments market is expanding due to rising use of digital payment methods and technological developments. Businesses are switching from manual invoicing and paper checks to digital systems that provide cost savings, efficiency, and convenience in payment processing. For instance, the emergence of electronic invoicing systems, online payment gateways, and mobile payment apps has simplified business-to-business (B2B) transactions by cutting down on costs, processing times, and human error.

Restraints in the Global B2B Payments Market

The dangers connected to fraud and security breaches rise in tandem with the volume and value of B2B transactions. Cybercriminals target payment systems in an attempt to obtain sensitive financial data without authorization, costing firms a substantial amount of money. Business-to-business payment procedures become more complicated and expensive due to the requirement for strong security measures like tokenization, encryption, and fraud detection systems. Moreover, the difficulties in guaranteeing secure transactions are increased by regulatory compliance requirements, especially in sectors like finance and healthcare that have strict data protection laws.

Market Trends of the Global B2B Payments Market

As a result of its ability to settle transactions instantly, real-time payment systems are becoming more and more popular in the business-to-business (B2B) market. Companies are looking for quicker payment solutions more and more in an effort to manage their cash flow better and increase liquidity. Businesses can make and receive payments instantly, around-the-clock, thanks to real-time payment networks like the RTP (Real-Time Payments) network in the US and the Faster Payments System in the UK. This tendency is especially important for sectors like supply chain management, manufacturing, and e-commerce where transactions must be completed on time.

Combining APIs with Open Banking: The combination of Application Programming Interfaces (APIs) and Open Banking initiatives is transforming B2B payments. Open banking encourages competition and innovation in the payments sector by granting third-party providers access to financial data and enabling payments to be made with firms' permission. Businesses may enhance financial insight and provide seamless payment experiences by integrating their systems with banks and payment service providers through the utilization of APIs. To improve efficiency and streamline B2B payment operations, organizations can, for example, initiate payments directly from their accounting or ERP systems, access real-time transaction data, and automatically reconcile payments.

Executive Summary

Market Overview
Wheel of Fortune

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Parent Market Analysis

Market Overview
Market Size
Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges

Key Market Insights

Technology Analysis
Pricing Analysis
Supply Chain Analysis
Value Chain Analysis
Ecosystem of the Market
IP Analysis
Trade Analysis
Startup Analysis
Raw Material Analysis
Innovation Matrix
Pipeline Product Analysis
Macroeconomic Indicators
Top Investment Analysis
Key Success Factor
Degree of Competition

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Regulatory Landscape
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact

Global B2B Payments Market by Payment Type

Market Overview
electronic funds transfer
credit cards
mobile payments
and others

Global B2B Payments Market by End User

Market Overview
healthcare
manufacturing
retail
IT and telecommunications
and others

Global B2B Payments Market by Technology

Market Overview
blockchain
artificial intelligence (AI)
and application programming interfaces (APIs)

Global B2B Payments Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2021
Strategies Adopted by Key Market Players
Top Winning Strategies
- By Development
- By Company
- By Year
Recent Activities in the Market
Key Companies Market Share (%), 2021

Key Company Profiles

Visa (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mastercard (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American Express (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
JPMorgan Chase (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank of America (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Citigroup (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PayPal (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fiserv (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Square (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Worldpay (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Barclays (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Santander (Spain)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ING Group (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Deutsche Bank (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNP Paribas (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Credit Agricole (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Sumitomo Mitsui Financial Group (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mizuho Financial Group (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UniCredit Group (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments