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市場調查報告書
商品編碼
1404484

保險科技：市場佔有率分析、產業趨勢/統計、成長預測，2024-2029

Insurtech - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2024 - 2029
出版日期: | 出版商: Mordor Intelligence | 英文 150 Pages | 商品交期: 2-3個工作天內

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簡介目錄

本會計年度全球保險科技市場營收預計將超過 55 億美元，預測期內複合年成長率將超過 3%。

由於保險申請流程的簡化、與客戶的溝通的改善以及實施自動化的能力等因素，全球保險科技市場預計在預測期內將顯著成長。由於與一般產物保險、車輛保險等其他保險業相比，保險科技的採用率顯著提高，預計健康保險市場將在未來幾年呈現最高成長率。在產物保險業，檸檬水和眾安等公司佔據了保險科技市場的主要佔有率。產業的獨特之處在於創新和獨特的解決方案，以改善保險價值鏈，吸引來自世界各地的傳統參與者和投資者的資金。

保險科技市場-IMG1

保險領域對人工智慧、機器學習和區塊鏈技術等技術進步的日益偏好，導致過去幾年交易數量持續增加。保險科技公司透過開發新產品推動保險市場創新的能力將有助於保險公司回應動態的客戶需求。

在新冠肺炎 (COVID-19) 疫情期間，由於封鎖規定，對技術的需求增加，保險科技市場出現顯著成長。自 COVID-19 以來，市場在創新的推動下經歷了適度成長。

保險科技市場趨勢

技術進步驅動市場

數位技術正在推動市場。這些技術用於了解客戶需求並根據不斷變化的客戶需求增強服務產品。市場參與者有很大機會透過數位化現有業務來在短期內獲取價值，但除非他們同時利用數位技術進行創新和建立新業務，否則他們就有被拋在後面的風險。看來確實會如此。數位化和無所不在的資料通訊使企業能夠創建全球供應鏈。隨著人工智慧和網路安全的引入，該公司正在贏得新合約並擴大其影響範圍。例如，2021年，Metromile宣布推出比特幣付款解決方案，允許他們使用加密貨幣接受保險費並支付保險索賠。

保險科技市場-IMG2

BFSI 細分市場佔據主導地位

BFSI 細分市場佔據主導地位，2022 年佔全球收益的 20.0% 以上。 BFSI 公司廣泛採用保險科技解決方案來提高業務效率。 BFSI 領域連接設備的增加導致了大量資料的產生。此外，保險公司發現利用這些資料可以讓他們提供更好的服務、最佳化成本、獲得洞察並增加收益。同時，全球智慧型手機普及的不斷提高預計也將推動 BFSI 產業對保險科技解決方案的需求。

保險科技市場概況

全球保險科技市場較為分散，有大量小型企業滿足壽險和非壽險產業的需求。本報告概述了在所研究市場中營運的主要國際參與者。

其他福利：

  • Excel 格式的市場預測 (ME) 表
  • 3 個月的分析師支持

目錄

第1章簡介

  • 研究假設和市場定義
  • 市場範圍

第2章調查方法

第3章執行摘要

第4章市場洞察與動態

  • 市場概況
  • 市場促進因素
    • 數位化正在推動市場
  • 市場抑制因素
    • 資料安全和隱私問題抑制市場
  • 市場機會
    • 新的創新為新進入者創造了機會
  • 產業吸引力波特五力分析
    • 供應商的議價能力
    • 買方議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭公司之間的敵對關係
  • 對保險科技成長週期融資的見解
  • 洞察塑造市場的法規結構
  • 對塑造市場的技術進步的見解
  • COVID-19 對市場的影響

第5章市場區隔

  • 按類型
    • 車
    • 商業
    • 健康
    • 住宅
    • 專業
    • 旅行
    • 其他
  • 按最終用戶
    • 車
    • BFSI
    • 政府
    • 衛生保健
    • 製造業
    • 零售
    • 運輸
    • 其他
  • 按地區
    • 北美洲
      • 美國
      • 加拿大
      • 北美其他地區
    • 歐洲
      • 德國
      • 英國
      • 其他歐洲國家
    • 南美洲
      • 巴西
      • 阿根廷
      • 南美洲其他地區
    • 亞太地區
      • 印度
      • 中國
      • 澳洲
      • 其他亞太地區
    • 中東/非洲
      • 阿拉伯聯合大公國
      • 沙烏地阿拉伯
      • 南非
      • 其他中東/非洲

第6章競爭形勢

  • 市場集中度概況
  • 公司簡介
    • Banc Insurance Agency Inc（Insuritas）
    • Policy Bazaar
    • ZhongAn Online Property & Casualty Insurance Co. Ltd.
    • Clover Health Insurance
    • Acko General Insurance Limited
    • Moonshot-Internet
    • Sureify
    • Lemonade
    • Oscar Health
    • Anorak
    • BDEO
    • Earnix
    • Planck
    • ThingCo
    • Tractable
    • Bima
    • Metromile
    • Collective Health*

第7章 市場趨勢

第 8 章 免責聲明，關於出版商

簡介目錄
Product Code: 65999
Insurtech - Market - IMG1

The global insurtech market has generated a revenue of over USD 5.5 billion in the current year and is anticipated to register a CAGR of more than 3% for the forecast period.

The global insurtech market is expected to grow significantly during the forecast period, owing to the factors such as simplification of the claims process, improved communication with the client, and the capabilities to implement automation. The health insurance market is expected to have the highest growth rate in the upcoming years as the adoption of Insurtech is significantly higher compared to that of other insurance sectors, such as property and casualty, vehicle, and others. Under the Property and casualty insurance industry, companies such as Lemonade and Zhong An hold the major share of the insurtech market. The differentiating factors about the industry are their innovations and unique solutions to improve the insurance value chain that are attracting funds from legacy players and investors worldwide.

The number of deals made has risen continuously during the past few years, owing to the increased preference for technological advancements, such as artificial intelligence, machine learning, and blockchain technology in the insurance sector. The capability of the Insurtech companies to drive innovation in the insurance market by developing new products will help insurance companies meet dynamic customer requirements.

During COVID-19, the necessity of technology rose, and the insurtech market experienced significant growth due to lockdown restrictions. Post-COVID-19, the market is experiencing gradual growth with innovations.

Insurtech Market Trends

Technological Advancements are Driving the Market

Digital technology is driving the market. These technologies are used to understand customer needs and also to enhance their offerings based on the changing customer needs. There is a significant opportunity for the market players to capture value in the short term by digitizing their current business; they will get left behind if they fail simultaneously to use digital technology to innovate and build new businesses. Digitization and ubiquitous data communications have enabled companies to build global supply chains. With the adoption of Artificial intelligence and cyber security, companies are tapping new contracts and expanding their reach to people. For instance, in 2021, Metromile Inc. announced to implementation of Bitcoin Payment Solutions to accept premiums and pay claims in cryptocurrency.

Insurtech - Market - IMG2

BFSI Segment Dominating the Market

The BFSI segment dominated the market and accounted for more than 20.0% share of the global revenue in 2022. BFSI businesses are widely adopting insurtech solutions for improving business efficiency. The increase in the number of connected devices in the BFSI sector is leading to the generation of a huge amount of data. Moreover, insurance companies have realized that they can use such data to deliver better services, optimize costs, gain insights, and boost revenues. At the same time, the growing penetration of smartphones worldwide is also expected to drive the demand for insurtech solutions across the BFSI sector.

Insurtech Market Overview

The global insurtech market is fragmented due to the presence of a large number of small players that cater to the needs of life and non-life insurance sectors. The report includes an overview of the major international players operating in the market studied. Currently, some of the notable players based on their growth potential and industry significance are Banc Insurance Agency Inc. (Insuritas), Policy Bazaar, ZhongAn Online Property & Casualty Insurance Co. Ltd., Clover Health Insurance, and Acko General Insurance Limited, among others.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Market

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS AND DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Digitalization is Driving the Market
  • 4.3 Market Restraints
    • 4.3.1 Data Security and Privacy Concerns are Restraining the Market
  • 4.4 Market Opportunities
    • 4.4.1 New Innovations will Create Opportunities to New Entrants
  • 4.5 Industry Attractiveness: Porter's Five Forces Analysis
    • 4.5.1 Bargaining Power of Suppliers
    • 4.5.2 Bargaining Power of Buyers
    • 4.5.3 Threat of New Entrants
    • 4.5.4 Threat of Substitutes
    • 4.5.5 Intensity of Competitive Rivalry
  • 4.6 Insights on Financial Infusions into the Insurtech Growth Cycle
  • 4.7 Insights on Regulatory Framework Shaping the Market
  • 4.8 Insights on Technological Advancements Shaping the Market
  • 4.9 Impact of COVID-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By Type
    • 5.1.1 Auto
    • 5.1.2 Business
    • 5.1.3 Health
    • 5.1.4 Home
    • 5.1.5 Specialty
    • 5.1.6 Travel
    • 5.1.7 Other Types
  • 5.2 By End-User
    • 5.2.1 Automotive
    • 5.2.2 BFSI
    • 5.2.3 Government
    • 5.2.4 Healthcare
    • 5.2.5 Manufacturing
    • 5.2.6 Retail
    • 5.2.7 Transportation
    • 5.2.8 Other End-Users
  • 5.3 By Geography
    • 5.3.1 North America
      • 5.3.1.1 United States
      • 5.3.1.2 Canada
      • 5.3.1.3 Rest of North America
    • 5.3.2 Europe
      • 5.3.2.1 Germany
      • 5.3.2.2 United Kingdom
      • 5.3.2.3 Rest of Europe
    • 5.3.3 South America
      • 5.3.3.1 Brazil
      • 5.3.3.2 Argentina
      • 5.3.3.3 Rest of South America
    • 5.3.4 Asia-Pacific
      • 5.3.4.1 India
      • 5.3.4.2 China
      • 5.3.4.3 Australia
      • 5.3.4.4 Rest of Asia-Pacific
    • 5.3.5 Middle East & Africa
      • 5.3.5.1 United Arab Emirates
      • 5.3.5.2 Saudi Arabia
      • 5.3.5.3 South Africa
      • 5.3.5.4 Rest of Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Market Concentration Overview
  • 6.2 Company Profiles
    • 6.2.1 Banc Insurance Agency Inc (Insuritas)
    • 6.2.2 Policy Bazaar
    • 6.2.3 ZhongAn Online Property & Casualty Insurance Co. Ltd.
    • 6.2.4 Clover Health Insurance
    • 6.2.5 Acko General Insurance Limited
    • 6.2.6 Moonshot-Internet
    • 6.2.7 Sureify
    • 6.2.8 Lemonade
    • 6.2.9 Oscar Health
    • 6.2.10 Anorak
    • 6.2.11 BDEO
    • 6.2.12 Earnix
    • 6.2.13 Planck
    • 6.2.14 ThingCo
    • 6.2.15 Tractable
    • 6.2.16 Bima
    • 6.2.17 Metromile
    • 6.2.18 Collective Health*

7 MARKET FUTURE TRENDS

8 DISCLAIMER AND ABOUT US