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市場調查報告書
商品編碼
1438346

全球金融科技 - 市場佔有率分析、產業趨勢與統計、成長預測（2024 - 2029）

Global Fintech - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 150 Pages | 商品交期: 2-3個工作天內

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簡介目錄

預計2024年全球金融科技市場規模為2,282.4億美元，預估至2029年將達3,972.4億美元，預測期內（2024-2029年）CAGR為11.72%。

全球金融科技 - 市場

FinTech（金融科技）現在是金融市場的流行詞。它是指企業使用的電腦程式和其他現代技術，提供自動化和改進的金融服務。多年來，金融科技產業取得了重大發展，促使公司轉型為以客戶為中心的企業。因此，要在世界各地從新創公司到科技公司再到老牌公司的眾多公司中找到一席之地並不容易。透過合作或具課題性的方式，金融服務公司和科技公司已經佔據了彼此的道路，並在不斷發展的商業環境中提出顛覆性和創新性的主張。

各種危機成為金融科技市場發展的催化劑。自上次全球金融危機以來，金融科技投資一直在成長。該行業的擴張很大程度上是對傳統金融服務業缺陷的技術回應，傳統金融服務業在危機期間和危機後承受巨大壓力。同樣，COVID-19 也嚴重影響了全球經濟並引發了衰退。這場危機促進了金融科技業的加速發展。為了因應 COVID-19，大型金融機構與新興科技公司合作進入新市場。雖然金融科技本身也在尋求與大型金融機構合作擴大市場和服務，但無論如何，金融科技市場正在發展。

近年來出現了許多金融科技變體，它們使用針對特定功能或行業量身定做的尖端技術，例如保險科技、監管科技、支付服務等。現在，金融科技業顯然不只是一種炒作，組織策略的執行程度也變得越來越重要。金融科技業的技術方面正在迅速發展。擴大使用區塊鏈、應用程式介面 (API)、機器人流程自動化、資料分析等技術。這些技術可以實現更高的敏捷性、效率和準確性。

金融科技市場趨勢

數位支付的激增正在推動市場發展

COVID-19 大流行促進了金融包容性，促使數位支付隨著正規金融服務的全球擴張而大幅增加。這種擴張創造了新的經濟機會。現金置換等支付發展、支付請求等新的支付選擇、數位貨幣以及先買後付服務（BNPL）都為金融科技市場的成長創造了新的可能性。

金融科技公司投資激增預計將推動市場發展

世界許多地區對金融科技的投資大幅增加。 2010年至2019年間，金融科技公司的投資總額大幅成長，達2,151億美元。然而，2020年金融科技公司的投資下降了三分之一以上，達到1,277億美元，但2021年再次增加，達到2,265億美元。美國吸引了該領域的投資最多，佔總數的近80%。金融科技的這種投資趨勢預計將為市場創造利潤豐厚的成長前景。

金融科技業概況

在目前的情況下，在金融市場擁有悠久歷史的大型金融機構正在尋求與新興技術合作來拓展市場。同樣，金融科技新創公司本身也在與大型成熟金融機構合作，以促進其成長和市場。因此，金融科技市場的併購交易正在增加。例如，2021 年，PayPal 完成了對 Paidy 的收購，Paidy 是一家總部位於日本的「先買後付」供應商。此次收購將擴大 PayPal 在日本國內支付市場的能力、佈局和適用性。同樣，2021 年，萬事達卡收購了歐洲領先的開放銀行技術供應商 Aiia。透過此次收購，萬事達卡擴展了其目前的開放銀行技術和已建立的資料技術，並加速了該組織建立更強大的全球開放資料網路的進程。市場主要參與者包括螞蟻金服、眾安銀行、Atom Bank、SoFi、Paypal、Coinbase、Robinhood、Adyen 等。

額外的好處：

  • Excel 格式的市場估算 (ME) 表
  • 3 個月的分析師支持

目錄

第 1 章：簡介

  • 研究假設和市場定義
  • 研究範圍

第 2 章：研究方法

第 3 章：執行摘要

第 4 章：市場洞察與動態

  • 市場概況
  • 市場促進因素
  • 市場限制
  • 產業吸引力 - 波特五力分析
    • 新進入者的威脅
    • 買家/消費者的議價能力
    • 供應商的議價能力
    • 替代產品的威脅
    • 競爭激烈程度
  • 市場技術創新洞察
  • COVID-19 對市場的影響

第 5 章：市場區隔

  • 依服務建議
    • 匯款和付款
    • 儲蓄和投資
    • 數位借貸和借貸市場
    • 線上保險和保險市場（涵蓋壽險和非壽險區隔市場的見解）
    • 其他（電商購買融資等）
  • 依地理
    • 北美洲
      • 美國
      • 加拿大
    • 歐洲
      • 英國
      • 德國
      • 法國
      • 西班牙
      • 瑞士
      • 歐洲其他地區
    • 拉丁美洲
      • 巴西
      • 阿根廷
      • 拉丁美洲其他地區
    • 亞太
      • 中國
      • 印度
      • 日本
      • 印尼
      • 韓國
      • 亞太地區其他地區
    • 中東和非洲
      • 阿拉伯聯合大公國
      • 沙烏地阿拉伯
      • 黎巴嫩
      • 中東和非洲其他地區

第 6 章：競爭格局

  • 市場集中度概覽
  • 公司簡介
    • Ant Financials
    • Zhong An International
    • Atom Bank
    • Paypal
    • SoFi
    • CoinBase
    • Robinhood
    • Adyen
    • N 26
    • Ally Financials
    • Oscar Health
    • Klarna
    • Avant*

第 7 章：市場機會與未來趨勢

第 8 章：免責聲明和關於我們

簡介目錄
Product Code: 65997

The Global Fintech Market size is estimated at USD 228.24 billion in 2024, and is expected to reach USD 397.24 billion by 2029, growing at a CAGR of 11.72% during the forecast period (2024-2029).

Global Fintech - Market

FinTech (Financial Technology) is now a buzzword in the financial market. It refers to computer programs and other modern technologies used by businesses that provide automated and improved financial services. Over the years, the fintech industry has evolved in significant ways, leading to the transformation of companies into customer-centric businesses. Thus, finding a place among a plethora of companies ranging from startups to tech companies to established firms all over the world is not easy. With either a collaborative or a challenging approach, financial services companies and tech companies have taken up each other's lanes and are progressing with disruptive and innovative propositions in an ever-evolving business landscape.

Various crises have acted as the catalyst for the development of the FinTech market. Since the last global financial crisis, investments in Fintech have been growing. The expansion of the sector was largely a technological response to the shortcomings of the traditional financial services industry, which came under extreme pressure during and after the crisis. Similarly, COVID-19 also severely impacted the global economy and initiated the recession. This crisis resulted in the accelerated development of the FinTech industry. In response to COVID-19, large financial institutions partnered with emerging technology companies to access the new market. While FinTech are themselves seeking to team up with large financial institutions to expand their market and services, In any case, the FinTech market is developing.

Many variations of fintech have emerged in recent years that use cutting-edge technologies tailored for specific functions or sectors, such as Insurtech, regtech, payment services, and so on. Now that the FinTech industry is clearly more than a hype, the extent of execution achieved in organizations' strategy gathers importance. The technology aspect of the FinTech industry is growing rapidly. are increasingly using technology such as Blockchain, Application Programming Interface (API), robotic process automation, data analytics, etc. Which are enabling greater agility, efficiency, and accuracy.

Fintech Market Trends

Surging Adoption of Digital Payments is Driving the Market

The COVID-19 pandemic boosted financial inclusion, which resulted in a significant increase in digital payments along with the global expansion of formal financial services. This expansion created new economic opportunities. Payments developments such as cash displacement, new payment choices such as the request to pay, digital currencies, and buy now, pay later services (BNPL) all created new possibilities for the FinTech market growth.

Surging Investment in Fintech Companies is Anticipated to Drive the Market

Investment in financial technologies has increased significantly in many parts of the world. Between 2010 and 2019, the total value of investments in fintech companies increased dramatically, reaching USD 215.1 billion. However, investments in fintech companies fell by more than one-third in 2020, reaching USD 127.7 billion, but increased again in 2021, reaching USD 226.5 billion. The United States attracted the most investments in the sector, accounting for nearly 80% of the total. This investment trend in financial technology is expected to create lucrative growth prospects for the market.

Fintech Industry Overview

In the present scenario, large financial institutions with a long history in the financial market are seeking to team up with emerging technology to expand their market. Similarly, FinTech startups themselves are partnering with large and established financial institutions to enhance their growth and market. So, M&A deals are increasing in the FinTech market. For instance, in 2021, PayPal completed its acquisition of Paidy, a buy now, pay later supplier based in Japan. This acquisition would broaden PayPal's capabilities, allocation, and applicability in Japan's domestic payments market. Similarly, in 2021, Mastercard acquired Aiia, a leading European provider of open banking technology. With this acquisition, Mastercard expands its current open banking technology and established data techniques, as well as accelerates the organization's progress toward establishing a more powerful global open data network. The major players in the market include Ant Financials, Zhong An, Atom Bank, SoFi, Paypal, Coinbase, Robinhood, Adyen, etc.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions And Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS AND DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
  • 4.3 Market Restraints
  • 4.4 Industry Attractiveness - Porters' Five Forces Analysis
    • 4.4.1 Threat of New Entrants
    • 4.4.2 Bargaining Power of Buyers/Consumers
    • 4.4.3 Bargaining Power of Suppliers
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Insights of Technology Innovations in the Market
  • 4.6 Impact of COVID-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By Service Propositions
    • 5.1.1 Money Transfer and Payments
    • 5.1.2 Savings and Investments
    • 5.1.3 Digital Lending & Lending Marketplaces
    • 5.1.4 Online Insurance & Insurance Marketplaces (Insights into Life & Non life segments covered)
    • 5.1.5 Others (E-Commerce Purchase Financing, etc)
  • 5.2 By Geography
    • 5.2.1 North America
      • 5.2.1.1 USA
      • 5.2.1.2 Canada
    • 5.2.2 Europe
      • 5.2.2.1 UK
      • 5.2.2.2 Germany
      • 5.2.2.3 France
      • 5.2.2.4 Spain
      • 5.2.2.5 Switzerland
      • 5.2.2.6 Rest Of Europe
    • 5.2.3 Latin America
      • 5.2.3.1 Brazil
      • 5.2.3.2 Argentina
      • 5.2.3.3 Rest of Latin America
    • 5.2.4 Asia-Pacific
      • 5.2.4.1 China
      • 5.2.4.2 India
      • 5.2.4.3 Japan
      • 5.2.4.4 Indonesia
      • 5.2.4.5 South Korea
      • 5.2.4.6 Rest of APAC
    • 5.2.5 Middle East and Africa
      • 5.2.5.1 UAE
      • 5.2.5.2 Saudi Arabia
      • 5.2.5.3 Lebanon
      • 5.2.5.4 Rest of Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Market Concentration Overview
  • 6.2 Company Profiles
    • 6.2.1 Ant Financials
    • 6.2.2 Zhong An International
    • 6.2.3 Atom Bank
    • 6.2.4 Paypal
    • 6.2.5 SoFi
    • 6.2.6 CoinBase
    • 6.2.7 Robinhood
    • 6.2.8 Adyen
    • 6.2.9 N 26
    • 6.2.10 Ally Financials
    • 6.2.11 Oscar Health
    • 6.2.12 Klarna
    • 6.2.13 Avant*

7 MARKET OPPORTUNITIES AND FUTURE TRENDS

8 DISCLAIMER AND ABOUT US