市場調查報告書
商品編碼
1466598
付款終端市場:按類型、組件、EMV 相容、最終用戶分類 - 2024-2030 年全球預測Payment Terminal Market by Type (Countertop Terminals, Integrated Terminal, Mobile Terminals), Component (Hardware, Services, Software), EMV Compliance, End User - Global Forecast 2024-2030 |
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預計2023年付款終端市場規模為296.9億美元,2024年預估達326億美元,2030年將達578.4億美元,複合年成長率為9.99%。
付款終端是一種允許客戶在購買商品或服務時進行金融交易的設備。付款終端使客戶能夠方便地支付商品和服務費用,減少對實體貨幣的依賴。透過提供可靠的付款處理平台,付款終端可以減少延遲並提高安全性,幫助企業為客戶提供更好的體驗。一些付款終端配備了附加功能,例如條碼掃描器、EMV 晶片讀取器、NFC 功能(非接觸式付款)和簽名捕獲設備。付款終端通常用於餐廳、超級市場和加油站等零售環境,以及客戶需要高效購物方式的電子商務交易。政府推動無現金和行動付款的舉措是 NFC、磁條和加密晶片付款終端的主要推動力。然而,這些系統的運作故障和安全風險仍然是一個障礙。市場參與者正在推出新的智慧終端解決方案、自助服務亭和觸碰支付終端設備,同時增強其產品的安全性和效能特徵。
主要市場統計 | |
---|---|
基準年[2023] | 296.9億美元 |
預測年份 [2024] | 326億美元 |
預測年份 [2030] | 578.4億美元 |
複合年成長率(%) | 9.99% |
檯面終端類型和現代多樣化付款終端的演變
檯面終端是零售付款的基石,將功能性和便利性結合在一起,具有易於使用的觸控螢幕介面,支援多種付款方式,包括晶片、刷卡、點擊和行動錢包。同時,行動裝置提供了前所未有的攜帶性,並支援在不同地點進行非接觸式付款處理。此整合終端與現有 POS 系統無縫整合,透過直接引入銷售系統來簡化付款處理,最佳化結帳效率並改善客戶體驗。此外,無線終端代表了付款技術的前沿,支援透過智慧型手機和平板電腦進行交易,體現了向更行動化和無現金社會的轉變。總而言之,這些趨勢凸顯了消費者交易彈性、速度和便利性不斷提高的趨勢,付款終端從簡單的交易設備發展為促進多種付款方式的全面解決方案。
最終用戶:隨著用戶體驗和業務效率的提高,最終用戶的多樣化正在不斷發展。
在最佳化客戶體驗和提高業務效率的雙重目標的推動下,娛樂、醫療保健、飯店、零售、電子商務和運輸業正在經歷向數位化和非接觸式付款的關鍵轉變。在電影院和主題樂園等娛樂場所,付款終端需要在高峰時段安全地處理大量交易,並納入忠誠度計畫以提高客戶參與。醫療機構所需的付款解決方案能夠確保病患資料的機密性、符合 HIPAA 等法規、支援 HSA 和 FSA 等多種付款選項,並為床邊交易提供行動性。包括酒店和餐廳在內的酒店業需要多功能的付款終端,支援多種付款方式來容納國際客人,與物業管理系統整合以簡化服務,並且我們需要改善體驗。為了利用消費者洞察,零售和電子商務平台需要快速、大容量、強大的付款終端,並與庫存和客戶關係管理系統整合。最後,交通運輸部門需要具有快速連接和非接觸式付款功能的耐用、可攜式付款終端,並與交通管理系統整合,以實現高效運作和改善乘客體驗。這種全方位的演變凸顯了先進付款系統在促進不同行業場景中的無縫交易和豐富的用戶互動的關鍵作用。
區域洞察
在觸碰支付和智慧零售商店等先進技術的廣泛採用的推動下,美洲的付款終端市場正在不斷發展。該地區的參與者正在努力推出更安全的產品,以簡化身分驗證和詐欺預防等流程,讓客戶獲得更好的金融服務。 PCI-DSS 等準則的引入鼓勵進一步採用這些解決方案,並為企業處理財務資料創建一個安全的環境。在亞太地區,由於政府鼓勵無現金付款以及信用卡使用的增加,對 POS付款的需求正在加速成長。由於電子商務日益普及,該地區行動付款選項的使用顯著增加,電子商務支援需要付款終端的多種付款選項。亞洲擁有多家老字型大小企業,為該地區不斷成長的零售業提供優質產品。歐洲付款終端的使用正在增加,越來越多的中小企業正在轉向無現金付款解決方案。隨著市場相關人員利用人工智慧和機器學習等數位創新,未來幾年歐洲付款終端的使用量和複雜程度預計將持續成長。
FPNV定位矩陣
FPNV定位矩陣對於評估付款終端市場至關重要。我們檢視與業務策略和產品滿意度相關的關鍵指標,以對供應商進行全面評估。這種深入的分析使用戶能夠根據自己的要求做出明智的決策。根據評估,供應商被分為四個成功程度不同的像限:前沿(F)、探路者(P)、利基(N)和重要(V)。
市場佔有率分析
市場佔有率分析是一種綜合工具,可以對付款終端市場中供應商的現狀進行深入而深入的研究。全面比較和分析供應商在整體收益、基本客群和其他關鍵指標方面的貢獻,以便更好地了解公司的績效及其在爭奪市場佔有率時面臨的挑戰。此外,該分析還提供了對該行業競爭特徵的寶貴見解,包括在研究基準年觀察到的累積、分散主導地位和合併特徵等因素。這種詳細程度的提高使供應商能夠做出更明智的決策並制定有效的策略,從而在市場上獲得競爭優勢。
1. 市場滲透率:提供有關主要企業所服務的市場的全面資訊。
2. 市場開拓:我們深入研究利潤豐厚的新興市場,並分析其在成熟細分市場的滲透率。
3. 市場多元化:提供有關新產品發布、開拓地區、最新發展和投資的詳細資訊。
4.競爭評估與資訊:對主要企業的市場佔有率、策略、產品、認證、監管狀況、專利狀況、製造能力等進行全面評估。
5. 產品開發與創新:提供對未來技術、研發活動和突破性產品開發的見解。
1.付款終端市場的市場規模和預測是多少?
2.付款終端市場預測期間需要考慮投資的產品、細分市場、應用程式和領域有哪些?
3.付款終端市場的技術趨勢和法規結構是什麼?
4.付款終端市場主要廠商的市場佔有率為何?
5.進入付款終端市場合適的型態和策略手段是什麼?
[180 Pages Report] The Payment Terminal Market size was estimated at USD 29.69 billion in 2023 and expected to reach USD 32.60 billion in 2024, at a CAGR 9.99% to reach USD 57.84 billion by 2030.
A payment terminal is a device, enabling the customer to conduct financial transactions when purchasing goods or services. They allow customers to pay for goods or services conveniently, reducing the reliance on physical currency. By providing a reliable platform to process payments, payment terminals help businesses provide customers with an improved experience by reducing wait times and improving security. Some payment terminals have additional features such as barcode scanners, EMV chip readers, NFC capabilities (contactless payments), and/or signature capture devices. Payment terminals are typically used in retail environments such as restaurants, supermarkets, and gas stations and for eCommerce transactions where customers need an efficient way to make purchases. Government initiatives to promote cashless and mobile payments are a major driving factor of NFC, magnetic stripes, and encrypted chip-based payment terminals. However, operational failures and security risks of these systems still remain a restraint. Market players are working on enhancing product security and performance capabilities while introducing new smart terminal solutions and self-service kiosks, and tap-to-pay terminal devices.
KEY MARKET STATISTICS | |
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Base Year [2023] | USD 29.69 billion |
Estimated Year [2024] | USD 32.60 billion |
Forecast Year [2030] | USD 57.84 billion |
CAGR (%) | 9.99% |
Type: Countertop terminals Evolved and Versatility of Modern Payment Terminals
Countertop terminals, the cornerstone of retail payments, amalgamate functionality with convenience, supporting a wide array of payment methods such as chip, swipe, tap, and mobile wallets, on their user-friendly touchscreen interfaces. Parallelly, mobile terminals offer unprecedented portability, enhancing contactless payment processing across varied locations. Integrated terminals, merging seamlessly with existing POS systems, streamline payment processes directly into sales systems, thus optimizing checkout efficiency and elevating the customer experience. Additionally, wireless terminals represent the forefront of payment technology, enabling transactions through smartphones or tablets, embodying the shift towards a more mobile and cashless society. Collectively, these advancements highlight a trend toward greater flexibility, speed, and convenience in consumer transactions, demonstrating the payment terminal's evolution from a mere transactional device to a comprehensive solution facilitating multiple payment modalities.
End User: Diverse Range of End User Are Evolving with the Enhancing User Experience and Operational Efficiency
The entertainment, healthcare, hospitality, retail and e-commerce, and transportation sectors are witnessing a pivotal shift towards digital and contactless payment methods, driven by the dual objectives of optimizing customer experience and operational efficacy. In entertainment venues like cinemas and theme parks, payment terminals must handle high-volume transactions securely during peak times, incorporating loyalty programs to elevate customer engagement. Healthcare facilities demand payment solutions that ensure patient data confidentiality, comply with regulations such as HIPAA, and support diverse payment options, including HSAs and FSAs, while offering mobility for bedside transactions. The hospitality industry, encompassing hotels and restaurants, requires versatile payment terminals compatible with various payment modes to cater to international guests, integrating with property management systems to streamline services and enhance guest experiences. Retailers and ecommerce platforms necessitate robust payment terminals capable of speedy, high-volume transactions, integrated with inventory and customer relationship management systems to leverage consumer insights. Lastly, the transportation sector needs durable, portable payment terminals with rapid connectivity and contactless payment capabilities, integrated with transit management systems for efficient operations and an improved passenger experience. This across-the-board evolution underscores the critical role of advanced payment systems in fostering seamless transactions and enriched user interactions in diverse industry scenarios.
Regional Insights
The Americas payment terminal market is continuously advancing, driven by the wide adoption of advanced technologies such as tap-to-pay and smart retail stores. Players in the region are working on introducing more secure products that streamline processes such as identity verification and fraud prevention while also allowing customers greater access to their improved financial services. The introduction of guidelines such as PCI-DSS drives further adoption of these solutions, creating a safe environment for businesses to handle financial data. In the Asia-Pacific region, government initiatives encouraging cashless payments and the expansion of credit card usage have accelerated the demand for POS payments. The region has observed a significant rise in the use of mobile payment options due to the elevated popularity of eCommerce, which supports multiple payment options that require payment terminals. Asia is home to several established companies that have been providing high-quality products serving the growing retail sector in the region. The use of payment terminals in Europe is on the rise, with an increasing number of small & medium-sized businesses transitioning to cashless payment solutions. The usage of payment terminals in Europe is expected to continue to grow in both volume and sophistication over the next few years as market players take advantage of digital innovations such as artificial intelligence and machine learning.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the Payment Terminal Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Payment Terminal Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the Payment Terminal Market, highlighting leading vendors and their innovative profiles. These include Absa Group Limited, Adyen N.V., Altron Limited, BITEL Co., Ltd., Capital Appreciation Limited, Castles Technology, Cegid Group, Clearly Payments Inc., FEIG Electronic GmbH, Fidelity National Information Services, Inc., Fiserv, Inc., Fujian Newland Payment Technology Co., Ltd., INGENICO, iPay88, Maya Philippines, Inc., NCR Corporation, NEC Corporation, Panasonic Holdings Corporation, PAX Technology, Payfast by Network International Holdings PLC, PayPal Holdings, Inc., Pine Labs Private Limited, Razer Merchant Services, Samsung Electronics Co., Ltd., Shanghai SUNMI Technology Co., Ltd., Square, Inc. by Block, Inc., Squirrel Systems, Standard Bank Group, Stripe, Inc., SZZT Electronics Co., Ltd., Toshiba Corporation, Ukheshe Technologies Pty Ltd., UL LLC, UROVO Technology Corporation Ltd., VeriFone, Inc., WAPPoint (Pty) Ltd., WInpos Group AB, Worldline S.A., YOCO, and Zapper Marketing (Southern Africa) (Pty) Ltd..
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the Payment Terminal Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Payment Terminal Market?
3. What are the technology trends and regulatory frameworks in the Payment Terminal Market?
4. What is the market share of the leading vendors in the Payment Terminal Market?
5. Which modes and strategic moves are suitable for entering the Payment Terminal Market?