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1390463

數位借貸平台市場:2023-2028 年全球產業趨勢、佔有率、規模、成長、機會與預測

Digital Lending Platform Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028

出版日期: | 出版商: IMARC | 英文 148 Pages | 商品交期: 2-3個工作天內

價格

概要

2022年,全球數位借貸平台市場規模達到100億美元。展望未來, IMARC Group預計到2028年市場規模將達到234億美元,2022-2028年複合年成長率(CAGR)為15.22%。與其他金融科技服務的合作越來越多,創造了更全面的金融生態系統,網路和智慧型手機的可用性不斷提高,以及 P2P 借貸的日益普及,是推動市場的一些主要因素。

數位借貸平台是一個線上平台,可以方便資金借貸,而無需銀行等傳統實體機構。它使個人、企業甚至機構能夠透過數位管道連接和交易貸款和信貸,通常簡化申請、批准和支付流程。它的範圍可以從點對點借貸到更複雜的金融技術解決方案,涉及自動化、資料分析和人工智慧來評估信用度和管理風險。

與其他金融科技服務和應用程式的合作越來越多,創造了一個更有凝聚力和更全面的金融生態系統,正在加強全球市場的成長。此外,網路和智慧型手機的廣泛普及,使數位借貸平台更容易為更廣泛的受眾所使用,有利於市場的成長。此外,根據個人喜好個人化使用者介面和體驗的能力不斷增強,增強了使用者參與度,有助於市場成長。除此之外,P2P借貸(個人可以透過線上平台相互借貸)的日益普及正在對市場產生積極影響。此外,越來越多的中小企業(SME)尋求業務擴張資金正在推動市場的成長。

數位借貸平台市場趨勢/促進因素:

金融包容性的提高

數位借貸平台為以前服務不足或沒有銀行帳戶的人群打開了金融服務的大門。這些平台使用替代資料進行信用評估,為沒有傳統信用記錄的個人提供貸款。透過打破地理障礙和利用行動技術,數位貸款正在到達偏遠地區,並為更廣泛的金融包容性做出貢獻。這創造了巨大的需求,特別是在傳統銀行服務可能有限的新興市場。

對便利性的期望上升

在當今快節奏的世界中,人們越來越尋求便利、快速的金融服務。這個數位借貸平台透過線上管道提供快速、無縫的貸款申請和批准來滿足這一需求。數位借貸平台提供 24/7 全天候的個人化服務,使借款人能夠在方便的時候申請貸款,從而推動對這些平台的需求。

不斷成長的監管支援和合規性

世界各地的監管機構越來越認知到數位借貸平台的潛力,並透過有利的監管提供支援。這些政策旨在保護消費者、維護金融體系的完整性並促進創新。此外,資料隱私法和透明借貸實踐指南的引入確保了數位借貸平台在值得信賴的法律框架內運作。這種監管支持在建立人們對數位借貸平台的信心方面發揮了關鍵作用,從而推動了他們的需求。

數位借貸平台產業細分:

IMARC Group提供了全球數位借貸平台市場報告各細分市場主要趨勢的分析,以及 2023 年至 2028 年全球、區域和國家層面的預測。我們的報告根據類型、組件、部署模型和垂直行業對市場進行了分類。

按類型分類:

貸款發放

決策自動化

收集和恢復

風險與合規管理

其他

貸款發放主導市場

該報告根據類型提供了詳細的市場細分和分析。這包括貸款發放、決策自動化、催收和回收、風險和合規管理等。根據該報告,貸款發放佔最大部分。它專注於貸款的初始階段,幫助貸款人和借款人完成申請和批准流程。它簡化了申請提交、文件驗證、信用評估和核准流程。它透過自動化和數位介面確保借款人和貸方獲得更順暢、更快速的體驗。

決策自動化平台利用資料分析和機器學習 (ML) 等技術來評估借款人的信用度並確定貸款條款。這些平台使用各種資料來源來做出更明智的貸款決策,其中可以包括傳統的信用評分以及社交媒體活動、交易歷史等替代資料。

按組件分類:

解決方案

服務

解決方案佔據最大市場佔有率

報告還提供了基於組件的詳細市場細分和分析。這包括解決方案和服務。報告稱,解決方案佔據了最大的市場佔有率。在數位借貸平台的背景下,解決方案是指促進借貸流程各個方面的基於軟體和技術的工具。這些解決方案可以包括支援貸款發放、信用評估、風險管理、催收等的軟體應用程式或平台。它們旨在自動化和簡化貸款工作流程,使貸款人和借款人更有效率和方便用戶使用。解決方案還可以包含線上申請表、即時資料分析、決策演算法和安全數位文件儲存等功能。

數位借貸平台的服務涉及向平台用戶提供的專業和技術支援。這種支援可以包括諮詢、培訓、客戶服務、技術援助和其他形式的指導。服務對於確保用戶了解如何有效利用平台的解決方案並解決借貸過程中可能出現的任何問題至關重要。此外,服務可能涉及對平台的持續維護、更新和改進,以使其符合不斷變化的行業趨勢和法規。

按部署模型分類:

本地

基於雲端

本地主導市場

該報告根據部署模型對市場進行了詳細的細分和分析。這包括本地和基於雲端的。根據該報告,本地佔最大部分。本地部署模式是指在使用數位借貸平台軟體和基礎設施的組織的實體場所內安裝和運行數位借貸平台軟體和基礎設施。在此設定中,所有硬體、伺服器、資料庫和軟體元件均由組織的 IT 團隊管理和維護。本地部署可以更好地控制資料安全和客製化,並能夠滿足特定的法規要求。

基於雲端的部署模式涉及將數位借貸平台軟體和基礎設施託管在由第三方雲端服務供應商管理的遠端伺服器上。這消除了組織投資和管理自己的硬體和資料中心的需要。基於雲端的部署提供了可擴展性、靈活性並降低了前期成本,因為資源可以根據需求擴展或縮減。它還允許更輕鬆的遠端存取和更新。

按垂直行業細分:

銀行

保險公司

信用社

儲蓄貸款協會

點對點借貸

其他

銀行主導市場

報告還提供了基於垂直行業的詳細市場細分和分析。這包括銀行、保險公司、信用合作社、儲蓄和貸款協會、點對點借貸等。報告稱,銀行是最大的細分市場。他們可以利用數位借貸平台簡化借貸流程,為客戶提供更方便的體驗。這些平台可以實現線上貸款申請、自動信用評估和快速核准流程。銀行可以透過將此類平台整合到其營運中來提高客戶滿意度並減少發放貸款所需的時間。

保險公司可以使用數位借貸平台為保單持有人提供優質融資選擇。這使得保單持有人可以隨著時間的推移分攤他們的保險費支付,這使得他們更容易管理。該平台可以促進貸款申請、信用評估和還款流程,使保單持有人能夠維持其保險範圍而不會出現重大財務壓力。

按地區分類:

北美洲

美國

加拿大

亞太

中國

日本

印度

韓國

澳洲

印尼

其他

歐洲

德國

法國

英國

義大利

西班牙

俄羅斯

其他

拉丁美洲

巴西

墨西哥

其他

中東和非洲

北美表現出明顯的主導地位,佔據最大的數位借貸平台市場佔有率

該報告還對所有主要區域市場進行了全面分析,其中包括北美(美國和加拿大);亞太地區(中國、日本、印度、韓國、澳洲、印尼等);歐洲(德國、法國、英國、義大利、西班牙、俄羅斯等);拉丁美洲(巴西、墨西哥等);以及中東和非洲。報告稱,北美佔據最大的市場佔有率。

線上銀行服務的日益普及是推動北美地區數位借貸平台需求的關鍵因素之一。此外,對數位自動化的日益重視正在促進該地區的市場成長。除此之外,網路威脅的不斷增加正在對該地區的市場產生積極影響。

由於中小企業數量不斷增加、對高效信用評估、先進技術整合等的需求不斷增加,亞太地區預計將穩定成長。

競爭格局:

領先公司正在採用人工智慧 (AI)、機器學習 (ML) 等先進技術來自動化和改進貸款的各個方面,包括信用風險評估、詐欺檢測和客戶服務。這些技術可以分析大量資料,以做出更準確的貸款決策,並根據個人資料提供個人化貸款。他們還整合區塊鏈技術,透過提供防篡改和共享的數位帳本來提高借貸的透明度、安全性和效率。它可用於驗證借款人身分、記錄貸款交易以及簡化跨境貸款流程。此外,主要參與者正在部署巨量資料分析和機器人流程自動化(RPA),使貸款人能夠分析傳統信用評分之外更廣泛的資料來源。社群媒體活動、交易歷史和其他替代資料可以提供更全面的借款人信用度視圖。這些進步也涉及貸款流程中重複性和基於規則的任務的自動化。

該報告對市場競爭格局進行了全面分析。也提供了所有主要公司的詳細資料。市場上的一些主要參與者包括:

黑騎士公司

菲納斯特拉

FIS

費瑟夫公司

智力設計競技場股份有限公司

洲際交易所公司

Nucleus 軟體出口有限公司

佩加系統公司

魯斯特菲公司

塔萬特科技公司

維普羅有限公司。

最近的發展:

2020 年,Roostify Inc. 與 Google Cloud 合作,利用 Google Cloud 人工智慧 (AI) 和機器學習 (ML) 功能幫助貸方更快速、更輕鬆地處理抵押貸款申請。

2021 年,Nucleus Software Exports Ltd. 與 TPBank 合作增強其數位商務。 FinnOne Neo 協助 TPBank 提供即時數位貸款、提高流程效率並改善信用評估。

本報告回答的關鍵問題

  • 2022年全球數位借貸平台市場規模有多大
  • 2023-2028年全球數位借貸平台市場的預期成長率是多少
  • 推動全球數位借貸平台市場的關鍵因素是什麼
  • COVID-19 對全球數位借貸平台市場有何影響
  • 全球數位借貸平台市場按類型分類是怎樣的
  • 全球數位借貸平台市場的組成部分是怎麼樣的
  • 基於部署模型的全球數位借貸平台市場區隔是怎樣的
  • 基於產業垂直的全球數位借貸平台市場區隔是怎樣的
  • 全球數位借貸平台市場的重點區域有哪些
  • 10. 全球數位借貸平台市場的主要參與者/公司有哪些?

本報告回答的關鍵問題

  • 2022年全球數位借貸平台市場規模有多大?
  • 2023-2028年全球數位借貸平台市場的預期成長率是多少?
  • 推動全球數位借貸平台市場的關鍵因素是什麼?
  • COVID-19 對全球數位借貸平台市場有何影響?
  • 全球數位借貸平台市場按類型分類是怎樣的?
  • 基於組件的全球數位借貸平台市場的細分是什麼?
  • 基於部署模式的全球數位借貸平台市場的細分是怎樣的?
  • 全球數位借貸平台市場基於垂直行業的詳細情形如何?
  • 全球數位借貸平台市場的重點區域有哪些?
  • 全球數位借貸平台市場的主要參與者/公司有哪些?

目錄

第 1 章:前言

第 2 章:範圍與方法

  • 研究目的
  • 利害關係人
  • 資料來源
    • 主要資源
    • 二手資料
  • 市場預測
    • 自下而上的方法
    • 自上而下的方法
  • 預測方法

第 3 章:執行摘要

第 4 章:簡介

  • 概述
  • 主要行業趨勢

第 5 章:全球數位借貸平台市場

  • 市場概況
  • 市場業績
  • COVID-19 的影響
  • 市場預測

第 6 章:按類型分類的市場細分

  • 貸款發放
    • 市場走向
    • 市場預測
  • 決策自動化
    • 市場走向
    • 市場預測
  • 收集和恢復
    • 市場走向
    • 市場預測
  • 風險與合規管理
    • 市場走向
    • 市場預測
  • 其他
    • 市場走向
    • 市場預測

第 7 章:按成分分類的市場區隔

  • 解決方案
    • 市場走向
    • 市場預測
  • 服務
    • 市場走向
    • 市場預測

第 8 章:依部署模式分類的市場

  • 本地
    • 市場走向
    • 市場預測
  • 基於雲端
    • 市場走向
    • 市場預測

第 9 章:按產業垂直分類的市場區隔

  • 銀行
    • 市場走向
    • 市場預測
  • 保險公司
    • 市場走向
    • 市場預測
  • 信用社
    • 市場走向
    • 市場預測
  • 儲蓄貸款協會
    • 市場走向
    • 市場預測
  • 點對點借貸
    • 市場走向
    • 市場預測
  • 其他
    • 市場走向
    • 市場預測

第 10 章:按地區分類的市場細分

  • 北美洲
    • 美國
      • 市場走向
      • 市場預測
    • 加拿大
      • 市場走向
      • 市場預測
  • 亞太
    • 中國
      • 市場走向
      • 市場預測
    • 日本
      • 市場走向
      • 市場預測
    • 印度
      • 市場走向
      • 市場預測
    • 韓國
      • 市場走向
      • 市場預測
    • 澳洲
      • 市場走向
      • 市場預測
    • 印尼
      • 市場走向
      • 市場預測
    • 其他
      • 市場走向
      • 市場預測
  • 歐洲
    • 德國
      • 市場走向
      • 市場預測
    • 法國
      • 市場走向
      • 市場預測
    • 英國
      • 市場走向
      • 市場預測
    • 義大利
      • 市場走向
      • 市場預測
    • 西班牙
      • 市場走向
      • 市場預測
    • 俄羅斯
      • 市場走向
      • 市場預測
    • 其他
      • 市場走向
      • 市場預測
  • 拉丁美洲
    • 巴西
      • 市場走向
      • 市場預測
    • 墨西哥
      • 市場走向
      • 市場預測
    • 其他
      • 市場走向
      • 市場預測
  • 中東和非洲
    • 市場走向
    • 按國家/地區分類的市場細分
    • 市場預測

第 11 章:SWOT 分析

  • 概述
  • 優勢
  • 弱點
  • 機會
  • 威脅

第 12 章:價值鏈分析

第 13 章:波特五力分析

  • 概述
  • 買家的議價能力
  • 供應商的議價能力
  • 競爭程度
  • 新進入者的威脅
  • 替代品的威脅

第 14 章:價格分析

第15章:競爭格局

  • 市場結構
  • 關鍵參與者
  • 關鍵參與者簡介
    • Black Knight Inc.
    • Finastra
    • FIS
    • Fiserv Inc.
    • Intellect Design Arena Ltd
    • Intercontinental Exchange Inc.
    • Nucleus Software Exports Ltd.
    • Pegasystems Inc.
    • Roostify Inc.
    • Tavant Technologies
    • Wipro Limited
Product Code: SR112023A4195

Abstract

The global digital lending platform market size reached US$ 10.0 Billion in 2022. Looking forward, IMARC Group expects the market to reach US$ 23.4 Billion by 2028, exhibiting a growth rate (CAGR) of 15.22% during 2022-2028. The increasing number of collaborations with other fintech services that create a more comprehensive financial ecosystem, rising availability of the internet and smartphones, and the growing popularity of P2P lending, are some of the major factors propelling the market.

A digital lending platform is an online platform that facilitates the borrowing and lending of funds without the need for traditional brick-and-mortar institutions like banks. It enables individuals, businesses, or even institutions to connect and transact loans and credit through digital channels, often streamlining the application, approval, and disbursement processes. It can range from peer-to-peer lending to more complex financial technology solutions that involve automation, data analytics, and artificial intelligence to assess creditworthiness and manage risk.

The increasing number of collaborations with other fintech services and apps that create a more cohesive and comprehensive financial ecosystem, is strengthening the growth of the market around the world. Moreover, the widespread availability of the internet and smartphones, which make digital lending platforms more accessible to a broader audience, is favoring the growth of the market. In addition, the rising ability to personalize user interfaces and experiences to individual preferences enhances user engagement, is contributing to the market growth. Apart from this, the growing popularity of P2P lending, wherein individuals can lend to each other through online platforms, is influencing the market positively. Furthermore, the increasing number of small and medium sized enterprises (SMEs) seeking funding for business expansion is propelling the growth of the market.

Digital Lending Platform Market Trends/Drivers:

Increase in financial inclusion

Digital lending platforms have opened the doors to financial services for previously underserved or unbanked populations. Using alternative data for credit assessment, these platforms provide access to loans for individuals without traditional credit histories. By breaking down geographical barriers and leveraging mobile technology, digital lending is reaching remote areas and contributing to broader financial inclusion. This has created a significant demand, particularly in emerging markets where conventional banking services may be limited.

Rise in expectation for convenience

In today's fast-paced world, people are increasingly seeking convenience and rapid access to financial services. The digital lending platform caters to this demand by offering swift and seamless loan applications and approvals through online channels. Digital lending platforms provide personalized services accessible 24/7, which enables borrowers to apply for loans at their convenience, thus driving demand for these platforms.

Growing regulatory support and compliance

Regulatory bodies around the world are increasingly recognizing the potential of digital lending platforms and offering support through conducive regulations. These policies are crafted to protect consumers, maintain the integrity of the financial system, and promote innovation. Moreover, the introduction of data privacy laws and guidelines for transparent lending practices ensures that the digital lending platforms operate within a trustworthy legal framework. This regulatory support has played a key role in establishing confidence in digital lending platforms, consequently driving their demand.

Digital Lending Platform Industry Segmentation:

IMARC Group provides an analysis of the key trends in each segment of the global digital lending platform market report, along with forecasts at the global, regional and country levels from 2023-2028. Our report has categorized the market based on type, component, deployment model and industry vertical.

Breakup by Type:

Loan Origination

Decision Automation

Collections and Recovery

Risk and Compliance Management

Others

Loan origination dominates the market

The report has provided a detailed breakup and analysis of the market based on the type. This includes loan origination, decision automation, collections and recovery, risk and compliance management, and others. According to the report, loan origination represented the largest segment. It focuses on the initial stages of lending, which helps lenders and borrowers with the application and approval process. It streamlines the application submission, documentation verification, credit assessment, and approval processes. It ensures a smoother and faster experience for both borrowers and lenders through automation and digital interfaces.

Decision automation platforms leverage technology, such as data analytics and machine learning (ML) to assess a borrower's creditworthiness and determine the terms of the loan. These platforms use a variety of data sources to make more informed lending decisions, which can include traditional credit scores, and alternative data like social media activity, transaction history, and more.

Breakup by Component:

Solutions

Services

Solutions hold the largest share in the market

A detailed breakup and analysis of the market based on the component has also been provided in the report. This includes solutions and services. According to the report, solutions accounted for the largest market share. In the context of a digital lending platform, solutions refer to the software and technology-based tools that facilitate various aspects of the lending process. These solutions can include software applications or platforms that enable loan origination, credit assessment, risk management, collections, and more. They are designed to automate and streamline the lending workflow, making it more efficient and user-friendly for both lenders and borrowers. Solutions can also encompass features like online application forms, real-time data analysis, decision-making algorithms, and secure digital document storage.

Services of a digital lending platform involve the professional and technical support provided to users of the platform. This support can include consulting, training, customer service, technical assistance, and other forms of guidance. Services are essential to ensure that users understand how to effectively utilize the platform's solutions and to address any issues that may arise during the lending process. Additionally, services might involve ongoing maintenance, updates, and improvements to the platform to keep it aligned with changing industry trends and regulations.

Breakup by Deployment Model:

On-premises

Cloud-based

On-premises dominate the market

The report has provided a detailed breakup and analysis of the market based on the deployment model. This includes on-premises and cloud-based. According to the report, on-premises represented the largest segment. An on-premises deployment mode refers to the installation and operation of the digital lending platform software and infrastructure within the physical premises of the organization using it. In this setup, all hardware, servers, databases, and software components are managed and maintained by the IT team of an organization. On-premises deployment offers greater control over data security and customization, as well as the ability to meet specific regulatory requirements.

A cloud-based deployment mode involves hosting the digital lending platform software and infrastructure on remote servers managed by a third-party cloud service provider. This eliminates the need for organizations to invest in and manage their own hardware and data centers. Cloud-based deployment offers scalability, flexibility, and reduced upfront costs since resources can be scaled up or down based on demand. It also allows for easier remote access and updates.

Breakup by Industry Vertical:

Banks

Insurance Companies

Credit Unions

Savings and Loan Associations

Peer-to-Peer Lending

Others

Banks dominate the market

A detailed breakup and analysis of the market based on the industry vertical has also been provided in the report. This includes banks, insurance companies, credit unions, savings and loan associations, peer-to-peer lending, and others. According to the report, banks represented the largest segment. They can leverage digital lending platforms to streamline their lending processes and offer a more convenient experience to customers. These platforms can enable online loan applications, automated credit assessments, and quick approval processes. Banks can enhance customer satisfaction and reduce the time it takes to disburse loans by integrating such platforms into their operations.

Insurance companies can use digital lending platforms to offer premium financing options to policyholders. This allows policyholders to spread out their insurance premium payments over time, which makes it more manageable for them. The platform can facilitate the loan application, credit evaluation, and repayment process, which enables policyholders to maintain their coverage without significant financial strain.

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

North America exhibits a clear dominance, accounting for the largest digital lending platform market share

The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America accounted for the largest market share.

The increasing adoption of online banking services represents one of the key factors driving the demand for digital lending platforms in the North America region. Moreover, the rising emphasis on digital automation is bolstering the market growth in the region. Besides this, the growing instances of cyber threats are influencing the market positively in the region.

Asia Pacific is estimated to witness stable growth, owing to the increasing number of small and medium-sized enterprises (SMEs), rising need for efficient credit assessment, integration of advanced technologies, etc.

Competitive Landscape:

Leading companies are incorporating advanced technologies, such as artificial intelligence (AI), machine learning (ML) to automate and improve various aspects of lending, including credit risk assessment, fraud detection, and customer service. These technologies can analyze vast amounts of data to make more accurate lending decisions and personalize loan offers based on individual profiles. They are also integrating blockchain technology that can enhance transparency, security, and efficiency in lending by providing a tamper-proof and shared digital ledger. It can be used for verifying borrower identities, recording loan transactions, and streamlining cross-border lending processes. Moreover, key players are deploying big data analytics and robotic process automation (RPA) that allow lenders to analyze a broader range of data sources beyond traditional credit scores. Social media activity, transaction history, and other alternative data can provide a more comprehensive view of the creditworthiness of a borrower. These advancements also involve automating repetitive and rule-based tasks in the lending process.

The report has provided a comprehensive analysis of the competitive landscape in the market. Detailed profiles of all major companies have also been provided. Some of the key players in the market include:

Black Knight Inc.

Finastra

FIS

Fiserv Inc.

Intellect Design Arena Ltd

Intercontinental Exchange Inc.

Nucleus Software Exports Ltd.

Pegasystems Inc.

Roostify Inc.

Tavant Technologies

Wipro Limited.

Recent Developments:

In 2020 Roostify Inc. partnered with Google Cloud to utilize Google Cloud artificial intelligence (AI) and machine learning (ML) functionality to help lenders process mortgage applications more rapidly and easily.

In 2021, Nucleus Software Exports Ltd. partnered with TPBank to enhance its digital commerce. FinnOne Neo assisted TPBank in providing instant digital loans, increasing process e?ciency, and improving credit evaluations.

Key Questions Answered in This Report

  • 1. What was the size of the global digital lending platform market in 2022?
  • 2. What is the expected growth rate of the global digital lending platform market during 2023-2028?
  • 3. What are the key factors driving the global digital lending platform market?
  • 4. What has been the impact of COVID-19 on the global digital lending platform market?
  • 5. What is the breakup of the global digital lending platform market based on the type?
  • 6. What is the breakup of the global digital lending platform market based on the component?
  • 7. What is the breakup of the global digital lending platform market based on the deployment model?
  • 8. What is the breakup of the global digital lending platform market based on the industry vertical?
  • 9. What are the key regions in the global digital lending platform market?
  • 10. Who are the key players/companies in the global digital lending platform market?

Table of Contents

1 Preface

2 Scope and Methodology

  • 2.1 Objectives of the Study
  • 2.2 Stakeholders
  • 2.3 Data Sources
    • 2.3.1 Primary Sources
    • 2.3.2 Secondary Sources
  • 2.4 Market Estimation
    • 2.4.1 Bottom-Up Approach
    • 2.4.2 Top-Down Approach
  • 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

  • 4.1 Overview
  • 4.2 Key Industry Trends

5 Global Digital Lending Platform Market

  • 5.1 Market Overview
  • 5.2 Market Performance
  • 5.3 Impact of COVID-19
  • 5.4 Market Forecast

6 Market Breakup by Type

  • 6.1 Loan Origination
    • 6.1.1 Market Trends
    • 6.1.2 Market Forecast
  • 6.2 Decision Automation
    • 6.2.1 Market Trends
    • 6.2.2 Market Forecast
  • 6.3 Collections and Recovery
    • 6.3.1 Market Trends
    • 6.3.2 Market Forecast
  • 6.4 Risk and Compliance Management
    • 6.4.1 Market Trends
    • 6.4.2 Market Forecast
  • 6.5 Others
    • 6.5.1 Market Trends
    • 6.5.2 Market Forecast

7 Market Breakup by Component

  • 7.1 Solutions
    • 7.1.1 Market Trends
    • 7.1.2 Market Forecast
  • 7.2 Services
    • 7.2.1 Market Trends
    • 7.2.2 Market Forecast

8 Market Breakup by Deployment Model

  • 8.1 On-premises
    • 8.1.1 Market Trends
    • 8.1.2 Market Forecast
  • 8.2 Cloud-based
    • 8.2.1 Market Trends
    • 8.2.2 Market Forecast

9 Market Breakup by Industry Vertical

  • 9.1 Banks
    • 9.1.1 Market Trends
    • 9.1.2 Market Forecast
  • 9.2 Insurance Companies
    • 9.2.1 Market Trends
    • 9.2.2 Market Forecast
  • 9.3 Credit Unions
    • 9.3.1 Market Trends
    • 9.3.2 Market Forecast
  • 9.4 Savings and Loan Associations
    • 9.4.1 Market Trends
    • 9.4.2 Market Forecast
  • 9.5 Peer-to-Peer Lending
    • 9.5.1 Market Trends
    • 9.5.2 Market Forecast
  • 9.6 Others
    • 9.6.1 Market Trends
    • 9.6.2 Market Forecast

10 Market Breakup by Region

  • 10.1 North America
    • 10.1.1 United States
      • 10.1.1.1 Market Trends
      • 10.1.1.2 Market Forecast
    • 10.1.2 Canada
      • 10.1.2.1 Market Trends
      • 10.1.2.2 Market Forecast
  • 10.2 Asia-Pacific
    • 10.2.1 China
      • 10.2.1.1 Market Trends
      • 10.2.1.2 Market Forecast
    • 10.2.2 Japan
      • 10.2.2.1 Market Trends
      • 10.2.2.2 Market Forecast
    • 10.2.3 India
      • 10.2.3.1 Market Trends
      • 10.2.3.2 Market Forecast
    • 10.2.4 South Korea
      • 10.2.4.1 Market Trends
      • 10.2.4.2 Market Forecast
    • 10.2.5 Australia
      • 10.2.5.1 Market Trends
      • 10.2.5.2 Market Forecast
    • 10.2.6 Indonesia
      • 10.2.6.1 Market Trends
      • 10.2.6.2 Market Forecast
    • 10.2.7 Others
      • 10.2.7.1 Market Trends
      • 10.2.7.2 Market Forecast
  • 10.3 Europe
    • 10.3.1 Germany
      • 10.3.1.1 Market Trends
      • 10.3.1.2 Market Forecast
    • 10.3.2 France
      • 10.3.2.1 Market Trends
      • 10.3.2.2 Market Forecast
    • 10.3.3 United Kingdom
      • 10.3.3.1 Market Trends
      • 10.3.3.2 Market Forecast
    • 10.3.4 Italy
      • 10.3.4.1 Market Trends
      • 10.3.4.2 Market Forecast
    • 10.3.5 Spain
      • 10.3.5.1 Market Trends
      • 10.3.5.2 Market Forecast
    • 10.3.6 Russia
      • 10.3.6.1 Market Trends
      • 10.3.6.2 Market Forecast
    • 10.3.7 Others
      • 10.3.7.1 Market Trends
      • 10.3.7.2 Market Forecast
  • 10.4 Latin America
    • 10.4.1 Brazil
      • 10.4.1.1 Market Trends
      • 10.4.1.2 Market Forecast
    • 10.4.2 Mexico
      • 10.4.2.1 Market Trends
      • 10.4.2.2 Market Forecast
    • 10.4.3 Others
      • 10.4.3.1 Market Trends
      • 10.4.3.2 Market Forecast
  • 10.5 Middle East and Africa
    • 10.5.1 Market Trends
    • 10.5.2 Market Breakup by Country
    • 10.5.3 Market Forecast

11 SWOT Analysis

  • 11.1 Overview
  • 11.2 Strengths
  • 11.3 Weaknesses
  • 11.4 Opportunities
  • 11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

  • 13.1 Overview
  • 13.2 Bargaining Power of Buyers
  • 13.3 Bargaining Power of Suppliers
  • 13.4 Degree of Competition
  • 13.5 Threat of New Entrants
  • 13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

  • 15.1 Market Structure
  • 15.2 Key Players
  • 15.3 Profiles of Key Players
    • 15.3.1 Black Knight Inc.
      • 15.3.1.1 Company Overview
      • 15.3.1.2 Product Portfolio
      • 15.3.1.3 Financials
      • 15.3.1.4 SWOT Analysis
    • 15.3.2 Finastra
      • 15.3.2.1 Company Overview
      • 15.3.2.2 Product Portfolio
      • 15.3.2.3 SWOT Analysis
    • 15.3.3 FIS
      • 15.3.3.1 Company Overview
      • 15.3.3.2 Product Portfolio
      • 15.3.3.3 Financials
      • 15.3.3.4 SWOT Analysis
    • 15.3.4 Fiserv Inc.
      • 15.3.4.1 Company Overview
      • 15.3.4.2 Product Portfolio
      • 15.3.4.3 Financials
      • 15.3.4.4 SWOT Analysis
    • 15.3.5 Intellect Design Arena Ltd
      • 15.3.5.1 Company Overview
      • 15.3.5.2 Product Portfolio
      • 15.3.5.3 Financials
    • 15.3.6 Intercontinental Exchange Inc.
      • 15.3.6.1 Company Overview
      • 15.3.6.2 Product Portfolio
      • 15.3.6.3 Financials
      • 15.3.6.4 SWOT Analysis
    • 15.3.7 Nucleus Software Exports Ltd.
      • 15.3.7.1 Company Overview
      • 15.3.7.2 Product Portfolio
      • 15.3.7.3 Financials
    • 15.3.8 Pegasystems Inc.
      • 15.3.8.1 Company Overview
      • 15.3.8.2 Product Portfolio
      • 15.3.8.3 Financials
      • 15.3.8.4 SWOT Analysis
    • 15.3.9 Roostify Inc.
      • 15.3.9.1 Company Overview
      • 15.3.9.2 Product Portfolio
    • 15.3.10 Tavant Technologies
      • 15.3.10.1 Company Overview
      • 15.3.10.2 Product Portfolio
    • 15.3.11 Wipro Limited
      • 15.3.11.1 Company Overview
      • 15.3.11.2 Product Portfolio
      • 15.3.11.3 Financials
      • 15.3.11.4 SWOT Analysis

List of Figures

  • Figure 1: Global: Digital Lending Platform Market: Major Drivers and Challenges
  • Figure 2: Global: Digital Lending Platform Market: Sales Value (in Billion US$), 2017-2022
  • Figure 3: Global: Digital Lending Platform Market Forecast: Sales Value (in Billion US$), 2023-2028
  • Figure 4: Global: Digital Lending Platform Market: Breakup by Type (in %), 2022
  • Figure 5: Global: Digital Lending Platform Market: Breakup by Component (in %), 2022
  • Figure 6: Global: Digital Lending Platform Market: Breakup by Deployment Model (in %), 2022
  • Figure 7: Global: Digital Lending Platform Market: Breakup by Industry Vertical (in %), 2022
  • Figure 8: Global: Digital Lending Platform Market: Breakup by Region (in %), 2022
  • Figure 9: Global: Digital Lending Platform (Loan Origination) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 10: Global: Digital Lending Platform (Loan Origination) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 11: Global: Digital Lending Platform (Decision Automation) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 12: Global: Digital Lending Platform (Decision Automation) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 13: Global: Digital Lending Platform (Collections and Recovery) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 14: Global: Digital Lending Platform (Collections and Recovery) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 15: Global: Digital Lending Platform (Risk and Compliance Management) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 16: Global: Digital Lending Platform (Risk and Compliance Management) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 17: Global: Digital Lending Platform (Other Types) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 18: Global: Digital Lending Platform (Other Types) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 19: Global: Digital Lending Platform (Solutions) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 20: Global: Digital Lending Platform (Solutions) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 21: Global: Digital Lending Platform (Services) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 22: Global: Digital Lending Platform (Services) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 23: Global: Digital Lending Platform (On-premises) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 24: Global: Digital Lending Platform (On-premises) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 25: Global: Digital Lending Platform (Cloud-based) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 26: Global: Digital Lending Platform (Cloud-based) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 27: Global: Digital Lending Platform (Banks) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 28: Global: Digital Lending Platform (Banks) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 29: Global: Digital Lending Platform (Insurance Companies) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 30: Global: Digital Lending Platform (Insurance Companies) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 31: Global: Digital Lending Platform (Credit Unions) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 32: Global: Digital Lending Platform (Credit Unions) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 33: Global: Digital Lending Platform (Savings and Loan Associations) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 34: Global: Digital Lending Platform (Savings and Loan Associations) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 35: Global: Digital Lending Platform (Peer-to-Peer Lending) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 36: Global: Digital Lending Platform (Peer-to-Peer Lending) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 37: Global: Digital Lending Platform (Other Industry Verticals) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 38: Global: Digital Lending Platform (Other Industry Verticals) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 39: North America: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 40: North America: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 41: United States: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 42: United States: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 43: Canada: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 44: Canada: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 45: Asia-Pacific: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 46: Asia-Pacific: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 47: China: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 48: China: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 49: Japan: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 50: Japan: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 51: India: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 52: India: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 53: South Korea: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 54: South Korea: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 55: Australia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 56: Australia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 57: Indonesia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 58: Indonesia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 59: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 60: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 61: Europe: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 62: Europe: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 63: Germany: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 64: Germany: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 65: France: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 66: France: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 67: United Kingdom: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 68: United Kingdom: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 69: Italy: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 70: Italy: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 71: Spain: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 72: Spain: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 73: Russia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 74: Russia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 75: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 76: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 77: Latin America: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 78: Latin America: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 79: Brazil: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 80: Brazil: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 81: Mexico: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 82: Mexico: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 83: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 84: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 85: Middle East and Africa: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 86: Middle East and Africa: Digital Lending Platform Market: Breakup by Country (in %), 2022
  • Figure 87: Middle East and Africa: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 88: Global: Digital Lending Platform Industry: SWOT Analysis
  • Figure 89: Global: Digital Lending Platform Industry: Value Chain Analysis
  • Figure 90: Global: Digital Lending Platform Industry: Porter's Five Forces Analysis

List of Tables

  • Table 1: Global: Digital Lending Platform Market: Key Industry Highlights, 2022 and 2028
  • Table 2: Global: Digital Lending Platform Market Forecast: Breakup by Type (in Million US$), 2023-2028
  • Table 3: Global: Digital Lending Platform Market Forecast: Breakup by Component (in Million US$), 2023-2028
  • Table 4: Global: Digital Lending Platform Market Forecast: Breakup by Deployment Model (in Million US$), 2023-2028
  • Table 5: Global: Digital Lending Platform Market Forecast: Breakup by Industry Vertical (in Million US$), 2023-2028
  • Table 6: Global: Digital Lending Platform Market Forecast: Breakup by Region (in Million US$), 2023-2028
  • Table 7: Global: Digital Lending Platform Market: Competitive Structure
  • Table 8: Global: Digital Lending Platform Market: Key Players