封面
市場調查報告書
商品編碼
1362977

美國私人長期照護保險市場規模、佔有率和趨勢分析報告:2023-2030 年按購買者年齡、州和細分市場進行的預測

U.S. Long-term Care Private Insurance Market Size, Share & Trends Analysis Report By Buyer Age (Before Age 55, Age 55 To 65, Age 66+), By State, And Segment Forecasts, 2023 - 2030

出版日期: | 出版商: Grand View Research | 英文 90 Pages | 商品交期: 2-10個工作天內

價格

美國私人長期照護保險市場成長與趨勢:

Grand View Research, Inc.最新報告顯示,2022年美國私人長期照護保險市場規模預估為143.7億美元,2023年至2030年年複合成長率為5.84%。

這種成長是由於人口高齡化加劇、政府支持有限、產品創新和意識提升等要素所造成的。

護理成本的上升預計將推動市場成長。長期照護的費用,包括與療養院相關的費用,可能很高。療養院每月的費用約為 3,000 美元,最高可達 5,000 美元。這些不斷上漲的成本使得長期照護保險對於那些想要減輕長期照護經濟負擔的人來說是一個有吸引力的選擇。長期照護保險有助於支付物理/職業治療、熟練護理、居家醫療助理/看護者服務和臨終關懷服務的費用。長期照護保險可以提供短期和長期承保,具體取決於您選擇的保單。

美國人口和家庭動態的變化預計將在未來年度推動市場成長。由於家庭動態的變化,例如單人家庭和雙收入家庭的增加,非正式照護選擇正在減少。這項變更導致對正規護理服務和私人保險的需求增加。

此外,由於人們對護理計劃需求的認知不斷提高,護理保險近年來受到了越來越多的關注。此外,混合長期照護保險產品近年來越來越受歡迎。將長期照護保險與退休金和人壽保險等其他保險選項結合的套餐。混合產品可能會吸引那些既想滿足其護理需求又想在其他領域賺錢的人。

美國私人長期照護保險市場報告亮點

  • 按買家年齡分類,55-65 歲的細分市場在 2022 年佔據了最高的市場佔有率。更長的規劃期限和退休前規劃正在推動這一領域的成長。
  • 由於人們對健康資格的認知不斷提高和優勢,預計 55 歲以下人群將在未來幾年佔據重要的市場佔有率。
  • 按州分類,加州在 2022 年佔據了 8.14% 的巨大市場佔有率。這是由於該州人口高齡化加劇和人口規模龐大。
  • 由於醫療保健成本高、保險覆蓋範圍廣以及德克薩斯州的戰略配合措施,預計德克薩斯州在預測期內將以顯著的年複合成長率成長。

目錄

第1章 調查方法和範圍

第2章 執行摘要

第3章 美國長期私人長期照護保險市場變數、趨勢與範圍

  • 市場體系預測
  • 市場動態
  • 美國長期私人長期照護保險市場分析工具

第4章 美國長期私人長期照護保險市場:購買者年齡估算及趨勢分析

  • 細分儀表板
  • 美國長期私人長期照護保險市場:購買者年齡變化分析,2022年及2030年
  • 55歲以下

第5章 :美國長期私人長期照護保險市場:狀態估計與趨勢分析

  • 細分儀表板
  • 美國長期私人長期照護保險市場:2022 年和 2030 年狀態變化分析
  • 加州
  • 德州
  • 紐約

第6章 美國長期私人長期照護保險市場:競爭形勢

  • 公司分類
  • 2022 年公司市場佔有率分析
  • 策略規劃
  • 公司簡介/名單
Product Code: GVR-4-68040-114-7

U.S. Long-term Care Private Insurance Market Growth & Trends:

The U.S. long-term care private insurance market size was estimated at USD 14.37 billion in 2022, expanding at a CAGR of 5.84% from 2023 to 2030, according to a new report by Grand View Research, Inc.. The growth can be attributed to factors such as the increasing aging population, government support limitations, product innovations, and increased consumer awareness.

The increasing cost of long-term care is expected to drive the market growth. Costs for long-term care, such as those related to nursing homes, can be high. The monthly cost of a nursing home facility starts at around USD 3,000 and may range up to USD 5,000 or more. These rising costs make LTC insurance an attractive choice for people who want to mitigate the financial burden associated with long-term care. Long-term care insurance coverage aids pay for physical/occupational therapy, skilled nursing care, home health aide/caregiver services, and hospice services. Long-term care insurance can offer coverage on both short-term and long-term basis, depending on the policy chosen.

Changing demographics and family dynamics in the U.S. are expected to boost market growth in the coming years. Shifting family dynamics, such as a rise in single-person households and an increase in dual-income families, have decreased the availability of informal caregiving options. This change contributes to the growing demand for formal long-term care services and private insurance coverage.

Moreover, long-term care insurance has been gaining more attention in recent years owing to rising awareness of the need for long-term care planning. Moreover, in recent years, hybrid long-term care insurance products have gained popularity. These packages combine long-term care insurance with other insurance options, like annuities or life insurance. People who desire to address their long-term care needs while also having the potential to benefit in other areas may be attracted to hybrid products.

U.S. Long-term Care Private Insurance Market Report Highlights:

  • Based on buyer age, the age 55 to 65 segment captured the highest market share in 2022. The longer planning horizon and pre-retirement planning have propelled the segment's growth
  • Below age 55 is expected to show significant market share in the coming years owing to increasing awareness and Health qualification advantages
  • Based on the state, California held a significant market share of 8.14% in 2022. This is attributed to the increasing aging population in the state and its large population size
  • Texas State is expected to grow at a substantial CAGR during the forecast period owing to the high cost of care, insurance-friendly environment, and strategic initiatives undertaken by Texas

Table of Contents

Chapter 1. Methodology and Scope

  • 1.1. Market Segmentation and Scope
  • 1.2. Research Methodology
    • 1.2.1. Information Procurement
  • 1.3. Information or Data Analysis
  • 1.4. Methodology
  • 1.5. Research Scope and Assumptions
  • 1.6. Market Formulation & Validation
    • 1.6.1. Country Market: CAGR Calculation
  • 1.7. Country-Based Segment Share Calculation
  • 1.8. List of Data Sources

Chapter 2. Executive Summary

  • 2.1. Market Outlook
  • 2.2. Segment Outlook
  • 2.3. Competitive Insights

Chapter 3. U.S. Long-Term Care Private Insurance Market Variables, Trends, & Scope

  • 3.1. Market Lineage Outlook
  • 3.2. Market Dynamics
    • 3.2.1. Market Driver Analysis
      • 3.2.1.1. Increasing Aging Population
      • 3.2.1.2. High Cost of Long-Term Care
      • 3.2.1.3. Government Support Limitations
      • 3.2.1.4. Increased consumer awareness
    • 3.2.2. Market Restraint Analysis
      • 3.2.2.1. High Premium Prices
      • 3.2.2.2. Limited Coverage Options:
  • 3.3. U.S. Long-Term Care Private Insurance Market Analysis Tools
    • 3.3.1. Industry Analysis - Porter's
      • 3.3.1.1. Bargaining power of the suppliers
      • 3.3.1.2. Bargaining power of the buyers
      • 3.3.1.3. Threats of substitution
      • 3.3.1.4. Threats from new entrants
      • 3.3.1.5. Competitive rivalry
    • 3.3.2. PESTEL Analysis
      • 3.3.2.1. Political landscape
      • 3.3.2.2. Economic and Social landscape
      • 3.3.2.3. Technological landscape

Chapter 4. U.S. Long-Term Care Private Insurance Market: Buyer Age Estimates & Trend Analysis

  • 4.1. Segment Dashboard
  • 4.2. U.S. Long-Term Care Private Insurance Market: Buyer Age Movement Analysis, USD Billion, 2022 & 2030
  • 4.3. Before age 55
    • 4.3.1. Before age 55 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 4.3.2. Age 55 to 65
      • 4.3.2.1. Age 55 to 65 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
      • 4.3.2.2. Age 66+
      • 4.3.2.2.1. Age 66+ Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 5. U.S. Long-Term Care Private Insurance Market: State Estimates & Trend Analysis

  • 5.1. Segment Dashboard
  • 5.2. U.S. Long-Term Care Private Insurance Market: State Movement Analysis, USD Billion, 2022 & 2030
  • 5.3. California
    • 5.3.1. California Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.4. Texas
    • 5.4.1. Texas Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5. New York
    • 5.5.1. New York Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.2. Florida
      • 5.5.2.1. Florida Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.3. Illinois
      • 5.5.3.1. Illinois Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.4. Pennsylvania
      • 5.5.4.1. Pennsylvania Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.5. Virginia
      • 5.5.5.1. Virginia Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.6. Ohio
      • 5.5.6.1. Ohio Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.7. New Jersey
      • 5.5.7.1. New Jersey Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.8. Minnesota
      • 5.5.8.1. Minnesota Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.9. Others
      • 5.5.9.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 6. U.S. Long-Term Care Private Insurance Market: Competitive Landscape

  • 6.1. Company Categorization
  • 6.2. Company Market Share Analysis, 2022
  • 6.3. Strategy Mapping
  • 6.4. Company Profiles/Listing
    • 6.4.1. Mutual of Omaha
      • 6.4.1.1. Overview
      • 6.4.1.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.1.3. Product Benchmarking
      • 6.4.1.4. Strategic Initiatives
    • 6.4.2. New York Life
      • 6.4.2.1. Overview
      • 6.4.2.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.2.3. Product Benchmarking
      • 6.4.2.4. Strategic Initiatives
    • 6.4.3. Northwestern Mutual
      • 6.4.3.1. Overview
      • 6.4.3.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.3.3. Product Benchmarking
      • 6.4.3.4. Strategic Initiatives
    • 6.4.4. Thrivent
      • 6.4.4.1. Overview
      • 6.4.4.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.4.3. Product Benchmarking
      • 6.4.4.4. Strategic Initiatives
    • 6.4.5. National Guardian Life
      • 6.4.5.1. Overview
      • 6.4.5.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.5.3. Product Benchmarking
      • 6.4.5.4. Strategic Initiatives
    • 6.4.6. Bankers Life
      • 6.4.6.1. Overview
      • 6.4.6.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.6.3. Product Benchmarking
      • 6.4.6.4. Strategic Initiatives
    • 6.4.7. Transamerica
      • 6.4.7.1. Overview
      • 6.4.7.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.7.3. Product Benchmarking
      • 6.4.7.4. Strategic Initiatives
    • 6.4.8. MassMutual
      • 6.4.8.1. Overview
      • 6.4.8.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.8.3. Product Benchmarking
      • 6.4.8.4. Strategic Initiatives
    • 6.4.9. Genworth Financial
      • 6.4.9.1. Overview
      • 6.4.9.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.9.3. Product Benchmarking
      • 6.4.9.4. Strategic Initiatives
    • 6.4.10. John Hancock
      • 6.4.10.1. Overview
      • 6.4.10.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.10.3. Product Benchmarking
      • 6.4.10.4. Strategic Initiatives

List of Tables

  • Table 1 List of Secondary Sources
  • Table 2 List of Abbreviations
  • Table 3 U.S. Long-Term Care Private Health Insurance Market by State, 2018 - 2030 (USD Billion)
  • Table 4 U.S. Long-Term Care Private Health Insurance Market by Buyer Age, 2018 - 2030 (USD Billion)

List of Figures

  • Fig. 1 Information Procurement
  • Fig. 2 Primary Research Pattern
  • Fig. 3 Market Research Approaches
  • Fig. 4 Value Chain-Based Sizing & Forecasting
  • Fig. 5 Market Formulation & Validation
  • Fig. 6 Long-Term Care Private Health Insurance Market Segmentation
  • Fig. 7 Market Driver Relevance Analysis (Current & Future Impact)
  • Fig. 8 Market Restraint Relevance Analysis (Current & Future Impact)
  • Fig. 9 Market Challenge Relevance Analysis (Current & Future Impact)
  • Fig. 10 Penetration & Growth Prospect Mapping
  • Fig. 11 SWOT Analysis, By Factor (Political & Legal, Economic and Technological)
  • Fig. 12 Porter's Five Forces Analysis
  • Fig. 13 Market Penetration vs. Growth Prospect Mapping, 2021
  • Fig. 14 Regional Marketplace: Key Takeaways
  • Fig. 15 U.S. Long-Term Care Private Health Insurance Market for California, 2018 - 2030 (USD Billion)
  • Fig. 16 U.S. Long-Term Care Private Health Insurance Market for Texas, 2018 - 2030 (USD Billion)
  • Fig. 17 U.S. Long-Term Care Private Health Insurance Market for New York, 2018 - 2030 (USD Billion)
  • Fig. 18 U.S. Long-Term Care Private Health Insurance Market for Florida, 2018 - 2030 (USD Billion)
  • Fig. 19 U.S. Long-Term Care Private Health Insurance Market for Illinois, 2018 - 2030 (USD Billion)
  • Fig. 20 U.S. Long-Term Care Private Health Insurance Market for Pennsylvania, 2018 - 2030 (USD Billion)
  • Fig. 21 U.S. Long-Term Care Private Health Insurance Market for Virginia, 2018 - 2030 (USD Billion)
  • Fig. 22 U.S. Long-Term Care Private Health Insurance Market for Ohio, 2018 - 2030 (USD Billion)
  • Fig. 23 U.S. Long-Term Care Private Health Insurance Market for New Jersey, 2018 - 2030 (USD Billion)
  • Fig. 24 U.S. Long-Term Care Private Health Insurance Market for Minnesota, 2018 - 2030 (USD Billion)
  • Fig. 25 U.S. Long-Term Care Private Health Insurance Market for Other, 2018 - 2030 (USD Billion)
  • Fig. 26 U.S. Long-Term Care Private Health Insurance Market for Before age 55, 2018 - 2030 (USD Billion)
  • Fig. 27 U.S. Long-Term Care Private Health Insurance Market for Age 55 to 65, 2018 - 2030 (USD Billion)
  • Fig. 28 U.S. Long-Term Care Private Health Insurance Market for Age 66+, 2018 - 2030 (USD Billion)