全球數位匯款市場規模、佔有率和成長分析，按類型、通路和最終用途分類 - 2023-2030年產業預測

Global Digital Remittance Market Size, Share, Growth Analysis, By Type(Inward Digital Remittance and Outward Digital Remittance), By Channel(Banks, Money Transfer Operators), By End-use(Migrant Labor Workforce, Personal) - Industry Forecast 2023-2030

出版日期: 2024年02月10日 | 出版商:

SkyQuest | 英文 157 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

2022年，全球數位匯款市場規模為196.5億美元，預測期內（2024-2031年）年複合成長率為15.60%，預計將從2023年的227.2億美元成長到2031年的724.5億美元。

該市場的成長是由跨境交易和行動付款使用的預期成長以及農民工向家人匯款的增加所推動的。根據GSM協會的報告，行動貨幣在跨境付款的佔比約為127億美元。由於電子設備的普及以及數位匯款服務的便利性和實惠性，數位匯款平台的出現鼓勵消費者選擇線上交易。與傳統方法相比，這些服務提供更快、更便宜和更安全的匯款，節省成本並提高效率。數位匯款網路在低薪移工中的普及導致人們對目的是管理匯款費用以支持經濟發展的法規越來越感興趣。然而，匯款費用高、數位匯款服務認知度低以及洗錢等安全問題等挑戰可能會阻礙市場成長。儘管存在這些挑戰，但預計市場將在預測期內受益於數位付款接受度的提高。

使用自上而下和自下而上的方法來估計和檢驗全球數位匯款市場的規模，並估計其他各個相關子市場的規模。用於估計市場規模的調查方法包括以下詳細資訊：透過二次研究確定市場中的主要企業，並透過初步和二次研究確定每個地區的市場佔有率。整個過程包括研究主要企業的年度和財務報告以及廣泛的採訪，以獲得執行長、副總裁、董事和行銷負責人等行業領導者的重要見解。所有股份比率和細分均使用二手資訊確定並使用主要資訊檢驗。本研究涵蓋的所有可能影響市場的參數都經過了詳細的考慮和研究，透過初步研究檢驗和分析，以獲得最終的定量和定性資料。

全球數位匯款市場的細分分析

全球數位匯款市場根據類型、通路、最終用途和地區進行細分。依類型，市場分為匯入數位匯款和匯出數位匯款。依通路分類，市場分為銀行、貨幣轉移機構、線上平台等。市場區隔依最終用戶細分為農民工、個人、中小企業等。依地區分類，全球數位匯款市場分為北美、歐洲、亞太地區、南美洲和中東和非洲地區。

全球數位匯款市場的促進因素

全球移民數量不斷增加以及跨境轉移資金的需求推動了數位匯款市場的擴張。隨著越來越多的人因就業和其他原因移民到各國，以方便且經濟的方式將錢匯回本國的需求不斷成長。

全球數位匯款市場的限制因素

數位匯款市場必須遵守眾多法規和合規標準，包括洗錢防制（AML）法規和客戶揭露（KYC）法規。滿足這些標準既複雜又耗時，給尋求進入市場和履行監管義務的中小型企業造成了障礙。

全球數位匯款市場趨勢

數位匯款產業已經發生了向數位付款解決方案的重大轉變。客戶積極採用行動錢包、線上平台和其他數位方式進行匯款交易，為市場擴張做出了貢獻。

個人出於就業或教育目的移民到國外的趨勢不斷成長，推動了對數位匯款服務的需求。這些移民利用匯款平台將錢匯回家鄉的家人，推動了市場的擴張。

行動匯款因其便利性、可近性和易用性而變得越來越重要。行動應用程式和數位錢包允許個人隨時隨地方便地匯款，幫助擴大市場。

區塊鏈技術的興起體現在其在數位貨幣轉帳領域的日益普及。該技術具有增強安全性、提高透明度和加快交易處理速度等優勢，實現更有效率、更具成本效益的匯款業務。

執行摘要
調查方法
母市場分析
主要市場考察
- 技術分析
- 價格分析
- 供應鏈分析
- 價值鏈分析
- 市場生態系統
- 智慧財產權分析
- 貿易分析
- Start-Ups分析
- 原料分析
- 創新矩陣
- 研發線產品分析
- 總體經濟指標
- 主要投資分析
- 關鍵成功因素
- 競爭程度
市場動態及展望
- 市場動態
  - 促進因素
  - 機會
  - 抑制因素
  - 課題
- 監管形勢
- 波特的分析
- 對未來顛覆的特別見解
全球數位匯款市場：依類型
- 市場概況
- 數位匯入、數位匯出
全球數位匯款市場：按通路
- 市場概況
- 銀行
- 匯款公司
- 網路平台
- 其他
全球數位匯款市場：依最終用途分類
- 市場概況
- 移民勞動力
- 個人
- 中小企業
- 其他
全球數位匯款市場規模：依地區
- 市場概況
- 北美洲
  - 美國
  - 加拿大
- 歐洲
  - 德國
  - 西班牙
  - 法國
  - 英國
  - 其他歐洲國家地區
- 亞太地區
  - 中國
  - 印度
  - 日本
  - 韓國
  - 其他亞太地區
- 拉丁美洲
  - 巴西
  - 其他拉丁美洲地區
- 中東和非洲（MEA）
  - 海灣合作理事會國家
  - 南非
  - 其他中東、非洲地區
競爭形勢
- 前5名企業對比
- 主要企業市場定位（2021年）
- 主要市場參與者所採取的策略
- 關鍵成功策略
- 近期市集活動
- 主要企業市場佔有率（2021年）
主要企業簡介
- Western Union
- PayPal
- TransferWise（now Wise）
- MoneyGram
- WorldRemit
- Remitly
- Ria Financial Services
- Paytm
- Azimo
- Xoom（a PayPal service）
- InstaReM
- OFX
- CurrencyFair
- TransferGo
- Pangea Money Transfer
- OrbitRemit
- WorldFirst
- Remitbee
- Transfast
- Skrill

簡介目錄

Product Code: SQMIG40A2009

Global Digital Remittance Market size was valued at USD 19.65 Billion in 2022 and is poised to grow from USD 22.72 Billion in 2023 to USD 72.45 Billion by 2031, at a CAGR of 15.60% during the forecast period (2024-2031).

The market's growth can be attributed to the increase in remittances from migrant workers to their families, alongside the expected rise in cross-border transactions and mobile payment usage. Mobile money accounted for around USD 12.7 billion in cross-border payments, as reported by the GSM Association. The emergence of digital transfer platforms is prompting consumers to opt for online transactions, facilitated by the widespread use of electronic devices and the convenience and affordability of digital remittance services. These services offer faster, cheaper, and more secure money transfers compared to traditional methods, leading to decreased costs and increased efficiency. Regulatory attention is increasing due to the popularity of digital remittance networks among low-wage migrant workers, with the aim of managing transfer fees to support economic development. However, challenges such as high transfer fees, limited awareness about digital remittance services, and security concerns like money laundering may hinder market growth. Despite these challenges, the market is expected to benefit from the growing acceptance and ease of digital payments in the forecast period.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Remittance Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analysed to get the final quantitative and qualitative data.

Global Digital Remittance Market Segmental Analysis

The global digital remittance market is segmented based on type, channel, end-use, and region. Based on type, the market is segmented into Inward Digital Remittance and Outward Digital Remittance. Based on channel, the market is segmented into Banks, Money Transfer Operators, Online Platforms, and Others. Based on End-use the market is segmented into Migrant Labour Workforce, Personal, Small Businesses, Others. Based on region the global Digital Remittance Market is segmented into North America, Europe, Asia-Pacific, South America, and MEA.

Drivers of the Global Digital Remittance Market

The expansion of the digital remittance market is fuelled by increasing global migration and the necessity for cross-border fund transfers. With a growing number of individuals relocating to various countries for employment or other reasons, there is an escalating requirement for accessible and economical methods to remit money to their home countries.

Restraints in the Global Digital Remittance Market

The digital remittance market must adhere to numerous regulations and compliance standards, such as anti-money laundering (AML) and know-your-customer (KYC) regulations. Meeting these standards can be intricate and time-intensive, posing obstacles for smaller entities aiming to enter the market and fulfil regulatory obligations.

Market Trends of the Global Digital Remittance Market

The digital remittance sector is experiencing a notable transition towards digital payment solutions. Customers are progressively embracing mobile wallets, online platforms, and other digital avenues for their remittance transactions, contributing to the market's expansion.

The growing trend of individuals moving to foreign countries for employment or education purposes is fuelling the need for digital remittance services. These migrants depend on remittance platforms to transfer funds to their families in their home countries, thereby driving the market's expansion.

The increasing significance of mobile remittance is attributed to its convenience, accessibility, and user-friendly nature. Mobile applications and digital wallets empower individuals to transfer funds conveniently from any location, thereby contributing to the market's expansion.

The rise of blockchain technology is evident in its growing adoption within the digital remittance sector. This technology brings advantages like heightened security, transparency, and quicker transaction processing, resulting in improved efficiency and decreased expenses in remittance operations.

Executive Summary
- Market Overview
- Wheel of Fortune
Research Methodology
- Information Procurement
- Secondary & Primary Data Sources
- Market Size Estimation
- Market Assumptions & Limitations
Parent Market Analysis
- Market Overview
- Market Size
- Market Dynamics
  - Drivers
  - Opportunities
  - Restraints
  - Challenges
Key Market Insights
- Technology Analysis
- Pricing Analysis
- Supply Chain Analysis
- Value Chain Analysis
- Ecosystem of the Market
- IP Analysis
- Trade Analysis
- Startup Analysis
- Raw Material Analysis
- Innovation Matrix
- Pipeline Product Analysis
- Macroeconomic Indicators
- Top Investment Analysis
- Key Success Factor
- Degree of Competition
Market Dynamics & Outlook
- Market Dynamics
  - Drivers
  - Opportunities
  - Restraints
  - Challenges
- Regulatory Landscape
- Porters Analysis
  - Competitive rivalry
  - Threat of Substitute Products
  - Bargaining Power of Buyers
  - Threat of New Entrants
  - Bargaining Power of Suppliers
- Skyquest Special Insights on Future Disruptions
  - Political Impact
  - Economic Impact
  - Social Impact
  - Technical Impact
  - Environmental Impact
  - Legal Impact
Global Digital Remittance Market by Type
- Market Overview
- Inward Digital Remittance and Outward Digital Remittance
Global Digital Remittance Market by Channel
- Market Overview
- Banks
- Money Transfer Operators
- Online Platforms
- and Others
Global Digital Remittance Market by End-use
- Market Overview
- Migrant Labor Workforce
- Personal
- Small Businesses
- and Others
Global Digital Remittance Market Size by Region
- Market Overview
- North America
  - USA
  - Canada
- Europe
  - Germany
  - Spain
  - France
  - UK
  - Rest of Europe
- Asia Pacific
  - China
  - India
  - Japan
  - South Korea
  - Rest of Asia-Pacific
- Latin America
  - Brazil
  - Rest of Latin America
- Middle East & Africa (MEA)
  - GCC Countries
  - South Africa
  - Rest of MEA
Competitive Landscape
- Top 5 Player Comparison
- Market Positioning of Key Players, 2021
- Strategies Adopted by Key Market Players
- Top Winning Strategies
  - By Development
  - By Company
  - By Year
- Recent Activities in the Market
- Key Companies Market Share (%), 2021
Key Company Profiles
- Western Union
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- PayPal
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- TransferWise (now Wise)
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- MoneyGram
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- WorldRemit
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Remitly
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Ria Financial Services
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Paytm
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Azimo
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Xoom (a PayPal service)
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- InstaReM
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- OFX
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- CurrencyFair
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- TransferGo
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Pangea Money Transfer
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- OrbitRemit
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- WorldFirst
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Remitbee
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Transfast
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments
- Skrill
  - Company Overview
  - Business Segment Overview
  - Financial Updates
  - Key Developments