BNPL (後付款) 的全球市場 (2022-2028年):企業規模 (大企業、中小企業)、終端用戶 (CE產品、流行&服裝)、流通管道 (線上、POS) 各的規模、佔有率、成長分析、預測

Global Buy Now Pay Later Market Size, Share, Growth Analysis, By Enterprise Size(Large, SME), By End Use(Consumer Electronics, Fashion & Garment), By Channel(Online, POS) - Industry Forecast 2022-2028

出版日期: 2022年12月05日 | 出版商:

SkyQuest | 英文 165 Pages | 商品交期: 3-5個工作天內

價格

簡介目錄

全球BNPL (後付款) 的市場規模，從2021年的50億1,000萬美元，在預測期間中預計以26％的年複合成長率發展，2028年成長到252億6,000萬美元的規模。

大型設備的購買資金，原料的購買資金，職員的工資的支付等，全球各種事業主利用BNPL平台，推動市場的全球展開。

本報告提供全球BNPL (後付款) 的市場調查，市場概要，市場的各種影響因素的分析，技術、革新趨勢，市場規模的變化、預測，各種區分、各地區的明細，競爭情形，主要企業簡介等彙整資訊。

市場動態
促進因素
機會
阻礙因素
課題
法規情形
SWOT分析
波特分析
未來的阻礙相關Skyquest的特別洞察
全球BNPL (後付款) 市場:各企業規模
大企業
中小企業
全球BNPL (後付款) 市場:各終端用戶
CE產品
流行&服裝
零售
媒體
娛樂
其他
全球BNPL (後付款) 市場:各流通管道
線上
POS

市場規模:各地區

北美
歐洲
亞太地區
南美
中東、非洲

主要企業簡介

競爭情形
對像企業數
主要企業的地位
主要企業的市場佔有率
Affirm Holdings Inc.
Paypal
Klarna Bank AB(publ)
Laybuy Group Holdings Limited
Perpay Inc.
Quadpay
Sezzle
Payl8r
Splitit
Billie

簡介目錄

Product Code: SQSG45F2012

Global Buy Now Pay Later Market was valued at USD 5.01 billion in 2021, and the market size is estimated to reach USD 25.26 billion by 2028, at a CAGR of 26% over the forecast period (2022-2028).

Shops are increasingly offering "buy now, pay later" options, which allow customers to purchase needs by selecting a fair financing option and paying over time rather than everything at once. The usage of the buy now pay later payment platform by various business owners throughout the world to finance large equipment, buy raw materials, and pay staff salaries is what drives the market's global expansion. Furthermore, more young people are using the purchase now, pay later payment method since it offers several advantages over other payment methods, including the opportunity to pay for pricey things such as computers and cellphones, as well as school supplies and lunch expenses. These factors are driving the expansion of the buy now, pay later sector.

Many players are focusing on developing and deploying a BNPL instalment solution that allows clients to pay over time with no interest. These product introductions are meant to improve the overall purchasing experience for consumers. PayPal Holdings, Inc., for example, announced the availability of Pay in 4, a no-interest buy now, pay later instalment option, in August 2020. This system allows partners and merchants to get money in advance, while customers can spread out payments for goods ranging from $30 to $600 over a six-week period. With this launch, the company expanded the scope of its product offering.

Consumers who want to make a purchase can use BNPL services to get solutions with a predetermined payment plan, a quicker checkout process, no interest, and rapid approval times. Consumers use BNPL services all throughout the world to avoid paying credit card interest, make impulsive purchases, and borrow money without a credit check. In January 2022, a ZestMoney poll found that BNPL had become the preferred option for clients of all ages in 2021, with the youngest consumer being 18 and the oldest being 66. The survey also indicated that men in tier 1 and tier 2 cities spent a lot on lifestyle and fashion, but women in tier 1 and tier 2 cities invested in edtech upgrades for electronics and upskilling.

Top-down and bottom-up approaches were used to estimate and validate the size of global Buy Now Pay Later Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined by using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analysed to get the final quantitative and qualitative data.

Segments covered in this report:

Global Buy Now Pay Later market is segmented based on enterprise size, end-use channel, and region. Based on the enterprise size, the buy now pay later market is segmented into large and SME's. Based on the end use, it is segmented as consumer electronics, fashion & garments, retail, media and entertainment, and others. Based on channel, it is segmented as online and POS. Based on region it is categorized into North America, Europe, Asia-Pacific, and MEA.

Driver

People's use of online payment options is increasing.

According to the United Nations Conference on Trade and Development (UNCTAD), more than 80% of customers globally utilise digital payments to conduct online purchasing. Mobile payments, debit cards, and credit cards are the three most common digital payment options. These techniques have many advantages over traditional payment methods, including lower transaction costs, more efficient fund transfers, and improved payment security, all of which contribute to the expansion of the purchase now pay later industry. High-speed internet access, a surge in smartphone adoption, and growing public awareness of digital payment services are some of the primary factors pushing the development of online payment technology. Furthermore, the rise in smartphone usage and faster connectivity have enabled merchants and customers to accept and make payments through digital platforms, which has supported the growth of the purchase now pay later sector.

Service Payment That Is Both Cheap and Easy

Individuals benefit from the buy now pay later payment method in a variety of ways, including more affordable and convenient payment services, faster credit card fund transfers at the point-of-sale platform, and increased personal information security, all of which contribute to the growth of the buy now pay later market. Furthermore, the purchase now pay later platform provides a QR-code option, which allows consumers to pay with a scannable code and complete transactions via UPI, both of which contribute to the market's growth. Furthermore, the buy now pay later platform enables clients to make secure payments without utilising a debit card, promoting global market expansion. Additional benefits supplied by the buy now pay later platform that encourage global market expansion include notifying clients about payback, improving their credit scores, and tracking transaction data online.

Restraints

Lack of service awareness and the abundance of payment choices

Other payment methods, such as post-dated cheques, credit and debit card financing, and many others, are available. Customers and retailers in a variety of growing markets, including India, Brazil, Asia, and others, are unaware of the BNPL service. Before providing BNPL services to customers, credit scores must be examined. With BNPL, the service provides users with straightforward monthly installment payment arrangements. The availability of multiple payment options, as well as a lack of understanding among consumers, retailers, and merchants, hamper the overall expansion of the purchase now pay later industry.

Market Trends

Machine Learning and Artificial Intelligence (AI) technology enable service providers to construct models in real time and improve decision-making capabilities. A number of market participants are developing specialised AI-based models to accelerate their consumer market penetration. Temenos, for example, debuted an AI-based BNPL banking solution within the Temenos Banking Cloud platform in January 2022. The platform is built on artificial intelligence (A.I.) technology and provides chances for both customers and merchants through alternative credit options. The growing use of artificial intelligence (AI) technology to boost real-time consumer base will drive the worldwide buy now pay later market trend.

Executive Summary

Market overview

Exhibit: Executive Summary - Chart on Market Overview
Exhibit: Executive Summary - Data Table on Market Overview
Exhibit: Executive Summary - Chart on Global Global Buy Now Pay Later Market Characteristics
Exhibit: Executive Summary - Chart on Market by Geography
Exhibit: Executive Summary - Chart on Market Segmentation
Exhibit: Executive Summary - Chart on Incremental Growth
Exhibit: Executive Summary - Data Table on Incremental Growth
Exhibit: Executive Summary - Chart on Vendor Market Positioning

Parent Market Analysis

Market overview

Market size

Market Dynamics
Exhibit: Impact analysis of DROC, 2021
Drivers
Opportunities
Restraints
Challenges
SWOT Analysis

KEY MARKET INSIGHTS

Technology Analysis
(Exhibit: Data Table: Name of technology and details)
Pricing Analysis
(Exhibit: Data Table: Name of technology and pricing details)
Supply Chain Analysis
(Exhibit: Detailed Supply Chain Presentation)
Value Chain Analysis
(Exhibit: Detailed Value Chain Presentation)
Ecosystem Of the Market
Exhibit: Parent Market Ecosystem Market Analysis
Exhibit: Market Characteristics of Parent Market
IP Analysis
(Exhibit: Data Table: Name of product/technology, patents filed, inventor/company name, acquiring firm)
Trade Analysis
(Exhibit: Data Table: Import and Export data details)
Startup Analysis
(Exhibit: Data Table: Emerging startups details)
Raw Material Analysis
(Exhibit: Data Table: Mapping of key raw materials)
Innovation Matrix
(Exhibit: Positioning Matrix: Mapping of new and existing technologies)
Pipeline product Analysis
(Exhibit: Data Table: Name of companies and pipeline products, regional mapping)
Macroeconomic Indicators

COVID IMPACT

Introduction
Impact On Economy-scenario Assessment
Exhibit: Data on GDP - Year-over-year growth 2016-2022 (%)
Revised Market Size
Exhibit: Data Table on Global Global Buy Now Pay Later Market size and forecast 2021-2027 ($ million)
Impact Of COVID On Key Segments
Exhibit: Data Table on Segment Market size and forecast 2021-2027 ($ million)
COVID Strategies By Company
Exhibit: Analysis on key strategies adopted by companies