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市場調查報告書
商品編碼
1433317

全球應用程式介面 (API) 銀行市場 2023-2030

Global Application Programming Interface (API) Banking Market 2023-2030
出版日期: | 出版商: Orion Market Research | 英文 175 Pages | 商品交期: 2-3個工作天內

價格

全球應用程式介面 (API) 銀行市場預計在預測期內 (2023-2030 年) 將以 20.5% 的CAGR成長。銀行API是軟體中介，允許第三方應用程式與金融機構連接並獲取所需的金融資料。由於這些因素，BFSI 行業參與者能夠滿足對數位銀行日益成長的需求。銀行業擴大採用雲端運算和巨量資料分析等重大技術進步是支持市場成長的另一個關鍵因素。據 Oracle 稱，使用 Oracle 基於 SaaS 的打包 API 解決方案可透過 1,800 多個可隨時部署的業務和基礎銀行 API 來啟動 API 銀行業務。雲端原生解決方案使銀行能夠遵守開放銀行法規並加速新數位生態系統的創新。例如，2023 年 2 月，Oracle 推出了元件化、可組合雲端原生服務的 Oracle 銀行雲端服務。透過使用該平台，該公司提供廣泛的限額和抵押品管理、API 管理的全球支付處理、零售入門和發起以及新的自助數位體驗功能等服務。新服務在 Oracle 雲端基礎架構（包括 OCI 的 Oracle Kubernetes Engine）的高效能、可擴充性、安全性和合規性基礎上建置和運作。

區隔市場前景

全球應用程式介面 (API) 銀行市場依應用程式、部署、組件和企業規模進行區隔。根據應用，市場被區隔為個人銀行業務、公司銀行業務、財富管理和其他包括客戶、支付和帳戶資訊的業務。根據部署，市場分為本地和雲端。根據組件，市場分為解決方案和服務。此外，根據企業規模，市場分為大型企業和中小企業。在這些應用程式中，由於銀行向客戶提供諸如客戶 API、支付啟動 API 和銀行 API 登入等設施，個人銀行區隔市場預計將佔據相當大的市場佔有率。

預計雲端區隔市場將在全球應用程式介面 (API) 銀行市場中佔據相當大的佔有率

在部署區隔市場中，雲端區隔市場預計將在全球API銀行市場中佔據相當大的佔有率。這是由於不斷發展的雲端原生技術，透過該技術，銀行可以簡化創建和管理 API 的流程，而無需管理底層基礎設施的負擔，同時將非侵入性策略實施應用於支援它們的執行時間。例如，2022年6月，Atos和IBM支持歐洲金融企業和機構建立對雲端的信任並遵守歐盟法規。使包括至關重要的營運商 (OIV) 和基本服務營運商 (OES) 在內的組織能夠在採用雲端技術方面更進一步。 Atos 讓使用 IBM Cloud for Financial Services 的組織能夠從其雲端安全的專業知識中受益。

區域展望

全球應用程式介面（API）銀行市場根據地理位置進一步區隔，包括北美（美國和加拿大）、歐洲（英國、義大利、西班牙、德國、法國和歐洲其他地區）、亞太地區（印度、中國、日本、韓國和亞洲其他地區）以及世界其他地區（中東和非洲以及拉丁美洲）。其中，亞太地區預計將在全球市場中佔據顯著佔有率。新加坡金融管理局 (MAS) 和印度儲備銀行 (RBI) 等各種政府金融組織越來越注重促進開放銀行業務，從而鼓勵 API 的使用。

北美地區全球應用程式介面 (API) 銀行業預計將以顯著的CAGR成長

目錄

第 1 章：報告摘要

  • 當前企業規模分析及成長潛力展望
  • 研究方法和工具
  • 市場區隔
    • 依區隔
    • 依地區

第 2 章：市場概述與見解

  • 報告範圍
  • 分析師見解和當前市場趨勢
    • 主要發現
    • 建議
    • 結論

第 3 章：競爭格局

  • 主要公司分析
  • BankProv
    • 概述
    • 財務分析
    • SWOT分析
    • 最近的發展
  • Cloud Software Group, Inc.
    • 概述
    • 財務分析
    • SWOT分析
    • 最近的發展
  • FidyPay
    • 概述
    • 財務分析
    • SWOT分析
    • 最近的發展
  • 關鍵策略分析

第 4 章：市場區隔

  • 依應用分類的全球應用程式介面 (API) 銀行市場
    • 個人銀行業務
    • 企業銀行
    • 財富管理
    • 其他（客戶、付款和交易資訊）
  • 依部署分類的全球應用程式介面 (API) 銀行市場
    • 本地部署
    • 雲
  • 依組件分類的全球應用程式介面 (API) 銀行市場
    • 解決方案
    • 服務
  • 依企業規模分類的全球應用程式介面 (API) 銀行市場
    • 大型企業
    • 中小企業 (SME)

第 5 章：區域分析

  • 北美洲
    • 美國
    • 加拿大
  • 歐洲
    • 英國
    • 德國
    • 義大利
    • 西班牙
    • 法國
    • 歐洲其他地區
  • 亞太
    • 中國
    • 印度
    • 日本
    • 韓國
    • 亞太其他地區
  • 世界其他地區

第 6 章：公司簡介

  • Citibank
  • Deutsche Bank
  • Finastra
  • Google LLC
  • IBM Corporation
  • Infosys Ltd
  • JPMorgan Chase
  • Oracle Corp.
  • Razorpay
  • Salesforce, Inc.
  • SAP SE
  • Tink AB
  • Yodlee, Inc.
Product Code: OMR2027995

Global Application Programming Interface (API) Banking Market Size, Share & Trends Analysis Report by Application (Personal Banking, Corporate Banking, Wealth Management, and Others), by Deployment (On-Premise and Cloud), by Component (Solution, and Service), and by Enterprise Size (Large Enterprises and Small and Mid-Sized Enterprises (SMEs)) Forecast Period (2023-2030)

The global application programming interface (API) banking market is anticipated to grow at a CAGR of 20.5% during the forecast period (2023-2030). A banking API is the software intermediary that allows a third-party app to connect with financial institutions and obtain the required financial data. Owing to this factors, the BFSI industry players are able to fulfill the growing demands for digital banking. The growing adoption of significant technological advancements such as cloud computing and big data analytics in the banking industry is another key factor supporting the market growth. According to Oracle, Use Oracle's SaaS-based, packaged API solution to jump-start API banking with more than 1,800 ready-to-deploy business and foundational banking APIs. The cloud-native solution enables banks to comply with open banking regulations and accelerate innovation in a new digital ecosystem. For instance, in February 2023, Oracle launched Oracle banking cloud services of componentized, composable cloud-native services. by using this platform, the company provides services such as wide limits and collateral management, global payment processing for API management, retail onboarding and originations, and new self-service digital experience capabilities. The new services are built and running on the high performance, scalability, security, and compliance of Oracle Cloud Infrastructure, including OCI's Oracle Kubernetes Engine.

Segmental Outlook

The global application programming interface (API) banking market is segmented on the application, deployment, component, and enterprise size. Based on the application, the market is sub-segmented into personal banking, corporate banking, wealth management, and others which includes customer, payment, and account information. Based on the deployment, the market is sub-segmented into on-premise and cloud. Based on the component, the market is sub-segmented into solution and service. Further, based on the enterprise size, the market is bifurcated into large enterprises and SMes. Among the applications, the personal banking sub-segment is anticipated to hold a considerable share of the market owing to the facilities provided by banks to the customers such as customer API, payment initiation API, and log-in with bank API.

Cloud Sub-Segment is Anticipated to Hold a Considerable Share of the Global Application Programming Interface (API) Banking Market

Among the deployment segment, cloud sub-segment is expected to hold a considerable share of the global API banking market. This is owing to the growing cloud native technology, through which banks can streamline the process of creating and managing APIs without the burden of managing the underlying infrastructure, while applying non-intrusive policy enforcement to the runtimes that support them. For instance, in June 2022, Atos and IBM supported European financial enterprises and institutions to build trust in the cloud and comply with EU regulations. that enable organizations, including operators of vital importance (OIV) and operators of essential services (OES) to go a step further in the adoption of cloud technology. Atos enables organizations using the IBM Cloud for Financial Services to benefit from its expertise in cloud security.

Regional Outlook

The global application programming interface (API) banking market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-Pacific region is anticipated to hold a prominent share of the market around the globe. Various government financial organizations such as Monetary Authority of Singapore (MAS) and the Reserve Bank of India (RBI), are increasingly focusing on promoting open banking, in turn encouraging utilization of API.

North America Region is Expected to Grow at a Significant CAGR in the Global Application Programming Interface (API) Banking

Among all the regions, North America is anticipated to grow at a considerable CAGR over the forecast period. Regional growth is attributed to the presence of major BFSI players, the early adoption of digital banking solutions, and government regulations promoting open banking. For instance, in October 2022, Bank of America expanded its cash payment API capability to over 350 payment types. The development comes as APIs continue to transform business-to-business (B2B) and business-to-consumer (B2C) transactions given the ability of APIs to provide real-time data, reduce costs and improve operational efficiencies. The capabilities of the enhanced CashPro Payment API spans is such as More than 350 payment types in 38 markets globally, 7 real-time payment schemes and services such as Zelle in the US and Pix in Brazil, Domestic and cross-border wires, and the Ability to execute payments in bundles, helping clients avoid or reduce backlogs in payment queues.

Market Players Outlook

The major companies serving the global application programming interface (API) banking market include Citibank, Deutsche Bank, Finastra, Google LLC, and IBM Corp., among others. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, collaborations, funding, and new product launches, to stay competitive in the market. For instance, in March 2022, Razorpay acquired izealiant technologies that pursue state-of-the-art payment banking technologies to meet evolving business requirements while tackling complex challenges of financial industry.

The Report Covers:

  • Market value data analysis of 2022 and forecast to 2030.
  • Annualized market revenues ($ million) for each market segment.
  • Country-wise analysis of major geographical regions.
  • Key companies operating in the global application programming interface (API) banking market. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
  • Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
  • Analysis of market-entry and market expansion strategies.
  • Competitive strategies by identifying 'who-stands-where' in the market.

Table of Contents

1. Report Summary

  • Current ENTERPRISE SIZE Analysis and Growth Potential Outlook
  • 1.1. Research Methods and Tools
  • 1.2. Market Breakdown
    • 1.2.1. By Segments
    • 1.2.2. By Region

2. Market Overview and Insights

  • 2.1. Scope of the Report
  • 2.2. Analyst Insight & Current Market Trends
    • 2.2.1. Key Findings
    • 2.2.2. Recommendations
    • 2.2.3. Conclusion

3. Competitive Landscape

  • 3.1. Key Company Analysis
  • 3.2. BankProv
    • 3.2.1. Overview
    • 3.2.2. Financial Analysis
    • 3.2.3. SWOT Analysis
    • 3.2.4. Recent Developments
  • 3.3. Cloud Software Group, Inc.
    • 3.3.1. Overview
    • 3.3.2. Financial Analysis
    • 3.3.3. SWOT Analysis
    • 3.3.4. Recent Developments
  • 3.4. FidyPay
    • 3.4.1. Overview
    • 3.4.2. Financial Analysis
    • 3.4.3. SWOT Analysis
    • 3.4.4. Recent Developments
  • 3.5. Key Strategy Analysis

4. Market Segmentation

  • 4.1. Global Application Programming Interface (API) Banking Market by Application
    • 4.1.1. Personal Banking
    • 4.1.2. Corporate Banking
    • 4.1.3. Wealth Management
    • 4.1.4. Others (Customer, Payment, and Transaction Information)
  • 4.2. Global Application Programming Interface (API) Banking Market by Deployment
    • 4.2.1. On-Premise
    • 4.2.2. Cloud
  • 4.3. Global Application Programming Interface (API) Banking Market by Component
    • 4.3.1. Solution
    • 4.3.2. Service
  • 4.4. Global Application Programming Interface (API) Banking Market by Enterprise Size
    • 4.4.1. Large Enterprises
    • 4.4.2. Small and Mid-Sized Enterprises (SMEs)

5. Regional Analysis

  • 5.1. North America
    • 5.1.1. United States
    • 5.1.2. Canada
  • 5.2. Europe
    • 5.2.1. UK
    • 5.2.2. Germany
    • 5.2.3. Italy
    • 5.2.4. Spain
    • 5.2.5. France
    • 5.2.6. Rest of Europe
  • 5.3. Asia-Pacific
    • 5.3.1. China
    • 5.3.2. India
    • 5.3.3. Japan
    • 5.3.4. South Korea
    • 5.3.5. Rest of Asia-Pacific
  • 5.4. Rest of the World

6. Company Profiles

  • 6.1. Citibank
  • 6.2. Deutsche Bank
  • 6.3. Finastra
  • 6.4. Google LLC
  • 6.5. IBM Corporation
  • 6.6. Infosys Ltd
  • 6.7. JPMorgan Chase
  • 6.8. Oracle Corp.
  • 6.9. Razorpay
  • 6.10. Salesforce, Inc.
  • 6.11. SAP SE
  • 6.12. Tink AB
  • 6.13. Yodlee, Inc.

LIST OF TABLES

  • 1. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 2. GLOBAL API FOR PERSONAL BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 3. GLOBAL API FOR CORPORATE BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 4. GLOBAL API FOR WEALTH MANAGEMENT MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 5. GLOBAL API FOR OTHER BANKING APPLICATIONS MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 6. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 7. GLOBAL ON-PREMISES BASED API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 8. GLOBAL CLOUD-BASED API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 9. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 10. GLOBAL API BANKING SOLUTIONS MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 11. GLOBAL API BANKING SERVICES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 12. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 13. GLOBAL API BANKING IN BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 14. GLOBAL API BANKING FOR LARGE ENTERPRISES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 15. GLOBAL API BANKING FOR SMES MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 16. GLOBAL API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 17. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 18. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 19. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 20. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 21. NORTH AMERICAN API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 22. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 23. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 24. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 25. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 26. EUROPEAN API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 27. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY COUNTRY, 2022-2030 ($ MILLION)
  • 28. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 29. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 30. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 31. ASIA- PACIFIC API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 32. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY REGION, 2022-2030 ($ MILLION)
  • 33. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY APPLICATION, 2022-2030 ($ MILLION)
  • 34. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY DEPLOYMENT, 2022-2030 ($ MILLION)
  • 35. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 36. REST OF THE WORLD API BANKING MARKET RESEARCH AND ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)

LIST OF FIGURES

  • 1. GLOBAL API BANKING MARKET SHARE BY APPLICATION, 2022 VS 2030 (%)
  • 2. GLOBAL API FOR PERSONAL BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 3. GLOBAL API FOR CORPORATE BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 4. GLOBAL API FOR WEALTH MANAGEMENT MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 5. GLOBAL API FOR OTHER APPLICATIONS MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 6. GLOBAL API BANKING MARKET SHARE BY DEPLOYMENT, 2022 VS 2030 ($ MILLION)
  • 7. GLOBAL ON-PREMISES BASED API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 8. GLOBAL CLOUD-BASED API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 9. GLOBAL API BANKING MARKET SHARE ANALYSIS BY COMPONENT, 2022-2030 ($ MILLION)
  • 10. GLOBAL API BANKING SOLUTIONS MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 11. GLOBAL API BANKING SERVICES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 12. GLOBAL API BANKING MARKET SHARE ANALYSIS BY ENTERPRISE SIZE, 2022-2030 ($ MILLION)
  • 13. GLOBAL API BANKING FOR LARGE ENTERPRISES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 14. GLOBAL API BANKING FOR SMES MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 15. GLOBAL API BANKING MARKET SHARE BY REGION, 2022 VS 2030 (%)
  • 16. US API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 17. CANADA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 18. UK API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 19. FRANCE API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 20. GERMANY API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 21. ITALY API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 22. SPAIN API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 23. REST OF EUROPE API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 24. INDIA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 25. CHINA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 26. JAPAN API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 27. SOUTH KOREA API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 28. REST OF ASIA-PACIFIC API BANKING MARKET SIZE, 2022-2030 ($ MILLION)
  • 29. REST OF THE WORLD API BANKING MARKET SIZE, 2022-2030 ($ MILLION)