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1433782

智慧卡：市場佔有率分析、產業趨勢/統計、成長預測（2024-2029）

Smart Card - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3個工作天內

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簡介目錄

全球智慧卡市場規模預計將在 2024 年達到 186.9 億美元，並在 2024-2029 年預測期內以 8.59% 的複合年成長率成長，到 2029 年將達到 282.2 億美元。

智慧卡市場

數位化程度的提高、網路購物需求的增加、醫療保健需求、存取控制應用等是推動智慧卡市場成長的主要因素。

主要亮點

  • 智慧卡提供了一種安全的方式來識別和驗證持卡人以及希望存取該卡的第三方。例如，持卡人可以使用 PIN 碼或生物識別資料進行身份驗證。智慧卡還提供了一種在卡上安全儲存資料並透過加密保護通訊安全的方法。
  • 隨著最近針對高級智慧卡安全應用的其他安全和隱私問題的引入，多年來對智慧卡在各種終端行業市場中的使用的需求不斷增加。在全球範圍內，銀行和金融業預計將佔據智慧卡市場的很大佔有率。由於關鍵的金融業務是該行業的核心，因此安全性仍然是首要關注點。這推動了先進身份驗證解決方案的採用，並加速了智慧卡在行業中的接受度。
  • 用於存取控制和其他應用的智慧卡需要很高的初始成本，因為它們使用高品質的讀卡機和晶片來實現其功能。部署讀卡機和晶片需要額外的成本，這增加了智慧卡的整體成本並限制了智慧卡的成長。
  • 疫情期間，專注於通訊和醫療保健的智慧卡業務受到的影響小於其他行業。醫療保健資料的激增給提供高效的患者照護和隱私帶來了新的課題。智慧卡透過提供安全儲存（磁條卡上可以儲存超過 150 個位元組）和輕鬆的資料分發來解決這兩個課題。醫療保健支出的增加預計將推動智慧卡在醫療保健市場的使用。
  • 例如，根據 Medicare & Medicaid Services 的數據，到 2027 年，美國醫療保健支出預計將達到約 6 兆美元。此外，COVID-19 的出現促使多個國家製定疫苗接種預防計劃，預計這也將促進市場成長。數位憑證預計將在管理這場流行病方面發揮重要作用。

智慧卡市場趨勢

BFSI 引領市場

  • 在 BFSI 行業中使用智慧卡有很多好處，包括安全資料傳輸和個人資訊安全。智慧卡還在銀行、金融服務和保險 (BFSI) 行業中用作付款授權卡、存取控制卡以及信用卡和簽帳金融卡。智慧卡可以用作電子錢包，儲存的錢可以使用加密通訊協定轉移到自動販賣機或帳戶。
  • 銀行業早已認知到磁條卡技術的優勢，並已轉向記憶體晶片或卡上微處理器技術。然而，在過去十年中，由於詐欺的增加，對安全付款的智慧卡的需求增加。
  • 新銀行的擴張和數位金融科技領域對全球研究市場產生了直接影響。印度是採用無現金交易的開發中國家的一個例子。政府機構正在協助推廣卡片和其他無現金付款方式的使用，刺激智慧卡補充品市場。
  • 金融機構對智慧卡技術的使用和各種合作協議進一步支持了市場擴張。例如，ICICI銀行去年與Greater Chennai Corporation和Chennai Smart City Limited合作推出了“Namma Chennai智慧卡”，旨在為Chennai人們提供各種支付的統一解決方案。

亞太地區將經歷最高的成長

  • 隨著智慧卡在亞太地區的使用越來越廣泛，來自 BFSI、醫療保健、零售和政府部門的需求可能會主導市場。
  • 由於中國擁有龐大的消費群以及主要智慧卡製造商的存在，該地區對智慧卡的需求預計將強勁。智慧卡已被許多銀行機構採用，有助於市場擴張。
  • 例如，中國建設銀行（CCB）去年宣布正在測試生物識別「硬錢包」智慧卡，該卡允許用戶儲存數位人民幣並使用央行數位貨幣進行支付。現在可以透過指紋進行確認。借助最先進的指紋認證和識別技術，儲存在卡片上的價值得到進一步保護。
  • 該地區的幾家銀行已與 IC 卡生產公司合作，在該國建立各種類型的 IC 卡。 Axis銀行、ICICI銀行和SBM銀行是去年下半年或第一季發行IC卡的印度銀行。
  • 此外，東京電子公司 MoriX Co. 去年與 Fingerprint Cards AB 合作，使用 Fingerprints 的 T 型模組開發並推出了生物識別付款卡。這些卡預計將使用傳統的自動化製造技術與付款卡整合。
  • 為了支持市場擴張，新的舉措和開拓正在鼓勵其他最終用戶使用智慧卡。香港智慧卡營運商之一八達通最近為中國300多個城市的大眾交通工具用戶推出了交通卡。作為該公司海外發展計畫的一部分，八達通交通卡用戶將能夠在當地支付公車、火車和渡輪等大眾交通工具。八達通卡的儲值限額最初為 3,000港幣（386 美元），第二階段將遷移至數位八達通卡。

智慧卡產業概況

由於有多家跨國公司，智慧卡市場呈現碎片化狀態。主要參與者包括 HID Global Corporation、CardLogix Corporation 和 Thales Group。該市場的主要企業正在推出創新的新產品並建立合作夥伴關係和聯盟，以獲得競爭優勢。

2023 年 1 月，東南亞領先的安全智慧卡解決方案和數位安全供應商 dzcard 開設了一個新的研發中心，致力於下一代卡技術，重點關注永續性。該實驗室位於泰國曼谷，將作為與 dzcard 的客戶和合作夥伴共同創造產品的平台。該實驗室的重點是創建和評估永續性發展的解決方案和產品。我們致力於利用環保生產技術，運用永續資源，創造對環境影響較小的產品。他們的目標是開發智慧卡解決方案，不僅滿足客戶需求，而且邁向更永續的未來。

2023 年 4 月，印度為使用坎普爾地鐵的乘客推出了 GoSmart 全國通用移動卡。 NCMC 卡最初在北方邦坎普爾地鐵推出。這張卡的主要優點是它是一張可兌換的交通卡，這意味著它可以在全國其他符合 NCMC 標準的零售商店、停車場、地鐵、巴士和其他交通服務中使用。旅客可以使用 NCMC 卡輕鬆遊歷全國。這樣可以實現平穩運動並節省時間和精力。

其他福利：

  • Excel 格式的市場預測 (ME) 表
  • 3 個月的分析師支持

年表

第1章簡介

  • 研究假設和市場定義
  • 調查範圍

第2章調查方法

第3章執行摘要

第4章市場洞察

  • 市場概況
  • 產業吸引力－波特五力分析
    • 供應商的議價能力
    • 買方議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭公司之間的敵對關係
  • 產業價值鏈分析
  • COVID-19 市場影響評估

第5章市場動態

  • 市場促進因素
    • 擴大個人識別和存取控制應用的部署
    • 廣泛應用於旅遊識別和交通
    • 非接觸式付款需求不斷成長
  • 市場限制因素
    • 對隱私/安全問題和標準化的擔憂

第6章市場區隔

  • 依類型
    • 接觸底座
    • 非接觸式
  • 依最終用戶產業
    • 資訊科技/通訊
    • 政府
    • 運輸
    • 其他最終用戶產業（教育、醫療保健、娛樂等）
  • 依地區
    • 北美洲
      • 美國
      • 加拿大
    • 歐洲
      • 英國
      • 德國
      • 法國
      • 歐洲其他地區
    • 亞太地區
      • 中國
      • 日本
      • 印度
      • 其他亞太地區
    • 其他地區

第7章 競爭形勢

  • 公司簡介
    • CardLogix Corporation
    • Watchdata Technologies
    • Bundesdruckerei GmbH
    • IntelCav
    • Secura Key
    • Alioth LLC
    • Gemalto NV（Thales Group）
    • Giesecke & Devrient GmbH（MC Familiengesellschaft mbH）
    • HID Global Corporation（Assa Abloy AB）
    • IDEMIA France SAS
    • Infineon Technologies AG
    • Fingerprint Cards AB
    • Samsung Electronics Co. Ltd
    • CPI Card Group Inc.
    • KONA I Co. Ltd

第8章供應商定位分析

第9章投資分析

第10章市場的未來

簡介目錄
Product Code: 65344

The Smart Card Market size is estimated at USD 18.69 billion in 2024, and is expected to reach USD 28.22 billion by 2029, growing at a CAGR of 8.59% during the forecast period (2024-2029).

Smart Card - Market

The rising digitalization, increasing demand from online shopping, demand for healthcare, and access control applications are the primary factors augmenting the growth of the smart card market.

Key Highlights

  • Smart cards provide methods to securely identify and authenticate the cardholder and third parties who want access to the card. For instance, a cardholder can use a PIN code or biometric data for authentication. Smart cards also provide a way to securely store data on the card and protect communications with encryption.
  • The demand for smart cards has been growing each year with applications in various end-use industry markets due to the recent introduction of other security and privacy issues for advanced smart card security applications. Globally, the banking and finance industry is expected to account for a significant share of the smart card market. With critical financial operations being the industry's core, security remains the primary focus. This supports the adoption of advanced authentication solutions and promotes the acceptance of the smart card within the sector.
  • The initial cost required for the smart card used for access control and other applications is high as it uses readers and chips of high quality for its functioning. The deployment of readers and chips requires additional costs, which increases the overall cost of smart cards, restraining the growth of smart cards.
  • During the COVID-19 pandemic, the business for smart cards specific to telecommunications and healthcare was less affected than other verticals. The upsurge of healthcare data brings up new challenges in providing efficient patient care and privacy. Smart cards solved both challenges by providing secure storage (dramatically more than 150 bytes that can be stored on a magnetic stripe card) and easy data distribution. Increasing healthcare expenditure is anticipated to propel the use of smart cards in the healthcare market.
  • For instance, according to the Centers for Medicare & Medicaid Services, US health spending is projected to reach nearly USD 6 trillion by 2027. Moreover, the emergence of COVID-19 has prompted several nations to develop vaccination-proofing plans, which are also anticipated to aid market growth. Digital credentials are expected to play a major role in managing the pandemic.

Smart Card Market Trends

BFSI is Expected to Drive Market

  • Smart card use in the BFSI industry has many advantages, including secure data transfers and the security of private information. Smart cards are also used as payment authentication cards, access control cards, and credit or debit cards in the banking, financial services, and insurance (BFSI) industry. By loading the smart card with money that can be transferred using cryptographic protocols to a vending machine or an account, they can be used as electronic wallets.
  • The banking sector has long recognized the advantages of magnetic stripe card technology and has transitioned to memory chip or microprocessor-on card technology. However, the necessity for smart cards for protected payments has grown over the past decade due to a rise in fraud rates.
  • The expansion of neo-banks and the field of digital financial technology has had a direct impact on the market under study globally. India is one example of a developing nation that has embraced cashless transactions. Government agencies have supported them in promoting the use of cards and other cashless payment methods, fueling a supplementary market for smart cards.
  • The market's expansion has been further aided by financial institutions' use of smart card technology and different collaboration agreements. For instance, ICICI Bank declared last year that it partnered with Greater Chennai Corporation and Chennai Smart City Limited to launch the Namma Chennai Smart Card, which aims to offer the people of Chenna, India, a uniform solution for a variety of payments.

Asia Pacific to Witness Highest Growth

  • Since smart cards are more widely used in the Asia Pacific area, demand from the BFSI, healthcare, retail, and government sectors is likely to dominate the market.
  • A big consumer base and the presence of major smart card manufacturers in China are expected to result in a strong demand for smart cards in the region. Smart cards were adopted by a number of banking institutions, which helped the market expand.
  • For instance, China Construction Bank (CCB) declared last year that they are testing a biometric 'hard wallet' smart card that enables users to store digital yuan and confirm payments made using the central bank's digital currency with their fingerprints. With the help of cutting-edge fingerprint authentication and recognition, the stored value on the card is further protected.
  • To establish various types of smart cards in the nation, several banks operating in the region have partnered with smart card creators. Axis Bank, ICICI Bank, and SBM Bank are a few Indian banks that released smart cards in the latter or first quarter of the previous year.
  • In addition, MoriX Co., a Tokyo-based electronics company, collaborated with Fingerprint Cards AB last year to develop and introduce biometric payment cards using the T-Shape module from Fingerprints. These cards are anticipated to be integrated with payment cards using conventional automated manufacturing techniques.
  • To support market expansion, new initiatives, and developments are encouraging other end users to use smart cards. Transit cards were recently offered for users of public transportation in more than 300 Chinese cities by Octopus, one of the smart card operators in Hong Kong. Users of Octopus transit cards will be able to pay for public transportation in mainland China's buses, trains, and ferries as part of the company's offshore development plan. The maximum top-up amount for the Octopus card will initially be HKD 3,000 (USD 386), with the option to convert to digital Octopus cards in a phase two launch.

Smart Card Industry Overview

The Smart Card Market is fragmented because of the presence of several global companies. Some of the key players are HID Global Corporation, CardLogix Corporation, Thales Group, etc. Key players in this market are introducing new innovative products and forming partnerships and collaborations to gain competitive advantages.

In January 2023, a new innovation center dedicated solely to next-generation card technologies with a dedication to sustainability was inaugurated by dzcard, the top secured smart card solution and digital security provider in Southeast Asia. The lab, which is situated in Bangkok, Thailand, will serve as a platform for the co-creation of goods with dzcard's clients and partners. The lab's focus is on creating and evaluating solutions and products that are sustainability-oriented. They are dedicated to utilizing environmentally friendly production techniques, employing sustainable resources, and creating items that have less of an impact on the environment. Their objective is to develop smart card solutions that not only satisfy client needs but also work toward a more sustainable future.

In April 2023, for passengers using the Kanpur metro in India, the GoSmart National Common Mobility Card was launched. The NCMC card was initially introduced in Uttar Pradesh by the Kanpur Metro. The primary advantage of this card is that it is an interchangeable transport card, meaning that it may be used for other NCMC-compliant retail, parking, metro, bus, and other transportation services throughout the nation. Travelers can easily traverse the entire nation with the NCMC card. Along with facilitating smooth mobility, this also helps travelers save time and energy.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHT

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitutes
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Industry Value Chain Analysis
  • 4.4 Assessment of the Impact of COVID-19 on the Market

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growing Deployment in Personal Identification and Access Control Applications
    • 5.1.2 Extensive Use in Travel Identity and Transportation
    • 5.1.3 Growing Demand for Contactless Payments
  • 5.2 Market Restraints
    • 5.2.1 Privacy and Security Issues and Standardization concerns

6 MARKET SEGMENTATION

  • 6.1 By Type
    • 6.1.1 Contact-based
    • 6.1.2 Contact-Less
  • 6.2 By End-user Vertical
    • 6.2.1 BFSI
    • 6.2.2 IT & Telecommunication
    • 6.2.3 Government
    • 6.2.4 Transportation
    • 6.2.5 Other End-User Industries (Education, Healthcare, Entertainment, etc.)
  • 6.3 By Geography
    • 6.3.1 North America
      • 6.3.1.1 United States
      • 6.3.1.2 Canada
    • 6.3.2 Europe
      • 6.3.2.1 United Kingdom
      • 6.3.2.2 Germany
      • 6.3.2.3 France
      • 6.3.2.4 Rest of Europe
    • 6.3.3 Asia-Pacific
      • 6.3.3.1 China
      • 6.3.3.2 Japan
      • 6.3.3.3 India
      • 6.3.3.4 Rest of Asia-Pacific
    • 6.3.4 Rest of the World

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 CardLogix Corporation
    • 7.1.2 Watchdata Technologies
    • 7.1.3 Bundesdruckerei GmbH
    • 7.1.4 IntelCav
    • 7.1.5 Secura Key
    • 7.1.6 Alioth LLC
    • 7.1.7 Gemalto NV (Thales Group)
    • 7.1.8 Giesecke & Devrient GmbH (MC Familiengesellschaft mbH)
    • 7.1.9 HID Global Corporation (Assa Abloy AB)
    • 7.1.10 IDEMIA France SAS
    • 7.1.11 Infineon Technologies AG
    • 7.1.12 Fingerprint Cards AB
    • 7.1.13 Samsung Electronics Co. Ltd
    • 7.1.14 CPI Card Group Inc.
    • 7.1.15 KONA I Co. Ltd

8 VENDOR POSITIONING ANALYSIS

9 INVESTMENT ANALYSIS

10 FUTURE OF THE MARKET