市場調查報告書
商品編碼
1413867
B2B付款市場:按類型、付款方式、組織規模、產業分類 - 2024-2030 年全球預測B2B Payments Market by Type (Cross-Border, Domestic), Payment Method (Credit Cards, Digital Wallets, Electronic Funds Transfer), Organization Size, Industry Vertical - Global Forecast 2024-2030 |
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預計2023年B2B付款市場規模為1,575.8億美元,2024年達1,714.1億美元,2030年預估將達2,885.6億美元,複合年成長率為9.02%。
全球 B2B付款市場
主要市場統計 | |
---|---|
基準年[2023] | 1575.8億美元 |
預測年份 [2024] | 1714.1億美元 |
預測年份 [2030] | 2885.6億美元 |
複合年成長率(%) | 9.02% |
企業對企業(B2B)付款是指企業之間主要透過電子方式交換所提供的商品和服務的資金。這種B2B付款包括電子資金轉帳(EFT)、ACH(自動清算所)、信用卡、電子帳單平台、數位錢包和基於區塊鏈的付款系統等各種解決方案。這些付款方案促進安全且高效的商業交易,並減少對傳統紙本支票和現金交易的依賴。 B2B付款市場的成長要素是使用行動應用程式和線上網站進行商業交易的便利性不斷提高。此外,由於針對企業偏好的付款選項數量不斷增加,B2B付款解決方案的採用也不斷增加。然而,B2B付款市場面臨一些限制,包括新的 B2B付款選項與現有系統的整合,以及網路攻擊和資料外洩日益成長的安全問題。為了克服這些問題,公司正在投資研發並改善安全措施。此外,人工智慧、機器學習、雲端運算和分散式帳本技術等技術進步顯著提高了交易處理速度和安全性。我們正在利用 B2B付款市場的新機遇,採用區塊鏈技術來增強安全性,並實施即時付款解決方案來改善現金流量管理。
區域洞察
在美洲,美國是 B2B付款技術的主要創新者,眾多金融科技公司推動即時付款(RTP)、基於區塊鏈的解決方案和高階資料分析等領域的轉型。與創新步伐保持同步的是 FedNow,這是聯準會開發的即時付款服務,旨在實現美國金融機構內部的即時轉帳。同時,在加拿大,Interac e-Transfer for Business 等數位付款解決方案的採用在中小型企業中獲得了巨大的吸引力。歐盟國家一直處於標準化跨境付款流程的前沿,透過 SEPA(單一歐元支付區)等措施來協調整個歐洲的電子交易。最近的發展包括歐洲央行的 TIPS計劃(TARGET 即時支付結算),該計畫促進了整個歐洲的即時付款處理。由於網路普及不斷上升、智慧型手機的普及以及政府積極採用數位付款方式,中東和非洲地區為 B2B付款提供了充足的成長機會。中國是B2B付款創新的全球領導者,阿里巴巴旗下螞蟻金服等巨頭在跨國電子商務付款方面處於領先地位。同時,日本正興起利用人工智慧技術簡化 B2B付款流程的金融科技Start-Ups。在印度,統一支付介面(UPI)以創紀錄的交易量徹底改變了數位付款,這一成功導致了基於 UPI 的企業解決方案的引入。由於技術進步、消費者需求不斷變化以及對無縫客戶體驗的需求不斷增加,全球 B2B付款市場正在迅速發展。
FPNV定位矩陣
FPNV定位矩陣對於評估B2B付款市場至關重要。我們檢視與業務策略和產品滿意度相關的關鍵指標,以對供應商進行全面評估。這種深入的分析使用戶能夠根據自己的要求做出明智的決策。根據評估,供應商被分為四個成功程度不同的像限。最前線 (F)、探路者 (P)、利基 (N) 和重要 (V)。
市場佔有率分析
市場佔有率分析是一種綜合工具,可以對 B2B付款市場中供應商的現狀進行深入而詳細的研究。全面比較和分析供應商在整體收益、基本客群和其他關鍵指標方面的貢獻,以便更好地了解公司的績效及其在爭奪市場佔有率時面臨的挑戰。此外,該分析還提供了對該行業競爭特徵的寶貴考察,包括在研究基準年觀察到的累積、分散主導地位和合併特徵等因素。這種詳細程度的提高使供應商能夠做出更明智的決策並制定有效的策略,從而在市場上獲得競爭優勢。
1-市場滲透率:提供有關主要企業所服務的市場的全面資訊。
2-市場開拓:我們深入研究利潤豐厚的新興市場,並分析它們在成熟細分市場中的滲透率。
3- 市場多元化:提供有關新產品發布、開拓地區、最新發展和投資的詳細資訊。
4-競爭力評估與資訊:對主要企業的市場佔有率、策略、產品、認證、監管狀況、專利狀況、製造能力等進行全面評估。
5- 產品開發與創新:提供對未來技術、研發活動和突破性產品開發的見解。
1-B2B付款市場的市場規模和預測是多少?
2-B2B付款市場預測期間需要考慮投資的產品、細分市場、應用程式和領域有哪些?
3-B2B付款市場的技術趨勢和法律規範是什麼?
4-B2B付款市場主要廠商的市場佔有率是多少?
5-進入B2B付款市場合適的型態和策略手段是什麼?
[186 Pages Report] The B2B Payments Market size was estimated at USD 157.58 billion in 2023 and expected to reach USD 171.41 billion in 2024, at a CAGR 9.02% to reach USD 288.56 billion by 2030.
Global B2B Payments Market
KEY MARKET STATISTICS | |
---|---|
Base Year [2023] | USD 157.58 billion |
Estimated Year [2024] | USD 171.41 billion |
Forecast Year [2030] | USD 288.56 billion |
CAGR (%) | 9.02% |
Business-to-business (B2B) payments refer to the exchange of funds, primarily through electronic means, between enterprises for goods and services rendered. This B2B payment encompasses various solutions, including Electronic Funds Transfer (EFT), Automated Clearing House (ACH), credit cards, e-invoicing platforms, digital wallets, and blockchain-based payment systems. These payment solutions facilitate secure and efficient business transactions, reducing the reliance on traditional paper checks and cash-based transactions. The growth factors in the B2B payments market include the easy availability of mobile apps and online websites for business transactions. Furthermore, the rising number of payment options to suit the preferences of businesses is increasing the adoption of B2B payment solutions. However, the B2B payments market faces some limitations, while integrating novel B2B payment options with existing systems and rising security concerns regarding cyberattacks and data breaches. To overcome these issues, businesses invest in research and development, improving security measures. Moreover, technological advancements, including AI, ML, cloud computing, and DLT, have significantly improved transaction processing speed and security. Adopting blockchain technology for enhanced security and implementing real-time payment solutions for improved cash flow management is capitalizing on emerging opportunities in the B2B payment market.
Regional Insights
In the Americas region, the United States is a leading innovator in B2B payments technology, with numerous fintech companies driving change in areas such as real-time payments (RTP), blockchain-based solutions, and advanced data analytics. In line with this innovation push is FedNow, a real-time payment service developed by The Federal Reserve System that aims to enable instant transfers within US financial institutions. Meanwhile, in Canada, adopting digital payment solutions such as Interac e-Transfer for Business has gained significant traction among SMEs. EU countries have been at the forefront of standardizing cross-border payment processes through initiatives like SEPA (Single Euro Payments Area), which harmonizes European electronic transactions. Latest developments include the European Central Bank's TIPS project (TARGET Instant Payment Settlement) that facilitates instant payment processing across Europe. The Middle East and Africa region presents ample growth opportunities in B2B payments, driven by increasing internet penetration, smartphone adoption, and supportive government initiatives to adopt digital payment methods. China is a global leader in B2B payment innovation, with market giants such as Alibaba's Ant Financial spearheading advances in cross-border e-commerce payments. Meanwhile, Japan has seen the rise of several fintech startups that leverage AI-driven technologies to streamline B2B payment processes. In India, the Unified Payments Interface (UPI) has transformed digital payments with record-breaking transaction volumes, and this success has led to the introduction of UPI-based solutions explicitly catering to businesses. Considering these, the global B2B payments market is evolving rapidly, driven by technological advancements, shifting consumer needs, and increasing demands for seamless customer experiences.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the B2B Payments Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the B2B Payments Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the B2B Payments Market, highlighting leading vendors and their innovative profiles. These include American Express Company, Ant Group Co., Ltd., Bank of America Corporation, Block Inc., Bottomline Technologies Inc., Capital One Financial Corporation, Citigroup Inc., Coupa Software Inc., JPMorgan & Chase Co., Mastercard Inc., Payoneer Inc., PayPal Holdings, Inc., Paystand, Inc., Ramp Business Corporation, Rapyd Financial Network Ltd., Square, Inc., Stripe, Inc., Tipalti Inc., TransferWise Ltd., Visa Inc., and Wise Payments Limited.
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the B2B Payments Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the B2B Payments Market?
3. What are the technology trends and regulatory frameworks in the B2B Payments Market?
4. What is the market share of the leading vendors in the B2B Payments Market?
5. Which modes and strategic moves are suitable for entering the B2B Payments Market?