2022年全球B2B支付趨勢

Global B2B Payment Trends 2022

出版日期: 2022年09月20日 | 出版商:

yStats.com | 英文 82 Pages | 商品交期: 最快1-2個工作天內

價格

簡介目錄

鑑於大流行加速了數字渠道的使用，B2B 支付收入預計將在 2020 年至 2030 年間以個位數的複合年增長率增長。全球大多數 B2B 買家青睞信用卡，其次是支票，然後是採購訂單。在美國，隨著採用更現代的支付方式，現金和支票的 B2B 支付份額略有下降，但傳統支付的價值仍然高於創新形式。

隨著人工智能、區塊鍊和自動化等新趨勢的出現，B2B 客戶的期望也在發生變化。企業買家現在正在尋找增值解決方案，例如數據透明度、現金池、通過銀行門戶的企業對企業連接以及簡化銀行開戶流程。與此同時，B2B 賣家正在努力實現會計操作的自動化，大多數 B2B 受訪者表示，他們計劃在 2021 年擴大對 IT 的使用以推動會計操作。儘管為實現 B2B 支付市場的現代化做出了這些努力，但 B2B 公司在支付和接收供應商付款方面仍面臨挑戰。

本報告分析了全球B2B支付市場的最新趨勢和未來前景，呈現了當今全球市場的主要趨勢、行業面臨的挑戰和機遇、未來市場趨勢展望和區域。我們將彙編並提供信息例如其他國家和主要國家的詳細趨勢。

內容

第一章管理概述

第二章全球擴張

B2B 支付概覽和趨勢（2022 年 8 月）
按類型劃分的總支付收入（單位：1 萬億美元，2020 年、2025 年、2030 年）
批發支付收入（十億美元）：按初級和次級支付細分（2020 年、2025 年、2030 年）
跨境支付交易額：B2B/B2C/C2B/C2C（單位：1萬億美元，2020-2022）
跨境B2B支付交易額（單位：1萬億美元，2021年和2026年）
電匯佔跨境 B2B 支付交易額的比例 (2021/2026)
B2B 買家要求的主要付款方式：佔 B2B 買家的百分比（2021 年）
企業計劃在未來 12 個月內增加使用率的熱門支付選項：佔企業的百分比（2021 年 7 月）
B2B 買家在購買過程中面臨的挑戰：B2B 買家的百分比（2021 年 8 月）
B2B 專家對 B2B 電子商務技術的主要投資；受訪者百分比（2022 年）
金融機構向企業客戶提供的頂級數字解決方案：金融機構的百分比（2021 年）
B2B 客戶向供應商付款的主要問題領域：按金融機構（金融機構的百分比，2021 年）
向供應商付款時遇到的主要應付賬款問題（企業受訪者的百分比，2021 年 7 月）
在接收供應商付款時遇到的主要應收賬款問題（企業受訪者的百分比，2021 年 7 月）
B2B 應收賬款拖欠率高的公司百分比：按公司規模劃分（B2B 應收賬款百分比，2021 年）
企業融資受訪者表示技術不足是一項重大挑戰：受訪者百分比（2021 年 5 月）
與實施新技術相關的主要挑戰：企業融資中的受訪者百分比（2021 年 5 月）
報告嚴重付款欺詐的 B2B 公司百分比（2021 年 7 月）
表示 B2B 支付解決方案對其銀行選擇非常重要的公司百分比（2021 年）
允許 B2B 客戶使用某些數字貨幣的金融機構百分比（2021 年）
計劃擴大和提供加密貨幣使用權的金融機構比例（2022 年）

第 3 章亞太地區

中國
日本
印度
澳大利亞

第 4 章北美

美國
加拿大

第 5 章歐洲

區域
英國
德國
意大利
俄羅斯

第 6 章拉丁美洲

簡介目錄

Product Code: 1587

“B2B payment market is forecasted to see a modest CAGR between 2020 to 2030: new yStats.com report.”

The B2B payment market continues to grow, with traditional payment methods still leading

In light of the increasing use of digital channels, accelerated by the pandemic, B2B payments revenue is forecasted to witness a single-digit CAGR between 2020 and 2030, as stated in the new yStats.com report. B2B payments are also seeing a significant growth within the cross-border payment market, with the forecasted values reaching a figure in the trillions of euros by 2026. Moreover, payment systems are expected to be one of the top B2B E-Commerce technology investment areas in the year 2022. In terms of the most demanded payment options, most of the B2B buyers globally were in favor of credit cards, followed by checks, and purchase orders. Although there has been a growing interest towards more digitalized and innovative B2B payment methods, for more than one-third businesses checks remained a popular B2B payment method in countries such as the U.S, as spelled out in the new yStats.com report. Although the B2B payment share of cash and check in the U.S. has declined slightly as more modern payment methods are adopted, the value of the traditional payments is still higher than the innovative forms.

Technology trends such as AI, block chain, and virtual cards are transforming the B2B payment ecosystem

With emerging trends such as AI, block chain, automation, and others, the expectations of B2B customers are also changing. Corporate buyer are now looking for value-added solutions such as data transparency, cash pooling, corporate-to-bank connectivity via bank portals as well as streamlined processes to open a bank account, as mentioned in the new yStats.com publication. At the same time, B2B sellers are taking initiatives to embrace automation in their accounting tasks, with a majority of B2B respondents planning to increase the use of technology to drive their accounting operations as of 2021. Despite these steps being taken towards modernizing the B2B payments market, B2B firms still experience challenges when it comes to paying vendors and receiving payments from them. Invoice reconciliation, working capital management, slow underwriting, and inability to offer supplier portals were named as major obstacles faced by corporates while making payments to their suppliers in 2021.

1. Management Summary

2. Global Developments

B2B Payment Overview and Trends, August 2022
Total Payment Revenue, by Type, in USD trillion, 2020, 2025f, & 2030f
Wholesale Payments Revenue, in USD billion, and Breakdown by Primary and Secondary, in %, 2020, 2025f, & 2030f
Cross-Border Payment Transaction Value, by B2B, B2C, C2B and C2C, in USD trillion, 2020-2022f
Cross-Border B2B Payment Transaction Value, in USD trillion, 2021e & 2026f
Share of Wire Transfer Payments, in % of Cross-Border B2B Payment Transaction Value, 2021e & 2026f
Top Payment Options Demanded by B2B Buyers, in % of B2B Buyers, 2021e
Top Payment Options That Corporates Would Plan to Increase Using in the Next 12 Months, in % of Firms, July 2021
Challenges Faced by B2B Buyers During the Buying Process, in % of B2B Buyers, August 2021
Top B2B E-Commerce Technology Investments for 2022 According to B2B Specialists, in % of Respondents, 2022e
Top Digital Solutions That Financial Institutions Offer to Their Corporate Clients, in % of Financial Institutions, 2021
Top Problem Areas for B2B Clients When Making Payments to Their Suppliers According to Financial Institutions, in % of Financial Institutions, 2021
Top Accounts Payable Challenges Experienced When Paying Vendors, in % Business Respondents, July 2021
Top Accounts Receivable Challenges Experienced When Receiving Payments From Vendors, in % of Business Respondents, July 2021
Share of Firms Having a High Percentage of Overdue B2B Receivables, by Firm Size, in % of B2B Receivables, 2021e
Share of Corporate Treasury Respondents for Whom Lack of Technology is a Major Challenge, in %, May 2021
Top Challenges for Corporate Treasury Respondents Related to Implementing New Technology, in % of Respondents, May 2021
Share of B2B Firms That Reported Serious Payment Fraud, in %, July 2021
Share of Corporates That Indicate B2B Payment Solutions Are Very Important for Bank Selection, in %, 2021
Share of Financial Institutions That Allow Their B2B Customers to Use Selected Digital Currencies, in %, 2021e
Share of Financial Institutions That Plan to Expand And Provide Access to Cryptocurrency, in %, 2022e