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表紙
市場調查報告書

北美在線支付方式(2021)

North America Online Payment Methods 2021

出版商 yStats.com GmbH & Co. KG 商品編碼 1016634
出版日期 內容資訊 英文 93 Pages
商品交期: 最快1-2個工作天內
價格
北美在線支付方式(2021) North America Online Payment Methods 2021
出版日期: 2021年06月24日內容資訊: 英文 93 Pages
簡介

全球在線支付行業逐年增長,尤其是自 2020 年推出 COVID-19 以來。因此,數位錢包的使用頻率更高,數位錢包的支出也有所增加。此外,在 2020 年在線服務使用量激增的推動下,預計 2025 年電子商務的金額將顯著增長至超過 3 萬億美元。

在北美,自 COVID-19 爆發以來,在線支付行業發生了重大變化。美國和加拿大的消費者正在轉向在線支付,預計這將在 2020 年增加近距離移動支付的用戶數量和移動商務量。這些行為變化的常見原因之一是減少面對面支付。這鼓勵了有關支付方式的特定偏好的形成。

本報告調查了北美的在線支付方式,並提供了對當前和未來市場趨勢、按國家/地區、主要參與者等進行的市場分析的見解。

本報告中提到的公司:

Apple Pay、Starbucks、Google Pay、PayPal、Venmo、Afterpay、Klarna、Affirm、Quadpay、Coinbase、Robinhood、CivisScience、Paysafe、SimplyPayMe、PayBright、Adyen、Samsung Pay、Zelle、FuturePay、Sezzle、Splitit、Bread、BlockFi、eToro、Coinmama

目錄

第 1 章管理概述

第 2 章世界發展

  • 數位錢包支出銷售額(2020、2025f)
  • 數位錢包用戶數量(2020、2025f)
  • 移動商務交易金額 (2020, 2025f)
  • 成熟市場現金使用率(國家、佔總交易量的百分比)(2010、2020e)
  • 新興市場現金使用率(國家、佔總交易量的百分比)(2010、2020e)
  • 非接觸式支付和電子商務支付的份額(佔數位錢包總支出的百分比)(2025f)
  • 二維碼支付用戶數(2020e、2025f)
  • 二維碼支付用戶佔比,手機用戶佔比(2025f)
  • 立即付款銷售) (2020e, 2025f)
  • 即時支付佔 B2B 和消費者數位彙款和銀行支付總額的百分比 (2025f)
  • 通過生物識別技術驗證的移動支付交易金額 (2020, 2025f)
  • 面對面購物時希望選擇數位支付方式的成年人百分比,以及希望使用特定數字支付方式的成年人百分比(2020 年 11 月)
  • 區塊鏈用例細分 (2021e)

第 3 章北美

  • 地區
    • 在線和移動支付趨勢概覽(2021 年 6 月)
    • 關於企業的在線和移動支付新聞(2021 年 6 月)
    • 2019 年第二季度和 2020 年第二季度在線交易中移動交易的份額
    • 以成人消費者的速度將每代人至少支付一張賬單的支付轉換為無紙化支付
    • 發票和報表接收和訪問方式的細分,成人消費者的百分比(2020 年、2021 年)
    • 部分成年消費者願意在線接收某些發票和報表的主要原因(2020 年 12 月)
    • 使用移動應用與企業互動的關鍵因素,成年消費者的百分比(2020 年、2021 年)
  • 美國
    • 近距移動支付用戶數及同比變化(2020-2025f)
    • 近距離移動支付用戶和智能手機用戶總數的份額(2020-2025)
    • 按支付平台劃分的近距離移動支付用戶數量(2021e)
    • 每個鄰近移動支付用戶的平均年支出和同比變化(2020-2025f)
    • 移動P2P支付交易金額及同比變化(2020e-2024f)
    • B2B 支付交易金額按支付方式,以及 B2B 支付方式明細(佔總交易金額的百分比)(2021f)
    • 數字支付使用情況(1 種和 2 種或更多類型,消費者比例(2016-2020)
    • 美國成年人常用的移動支付提供商方法(2021 年 4 月)
    • 推薦的網上購物付款方式,美國成年人的百分比(2021 年 4 月)
    • 推薦的非處方購買付款方式,美國成年人的百分比(2021 年 4 月)
    • 主要使用的數位支付平台的細分,成年人的百分比(2021 年 4 月)
    • 過去一個月在線支付時使用的支付方式,消費者百分比(2021 年 3 月)
    • COVID-19 之後的消費者比例比之前更常用的付款方式(2021 年 3 月)
    • 推動 COVID-19 中支付方式習慣變化的因素,消費者百分比(2021 年 3 月)
    • 中小企業熟悉的付款方式,中小企業的百分比(2021 年 2 月)
    • 按服務類型劃分的借記卡使用情況、受訪者百分比(2018、2019、2020)
    • 面向零售的在線信用卡和借記卡消費滲透率(佔總消費的百分比)(2020 年 1 月至 2021 年)
    • 非接觸式卡認知度細分,消費者百分比(2019-2020)
    • 打算在 COVID-19(2020 年 9 月)之後繼續使用非接觸式付款方式的成年人和幾代人
    • BNPL 用戶的滲透率,以及至少錯過一筆付款的 BNPL 用戶比例(2020 年 12 月)
    • BNPL 主要應用程序和 BNPL 應用程序總下載量的百分比(2018 年第 4 季度、2019 年、2020 年和 2021 年第 1 季度)
    • 使用 PayPal 為網上購物提供的免息 BNPL 而不是過去使用的 BNPL 提供商的消費者百分比(2020 年)
    • 使用 BNPL 選項的主要原因,成人百分比 (3 2021)
    • 與 2020 年 3 月相比,按受訪者百分比劃分的 BNPL 用戶滲透率,以及 2020 年 9 月按年齡組劃分的 BNPL 使用情況變化
    • BNPL 服務用戶滲透率、年齡組、消費者百分比(2020 年 7 月和 2021 年 3 月)
    • 2020 年 7 月第一筆 BNPL 交易中按信用使用量劃分的 BNPL 使用情況
    • 使用的最常見 BNPL 貸方的細分。 Afterpay、Affirm、Bread、GreenSky、Klarna、QuadPay、BNPL 用戶百分比,2020 年 5 月
    • 使用的最常見 BNPL 貸方的細分(2021 年 3 月),成人 BNPL 用戶的百分比:Affirm、Afterpay、FuturePay、Klarna、PayPal
    • 按服務提供商劃分的 BNPL 用戶數量(2021 年 11 月) Affirm、Afterpay、Bread、FuturePay、Klarna、PayPal、QuadPay、Sezzle、Splitit
    • BNPL 用戶對 BNPL 貸方的態度與信用卡公司相比的細分,BNPL 成人用戶的百分比(2021 年 3 月)
    • 2021 年 3 月通過 BNPL 花費的平均金額(成年 BNPL 用戶的百分比)
    • 使用 BNPL 的原因細目、在線消費者的百分比(2020 年 9 月)
    • 未來 12 個月使用 BNPL 服務的意向明細,成人百分比(2020 年 7 月,2021 年 3 月)
    • 加密貨幣採用率、全球平均加密貨幣採用率、人口比例(2020 年 12 月)
    • 所有者和非所有者按照消費者購買/計劃以加密貨幣購買的產品類別(2021 年 2 月)
    • 使用加密貨幣購買的消費者、產品類別和世代(2021 年 2 月)
    • 考慮未來使用加密貨幣購買的消費者、產品類別和世代(2021 年 2 月)
    • 可信賴投資或購買選定加密貨幣的數字支付平台細分,受訪者百分比(2021 年 4 月)
    • 2021 年 1 月在商店購物時採取的 COVID-19 預防措施、已接種疫苗或計劃接種疫苗的消費者百分比
    • 即時支付的份額,全球即時支付交易的百分比(2025f)
    • 結賬時放棄購物車的主要原因,成人比例(2020 年 12 月)
  • 加拿大
    • 2021 年 3 月至 4 月過去一個月在線支付時使用的支付方式(消費者百分比)
    • COVID-19 之後的消費者比例比之前更常用的付款方式(2021 年 3 月)
    • 按使用頻率排序的前 3 種付款方式(2021 年 4 月)
    • 推動 COVID-19 中支付方式習慣變化的因素,消費者百分比(2021 年 3 月)
    • 支付方式細分,總交易量(2019)
    • 支付方式明細,總交易金額(2019)
    • POS交易筆數、POS交易金額、分支付方式、同比(2018年、2019年)
    • 異地交易筆數、異地交易金額、分支付方式、同比(2018、2019)
    • 企業、中小企業和中型企業使用的主要支付方式:佔總支出的百分比(2020 年 11 月)
    • 2019 年 11 月和 2020 年 11 月 B2CE 電子商務和移動商務銷售額預測 (2020e)
    • 過去 12 個月內網上購物的付款方式,成年網上購物者的百分比(2020 年 3 月)
    • 2020 年 3 月,各州對數字錢包和移動支付服務的認可佔成年互聯網用戶的百分比
    • 認為在線購物會增加欺詐風險的受訪者百分比(2021 年 2 月)
    • 影響網購舒適度的關鍵因素、受訪者百分比(2021 年 2 月) )
    • 希望提供 BNPL 選項的受訪者按結帳渠道和年齡組細分(2021 年 1 月)
目錄
Product Code: 1532

Digital payment adoption increased in North America after COVID-19 onset: new yStats.com report.

The latest publication from Germany-based online research firm yStats.com, "North America Online Payment Methods 2021" provides insights into the current state and future trends of the online payment market in North America. The publication reveals that consumers and merchants challenged by the COVID-19 health crisis shifted progressively to online payment solutions

The increased digital adoption among consumers worldwide boosted usage of digital wallets in 2020

The online payment industry worldwide has been growing over the years, especially after the onset of COVID-19 in 2020. This meant the more frequent usage of digital wallets, which brought growth in digital wallet spending, where the former was forecasted to see a rise in the user number to more than 4 billion in 2025, and the latter to almost double by 2025, accounting for half of the total wallet spending. Moreover, the M-Commerce value was forecasted to increase significantly to over USD 3 trillion by 2025, encouraged by the surge of online service usage in 2020.

Consumers in North America progressively shifted towards online payments in order to make fewer payments in person in 2020

In the North American region, the online payment industry witnessed substantial changes after the COVID-19 onset. Consumers in the US and Canada shifted to online payments, thus, the number of proximity mobile payment users along with the mobile commerce value was expected to increase in 2020. One of the common reasons for this change in behavior was making fewer payments in person. This also prompted forming of specific preferences in terms of payment methods. Credit and debit cards were the most commonly used in the region for online shopping. Moreover, US consumers surveyed opted for multiple payments even more than just for one payment method.

US customers choose BNPL to make purchases that would not otherwise fit in their budget.

An alternative payment solution that was gaining popularity among consumers in North America was the buy-now-pay-later service. The reasons for US consumers choosing to use BNPL include making purchases that would not fit in their budgets, avoiding paying credit card interest, or borrowing money without a credit check. Furthermore, top BNPL service providers, such as Afterpay, Quadpay and Affirm witnessed an increase in their percentage of app downloads between 2020 to Q1 2021, while Klarna, saw a slight decline in percentage while still leading the sector.

Covered Regions:

North America.

Companies Mentioned:

Apple Pay, Starbucks, Google Pay, PayPal ,Venmo, Afterpay, Klarna, Affirm, Quadpay, Coinbase, Robinhood, CivisScience, Paysafe, SimplyPayMe, PayBright, Adyen, Samsung Pay, Zelle, FuturePay, Sezzle, Splitit, Bread, BlockFi, eToro, Coinmama.

Table of Contents

1. Management Summary

2. Global Developments

  • Value of Digital Wallet Spending, in USD trillion, 2020 & 2025f
  • Number of Digital Wallet Users, in billions, 2020 & 2025f
  • Value of Mobile Commerce Transactions, in USD trillion, 2020 & 2025f
  • Cash Usage in Mature Markets, by Countries, in % of Total Transactions Volume, 2010 & 2020e
  • Cash Usage in Emerging Markets, by Countries, in % of Total Transactions Volume, 2010 & 2020e
  • Share of Contactless and E-Commerce Payments, in % of Total Digital Wallet Spend, 2025f
  • Number of QR Code Payment Users, in billions, 2020e & 2025f
  • Share of QR Code Payment Users, in % of All Mobile Phone Users, 2025f
  • Value of Instant Payments, in USD trillion, 2020e & 2025f
  • Share Instant Payments, in % of Total B2B and Consumer Digital Money Transfer and Banking Payments Value, 2025f
  • Value of Mobile Payment Transactions Authenticated via Biometrics, in USD trillion, 2020 & 2025f
  • Share of Adults Who Expected Digital Payment Options being Offered When Shopping In-Person, in %, and Particular Digital Payment Options Expected, in % of Adults, November 2020
  • Breakdown of Blockchain Usage Cases, in %, 2021e

3. North America

  • 3.1. Regional
    • Overview of Online & Mobile Payment Trends, June 2021
    • Online & Mobile Payment News About Players, June 2021
    • Share of Mobile Transactions, in % of Overall Online Transactions, Q2 2019 & Q2 2020
    • Switching At Least One Bill Payment to Paperless, by Generation, in % of Adult Consumers, December 2020
    • Breakdown of Bills & Statements' Receipt and Access Methods, in % of Adult Consumers, 2020 & 2021e
    • Top Reasons of the Willingness to Receive Certain Bills and Statements Online, in % of Adult Consumers, December 2020
    • Top Drivers of Using Mobile Apps to Interact With Companies, in % of Adult Consumers, 2020 & 2021
  • 3.2. United States
    • Number of Proximity Mobile Payment Users, in millions, and Year-on-Year Change, in %, 2020 - 2025f
    • Number of Proximity Mobile Payment Users, in millions, and Its Share in Total Smartphone Users Number, in %, 2020 - 2025f
    • Number of Proximity Mobile Payment Users, by Payment Platforms, in millions, 2021e
    • Proximity Mobile Payment Average Annual Spending Value Per User, in USD, and Year-on-Year Change, in %, 2020 - 2025f
    • Value of Mobile P2P Payment Transactions, in USD billion, and Year-on-Year Change, in %, 2020e - 2024f
    • Value of B2B Payment Transactions, by Payment Method, in USD trillion, and Breakdown of B2B Payment Methods, in % of Total Transaction Value, 2021f
    • Digital Payments Used, by One Type & Two or More Types, in % of Consumers, 2016 - 2020
    • Mobile Payment Providers Methods Typically Used, in % of US Adults, April 2021
    • Payment Methods Preferred When Shopping Online, in % of US Adults, April 2021
    • Payment Methods Preferred When Purchasing In-Store, in % of US Adults, April 2021
    • Breakdown of Digital Payment Platforms Primarily Used, in % of Adults, April 2021
    • Payment Methods Used When Paying Online in the Past Month, in % of Consumers, March 2021
    • Payment Methods Used More Frequently After COVID-19 than Before, in % of Consumers, March 2021
    • Drivers of Changed Payment Method Habits Amid COVID-19, in % of Consumers, March 2021
    • Payment Methods Small Businesses Are Familiar With, in % of Small Businesses, February 2021
    • Usage of Debit Cards, by Types of Services, in % of Respondents, 2018 & 2019 & 2020
    • Retail-Oriented Online Credit Card & Debit Card Spend Penetration Rate, in % of Total Spending, January 2020 - January 2021
    • Breakdown of Contactless Card Awareness, in % of Consumers, 2019 & 2020
    • Adults Who Intend to Continue Using Contactless Payment Forms After COVID-19, by Generation, in %, September 2020
    • BNPL User Penetration Rate, in %, and Share of BNPL Users Who Missed at Least One Payment, in %, December 2020
    • Top BNPL Applications, in % of Total BNPL Apps Downloads, Q4 2018 & 2019 & 2020 & Q1 2021
    • Share of Consumers Who Would Use a Zero Interest BNPL Offered by PayPal for Online Shopping Instead of BNPL Provider Used in the Past, in %, 2020
    • Top Reasons for Using BNPL Option, in % of Adults, March 2021
    • BNPL User Penetration Rate, in % of Respondents, and Change in Use of BNPL Compared to March 2020, in %, by Age Groups, September 2020
    • BNPL Service User Penetration Rates, by Age Groups, in % of Consumers, July 2020 & March 2021
    • Breakdown of BNPL Usage, by Credit Utilization Rate at First BNPL Transaction, in %, July 2020
    • Breakdown of Most Common BNPL Lenders Used, incl. Afterpay, Affirm, Bread, GreenSky, Klarna, and QuadPay, in % of BNPL Users, May 2020
    • Breakdown of Most Common BNPL Lenders Used, incl. Affirm, Afterpay, FuturePay, Klarna, and PayPal, in % of Adult BNPL Users, March 2021
    • Number of BNPL Users, by Service Provider, incl. Affirm, Afterpay, Bread, FuturePay, Klarna, PayPal, QuadPay, Sezzle, and Splitit, in millions, November 2021
    • Breakdown of BNPL Users' Attitude Towards BNPL Lenders Compared to Credit Card Companies, in % of Adult BNPL Users, March 2021
    • Average Amount Spent via BNPL, in % of Adult BNPL Users, March 2021
    • Breakdown of Reasons to Use BNPL, in % of Online Consumers, September 2020
    • Breakdown of Intentions to Use BNPL Services in the next 12 Months, in % of Adults, July 2020 & March 2021
    • Cryptocurrency Adoption Rate, and Global Average Cryptocurrency Adoption Rate, in % of Population, December 2020
    • Product Categories Purchased/to Be Purchased with Cryptocurrency, by Owners & Nonowners, in % of Consumers, February 2021
    • Consumers Who Made Purchases Using Cryptocurrency, by Product Categories & Generation, in %, February 2021
    • Consumers Who Would Consider Purchasing in the Future Using Cryptocurrency, by Product Categories & Generation, in %, February 2021
    • Breakdown of Digital Payment Platforms That are Trusted to Invest In or Purchase With Cryptocurrency of Choice, in % of Respondents, April 2021
    • COVID-19 Precautions to Be Taken While Shopping In-Stores, in % of Consumers Who Have Been or Plan to Be Vaccinated, January 2021
    • Share of Instant Payments, in % of Global Instant Payment Transaction Values, 2025f
    • Top Reasons for Shopping Cart Abandonment During Checkout, in % of Adults, December 2020
  • 3.3. Canada
    • Payment Methods Used When Paying Online in the Past Month, in % of Consumers, March-April 2021
    • Payment Methods Used More Frequently After COVID-19 than Before, in % of Consumers, March 2021
    • Top 3 Payment Methods, by Usage Frequency, April 2021
    • Drivers of Changed Payment Method Habits Amid COVID-19, in % of Consumers, March 2021
    • Breakdown of Payment Methods, in % of Total Transaction Volume, 2019
    • Breakdown of Payment Methods, in % of Total Transaction Value, 2019
    • Volume of POS Transactions, in millions, Value of POS Transactions, in USD million, by Payment Method, and Year-on-Year Change, in %, 2018 & 2019
    • Volume of Remote Transactions, in millions, Value of Remote Transactions, in USD million, by Payment Method, and Year-on-Year Change, in %, 2018 & 2019
    • Top Payment Methods Used by Businesses, by Small & Medium and Mid-Market Companies, in % of Total Expenditures, November 2020
    • Value of B2C E-Commerce and M-Commerce Sales, by November 2019 & November 2020 Forecasts, in CAD billion, 2020e
    • Payment Methods When Making Purchases Online in the Last 12 Months, in % of Adult Online Shoppers, March 2020
    • Awareness of Digital Wallets & Mobile Payment Services, by Province, in % of Adult Internet Users, March 2020
    • Share of Respondents Who Believe That Online Shopping Increases Exposure to Fraud, in %, February 2021
    • Top Factors That Impact the Online Shopping Comfort Level, in % Respondents, February 2021
    • Breakdown of Respondents Who Wish BNPL Option to be Offered, by Checkout Channel, and by Age Groups, in %, January 2021