中小企業取向保險的英國市場:主要趨勢和今後的市場機會 (到2018年)

本報告提供英國的中小企業 (SME) 取向保險市場相關分析、市場趨勢 (過去、今後5年份) 和競爭環境、流通管道結構、主要市場促進與阻礙因素、相關法規與政策趨勢、近幾年的市場競爭與資本交易的動向、主要企業簡介詳細的業績資訊等資訊彙整，為您概述為以下內容。

第1章 摘要整理

第2章 簡介

• 本報告的問題認知
• 定義
• 分析方法

第3章 市場分析

• 市場背景情況和簡介
• 市場規模
  • 企業用汽車保險
  • 企業用財產保險
  • 企業用第三責任險
  • 企業用保險市場:普及率和保險密度
  • 中小企業取向保險市場估計規模
• 推動市場要素
• 流通管道
  • 流通管道的未來展望
• 市場未來發展預測

第4章 競爭環境

• 企業層級的市場佔有率與業績
  • 企業用汽車保險 (企業層級)
  • 企業用財產保險 (企業層級)
  • 企業用第三責任險 (企業層級)
• 中小企業取向保險:SWOT分析

第5章 商品開發、最新市場趨勢、資本交易趨勢 (共7件)

第6章 法規與合法性

• 管理體制
• 法規的變化
  • 消費者保險 (通知義務) 法
  • 醫療相關專家 (賠償契約) 法
  • 法務省 (MoJ) 的線上入口網站的擴張
  • EU的食品表示法規
  • 消費者契約 (資訊、解除合同、追加費用) 法規
• 引進預定的法規
  • 暴動損失賠償法 (Riots Damage Act) 的修改
  • 保險法案
  • 新清償能力制度
  • 上級保險管理者制度 (Senior Insurance Managers Regime)

第7章 經濟背景

• 實質GDP成長率
• 人口結構
• 勞動市場與家庭消費力
• 企業貸款與業績
• 通貨膨脹和利率

第8章 企業簡介

• Ageas (UK) Ltd
  • 主要資料
  • 主要商品
  • 主要的競爭企業
  • 經營幹部
• AIG Europe Ltd
• Allianz Plc
• Aviva Plc
• AXA UK Plc
• Direct Line Insurance Group Plc
• National Farmers Union Mutual Insurance Society
• QBE Insurance (Europe) Ltd
• Royal & Sun Alliance Insurance Plc
• Zurich Insurance Plc

第9章 統計

• 實際成果資料 (過去5年份)

第10章 附錄

圖表一覽

This report is the result of extensive research on the SME and commercial insurance industry in the UK, covering the market dynamics, competitive landscape and consumer perspectives through insights and forecasts. It also discusses key products and distribution channels, and gives an overview of the leading companies in the category, along with details of their performance.

Summary

• The report provides market analysis and insights into the UK SME insurance business.
• It also provides a snapshot of market size and market dynamics.
• The report discusses key drivers, distribution channels and the outlook for the market.
• Furthermore, it summarizes news and regulatory developments in the category.

Scope

• This report provides a comprehensive analysis of the SME insurance market in the UK.
• It provides historical values for the UK commercial insurance market for the report's 2011-2015 review period.
• It offers analysis and outlooks of SME insurance distribution channels.
• It provides an overview of market dynamics and market drivers.
• It profiles top commercial insurers in the UK and outlines their performances.

Reasons To Buy

• Gain an understanding of the UK SME insurance market.
• Learn about the performance of market drivers, distribution channels and market dynamics.
• Explore key competitors in the category and their performances.
• Find out more on key regulations and recent developments in the market.

Table of Contents

1. Executive Summary

2. Market Analysis

• 2.1. Market Background and Introduction
• 2.2. Market Size
  • 2.2.1. Commercial motor
  • 2.2.2. Commercial property
  • 2.2.3. Commercial liability
  • 2.2.4. Commercial lines - penetration and density
  • 2.2.5. SME insurance market estimates
• 2.3. Market Drivers
• 2.4. Distribution Channels
  • 2.4.1. Changes in regulation
  • 2.4.2. Brokers
  • 2.4.3. E-commerce
  • 2.4.4. Direct distribution channel
  • 2.4.5. Bancassurance
• 2.5. Market Outlook

3. Competitive Landscape

• 3.1. Market Shares and Performances at Company Level
  • 3.1.1. Commercial motor at company level
  • 3.1.2. Commercial property at company level
  • 3.1.3. Commercial liability at company level
• 3.2. SME Insurance - SWOT Analysis

4. Product Innovation, News and Deals

• 4.1. Zurich Insurance Plc Introduces Five New Products
• 4.2. Arc Legal Assistance Launches Cyber Insurance Product for SMEs
• 4.3. QBE Insurance (Europe) Ltd Introduces Three New Products
• 4.4. Axa launches Retailers SME Product on Open GI
• 4.5. RSA Group Launches Smart Fleet App
• 4.6. Allianz Partners with Applied Systems to Market SME Products
• 4.7. Axa Introduces Web-Based Claims Tracking Tool for Brokers
• 4.8. Allianz Launches Complete PI E-Traded Product
• 4.9. Axa Partners with Applied Systems to Market SME Products

5. Regulation and Compliance

• 5.1. Regulatory Framework
• 5.2. Regulatory Changes
  • 5.2.1. Implementation of Solvency II regime
  • 5.2.2. Changes to the insurance distribution regulations - Insurance Distribution Directive
  • 5.2.3. Introduction of new regulations on data protection
  • 5.2.4. Rules for Guaranteed Asset Protection (GAP) insurance
  • 5.2.5. Introduction of policyholder protection rules
  • 5.2.6. The Insurance Act 2015
• 5.3. Upcoming Regulation

6. Economic Backdrop

• 6.1. Real GDP Growth
• 6.2. Demographics
• 6.3. Labor Market and Household Spending Power
• 6.4. Business Lending and Performance
• 6.5. Inflation and Interest Rates
• 6.6. Brexit

7. Company Profiles

• 7.1. RSA Insurance Group Plc - Company Overview
  • 7.1.1. RSA Insurance Group Plc - key facts
  • 7.1.2. RSA Insurance Group Plc - main products
  • 7.1.3. RSA Insurance Group Plc - main competitors
  • 7.1.4. RSA Insurance Group Plc - key employees
• 7.2. Aviva Plc - Company Overview
  • 7.2.1. Aviva Plc - key facts
  • 7.2.2. Aviva Plc - main products
  • 7.2.3. Aviva Plc - main competitors
  • 7.2.4. Aviva Plc - key employees
• 7.3. Ageas (UK) Ltd - Company Overview
  • 7.3.1. Ageas (UK) Ltd - key facts
  • 7.3.2. Ageas (UK) Ltd - main products
  • 7.3.3. Ageas (UK) Ltd - main competitors
  • 7.3.4. Ageas (UK) Ltd - key employees
• 7.4. AIG Europe Ltd - Company Overview
  • 7.4.1. AIG Europe Ltd - key facts
  • 7.4.2. AIG Europe Ltd - main products
  • 7.4.3. AIG Europe Ltd - main competitors
  • 7.4.4. AIG Europe Ltd - key employees
• 7.5. Allianz Plc - Company Overview
  • 7.5.1. Allianz Plc - key facts
  • 7.5.2. Allianz Plc - main products
  • 7.5.3. Allianz Plc - main competitors
  • 7.5.4. Allianz Plc - key employees
• 7.6. Axa UK Plc - Company Overview
  • 7.6.1. Axa UK Plc - key facts
  • 7.6.2. Axa UK Plc - main products
  • 7.6.3. Axa UK Plc - main competitors
  • 7.6.4. Axa UK Plc - key employees
• 7.7. Direct Line Insurance Group Plc - Company Overview
  • 7.7.1. Direct Line Insurance Group Plc - key facts
  • 7.7.2. Direct Line Insurance Group Plc - main products
  • 7.7.3. Direct Line Insurance Group Plc - main competitors
  • 7.7.4. Direct Line Insurance Group Plc - key employees
• 7.8. National Farmers Union Mutual Insurance Society - Company Overview
  • 7.8.1. National Farmers Union Mutual Insurance Society - key facts
  • 7.8.2. National Farmers Union Mutual Insurance Society - main products
  • 7.8.3. National Farmers Union Mutual Insurance Society - main competitors
  • 7.8.4. National Farmers Union Mutual Insurance Society - key employees
• 7.9. QBE Insurance (Europe) Ltd - Company Overview
  • 7.9.1. QBE Insurance (Europe) Ltd - key facts
  • 7.9.2. QBE Insurance (Europe) Ltd - main products
  • 7.9.3. QBE Insurance (Europe) Ltd - main competitors
  • 7.9.4. QBE Insurance (Europe) Ltd - key employees
• 7.1. Zurich Insurance Plc - Company Overview
  • 7.10.1. Zurich Insurance Plc - key facts
  • 7.10.2. Zurich Insurance Plc - main products
  • 7.10.3. Zurich Insurance Plc - main competitors
  • 7.10.4. Zurich Insurance Plc - key employees

8. Statistics

• 8.1. Review Period (2011-2015)
• 8.2. Forecast Period (2015-2020)

9. Definitions and Methodology

• 9.1. Definitions
• 9.2. Methodology

10. About Timetric

• 10.1. Contact Timetric
• 10.2. About Timetric
• 10.3. Timetric's Services
• 10.4. Disclaimer

List of Tables

• Table 1: The UK - Types of SME Insurance
• Table 2: The UK - Examples of Organizations with Professional Indemnity Requirements
• Table 3: The UK - SME Insurance - SWOT Analysis
• Table 4: RSA Insurance Group Plc - Key Facts
• Table 5: RSA Insurance Group Plc - Main Products
• Table 6: RSA Insurance Group Plc - Key Employees
• Table 7: Aviva Plc - Key Facts
• Table 8: Aviva Plc - Main Products
• Table 9: Aviva Plc - Key Employees
• Table 10: Ageas (UK) Ltd - Key Facts
• Table 11: Ageas (UK) Ltd - Main Products
• Table 12: Ageas (UK) Ltd - Key Employees
• Table 13: AIG Europe Ltd - Key Facts
• Table 14: AIG Europe Ltd - Main Products
• Table 15: AIG Europe Ltd - Key Employees
• Table 16: Allianz Plc - Key Facts
• Table 17: Allianz Plc - Main Products
• Table 18: Allianz Plc - Key Employees
• Table 19: Axa UK Plc - Key Facts
• Table 20: Axa UK Plc - Main Products
• Table 21: Axa UK Plc - Key Employees
• Table 22: Direct Line Insurance Group Plc - Key Facts
• Table 23: Direct Line Insurance Group Plc - Main Products
• Table 24: Direct Line Insurance Group Plc - Key Employees
• Table 25: National Farmers Union Mutual Insurance Society - Key Facts
• Table 26: National Farmers Union Mutual Insurance Society - Main Products
• Table 27: National Farmers Union Mutual Insurance Society - Key Employees
• Table 28: QBE Insurance (Europe) Ltd - Key Facts
• Table 29: QBE Insurance (Europe) Ltd - Main Products
• Table 30: QBE Insurance (Europe) Ltd - Key Employees
• Table 31: Zurich Insurance Plc - Key Facts
• Table 32: Zurich Insurance Plc - Main Products
• Table 33: Zurich Insurance Plc - Key Employees
• Table 34: The UK - SME Insurance (GBP Thousand), 2011-2015
• Table 35: The UK - SME Insurance (GBP Thousand), 2015-2020
• Table 36: Insurance Industry Definitions

List of Figures

• Figure 1: The UK - Share of Private Sector Businesses by Legal Status, Start of 2015
• Figure 2: The UK - Number of Private Sector Businesses, 2001-2015
• Figure 3: The UK - Number of Private Sector Businesses by Legal Status, Start of 2015
• Figure 4: The UK - Private Sector Key Figures by Business Size, Start of 2015
• Figure 5: The UK - SME Key Figures by Size of Business, Start of 2015
• Figure 6: The UK - SME Key Figures, Selected Business Lines, Start of 2015
• Figure 7: The UK - Commercial Motor Insurance - Gross Written Premium, 2011-2015
• Figure 8: The UK - Commercial Motor Insurance - Gross Written Premium, 2015-2020
• Figure 9: The UK - Commercial Property Insurance - Gross Written Premium, 2011-2015
• Figure 10: The UK - Commercial Property Insurance - Gross Written Premium, 2015-2020
• Figure 11: The UK - Commercial Liability Insurance - Gross Written Premium, 2011-2015
• Figure 12: The UK - Commercial Property Insurance - Gross Written Premium, 2015-2020
• Figure 13: The UK - Commercial Insurance Penetration Rates, 2011-2015
• Figure 14: The UK - Commercial Insurance Density (per Business), 2011-2015
• Figure 15: The UK - SME Insurance - Gross Written Premium (Estimates), 2011-2015
• Figure 16: The UK - SME Insurance - Gross Written Premium (Estimates), 2015-2020
• Figure 17: The UK - SME Commercial Motor Insurance - Gross Written Premium (Estimates), 2011-2015
• Figure 18: The UK - SME Commercial Motor Insurance - Gross Written Premium (Estimates), 2015-2020
• Figure 19: The UK - SME Commercial Property Insurance - Gross Written Premium (Estimates), 2011-2015
• Figure 20: The UK - SME Commercial Property Insurance - Gross Written Premium (Estimates), 2015-2020
• Figure 21: The UK - SME Commercial Liability Insurance - Gross Written Premium (Estimates), 2011-2015
• Figure 22: The UK - SME Commercial Liability Insurance - Gross Written Premium (Estimates), 2015-2020
• Figure 23: The UK - Number of SMEs, 2000-2015
• Figure 24: The UK - Change in Number of Private Sector Businesses, 2000-2015 (Thousands)
• Figure 25: The UK - Birth and Survival of Private Sector Businesses, 2010-2014
• Figure 26: The UK - SME Turnover Value and Market Share, Start of 2011-2015
• Figure 27: The UK - Business Confidence Monitor, 2011-2016
• Figure 28: The UK - Market Shares (GWP) of the 10 Largest Commercial Motor Insurers, 2015
• Figure 29: The UK - Market Shares (GWP) of the 10 Largest Commercial Property Insurers, 2015
• Figure 30: The UK - Market Shares (GWP) of the 10 Largest Commercial Liability Insurers, 2015
• Figure 31: The UK - Insurance Regulatory Framework
• Figure 32: The UK - The Three Pillars of Solvency II
• Figure 33: The UK - Real GDP Growth, 2011-2020
• Figure 34: The UK - Demographics, 2011-2020
• Figure 35: The UK - Labor Market, 2011-2020
• Figure 36: The UK - Financial Institutions' Net Lending to Non-financial Businesses, 2010-2014
• Figure 37: The UK - Construction Output, 2011-2015
• Figure 38: The UK - Manufacturers' Product and Retail Sales, 2011-2015
• Figure 39: The UK - Consumer Price Index Headline, 2011-2020
• Figure 40: The UK - Bank of England Interest Rate, 2005-2016