表紙
市場調查報告書

全球和中國的行動付款產業:2020∼2026年

Global and China Mobile Payment Industry Report, 2020-2026

出版商 ResearchInChina 商品編碼 204008
出版日期 內容資訊 英文 259 Pages
商品交期: 最快1-2個工作天內
價格
全球和中國的行動付款產業:2020∼2026年 Global and China Mobile Payment Industry Report, 2020-2026
出版日期: 2020年04月21日內容資訊: 英文 259 Pages
簡介

過去10年手機付款劇增,隨之在世界付款機關急速成長,用戶數和交易劇增。2018年,全球手機付款交易達到4兆2,960億美元,與前一年同期相比展現了38.4%的成長。全世界的COVID-19大流行的發生,推動了手機付款交易強力成長。預計今後在數年中全球手機付款市場預計高成長率,2026年交易額也將達26兆3,410億美元。中國現在在手機付款領先他國,行動用戶約47%利用行動&數位錢包。

本報告提供全球和中國的行動付款產業調查分析,市場概要,各市場區隔的市場分析,用戶的特徵,主要企業等系統性資訊。

目錄

第1章 概要

  • 定義
  • 分類
  • 產業鏈

第2章 全球手機付款市場

  • 概況
  • 市場規模
  • 地區的發展
    • 美國
    • 日本
    • 印度
  • 競爭情形
  • 發展趨勢

第3章 中國的手機付款市場

  • 概況
  • 法規政策
  • 市場規模
  • 市場結構
  • 企業模式
  • 手機付款的海外設計
  • 發展趨勢

第4章 手機付款市場區隔

  • 第三方的手機付款
  • 行動銀行
  • 業者的手機付款
  • 條碼付款
  • NFC付款
  • 生物辨識的付款

第5章 中國的手機付款用戶

  • 概況
  • 手機付款用戶的特徵
  • 手機付款用戶的利用行動
  • 手機付款用戶的特性和行動的偏好

第6章 手機付款相關的產業鏈

  • 行動網民
  • 消費者取向終端裝置
  • 智慧型POS設備

第7章 主要全球手機付款用戶

  • PayPal
  • Paytm
  • Stripe
  • MobiKwik
  • Adyen

第8章 中國的主要手機付款企業

  • AliPay
  • TenPay
  • 99Bill
  • YeePay
  • IPS
  • Lakala
  • UMPay
  • LianLianPay
  • PinganPay
  • Smartpay
  • Qiandai
  • CHINAUMS

本網頁內容可能與最新版本有所差異。詳細情況請與我們聯繫。

目錄

In the past decade, mobile payment burgeoned and payment institutions mushroomed in the world, accompanied by a growing number of users and the fast-growing transactions. In 2018, the global mobile payment transactions fetched $4.296 trillion, a year-on-year spurt of 38.4%. The outbreak of COVID-19 pandemic worldwide has bolstered robust growth of mobile payment transactions. A high growth rate of global mobile payments is expected in the next few years, and the transaction amount will be $26.341 trillion by 2026.

China now stays ahead of other nations in mobile payment, with about 47 percent of mobile users using mobile & digital wallets; the ranking No.2 Norway sees a utilization rate of 42%, a figure far higher than other European countries.

At present, the world-renowned mobile payment platforms encompass Apple Pay, Google Pay, Alipay, WeChat Pay, etc., among which the largest one Alipay together with local wallet partners has served at least 1.2 billion users worldwide as of June 2019.

China, the world's largest mobile payment market, handled a total of 532.814 billion mobile payment transactions worth RMB445.22 trillion in 2018, up 92.48% and 44.53% year-on-year respectively. After the outbreak of the COVID-19 epidemic in China in December 2019, Payment & Clearing Association of China issued an initiative on February 28, 2020 to encourage people to use mobile payment, online payment and barcode payment to avoid the risk of infection. This will tremendously boost mobile payment transactions in China where the amount of such transactions will reach RMB777.5 trillion in 2020, surging by 31.8% on an annualized basis.

With the boom of the third-party mobile payment industry, third-party mobile payments have seen a rising market share year by year and squeezed mobile banking progressively. In 2018, the scale of China's third-party mobile payment transactions reported RMB167.83 trillion, soaring by 59.7% year-on-year and holding 37.7% shares. As expected, third-party mobile payments will enjoy higher market share than mobile banking by 2021 and occupy 58.1% by 2026.

Amid the cut-throat competition in Chinese mobile payment market, the key players include China UnionPay, banks and other financial institutions, third-party payment companies, operators and terminal mobile phone vendors. With a tighter national control, the quota of third-party payment licenses in China has gradually decreased. As of the end of 2019, a total of 237 enterprises had obtained payment licenses in China, and the 34 licensees had been revoked. Some companies can only win third-party payment licenses through acquisitions or mergers.

Mobile payments in China are QR code centric ones. According to the "FinTech" Development Plan (2019-2021) issued by the People's Bank of China, QR code payments will be interconnected with a universal code before the end of 2021. Thus, QR code payments will head toward aggregate payments whose transaction size was RMB5.5 trillion in 2018 and is expected to reach RMB58.1 trillion by 2026.

With the maturity of AI technology, face-scanning payment is quite popular among youngsters. By the end of 2019, there had been 110 million Chinese users of face-scanning payment in scenarios like supermarket, convenience store, shopping mall, vending machine and restaurant.

Global and China Mobile Payment Industry Report, 2020-2026 highlights the following:

Global mobile payments market (size, enterprise pattern, development in countries like the US, Japan and India, etc.);

China mobile payments market (regulatory policies, size, structure, enterprise pattern, etc.);

Mobile payment market segments (mobile banking, third-party mobile payment, NFC payment, QR code payment, etc.);

Characteristics of Chinese mobile payment users;

Industries related to mobile payment in China (mobile netizens, smartphone, smart POS device, etc.);

16 key global and Chinese mobile payment companies (operation, development strategy, etc.).

Table of Contents

  • 1.1 Definition
  • 1.2 Classification
  • 1.3 Industry Chain

2. Global Mobile Payment Market

  • 2.1 Overview
  • 2.2 Market Size
  • 2.3 Regional Development
    • 2.3.1 United States
    • 2.3.2 Japan
    • 2.3.3 India
  • 2.4 Competitive Landscape
  • 2.5 Development Trend

3. Chinese Mobile Payment Market

  • 3.1 Overview
  • 3.2 Regulatory Policies
    • 3.2.1 Industry Access
    • 3.2.2 Main Polices
    • 3.2.3 Payment License
  • 3.3 Market Size
  • 3.4 Market Structure
  • 3.5 Enterprise Pattern
  • 3.6 Mobile Payment Overseas Layout
  • 3.7 Development Trend
    • 3.7.1 Tougher Regulation of and Tighter Access to Payment Market
    • 3.7.2 Security Issue Is Taken Seriously
    • 3.7.3 Industry Trend

4. Mobile Payment Market Segments

  • 4.1 Third-party Mobile Payment
    • 4.1.1 Overview
    • 4.1.2 Market Size
    • 4.1.3 Market Structure
    • 4.1.4 Competitive Landscape
  • 4.2 Mobile Banking
    • 4.2.1 Overview
    • 4.2.2 Market Size
    • 4.2.3 Competitive Landscape
    • 4.2.4 Development Trend
  • 4.3 Operators' Mobile Payment
  • 4.4 Barcode Payment
    • 4.4.1 Technology
    • 4.4.2 Status Quo
    • 4.4.3 Presence of Enterprises
  • 4.5 NFC Payment
    • 4.5.1 Technology
    • 4.5.2 Market Size
    • 4.5.3 Presence of Enterprises
    • 4.5.4 HCE Cloud-based QuickPass
  • 4.6 Biometric Identification Payment

5. Mobile Payment Users in China

  • 5.1 Overview
  • 5.2 Characteristics of Mobile Payment Users
  • 5.3 Using Behaviors of Mobile Payment Users
  • 5.4 Attributes and Behavior Preferences of Mobile Payment Users

6. Mobile Payment-related Industry Chain

  • 6.1 Mobile Netizens
  • 6.2 Consumer Terminal Devices
  • 6.3 Intelligent POS Machine
    • 6.3.1 Overview of Products
    • 6.3.2 Market Size
    • 6.3.3 Trend of Products

7. Major Global Mobile Payment Users

  • 7.1 PayPal
    • 7.1.1 Profile
    • 7.1.2 Operation
    • 7.1.3 Mobile Payment Business
    • 7.1.4 Business in China
    • 7.1.5 Development Prospects
  • 7.2 Paytm
    • 7.2.1 Profile
    • 7.2.2 Partners
    • 7.2.3 Operation
    • 7.2.4 SWOT
  • 7.3 Stripe
  • 7.4 MobiKwik
  • 7.5 Adyen

8. Major Chinese Mobile Payment Enterprises

  • 8.1 AliPay
    • 8.1.1 Profile
    • 8.1.2 Development Course
    • 8.1.3 Profit Model
    • 8.1.4 Operation
    • 8.1.5 Mobile Payment
    • 8.1.6 Partners
    • 8.1.7 Establishment of Ant Financial
    • 8.1.8 Expansion of Overseas Markets
    • 8.1.9 SWOT Analysis
  • 8.2 TenPay
    • 8.2.1 Profile
    • 8.2.2 Development Course
    • 8.2.3 Mobile Payment Business
    • 8.2.4 Partners
  • 8.3 99Bill
    • 8.3.1 Profile
    • 8.3.2 Development Course
    • 8.3.3 Mobile Payment Business
    • 8.3.4 Partners
  • 8.4 YeePay
    • 8.4.1 Profile
    • 8.4.2 Development Course
    • 8.4.3 Partners
    • 8.4.4 Strategy
    • 8.4.5 Mobile Payment Business
  • 8.5 IPS
    • 8.5.1 Profile
    • 8.5.2 Development Course
    • 8.5.3 Mobile Payment Business
    • 8.5.4 Partners
  • 8.6 Lakala
    • 8.6.1 Profile
    • 8.6.2 Development Course
    • 8.6.3 Operation
    • 8.6.4 Mobile Payment
    • 8.6.5 Partners
    • 8.6.6 Deepening Layout in Internet Finance
  • 8.7 UMPay
    • 8.7.1 Profile
    • 8.7.2 Development Course
    • 8.7.3 Operation
    • 8.7.4 Mobile Payment Business
    • 8.7.5 Partners
  • 8.8 LianLianPay
    • 8.8.1 Profile
    • 8.8.2 Mobile Payment Business
  • 8.9 PinganPay
  • 8.10 Smartpay
  • 8.11 Qiandai
  • 8.12 CHINAUMS
    • 8.12.1 Profile
    • 8.12.2 Partners
    • 8.12.3 Mobile Payment

Selected Charts

Development Trends of Payment

Classification of Payment Modes

Mobile Payment Industry Chain

Value Chain of NFC Mobile Payment

Global Mobile Payment Transaction Value and Growth, 2016-2026E

Ranking of Countries by Mobile Wallet Usage Rate

Payment methods in the U.S., 2018

P2P Mobile Payment Transaction Value in the US, 2018-2023E

Proximity Mobile Payment Transaction Value in the US, 2018-2023E

Proximity mobile payment users in the US, by Platform, 2019

Major Electronic Payment Products in Japan

Number of Cashless Payment Users in Japan, 2016-2021E

Mobile Payment Transaction Value Growth in India, 2015-2018

Development Status in India

Reasons for Choosing Digital Payment in India

Major Policies on Mobile Payment in India

Mobile Payment Trend in India

Potential Mobile Payment Users in India, 2015&2020E

Classification of Third-party Payment Licenses and Regulators

Number of Payment Licenses Issued to Non-Banking Institutions in China, 2015-2019

Number of Payment Licenses Issued in China by Type by the End of 2019

Chinese Mobile Payment Market Size, 2015-2026E

Chinese Mobile Payment Market Structure, 2015-2026E

Mobile Payment Transactions in China by Operating Model

The Enterprises with Cross-border Payment License in China

China Nets Union Clearing Corporation as a Regulator on Payment Institutions

Trends of Policies on Mobile Payment in China

Ways for Chinese Payment Users to Contact Defrauds, 2019

Trends of Presence in Mobile Payment Business

Development Trends of Mobile Payment Platform

Trends of Cooperation between Mobile Payment Enterprises

Mobile Payment Transactions in China, 2019-2026E

Chinese Mobile Payment Market Structure, 2026E

Main Characteristics of Third-party Mobile Payment

Third-party Mobile Payment Industry Chain in China

Chinese Third-party Mobile Payment Market Size, 2015-2026E

Structure of Third-party Mobile Payment Transactions in China by Type of Business, 2018-2019

Market Share of Third-party Mobile Payment in China, 2018-2019

Mobile Banking Industry Chain

Mobile Banking Transactions in China, 2015-2026E

Mobile Phone Bank Users Scales of Major Banks in China, as of the end of 2018

Market Share of Mobile Banking in China, 2017-2018

Operators' Operating Models of Mobile Payment

Mobile Operators Dominate Mobile Payment Value Chain

Framework of QR Code Payment System

2D Barcode Payment Industry Chain

Quarterly Transactions Scale of China's Off-Line Scan Payment, 2017-2019

Transaction Scale of China Integration Payment Market, 2016-2026E

Modes of Unionpay 2D Barcode Payment

Development Course of NFC Technology

Technical Framework of NFC

Operating Models and Components of NFC Reader/Writer

Main Implementations of SE in NFC

China Mobile NFC Payment Transaction Scale, 2017-2019

NFC Payment Industry Chain

Process of NFC Payment

Installation of Cloud QuickPass

Mobile Phone Flash Payment Products Supporting UnionPay Mobile Phone Flash Payment

Development Trend of No-cash Society in China

Mobile Payment Users Structure in China by Gender, 2017-2018

Mobile Payment Users Structure in China by Age, 2017-2018

Educational Background of Mobile Payment Users in China, 2017-2018

Distribution of Mobile Payment Users in China by Region, 2017-2018

Distribution of Mobile Payment Users in China by Region, 2017-2018

Frequency of Mobile Payment by Users in China, 2017-2018

Amount Per Payment of Mobile Payment Users in China, 2017-2018

Account Type Structure Used by Mobile Payment Users, 2018

Main Reasons for Using Mobile Payment in China, 2018

Proportion of Users Expecting Mobile Payment Development, 2018

Problems with Usage of Mobile Payment by Users in China, 2017-2018

Proportion of Security Problems Encountered by Mobile Payment Users, 2018

Proportion of Problems Mobile Payment Users Think to Solve in Client Terminals, 2018

Proportion of Customer Rights Protection Measures Expected by Mobile Payment Users, 2018

Proportion of Problems Mobile Payment Users Concerned, 2018

Analysis of Network Consumption Period, 2018

Major Industries to Which Mobile Payments Are Applied, 2018

Payment Methods of Mobile Payment in China, 2018

Proportion of Users Aaccepting Barcode Payment, 2018

Barcode Pay Scenarios of Chinese Mobile Payment Users, 2017-2018

Proportion of Payment Methods Used by China Mobile Payment Users to Take Public Transportation, 2018

Proportion of Payment Methods Used by China Mobile Payment Users for High Speed Payment, 2018

Proportion of China Mobile Payment Users Knowing about Mobile Payment Policies, 2018

Mobile Payment Users' Awareness of New Mobile Payment Technologies in China, 2017-2018

Mobile Payment Users' Acceptance of Biometric Recognition Technology in China, 2017-2018

Comparison of Users' Concerns in Mobile Payment Using Biometrics in China, 2018

Netizen Scale in China, 2015-2026E

Mobile Netizens in China, 2015-2026E

% of Mobile-terminal Online Payment Transactions in China, 2017-2018

Global Smartphone Shipment, 2015-2026E

Global NFC-enabled Mobile Phone Shipments, 2015-2018

Number of Merchants Joining the UnionPay Network in China and YoY Growth, 2007-2026E

Number of New Merchants Joining the UnionPay Network in China and YoY Growth, 2007-2026E

Number of POS Terminals Joined the UnionPay Network in China and YoY Growth, 2007-2026E

Number of New POS Terminals Joined the UnionPay Network in China and YoY Growth, 2007-2026E

Number of Bankcards for Every POS Terminal in China, 2007-2026E

POS Terminal Ownership per Thousand People in China, 2007-2026E

China's POS Terminal Shipments, 2015-2026E

Functional Evolution of Intelligent POS Terminal

Operating Model of PayPal

Main Business Platforms of PayPal

Development Course of Paypal

Operation of PayPal, 2019

Revenue of Paypal, 2018-2019

Total Payment Volume of PayPal, 2018-2019

Merchant Services of PayPal, 2018-2019

Cross-Border Trade TPV of PayPal, 2018-2019

Active Users of PayPal, 2018-2019

Newly Increased Active Users of PayPal, 2018-2019

Customer Engagement of PayPal, 2018-2019

Revenue Structure of PayPal by Business/Region, 2018-2019

Payment Transaction of PayPal, 2018-2019

PayPal's Development of International Business

Milestones of PayPal's Global Expansion

Partners of PayPal, 2017

Mobile Phone Business-related Products of PayPal

Mobile Payment Solutions of PayPal

Mobile Payment Business Performance of PayPal, 2017-2018

PayPal Wallet

Development of PayPal APP, 2019

P2P Transaction Volume of PayPal, 2018

Business Outlook of PayPal, 2020E

Transaction Volume Prospect of PayPal by Business

Paytm's Major Investors

Paytm's Main Services

Paytm's Performance, by the end of September 2018

Paytm Wallet

Paytm's SWOT Analysis

Main Products of Strip

MobiKwik Wallet

Payment Options of MobiKwik

Facts of Adyen, 2018-2019

Models of Adyen

Payment Methods of Adyen

Plugins and Partners of Adyen

Processed Volume of Adyen, 2018-2019

Alipay's Shareholders before and after Equity Transfer

Operating Model of Alipay

Financial Development of Alipay

Transaction Volume of Alipay on November 11, 2009-2019

Alipay's Local Wallet Layout in Countries Joining the "Belt and Road" Initiative

Mobile Payment System of Alipay

Share of Mobile Payment on Alipay, 2015-2019

Provinces with Share of Mobile Payment Exceeding 90% on Alipay, 2019

Bank Partners of Alipay

Overseas Partners of Alipay

Other Partners of AliPay

Social Cooperation Partners of AliPay

Members of Ant Financial

Ant Financial Builds Its Financial Service Ecological Platform through Payment

Alipay SWOT Analysis

Main Payment Methods of Tenpay

Partners of QQ Wallet

Payment Products of WeChat Pay

Full Smart Services of WeChat

Wisdom Business Circle Model of WeChat

Industry Partners of TenPay

Cooperation Types and Partners of TenPay

Major Overseas Payment Partners of Tenpay

Presences of 99Bill in China

99Bill's One-stop Aggregated Payment Service

Industry Partners of 99Bill

Cooperative Banks of 99Bill

YeePay Payment Products System

Bank Partners of YeePay

Mobile Payment Products of Yeepay

Open System of YeePay Electronic Wallet

Functions of YeePay Electronic Wallet

Application Scenario of YeePay Wallet Payment

Business Distribution of IPS

Cooperative Banks of IPS

Cooperation Merchants of IPS

Business Structure of Lakala

Revenue and Net Income of Lakala, 2014-2019

Bill Collection and Personal Payment Business Scale of Lakala, 2016-2018

Lakala 4.0 Strategic System

UMF's Branches in China

Business Units of UMF

Ecological Layout of UMF

UMF's Standard Collection Products

Main Products of Union Mobile Pay E-Commerce

Partners of UMF

Mobile Payment Business Process of LianLianPay

Partners of Pingan YQB

YQB APP Mode

Fusion of Yiqianbao Finance with Scenarios

Partners of PinganPay

Position of Pinganpay Electronic Payment

Branches of Pinganpay Electronic Payment

Value of Pinganpay Electronic Payment

Partners of Pinganpay Electronic Payment

Partners of CHINA UMS

NFC Payment VS Remote Payment

Comparison of Main Mobile Payment Technologies

2D Barcode Payment VS NFC Payment

Main Applications of Mobile Payment

Mobile Wallet Usage Rate for Users of Different Ages Worldwide

Financing Cases of Paytm, 2015-2019

Events in Leading Mobile Payment Firms' Layout in India

Comparison of Major Mobile Payment Platform in India

Major Mobile Payment Enterprises and Products Worldwide by Country

Major Mobile Payment Platform Worldwide

Interpretations of Regulations on the Online Payment Business of Non-Banking Payment Institutions

Main Policies on Mobile Payment in China, 2011-2019

Enterprises Having been Cancelled Payment Business License by the End of 2019

Enterprises Having Obtained Payment Business License by the End of 2019

Major Operating Models and Participants of Mobile Payment in China, 2019

Major Payment License Acquisitions in China, 2014-2019

Overseas Layout of Mobile Payment Firms, 2019

Key Regulatory Policies & Contents on Chinese Payment Institutions

Vulnerabilities of Mobile Payment

Development Trends of Mobile Payment Business

Implementations and Merits & Demerits of Mobile Banking

Classification of Mobile Banking

Development Trends of Mobile Banking

Major Devices/Facilities for and Functions of 2D Barcode Payment

Development History of Barcode Payment

NFC-enabled Cellphone Models Officially Released in China, 2019

Development History of Cloud-based QuickPass in China, 2015-2020

Development of Chinese Face Payment Equipment

Comparison of Offline Mobile Payments

Imagpay Breakdown Products and Characteristics

Product Characteristics of Major Imagpay Manufacturers in China

Milestones in Adyen's Development

Key Financial Indices of Adyen, 2015-2018

Basic Information of Alipay's Business License

Development Course of Alipay

Main Profit Models of Alipay

Development History of Mobile Payment of Alipay

Alipay's Going-out Models

Basic Information of TenPay's Business License

Equity Structure of TenPay

Development Course of TenPay

Users Quantity of Wechat Payment and QQ Wallet, 2013-2016

Basic Information of 99Bill's Business License

Development Course of 99Bill

Development Course of 99Bill

Basic Information of YeePay's Business License

Development Course of YeePay

Industry Partners of YeePay

Basic Information of IPS's Business License

Development Course of IPS

Functions of Mobile Payment Products of IPS

Basic Information of Lakala's Business License

Development Course of Lakala

Revenue Structure of Lakala, 2016-2018

Lakala's Acquiring Business by Merchant, 2016-2018

Lakala's Acquiring Business by Region, 2016-2018

Number of Merchants and Transaction Amount in Lakala's Acquiring Business, 2014-2018

Expansion of Lakala through Direct Merchants and Channels (Non-direct Merchants), 2016-2018

Lakala's Deployment of POS Terminals, 2016-2018

Mobile Payment Hardware Products Developed by Lakala

Top Five Clients of Personal Payment Business of Lakala, 2016-2018

Development Course of Mobile Payment of Lakala, 2013-2020

Partners of Lakala

Basic Information of UMF's Business License

Development Course of UMF

Operating Indicators of UMF, 2016-2019

Basic Information of LianLianPay's Business License

Milestones of LianLianPay, 2003-2020

Milestones of Pingan YQB, 2012-2019

Basic Information of PinganPay Technology Service's Business License

Development Course of PinganPay

Basic Information of PinganPay Electronic Payment's Business License

Development Course of Pinganpay Electronic Payment

Basic Information of Beijing Qiandai Payment Technology's Business License

Partners of Beijing Qiandai Payment Technology

Basic Information of CHINA UMS's Business License

Milestones of CHINA UMS

Products and Services of CHINA UMS

Mobile Payment Services of CHINA UMS