Global Fintech Evolution 2020
|出版日期||內容資訊||英文 50 Pages
|全球金融科技市場演進:2020年 Global Fintech Evolution 2020|
|出版日期: 2020年09月01日||內容資訊: 英文 50 Pages||
Global FinTech Evolution 2020: Over the last few years, technology innovation has led to a FinTech boom, with digital disruptors cropping up across the world to serve consumers across payments, FX, investments and lending. Free from legacy systems, FinTechs can quickly adapt and focus their services to offer consumers a more convenient, tailored and cost-effective service, and make financial services more widely accessible. RFi Group's Global FinTech Evolution 2020 is a comprehensive review of the rise of FinTechs, exploring consumer appetite for digital financial services across ten international markets of Australia, Canada, China, France, Hong Kong, India, Mexico, Singapore, the UK, and the USA. With just under half of consumers globally having used a FinTech, the report examines the key appeals of new and emerging players and how uptake of these services is likely to affect traditional banking paradigm.
Consumer comfort with using digital-only providers has risen sharply, with 2020 heralding its highest levels ever. While India and China leading are leading FinTech adoption, use of these providers is growing globally, driven by perceptions of their ease of use and cost savings. The emergence of FinTech has led to a shift in banking behaviours, with FinTech users often relying on these providers for their main transactional relationship. However, consumers are far less comfortable with the idea of depositing their salaries with these providers, highlighting the biggest barrier to FinTech growth: trust. While consumers place most trust in banks to protect their money and personal data, traditional institutions will continue to hold a key competitive advantage.