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市場調查報告書

金融服務市場:以零工經濟勞工為目標

The Financial Services Market: Targeting Gig Economy Workers

出版商 Packaged Facts 商品編碼 767109
出版日期 內容資訊 英文 79 Pages
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金融服務市場:以零工經濟勞工為目標 The Financial Services Market: Targeting Gig Economy Workers
出版日期: 2019年01月07日內容資訊: 英文 79 Pages
簡介

本報告提供零工經濟勞工相關的經時性的僱用趨勢相關實證,人口統計相關考察 (從年齡,家庭所取得職業及配偶的有無,工作形態) ,替代金融服務,稅務服務以及相關的財務管理工具,儲值卡,及人力資源管理解決方案等相關市場機會。

摘要整理

概要

  • 歡迎來到零工經濟
  • 零工經濟的成員:從窄範圍到廣範圍
  • 數字:3億600萬件工作
  • 宏觀經濟狀況:僱用趨勢

沒有社會福利的勞工

  • 趨勢
  • 存在感、社會福利的程度
  • 隨選雇主

副業零工工作者

  • 簡介
  • 副業零工工作者

零工經濟工作者的需求

  • 替代的金融服務
  • 儲值卡
  • 稅務服務、其他

附錄

目錄
Product Code: LA15764968

Welcome to the Gig Economy, where independent work arrangements, temporary and/or on-demand employment trends, working more than one "gig" at one time, globalization, digitization, work-at-home trends, and the gradual loss of employment benefits have converged to significantly impact the nature of employee-employer relationships and spur evolving ways to meet their needs.

For market participants, the first challenge concerns identifying which employed individuals are members of the Gig Economy and how to define who they are-especially when many have argued that the U.S. Bureau of Labor Statistics has under-represented the number of Gig Economy workers-and as reported by the Wall Street Journal (January 7, 2019)-questions regarding its impact are not settled.

Indeed, the pool of employed persons affected by Gig Economy trends is as narrow or wide as the definitions applied.

The Financial Services Market: Targeting Gig Economy Workers helps solve that riddle by providing several ways to measure Gig Economy employment, which vary in scope, including the Non-Benefit Worker, The Side Gig Worker, Second Jobbers, and Microbusiness Employees, as well as Those Working for Others vs. Those Working for Self, including Consultant/Contractors and Self-Employed Sole Proprietors.

By one analyzed measure, in a given month, U.S. adults complete more than 300 million paid assignments, underscoring not only the breadth of gig-related employment but the related opportunities to serve this shifting employment landscape. Report analysis substantiates the growth of key gig-related employment trends over time and provided related demographic insights (ranging from age and household income to occupation and marital/spousal work arrangements). The report also identifies market opportunities related to alternative financial services, tax services and related financial management tools, prepaid cards, and workforce management solutions.

Table of Contents

Executive Summary

  • Report Scope
  • Report Summary
    • Overview
    • Non-Benefit Workers
    • Side Gig Workers
    • Serving the Needs of the Gig Economy Worker

Overview

  • Welcome to the Gig Economy
  • Gig Economy Membership: Narrow Scope to Broad Scope
  • By the Numbers: 306 Million Jobs
    • Table U.S. Adults: Employment Status, Second Jobs, and Side Gig Employment, 2017 (millions and percent)
  • A Macro-Picture: 2007-2018 Employment Trends
    • Table Percent Share of Adult Population Employed Full Time and Part Time, and Percent Share of Spouses Employed, 2007-2018
    • Self-Employment Trends
    • Table Percent Share of Adults Employed by Others and by Themselves, 2007-2018
    • Microbusiness and 1-Employee Company Employment Trends
    • Table Percent Share of Adults and Employed Adults, by Company Size, 2007-2018

Non-Benefit Workers

  • 2007-2019 trends
    • Introduction
    • Measuring the Impact of the Gig Economy: A Broad Approach
    • Share of Working Households without Employment Benefits Increases
    • Table Working Households: Population and Share Having Employment Benefits, 2007-2019 (in millions and percent share)
    • 41% of Employed Core Household Members Are Non-Benefit Workers
    • Table Employed Core Household Members: Population and Share Having Employment Benefits, 2007-2019 (in millions and percent share)
    • Share of Households and Core Household Members Classified as Working for Self on the Rise
    • Table Working Households: Working for Others vs. Working for Self, by Population and Share, 2007-2019 (in millions and percent share)
    • Table Working Core Household Members: Working for Others vs. Working for Self, by Population and Share, 2007-2019 (in millions and percent share)
    • Working for Others: Benefits Trends
    • Table "Working for Others" Households: Population and Share Having Employment Benefits, 2007-2019 (in millions and percent share)
    • Table Core Household Members Employed by Others: Population and Share Having Employment Benefits, 2007-2019 (in millions and percent share)
    • Working for Self: Benefits Trends
    • Table "Working for Self" Households: Population and Share with Employment Benefits, 2007-2019 (in millions and percent share)
    • Table Core Household Members Working for Self: Population and Share with Employment Benefits, 2007-2019 (in millions and percent share)
  • Presence and Degree of Benefits
    • Introduction
    • Only 27% of Consultant/Contractors Have Paid Employment Benefits
    • Table Paid Employment Benefits at Main Job, by Type of Benefit and Employment Status, 2017 (in millions and percent)
    • Benefits Coverage Varies Significantly by Occupation and Industry
    • Table Share and Population of Workers Having Benefits at their Main Job: Top 15 Industries, 2017 (in millions and percent)
    • Table Share and Population of Workers Having Benefits at their Main Job: Top 15 Occupations, 2017 (in millions and percent)
    • Government Employees Lead Private Sector and Self-Employed
    • Table Share and Population of Workers Having Benefits at their Main Job, by Employer Type, 2017 (in millions and percent)
  • On-Demand Employees
    • Introduction
    • A Growing Trend?
    • Table Work Day Schedule Continuity, by Employment Status, 2017 (in millions and percent)
    • Skewed Toward Non-Benefit Employees and Shaping Full-Time Employment Trends
    • Table Work Week Schedule Continuity, by Employment Status and Benefits Status, 2017 (in millions and percent)
    • Timing of Advance Notice Shortest Among Full-Time Employees
    • Table On-Demand Employees: Degree of Advance Scheduling Notice, by Employment Status, 2017 (in millions and percent)

Side Gig Workers

  • Introduction
  • The Side Gig Worker
    • Table The Side Gig Worker: Population, by Side Gig, 2017 (in millions and percent)
    • Side Gig Worker Employment Overlap
    • Table Employed Adults, Side Gig Workers, and Side Gig Work among Employed/Not Employed, by Age, 2017 (in millions and percent)
    • Table Employed Adults, Side Gig Workers, and Side Gig Work among Employed/Not Employed, by HH Income, 2017 (in millions and percent)
    • Side Gig Work: Old Economy vs. New Economy
    • Table Side Gig Workers: New Economy and Old Economy, by Age and Side Gig, 2017 (in millions and percent)
    • Table Side Gig Workers: New Economy and Old Economy, by HH Income and Side Gig, 2017 (in millions and percent)
    • Side Gig Workers: Employment and Benefit Status
    • Table Side Gig Workers: Employment and Benefit Status, by Age, 2017 (in millions and percent)
    • Table Side Gig Workers: Employment and Benefit Status, by HH Income, 2017 (in millions and percent)
    • Table Side Gig Workers: Employment and Benefit Status, by Marital Status, 2017 (in millions and percent)
    • Side Gig Cross-Working
    • Table New Economy Side Gigs: Cross-Working New Economy and Old Economy Side Gigs, by Gig, 2017 (in millions and percent)
    • Table Old Economy Side Gigs: Cross-Working New Economy and Old Economy Side Gigs, by Gig, 2017 (in millions and percent)
    • Reasons for Performing Side Gigs
    • Table Reasons for Performing Side Gigs, 2017
    • Side Gigs: Time Allotment; Significance and Regularity of Financial Contribution
    • Table Side Gigs: Hours Worked, Share of Income, Regular and Significant Source of Income, by Employment Status, 2017

Serving the Needs of the Gig Economy Worker

  • Alternative Financial Services
    • Table Side Gig Workers: Alternative Financial Services Usage, by Type and Side Gig, 2017 (percent)
  • Prepaid Cards
    • Contract and on-demand employed
    • Table Employer Payment Methods, by Employee Work Day Schedule Continuity, Employment Status, and Selected Occupations, 2016 (percent)
    • Side Gig Workers
  • Tax Services and Beyond
    • Tax Preparation Method Usage Trends: Microbusinesses and Sole Proprietors
    • Table Microbusiness Employees: Tax Preparation Method Used, 2008-2018 (percent)
    • Table Self-Employed Sole Proprietors: Tax Preparation Method Used, 2008-2018 (percent)
    • Financial Management Tools
    • Table Final Management Tool Usage, by Type, Employment Status, and Side Gig Work Status, 2017 (in millions and percent)
    • Budgeting/Spend Tracking Tools
    • Table Budgeting Tools, by Type, Employment Status, and Side Gig Work Status, 2017 (in millions and percent)

Appendix

  • Methodology
    • Consumer Survey Methodology
    • Key Sources
    • General Tables
    • Table The Adult Population vs. Side Gig Workers, by Demographic, Gig, 2017 (percent)
    • Population Estimates
    • Generations
    • Table U.S. Generations, 2018
    • Abbreviations
    • Table Report Abbreviations and Acronyms, 2019
    • Terms and Definitions
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