市場調查報告書

機器人諮詢服務市場:增長,趨勢,預測(2020-2025)

Robo-advisory Services Market - Growth, Trends, and Forecasts (2020 - 2025)

出版商 Mordor Intelligence LLP 商品編碼 946411
出版日期 內容資訊 英文 120 Pages
商品交期: 2-3個工作天內
價格
機器人諮詢服務市場:增長,趨勢,預測(2020-2025) Robo-advisory Services Market - Growth, Trends, and Forecasts (2020 - 2025)
出版日期: 2020年06月01日內容資訊: 英文 120 Pages
簡介

在預測期(2020-2025年),ROBO諮詢服務市場預計將以約50%的複合年增長率增長。銀行,金融服務和保險業的快速數字化加速了數字投資的增長,其中機器人顧問在其中發揮了重要作用。 Robo諮詢服務主要用於不喜歡個人監控投資組合開發的被動投資者。

  • 整個最終用戶行業中流程和業務的快速自動化是招募機器人諮詢服務的主要動力。這些服務省去了人力,因為在線平台以很少的成本提供相同的服務。此外,只要用戶可以連接互聯網,該服務每週7天,每天24小時可用。
  • 幾個新興經濟體正在鼓勵本地企業嘗試機器人諮詢服務並加強研究。進一步預期這些舉措將成為市場增長的誘因。例如,沙特資本市場管理局(CMA)已批准Wahed Capital和Haseed投資公司試用機器人諮詢服務。這是在阿拉伯經濟中促進金融技術使用的國家戰略的一部分。
  • 此外,在全球冠狀病毒爆發,封鎖和市場不確定性的背景下,我們看到全球B2B機器人顧問,數字投資,財務諮詢和投資組合管理激增。 2020年第一季度,一些公司報告說投資者的數字投資活動與2019年相比有所增加。例如,自市場低迷以來,Betterment LLC的開戶數量增加了25%,而Wealthfront Inc.報告的數字投資活動增長了約68%。

本報告調查了機器人諮詢服務的市場,定義和概述了市場,分析了影響市場增長和市場機會的各種因素,服務類型和地區的趨勢以及競爭環境中的關鍵參與者。它提供了概況,市場趨勢和預測。

內容

第1章簡介

第2章調查方法

第3章執行摘要

第4章市場動態

  • 市場概況
  • 市場增長因素
    • 銀行,金融服務和保險行業的數字化
    • 管理個人理財的成本效益
  • 市場約束因素
    • 缺乏專業知識和同理心
    • 技術興起的早期階段
  • 工業吸引力:搬運工五力分析
    • 供應商議價能力
    • 買方/消費者的議價能力
    • 新進入的威脅
    • 替代產品的威脅
    • 加劇競爭
  • Covid-19的市場影響力分析

第5章市場細分

  • 按服務類型
    • 投資顧問
    • 財富管理
    • 退休計劃
    • 稅收減免
  • 按地區
    • 北美
    • 歐洲
    • 亞太地區
    • 其他地區

第6章競爭情況

  • 公司簡介
    • Betterment LLC
    • Wealthfront Corporation
    • The Vanguard Group, Inc.
    • Charles Schwab & Co., Inc.
    • BlackRock, Inc. (FutureAdvisor)
    • FMR LLC (Fidelity Go)
    • Roboadviso
    • M1 Holdings Inc.

第7章 投資分析

第8章 市場機會及今後動向

目錄
Product Code: 70172

The Robo-advisory Services Market is expected to register a CAGR of approximately 50% during the forecast period (2020-2025). The rapid digitization of the BFSI industry has accelerated the growth of digital investments in which the Robo-advisors are playing a major role. The Robo-advisory services are beneficial majorly for passive investors who do not prefer personal monitoring of their portfolio development.

  • Rapid automation of processes and businesses across end-user industries is acting as a major catalyst for the adoption of Robo-advisory services. These services eliminate human labor, as the online platforms offer the same services at a fraction of the cost. Also, the services are available 24/7 as long as the user has an Internet connection.
  • Several emerging economies are stimulating the regional players to enhance their testing and research of Robo-advisory services. These initiatives are further expected to act as a catalyst for market growth. For instance, Saudi Arabia's Capital Market Authority (CMA) approved Wahed Capital and Haseed Investing Company to test its Robo-advisory services. This was done as part of the country's strategy to encourage the use of financial technology in the Arab economy.
  • Further, amidst the global coronavirus outbreak, lockdown, and market uncertainty, a surge in B2B Robo-advisors, Digital investing, financial advice and portfolio management is witnessed globally. Several companies have reported an increase in digital investing activities by the investors in the first quarter of 2020 as compared to 2019. For instance, Betterment LLC reported an increase in the number of account openings by 25%, while Wealthfront Inc. reported an approximately 68% rise in digital investing activities since the market downturn.

Key Market Trends

Investment Advisory Expected to Gain Maximum Traction

  • Robo-advisory services majorly include investment advisory services related to the personal finance of individuals. Robo-advisors are rapidly filling the gaps created by human investment advisors, such as capability, capacity, and cost, majorly due to the increase in the adoption of digitization across the investment industry, coupled with the adoption of AI in robotics.
  • FinTechs across the world rely upon both technology and personal advisory. They are rapidly creating robo-advisory services by adopting technologies such as AI and ML, which will offer accurate and transparent advisory services to the retail investors, which will further prevent them from making inaccurate investment decisions.
  • In July 2019, Voya Financial launched a platform, which is a hybrid robo-advisor, designed to help its advisors become more efficient and be able to better communicate with the broker-dealer. The firm's hybrid model will have an advantage because it's not a direct-to-consumer.

North America Expected to Dominate the Market

  • The North America region is expected to dominate the market owing to the presence of several market players in the region, such as Betterment LLC, Charles Schwab & Co., Inc., Wealthfront Inc., and Vanguard Group, amongst others. Also, the region has leaded other regions in terms of technological advancement and the robotics industry.
  • The company's major financial institutions are making product innovations and developments to leverage the first-mover advantage and gain maximum market traction. For instance, in January 2020, Citigroup unveiled a new digital Robo-advisor, which will provide free services to the Citi's Priority customers who hold at least USD 50,000 in deposits or investments at the bank.
  • Several financial institutions are still in the development phase to innovate and develop highly advanced platforms offering robo-advisory services to their customers. For instance, the Vanguard Group plans to launch a Robo-advisory service, which the company claims is expected to eliminate human advisory.
  • Goldman Sachs is planning to launch digital wealth management services for customers with lesser investments, ranging from as low as USD 5,000 in 2020. Such initiatives and investments by companies in the region are expected to boost the market's dominance in the forecast period.

Competitive Landscape

The competitive landscape of the Robo-advisory Services Market is consolidated owing to the presence of major players like Betterment LLC, Wealthfront Inc, The Vanguard Group, amongst others holding the majority of the market share. These market players are making product innovations to capture maximum market share globally. Also, the government of several economies is stimulating smaller vendors to enter the market with innovative products or by forming strategic collaborations.

  • May 2020 - UOBAM launches Robo-advisory services, UOBAM Invest, providing customized investment portfolios online to help companies meet their investment goals. Corporate investors with a minimum investment of RM 500,000 will be able to utilize UOBAM Invest.
  • February 2020 - Grab Holdings acquired Bento Invest, a Singapore-based Robo-advisory start-up, that will offer the company's clients retail wealth management solutions. The aim of the acquisition is to tap the underbanked population in Southeast Asia that do not have access to investment tools easily or might find it expensive even if they do.

Reasons to Purchase this report:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

Table of Contents

1 INTRODUCTION

  • 1.1 Study Assumptions & Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Digitization of the BFSI Industry
    • 4.2.2 Cost-efficiency in Managing Personal Finance
  • 4.3 Market Restraints
    • 4.3.1 Lack of Human Expertise and Empathy
    • 4.3.2 Nascency of the Technology
  • 4.4 Industry Attractiveness - Porters 5 Force Analysis
    • 4.4.1 Bargaining Power of Suppliers
    • 4.4.2 Bargaining Power of Buyers/Consumers
    • 4.4.3 Threat of New Entrants
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Analysis of Impact of Covid-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By Type of Services
    • 5.1.1 Investment Advisors
    • 5.1.2 Wealth Management
    • 5.1.3 Retirement Planning
    • 5.1.4 Tax-loss Harvesting
  • 5.2 Geography
    • 5.2.1 North America
    • 5.2.2 Europe
    • 5.2.3 Asia-Pacific
    • 5.2.4 Rest of the World

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 Betterment LLC
    • 6.1.2 Wealthfront Corporation
    • 6.1.3 The Vanguard Group, Inc.
    • 6.1.4 Charles Schwab & Co., Inc.
    • 6.1.5 BlackRock, Inc. (FutureAdvisor)
    • 6.1.6 FMR LLC (Fidelity Go)
    • 6.1.7 Roboadviso
    • 6.1.8 M1 Holdings Inc.

7 INVESTMENT ANALYSIS

8 MARKET OPPORTUNITIES AND FUTURE TRENDS