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保險業的區塊鏈市場——增長、趨勢、COVID-19 的影響和預測 (2023-2028)
市場調查報告書
商品編碼
1190107

保險業的區塊鏈市場——增長、趨勢、COVID-19 的影響和預測 (2023-2028)

Blockchain Market In The Insurance Industry - Growth, Trends, and Forecasts (2023 - 2028)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3個工作天內

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簡介目錄

在預測期內（2021-2026 年），保險行業的區塊鏈市場預計將以超過 57% 的健康復合年增長率增長。

保險行業的區塊鏈應用數量與日俱增，在不久的將來，由於某種原因，整個行業的主要參與者都將使用區塊鏈。 這不僅會為金融科技行業創造巨大機遇，也會為願意接受變革的保險公司創造巨大機遇。

主要亮點

  • 在保險行業，公司因虛假索賠和欺詐每天都在遭受巨大損失。 為了克服這些問題，保險公司正在其現有工作流程中利用區塊鍊等技術。 例如，根據 SAP 數字化轉型高管研究，銀行和保險業高管計劃到 2019 年將對區塊鏈的投資增加一倍以上。
  • 隨著區塊鏈技術的發展，保險業開始認識到區塊鏈技術的重要性，其安全性和不變性特性將提供超越保險業的影響力。
  • 區塊鏈使用它來從外部來源獲取數據，以及承保的某些方面，因為區塊鏈中的數據來自受信任和經過驗證的來源。可以實現自動化。

主要市場趨勢

智能合約有望佔據較大的市場份額

  • 基於區塊鏈的智能合約為客戶和保險公司提供了以透明、快速且無可辯駁的方式管理理賠的方式，使理賠處理更加高效和簡化，從而可能改善客戶體驗。
  • 合同和索賠記錄在區塊鏈上並由網絡驗證，確保只支付有效的索賠。 智能支付還可以執行索賠，例如僅在滿足某些條件時自動啟動付款。 例如，可以對智能合約進行編碼以接受來自遠程信息處理設備的信息，並且在發生事故時它們可以自動發起索賠和付款。 我們還可以推薦附近可靠的服務站，並在必要時請求醫療幫助。
  • 智能合約能夠自動執行一些原本需要手動完成的流程。 此外，數據的不變性提高了可靠性，從而可以更快、更準確地做出決策。

亞太地區有望快速增長

  • 亞太地區的新興經濟體提供了前所未有的機會來測試保險行業區塊鏈技術的低成本創新和開放監管框架。
  • 保險公司預計將越來越多地利用物聯網應用程序來收集數據，這在新興經濟體中正在擴展，因此基於區塊鏈的實施將大大提高整個流程的效率，公司將能夠以安全和防篡改的方式獲取傳感信息-證明方式。 例如，ICICI Lombard 使用 AI 進行醫療保健索賠以識別任何欺詐行為。 在 NAy 交易中驗證和蓋章的東西很難改變，使用 AI 驗證可以實現實時結算。
  • 例如，中國目前的願景是將區塊鏈技術納入其國家計劃，儘管事實上與加密相關的某些活動受到嚴格監管，從 2016 年到 2020 年更是如此。努力將區塊鏈技術納入其國家計劃包含迄今為止政府發展路線圖的“十三五”規劃正在取得進展。

競爭格局

保險行業的區塊鏈市場高度集中，並由少數幾個主要參與者整合。 就市場份額而言，目前一些大公司佔據市場主導地位。 然而，隨著區塊鏈技術和雲部署的進步，新參與者正在增加他們的市場佔有率，從而擴大他們在新興經濟體中的業務足跡。

  • 2019 年 3 月 - ChainThat 計劃為百慕大的保險和再保險市場推出區塊鏈風險和資本交易所。 該交易所將允許經紀人、再保險公司和保險公司使用區塊鏈進入資本市場。
  • 2018 年 11 月 - 荷蘭司法情報局選擇了 Guardtime 的 KSI 區塊鏈技術來保證新電子服務的完整性。 區塊鏈集成可確保政府系統中處理的信息的透明度、可審計性和安全性。

其他好處

  • Excel 格式的市場預測 (ME) 表
  • 3 個月的分析師支持

內容

第一章介紹

  • 調查先決條件
  • 調查範圍

第二章研究方法論

第 3 章執行摘要

第四章市場動態

  • 市場概覽
  • 市場驅動因素
    • BFSI 行業對自動化的需求不斷增長
    • 降低總體擁有成本的需求日益增長
  • 市場製約因素
    • 使用區塊鏈技術在整個保險平台中橫切安全漏洞
    • 行業參與者對區塊鏈的認識不足
  • 行業吸引力 - 波特五力分析
    • 新進入者的威脅
    • 買方/消費者議價能力
    • 供應商的議價能力
    • 替代品的威脅
    • 競爭公司之間的敵對關係
  • 技術快照

第 5 章市場細分

  • 通過部署
    • 本地
    • 基於雲
  • 按類型
    • 公開
    • 私人
  • 通過使用
    • GRC（治理、風險、合規）管理
    • 智能合約
    • 財務管理（付款）
    • 身份管理和欺詐檢測
    • 死亡和理賠管理
    • 其他用途
  • 按地區
    • 北美
      • 美國
      • 加拿大
    • 歐洲
      • 英國
      • 德國
      • 法國
      • 其他歐洲地區
    • 亞太地區
      • 中國
      • 日本
      • 新加坡
      • 澳大利亞
      • 其他亞太地區
    • 世界其他地區
      • 拉丁美洲
      • 中東和非洲
    • 中東和非洲

第六章競爭格局

  • 公司簡介
    • Microsoft Corporation
    • IBM Corporation
    • Amazon Web Services, Inc.
    • Oracle Corporation
    • SAP SE
    • Chainthat Limited
    • Auxesis Group
    • GuardTime AS
    • Symbiont.io Inc.

第7章 市場機會今後動向

第8章 投資分析

簡介目錄
Product Code: 66622

Blockchain Market in the Insurance Industry is expected to register a healthy CAGR of over 57% during the forecast period (2021 - 2026). The number of blockchain applications in insurance is growing every day, and somehow every major player across the sector will be using them in the near future. This will create massive opportunities for the fintech sector, as well as for insurance companies that are willing to embrace the change.

Key Highlights

  • Companies are incurring huge loses because of false claims and scams that happen every day in the industry. To overcome issues like this, insurance companies are using technologies like blockchain in their existing workflow. For instance, according to the SAP Digital Transformation Executive Study, banking and insurance executives plan to more than double their investments in blockchain by 2019.
  • The insurance industry is beginning to understand the importance that blockchain technology has evolved and will leverage over the insurance sector due to its security and immutability features.
  • Blockchain offers to be the central repository of truth, using which, underwriters can source data from external sources to automate some aspects of underwriting since the data in the blockchain is trustable and is from a verified source.

Key Market Trends

Smart Contract is Expected to Hold a Significant Market Share

  • Smart contracts powered by a blockchain could provide customers and insurers with the means to manage claims in a transparent, responsive and irrefutable manner where claims-handling could become more efficient and streamlined, resulting for improved customer experience.
  • Contracts and claims could be recorded onto a blockchain and validated by the network, ensuring only valid claims are paid. Smart contracts would also enforce the claims for instance, triggering payments automatically only when certain conditions are met. For instances, smart contracts can be coded to accept feeds from the telematics devices, and in the event of an accident, automatically raise insurance claims & trigger pay-outs. They can also recommend trusted service stations in the vicinity and call for medical assistance should that be deemed necessary.
  • Smart contracts possess capabilities to automate several processes that otherwise require manual intervention. In addition to this, the immutability of data increases reliability and helps make faster and correct decisions.

Asia-Pacific is Expected to be the Fastest Growing Region

  • The emerging economies of the Asia-Pacific region represent an unprecedented opportunity to experiment with low-cost innovation and open regulatory frameworks of blockchain technology across the insurance sector.
  • As the insurers are expected to increasingly leverage on the growing application of IoT for data gathering across the emerging economies, the blockchain-based implementation could increase the efficiency of the overall process to a great extent and will enable insurers to capture sensory information in a secure and tamper-proof method. For instance, ICICI Lombard is using AI in healthcare insurace related claims to identify any fraud. NAy transaction validated and stamped are hard to change and can be verified using AI for real-time settlement.
  • For instance, China, despite the harsh regulations imposed on certain activities related to cryptography, is now advancing on its part with a vision of incorporating blockchain technology in its state plans, and even including it in its thirteenth five-year plan, which consists of a road map of governmental developments from 2016 to 2020.

Competitive Landscape

The blockchain market in the insurance industry is highly concentrated and consolidated with a few major players. In terms of market share, some of the major players currently dominate the market. However, with the advancement in the blockchain technologies along with cloud deployment, new players are increasing their market presence thereby expanding their business footprint across the emerging economies.

  • March 2019 - ChainThat plans to launch a blockchain risk and capital exchange for the insurance and reinsurance market in Bermuda. The exchange will allow broker, reinsurance and insurance companies access to the capital markets using blockchain.
  • November 2018 - The Dutch Judicial Information Service had selected Guardtime's KSI Blockchain technology for integrity assurance of new e-services. The blockchain integration will ensure transparency, auditability, and security of the information processed in government systems.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Growing Demand of Automation Across the BFSI Sector
    • 4.2.2 Increasing Need for Reducing the Total Cost of Ownership
  • 4.3 Market Restraints
    • 4.3.1 Security Vulnerability of Transection Across the Insurance Platform using Blockchain Technology
    • 4.3.2 Lack of Awareness about Blockchain in the Industry Professionals
  • 4.4 Industry Attractiveness - Porter's Five Force Analysis
    • 4.4.1 Threat of New Entrants
    • 4.4.2 Bargaining Power of Buyers/Consumers
    • 4.4.3 Bargaining Power of Suppliers
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Technology Snapshot

5 MARKET SEGMENTATION

  • 5.1 By Deployment
    • 5.1.1 On-premise
    • 5.1.2 Cloud Based
  • 5.2 By Type
    • 5.2.1 Public
    • 5.2.2 Private
  • 5.3 By Application
    • 5.3.1 GRC (Governance, Risk and Compliance) Management
    • 5.3.2 Smart Contract
    • 5.3.3 Financial Management (Payments)
    • 5.3.4 Identity Management & Fraud Detection
    • 5.3.5 Death and Claims Management
    • 5.3.6 Other Applications
  • 5.4 Geography
    • 5.4.1 North America
      • 5.4.1.1 United States
      • 5.4.1.2 Canada
    • 5.4.2 Europe
      • 5.4.2.1 United Kingdom
      • 5.4.2.2 Germany
      • 5.4.2.3 France
      • 5.4.2.4 Rest of Europe
    • 5.4.3 Asia-Pacific
      • 5.4.3.1 China
      • 5.4.3.2 Japan
      • 5.4.3.3 Singapore
      • 5.4.3.4 Australia
      • 5.4.3.5 Rest of Asia-Pacific
    • 5.4.4 Rest of the World
      • 5.4.4.1 Latin America
      • 5.4.4.2 Middle-East & Africa
    • 5.4.5 Middle East & Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 Microsoft Corporation
    • 6.1.2 IBM Corporation
    • 6.1.3 Amazon Web Services, Inc.
    • 6.1.4 Oracle Corporation
    • 6.1.5 SAP SE
    • 6.1.6 Chainthat Limited
    • 6.1.7 Auxesis Group
    • 6.1.8 GuardTime AS
    • 6.1.9 Symbiont.io Inc.

7 MARKET OPPORTUNITIES AND FUTURE TRENDS

8 INVESTMENT ANALYSIS