BFSI 安全市場 - 增長、趨勢、COVID-19 影響和預測（2022-2027 年）

BFSI 安全市場預計在預測期內以 12.43% 的複合年增長率增長。

銀行和其他金融機構正受到更嚴格的審查，以確保採取適當的安全措施，尤其是在過去幾年發生多起備受矚目的數據洩露事件之後。隨著數據盜竊和未經授權的訪問所帶來的隱私問題變得更加嚴重，銀行和保險公司預計將增長。

主要亮點

• BFSI 安全解決方案有助於改善對銀行和保險公司等金融機構的投資監管。各種組織開始部署這些解決方案，以保護存儲在其係統和數字存儲設備上的敏感信息。
• 預計有多種因素會增加網上銀行在市場上的機會，例如基於定制解決方案、生物識別和物聯網 (IoT) 的網絡安全解決方案的出現。然而，高昂的部署成本和缺乏有效的安全解決方案阻礙了市場的增長。
• 除了越來越多地採用監管標準外，基於雲的安全解決方案的採用和越來越多的在線支付形式預計將導致高級安全解決方案的出現。.此外，基於雲的技術的採用使數據容易受到安全攻擊，因此黑客依靠 SWIFT 網絡發送帶有惡意軟件（如 Odinaff、Danabot、Camubot 和 Backswap）的資金轉移消息。它現在的目標是銀行市場增長預計將進一步受到對基於雲的安全解決方案不斷增長的需求的推動，這些解決方案使銀行、金融服務和保險安全 (BFSI) 部門能夠更好地利用數據。
• BFSI 的許多安全公司都是第三方服務提供商，同時為各種客戶和行業提供安全解決方案。此外，為多家公司管理數據可能會給公司帶來運營挑戰。與安全解決方案和服務相關的可靠性問題，以及第三方的參與和敏感信息的潛在暴露，正在限制市場的增長。
• 隨著全球在線和數字化金融服務的使用和消費增加，COVID-19 大流行對 BFSI 安全市場產生了重大影響。因此，BFSI 安全提供商正在大流行危機中加快步伐，並逐漸在其安全平台下提供 SaaS。因此，在全球健康危機中，這已成為 BFSI 安全行業的主要增長動力之一。

主要市場趨勢

網絡數據洩露事件增加

• BFSI 行業已成為關鍵基礎設施行業之一，由於其龐大的客戶群和財務信息暴露，屢屢遭受數據洩露和網絡攻擊。金融服務機構受到網絡攻擊的可能性是其他行業的四倍，預計這將推動對此類解決方案的需求。
• 機器學習、人工智能和區塊鏈都在多個 BFSI 領域迅速採用，並對數據安全構成嚴重威脅。隨著網絡攻擊和盜竊的盛行，該行業日益數字化也需要數據保護，從而增加了對 BFSI 安全性的需求。此外，隨著銀行、其他金融機構和企業轉向數字化運營，安全解決方案的採用和使用顯著增加。網絡安全是 BFSI 安全行業提供的一項服務，有望推動市場擴張。
• Kmart 的母公司 Sears Holdings 透露，Kmart 的商店支付系統感染了惡意軟件。摩根大通是歷史上最大的銀行闖入事件之一的受害者，黑客訪問了近 3,500 名客戶的財務信息。此類案例促使公司加強網絡安全，推動 BFSI 安全市場。
• 越來越多的銀行、金融機構和其他金融機構轉向數字化運營，以及引入和實施安全解決方案和服務的日益增長的需求，推動了市場的增長。
• 不斷增長的經濟為 BFSI Security 提供了擴大和拓寬其服務範圍的絕佳機會。此外，在 BFSI 領域增加互聯網選擇以及通過互聯網使用數字化系統預計將提供增長潛力。發展中地區不斷提高的互聯網普及率刺激了聯網設備的採用，這些設備可以實現方便和安全的金融交易，銀行、金融服務和保險安全市場對支付網關的保護構成威脅。鼓勵管理系統的實施。

預計北美將佔據主要份額

• 由於嚴重依賴數字支付，北美，尤其是美國，已成為 BFSI 安全的最大市場之一。由於多項政府舉措呼籲需要更好的安全解決方案，該地區預計將實現健康增長。
• 對在線支付的高度依賴和銀行基礎設施的恢復迫使銀行實施強大的威脅管理系統來防止金融數據洩露。保護信息免受黑客攻擊的日益增長的需求正在推動該地區採用 BFSI 安全解決方案。
• 美國的 BFSI 公司已大量採用網絡安全平台。花旗銀行、摩根大通和美國銀行等領先的金融機構擁有完善的網絡安全系統，可以 24/7 全天候保護它們免受網絡犯罪的侵害。
• 數字化正在鼓勵金融機構實施威脅管理系統來保護數字資產和客戶數據。敏感的客戶信息包括信用卡和借記卡詳細信息、銀行賬戶詳細信息、付款信息等。根據 2021 Year-ended Security500 報告，美國報告的洩露事件數量增加了 10%，從 2020 年的 2,645 起增加到 2021 年的 2,932 起，佔所有數據洩露事件的 12.5%。銀行業的敏感數據量巨大，使其成為黑客的一個有吸引力的目標，尤其是使用 SWIFT 架構的銀行。
• 為此，美國頒布了多項安全法規，例如 2018 年《聯邦採購供應鏈安全法》和 2018 年《小型企業高級網絡安全增強法》，以保護數據免受網絡釣魚和黑客攻擊。

競爭格局

BFSI 安全市場是分散的，由幾個大型參與者組成。許多公司通過推出新產品或進行戰略併購來增加其在市場上的影響力。

• 2021 年 10 月 - Sophos 在 2021 年歐洲 IT 和軟件卓越獎中被評為年度安全供應商。 Sophos 致力於將 AI 集成到其產品和服務中。 Sophos 自適應網絡安全生態系統 (ACE) 提供了一個開放的安全架構，可優化威脅預防、檢測和響應。
• 2021 年 6 月 - McAfee 宣布與 Visa 建立新的合作夥伴關係，使北美和 EMEA 的 Visa 金融機構合作夥伴能夠為 Visa 名片持有人提供屢獲殊榮的互聯網安全。 Visa Business 持卡人可以訂閱 McAfee 解決方案，通過電子郵件、Web 和防火牆保護來保護敏感數據，提供移動 VPN，並保護設備免受惡意軟件和其他在線威脅。

其他好處

• Excel 格式的市場預測 (ME) 表
• 3 個月的分析師支持

內容

第1章介紹

• 研究假設和市場定義
• 調查範圍

第2章研究方法

第 3 章執行摘要

第 4 章市場動態

• 市場概覽
• 工業吸引力 - 波特五力分析
  • 新進入者的威脅
  • 買家的議價能力
  • 供應商的議價能力
  • 替代品的威脅
  • 競爭公司之間的敵對關係
• 工業價值鏈分析
• 評估 COVID-19 對行業的影響
• 市場驅動力
  • 網上銀行的發展
  • 網絡數據洩露事件增加
• 市場製約因素
  • 安全和隱私問題

第 5 章市場細分

• 按類型
  • 信息安全
  • 物理安全
• 按服務
  • 系統集成
  • 維修服務
  • 支持
• 由 VeriTrans 提供
  • 銀行業務
  • 保險公司
  • 其他金融機構
• 地區信息
  • 北美
    • 美國
    • 加拿大
  • 歐洲
    • 英國
    • 德國
    • 西班牙
    • 法國
    • 其他歐洲地區
  • 亞太地區
    • 中國
    • 日本
    • 韓國
    • 印度
    • 東南亞
    • 其他亞太地區
  • 世界其他地區

第 6 章競爭格局

• 公司簡介
  • Symantec Corporation
  • Sophos Group Plc.
  • McAfee, Inc.
  • IBM Corporation
  • Honeywell International, Inc.
  • EMC Corporation
  • Computer Sciences Corporation
  • Trend Micro Incorporated
  • Booz Allen Hamilton, Inc.
  • Cisco Systems, Inc.

第7章 投資分析

第8章 市場的將來展望

The BFSI security market is expected to register a CAGR of 12.43% over the forecast period. Banks and other financial institutes are under increasing scrutiny to ensure they have the appropriate security measures in place, especially in the wake of the numerous high-profile data breaches that have taken place over the last few years. Growth is anticipated due to escalating privacy issues brought on by data theft and illegal access for banking and insurance organizations.

Key Highlights

• BFSI security solutions help improve investment monitoring in financial institutions, including banks and insurance companies. Various organizations have started adopting such solutions to protect vital information stored on their systems and digital memory devices.
• Multiple factors, such as the emergence of customized solutions, biometrics, and cybersecurity solutions based on the internet of things (IoT), are expected to increase online banking opportunities in the market. However, high implementation costs and a lack of efficient security solutions hinder market growth.
• The increasing implementation of regulatory standards, coupled with the rise in the adoption of cloud-based security solutions and increasing modes of online payments, is expected to give rise to advanced security solutions. Also, because the adoption of cloud-based technologies has made data more vulnerable to security attacks, hackers have begun using malware, such as Odinaff, Danabot, Camubot, and Backswap, to target banks that rely on the SWIFT network to send money-moving messages. Market growth is anticipated to be further driven by rising demand for cloud-based security solutions that allow the banking, financial services, and insurance security (BFSI) sector to use their data effectively.
• Most BFSI security companies are third-party service providers, providing security solutions simultaneously to various clients and business verticals. Additionally, managing the data of several companies might cause management challenges for companies. Trust difficulties concerning security solutions and services, as well as the potential for third parties to become involved and cause the leakage of sensitive information, restrain the market growth.
• Due to the global increase in the use and consumption of online and digitalized financial services, the COVID-19 pandemic has substantially impacted the BFSI security market. Additionally, numerous countries have implemented lockdowns to stop the spread of the virus; as a result, BFSI security providers have gained pace during the pandemic crisis and are progressively offering software-as-a-services under security platforms. Consequently, amid the global health crisis, this has emerged as one of the key growth factors for the BFSI security industry.

Key Market Trends

Rise in Cyber Data Breaches

• The BFSI sector is one of the critical infrastructure segments that suffers several data breaches and cyber-attacks, owing to the large customer base that the industry serves and the financial information that is at stake. Financial service institutions have been four times more susceptible to cyberattacks than other industries, which is expected to drive the demand for such solutions.
• Machine learning, artificial intelligence, and blockchain have all seen rapid adoption in several BFSI sectors, posing serious threats to data security. Due to the prevalence of cyberattacks and theft, the development in digitalization in this industry also necessitates data protection, which raises the demand for BFSI security. Additionally, as banks, other financial institutions, and enterprises switch to digitalized business operations, the adoption and use of security solutions have grown significantly. Cybersecurity is a service provided by the BFSI security industry and is anticipated to drive market expansion.
• Sears Holdings, the parent company of Kmart, revealed that Kmart's store payment systems were infected with malware. JPMorgan was a victim of one of the biggest bank breaches in history, where hackers accessed the financial information of around 3,500 customers. With such instances, the companies are bound to increase cybersecurity, which drives the BFSI security market.
• The increasing number of banks, financial institutions, and other financing firms switching toward digitalized business operations and the need to adopt and implement security solutions and services have driven market growth.
• Growing economies provide considerable opportunities for BFSI safety to expand and broaden its offerings. Additionally, the rise in the option of the internet in the BFSI sector and the use of digitalized systems through the internet is anticipated to offer growth possibilities.The rising penetration of the internet in developing regions, which is stimulating the adoption of connected devices that enable convenient and secure financial transactions, is encouraging the banking, financial services, and insurance security market to implement threat management systems for securing payment gateways.

North America is Expected to Hold Major Share

• North America, particularly the United States, is one of the largest markets for BFSI security owing to the region's majorly depending on digital payments. The region is expected to witness healthy growth as well due to multiple government initiatives in the country demanding the need for better security solutions.
• The country's high dependence on online payments and recovering banking infrastructure urged banks to implement a strong threat management system to prevent financial data breaches. Increasing the need to protect information from hackers has propelled the adoption of BFSI security solutions in the region.
• USA has observed a significant adoption of cybersecurity platforms across BFSI companies. Many leading financial institutions in the country, such as Citi Bank, JP Morgan Chase, and the Bank of America, have implemented advanced cybersecurity systems to offer 24/7 protection against cybercriminals.
• Digitalization has encouraged financial institutions to implement threat management systems to protect their digital assets and customer data. Sensitive customer information includes credit or debit card details, bank account details, and payment information. According to the 2021 Year-ended Security500 report, the number of breaches reported in the United States increased 10%, growing to 2,932 in 2021 compared to 2,645 in 2020, which accounts for 12.5% of total data breaches. The amount of sensitive data in the banking industry is very high, making it a prime target for hackers, especially banks using SWIFT architecture.
• These factors have led to several security regulations, including the Federal Acquisition Supply Chain Security Act of 2018 and the Small Business Advanced Cybersecurity Enhancements Act of 2018 in the United States, to protect data from phishing and hacking.

Competitive Landscape

The BFSI security market is fragmented and consists of several major players. Many companies increase their market presence by introducing new products or entering into strategic mergers and acquisitions.

• October 2021 - Sophos was awarded Security Vendor of the Year in the European IT & Software Excellence Awards 2021. Sophos is working on the integration of AI into its products and services. Sophos Adaptive Cybersecurity Ecosystem (ACE) offers an open security architecture that optimizes threat prevention, detection, and response.
• June 2021 - McAfee announced a new partnership with Visa that enables Visa financial institution partners in North America and EMEA to offer award-winning internet security to Visa Business cardholders. Visa Business cardholders can get a subscription for McAfee solutions that protect sensitive data via email, provide web and firewall protection, offer mobile VPN, and safeguard devices from malware and other online threats.

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

• 4.1 Market Overview
• 4.2 Industry Attractiveness - Porter's Five Forces Analysis
  • 4.2.1 Threat of New Entrants
  • 4.2.2 Bargaining Power of Buyers
  • 4.2.3 Bargaining Power of Suppliers
  • 4.2.4 Threat of Substitutes
  • 4.2.5 Intensity of Competitive Rivalry
• 4.3 Industry Value Chain Analysis
• 4.4 Assessment of Impact of COVID-19 on the Industry
• 4.5 Market Drivers
  • 4.5.1 Growth of the online banking industry
  • 4.5.2 Rise in Cyber Data Breaches
• 4.6 Market Restraints
  • 4.6.1 Security and Privacy Concerns

5 MARKET SEGMENTATION

• 5.1 By Type
  • 5.1.1 Information Security
  • 5.1.2 Physical Security
• 5.2 By Services
  • 5.2.1 System Integration
  • 5.2.2 Maintenance
  • 5.2.3 Support
• 5.3 By Veritcal
  • 5.3.1 Banking
  • 5.3.2 Insurance
  • 5.3.3 Other Financial Institutions
• 5.4 By Geography
  • 5.4.1 North America
    • 5.4.1.1 United States
    • 5.4.1.2 Canada
  • 5.4.2 Europe
    • 5.4.2.1 United Kingdom
    • 5.4.2.2 Germany
    • 5.4.2.3 Spain
    • 5.4.2.4 France
    • 5.4.2.5 Rest of Europe
  • 5.4.3 Asia Pacific
    • 5.4.3.1 China
    • 5.4.3.2 Japan
    • 5.4.3.3 South Korea
    • 5.4.3.4 India
    • 5.4.3.5 South East Asia
    • 5.4.3.6 Rest of Asia Pacific
  • 5.4.4 Rest of the World

6 COMPETITIVE LANDSCAPE

• 6.1 Company Profiles*
  • 6.1.1 Symantec Corporation
  • 6.1.2 Sophos Group Plc.
  • 6.1.3 McAfee, Inc.
  • 6.1.4 IBM Corporation
  • 6.1.5 Honeywell International, Inc.
  • 6.1.6 EMC Corporation
  • 6.1.7 Computer Sciences Corporation
  • 6.1.8 Trend Micro Incorporated
  • 6.1.9 Booz Allen Hamilton, Inc.
  • 6.1.10 Cisco Systems, Inc.

7 INVESTMENT ANALYSIS

8 FUTURE OUTLOOK OF THE MARKET