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市場調查報告書
商品編碼
1027152

金融科技全球市場:技術、應用和服務(2021-2026)

Global FinTech Marketplace: Technologies, Applications, and Services 2021 - 2026

出版日期: | 出版商: Mind Commerce | 英文 105 Pages | 商品交期: 最快1-2個工作天內

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  • 全貌
  • 簡介
  • 目錄
簡介

全球金融科技市場預計將以 13.7% 的複合年增長率增長,到 2026 年將達到 1900 億美元。其中,軟件領域是最大的領域,佔全球市場總量的45%。美國、英國、中國、德國和印度也是該市場的主要國家,美洲是最大的地區,佔全球金融科技投資市場總量的 73%。

金融科技不僅對谷歌、英特爾和 Salesforce 等大公司感興趣,而且對投資界也很感興趣。銀行業也開始採用金融科技解決方案來建立銷售渠道並抵禦與第三方的競爭。 2020年,總投資超過1050億美元。

本報告探討了全球金融科技市場,包括市場規模和預測、傳統金融系統和新興金融科技解決方案的比較分析、干擾、潛在收益、挑戰和市場生態系統。它提供了評估、增長因素、競爭形勢等信息,以及主要公司的簡介。

目錄

第 1 章執行摘要

第 2 章金融科技市場概覽

  • 金融科技
  • 金融科技增長因素
  • 金融科技情況
  • 金融科技公司類型
    • 匯款
    • 股權融資
    • P2P借貸
    • 移動支付
    • 交易平台
    • 其他服務
  • 金融科技類
    • 數字支付
    • 企業融資
    • 消費金融

第三章金融科技與大數據

  • 金融科技大數據現狀
  • 金融科技大數據計劃
    • 金融科技 CRM 和實時響應
    • 金融科技和客戶行為預測分析
    • 金融科技和大規模定制
    • 金融科技和欺詐預防
  • 金融科技大數據市場機遇:金融中的流數據

第四章金融科技生態系統

  • 硬件和基礎設施
  • 金融機構
  • 政府
  • 企業家
  • 應用程序提供者
  • 諮詢和服務提供商
  • 安全解決方案提供商
  • 雲和大數據分析提供商
  • 投資組
  • 社交網絡
  • B2B2C 分銷渠道
  • 提現/提現機制
  • 商業模式
  • 協同創新
  • 眾籌平台
  • 競爭態勢:銀行和 OTT 公司

第 5 章金融科技市場增長因素

  • 傳統銀行業的數字化
  • Argo 銀行
  • 手機銀行的興起
  • 金融科技創業生態系統的興起
  • 數據驅動型銀行業務的興起
  • 眾籌經濟的興起
  • 基於網絡的金融服務的興起
  • 增加了管理銀行以外資金的選擇
  • 使用機器學習和大數據控制支付欺詐
  • 增加併購交易模式
  • 消費者行為模式的變化
  • 區塊鏈技術
  • 電子商務的興起
  • mPoS 支付的興起

第六章金融科技市場挑戰

第 7 章金融科技市場展望與預測 (2021-2026)

  • 金融科技投資展望(2021-2026)
  • 金融科技用戶(2021-2026)
  • 金融科技市場動態

第 8 章數字產業和支付計劃

  • 谷歌
  • 臉書
  • 蘋果
  • 貝寶
  • 正方形
  • 比特幣
  • SocietyOne
  • 亞馬遜支付
  • 條紋
  • 三星支付
  • 阿里巴巴
  • 西聯匯款
  • 美國運通、萬事達和維薩
  • 借貸俱樂部
  • 金融創新即刻
  • 恆星

第 9 章銀行業倡議分析

  • 高盛
  • 巴克萊
  • 桑坦德
  • 匯豐
  • 瑞銀
  • 西班牙對外銀行
  • 花旗
  • 美國運通
  • 富國銀行
  • 摩根大通

第 10 章區域倡議

  • 先鋒區
    • 美國
    • 英國
  • 新興地區
    • 歐洲
    • 亞洲
    • 中東
    • 澳大利亞
  • 政府倡議

第 11 章金融科技案例研究

  • SocietyOne
  • Tyro Payments
  • 再造
  • 澳大利亞財富投資
  • 帳單浮動
  • L2C 公司
  • PayNearMe
  • 捲心菜
  • 欺詐檢測和預防
  • CashMetrics:財務管理服務
  • 加強客戶支持
  • 獲取數據驅動型客戶
  • 打擊洗錢

第 12 章金融科技公司和解決方案

  • Developments with Select Players
  • Acorns
  • Addepar
  • Affirm
  • Algomi
  • Alphasense
  • Adyen
  • Avant
  • Betterment
  • Braintree
  • C2FO
  • Chain.com
  • Circleup
  • Credit Karma
  • Digit
  • Earnest
  • Equityzen
  • Estimize
  • Fundbox
  • Fundera
  • Fundrise
  • Hello Wallet
  • IEX
  • Kensho
  • Level Money
  • Learnvest
  • Money.net
  • Motif
  • Nav
  • Personal Capital
  • Plaid
  • Premise Data
  • Prosper
  • Quantopian
  • R3CEV
  • Ripple
  • Riskalyze
  • Robinhood
  • Simple
  • SOFI
  • Transferwise
  • Trueaccord
  • Trueex
  • Vouch
  • WealthFront
  • WorldRemit
  • XAPO
  • Xignite
  • Zenefits
  • ZestFinance
  • China Rapid Finance
  • Lufax
  • OnDeck
  • Dwolla
  • Moven
  • Ally
  • Capital One 360
  • Vanguard
  • Fidelity
  • Charles Schwab
  • Allstate
  • Oscar
  • Metromile
  • Azimo
  • Klarna
  • Number26
  • Atom Bank
  • LendingRobot
  • Coinbase
  • Angellist
  • Securekey
  • Kickstarter
  • CrowdCube

第 13 章結論/建議

  • 發展健康金融科技生態系統的建議
  • 對銀行和其他金融機構的建議
  • 給金融科技公司的建議
  • 給政府的建議
  • 給投資界的建議

第 14 章附錄:過去對金融科技的投資

  • 全球金融科技投資
  • 按市場公司
  • 按類別
  • 按段
  • 按地區
  • 按主要國家
  • 銀行內部金融科技投資
  • 金融科技交易(投資與併購)
目錄

Overview:

This report provides a comparative analysis between legacy financial systems and emerging FinTech solutions including disruption, potential benefits, and challenges. The report evaluates the evolving FinTech market ecosystem including start-ups, banks, investment companies, insurance companies, and non-financial organizations. The report analyzes the global impact of FinTech and the outlook for specific regions. The report provides forecasts for the period 2021 to 2026.

Select Report Findings:

  • The global FinTech market will reach $190 billion by 2026, growing at 13.7% CAGR
  • The software segment the largest segment with 45% of the total global market share
  • The digital payments segment the largest solution with 92% of the total global market
  • USA, UK, China, Germany, and India are the largest countries in the global FinTech market
  • The Americas is the largest region with a 73% of the total global FinTech investment market

Financial Technology (FinTech) represents a combination of financial services with Information Technology (IT) that is disruptive to the incumbent financial system as it transforms financial services including enhancements to existing areas as well as entirely alternative solutions. For example, the legacy financial system is under serious threat from emerging technologies, such as Blockchain, to eliminate the need for intermediary trust agents for payment clearing and settlements.

FinTech enabled services include peer-to-peer money transfers, lending services, online payments, and mobile payments. Financial organizations can develop solutions inhouse, partner with FinTech solution providers, or acquire them. Apart from operational issues and/or user experiences, CAPEX and OPEX factors greatly impact these decisions.

There is a high degree of interest in FinTech from the investment community as well as major corporations such as Google, Intel, Salesforce and many more. The banking industry is also starting to embrace FinTech solutions to establish distribution channels and to fend off competition from third parties. In 2020, the total investment was more than $105 billion.

Companies in Report:

  • Acorns
  • Addepar
  • Adyen
  • Affirm
  • Algomi
  • Alibaba
  • Allstate
  • Ally
  • Alphasense
  • Amazon Payments
  • American Express
  • Amex, MasterCard and Visa
  • Angellist
  • Apple
  • Atom Bank
  • Australasian Wealth Investments
  • Avant
  • Azimo
  • Barclays
  • BBVA
  • Betterment
  • Billfloat
  • Bitcoin
  • Braintree
  • C2FO
  • Capital One 360
  • Chain.com
  • Charles Schwab
  • China Rapid Finance
  • Circleup
  • Citi
  • Coinbase
  • Credit Karma
  • CrowdCube
  • Digit
  • Dwolla
  • Earnest
  • Equityzen
  • Estimize
  • Facebook
  • Fidelity
  • Financial Innovation Now
  • Fundbox
  • Fundera
  • Fundrise
  • Goldman Sachs
  • Google
  • Hello Wallet
  • HSBC
  • IEX
  • JPMorgan Chase
  • Kabbage
  • Kensho
  • Kickstarter
  • Klarna
  • L2C Inc
  • Learnvest
  • Lending Club
  • LendingRobot
  • Level Money
  • Lufax
  • Metromile
  • Money.net
  • Motif
  • Moven
  • Nav
  • Number26
  • OnDeck
  • Oscar
  • PayNearMe
  • PayPal
  • Personal Capital
  • Plaid
  • Premise Data
  • Prosper
  • Quantopian
  • R3CEV
  • Reinventure
  • Ripple
  • Riskalyze
  • Robinhood
  • Samsung Pay
  • Santander
  • Securekey
  • Simple
  • SocietyOne
  • SOFI
  • Square
  • Stellar
  • Stripe
  • Transferwise
  • Trueaccord
  • Trueex
  • Tyro Payments
  • UBS
  • Vanguard
  • Vouch
  • WealthFront
  • Wells Fargo
  • Western Union
  • WorldRemit
  • XAPO
  • Xignite
  • Zenefits
  • ZestFinance

Table of Contents

1.0 Executive Summary

2.0 FinTech Market Overview

  • 2.1 Financial Technology
  • 2.2 The Impetus for FinTech
  • 2.3 FinTech Landscape
  • 2.4 FinTech Company Types
    • 2.4.1 Money Transfer
    • 2.4.2 Equity Funding
    • 2.4.3 P2P Lending
    • 2.4.4 Mobile Payments
    • 2.4.5 Trading Platforms
    • 2.4.6 Other Services
  • 2.5 FinTech Categories
    • 2.5.1 Digital Payments
    • 2.5.2 Business Finance
    • 2.5.3 Consumer Finance

3.0 FinTech and Big Data

  • 3.1 Current State of Big Data in FinTech
  • 3.2 FinTech Big Data Initiatives
    • 3.2.1 FinTech CRM and Real-time Response
    • 3.2.2 FinTech and Predictive Analysis of Customer Behavior
    • 3.2.3 FinTech and Mass Customization
    • 3.2.4 FinTech and Fraud Prevention
  • 3.3 FinTech Big Data Market Opportunity: Streaming Data in Finance

4.0 FinTech Ecosystem

  • 4.1 Hardware and Infrastructure
  • 4.2 Financial Institutions
  • 4.3 Government
  • 4.4 Entrepreneurs
  • 4.5 Application Providers
  • 4.6 Consulting and Service Providers
  • 4.7 Security Solutions Providers
  • 4.8 Cloud and Big Data Analytics Providers
  • 4.9 Investment Groups
  • 4.10 Social Network
  • 4.11 B2B2C Distribution Channel
  • 4.12 Cash-in/out Mechanisms
  • 4.13 Business Models
  • 4.14 Collaborative Innovation
  • 4.15 Crowdfunding Platforms
  • 4.16 Competitive Landscape: Banks vs. OTT Players

5.0 FinTech Market Drivers

  • 5.1 Digitization in Traditional Banking Sector
  • 5.2 Algo Banking
  • 5.3 Rise of Mobile Banking
  • 5.4 Rise of the FinTech Start-Up Ecosystem
  • 5.5 Rise of Data Driven Banking
  • 5.6 Rise of the Crowdfunding Economy
  • 5.7 Rise of Web-Based Financial Services
  • 5.8 Growing Adoption of Non-Bank Option to Manage Money
  • 5.9 Use of Machine Learning and Big Data to Control Payment Fraud
  • 5.10 Increasing Patterns of M&A Transactions
  • 5.11 Changing Patterns of Consumer Behavior
  • 5.12 Blockchain Technology
  • 5.13 Rise of E-commerce
  • 5.14 Rise of mPoS Payments

6.0 FinTech Market Challenges

7.0 FinTech Market Outlook and Forecasts 2021 - 2026

  • 7.1 FinTech Investment Outlook 2021 - 2026
    • 7.1.1 Global Bank IT Investment
    • 7.1.2 Global FinTech Investments
    • 7.1.3 Global FinTech Investment in Software, Hardware, Security and Consulting
    • 7.1.4 Global FinTech Investment: Retail vs. Business Finance
    • 7.1.5 Global FinTech Market by Region
    • 7.1.6 Global Banking Internal FinTech Investment
    • 7.1.7 Global FinTech Deals 2020 - 2028
    • 7.1.8 Global FinTech Funding by Investor Type
  • 7.2 FinTech Users 2021 - 2026
    • 7.2.1 Global FinTech Users
    • 7.2.2 Global FinTech Users by Usage Category
    • 7.2.3 Global FinTech Users by Income Bracket
    • 7.2.4 Global FinTech Users by Age Group
    • 7.2.5 FinTech Users by Geographic Region
    • 7.2.6 FinTech Adoption of Digitally Active Users
    • 7.2.7 Reason for FinTech Popularity
    • 7.2.8 FinTech Usage Growth Obstacles
  • 7.3 FinTech Market Dynamics
    • 7.3.1 Impact of FinTech on Bank and Value Chain Partners
    • 7.3.2 Bank Readiness to Address Digital Challenges
    • 7.3.3 Bank Strength to Combat Digital Challenges including FinTech
    • 7.3.4 Global Bank Revenue Risk from Digital Disruption including FinTech
    • 7.3.5 FinTech Start-up Exits

8.0 Digital Industry and Payment Initiatives

  • 8.1 Google
  • 8.2 Facebook
  • 8.3 Apple
  • 8.4 PayPal
  • 8.5 Square
  • 8.6 Bitcoin
  • 8.7 SocietyOne
  • 8.8 Amazon Payments
  • 8.9 Stripe
  • 8.10 Samsung Pay
  • 8.11 Alibaba
  • 8.12 Western Union
  • 8.13 Amex, MasterCard and Visa
  • 8.14 Lending Club
  • 8.15 Financial Innovation Now
  • 8.16 Stellar

9.0 Bank Initiative Analysis

  • 9.1 Goldman Sachs
  • 9.2 Barclays
  • 9.3 Santander
  • 9.4 HSBC
  • 9.5 UBS
  • 9.6 BBVA
  • 9.7 Citi
  • 9.8 American Express
  • 9.9 Wells Fargo
  • 9.10 JPMorgan Chase

10.0 Regional Initiatives

  • 10.1 Pioneer Zone
    • 10.1.1 USA
      • 10.1.1.1 Silicon Valley
      • 10.1.1.2 New York
    • 10.1.2 UK
      • 10.1.2.1 London
  • 10.2 Emerging Areas
    • 10.2.1 Europe
      • 10.2.1.1 Dublin
      • 10.2.1.2 Berlin
    • 10.2.2 Asia
      • 10.2.2.1 Singapore
      • 10.2.2.2 Hong Kong
    • 10.2.3 Middle East
      • 10.2.3.1 Tel Aviv
    • 10.2.4 Australia
  • 10.3 Government Initiatives

11.0 FinTech Case Studies

  • 11.1 SocietyOne
  • 11.2 Tyro Payments
  • 11.3 Reinventure
  • 11.4 Australasian Wealth Investments
  • 11.5 Billfloat
  • 11.6 L2C Inc
  • 11.7 PayNearMe
  • 11.8 Kabbage
  • 11.9 Fraud Detection and Prevention
  • 11.10 CashMetrics: Finance Management Service
  • 11.11 Enhancing Customer Support
  • 11.12 Data-Driven Client Acquisition
  • 11.13 Fighting Against Money Laundering

12.0 FinTech Companies and Solutions

  • 12.1 Developments with Select Players
  • 12.2 Acorns
  • 12.3 Addepar
  • 12.4 Affirm
  • 12.5 Algomi
  • 12.6 Alphasense
  • 12.7 Adyen
  • 12.8 Avant
  • 12.9 Betterment
  • 12.10 Braintree
  • 12.11 C2FO
  • 12.12 Chain.com
  • 12.13 Circleup
  • 12.14 Credit Karma
  • 12.15 Digit
  • 12.16 Earnest
  • 12.17 Equityzen
  • 12.18 Estimize
  • 12.19 Fundbox
  • 12.20 Fundera
  • 12.21 Fundrise
  • 12.22 Hello Wallet
  • 12.23 IEX
  • 12.24 Kensho
  • 12.25 Level Money
  • 12.26 Learnvest
  • 12.27 Money.net
  • 12.28 Motif
  • 12.29 Nav
  • 12.30 Personal Capital
  • 12.31 Plaid
  • 12.32 Premise Data
  • 12.33 Prosper
  • 12.34 Quantopian
  • 12.35 R3CEV
  • 12.36 Ripple
  • 12.37 Riskalyze
  • 12.38 Robinhood
  • 12.39 Simple
  • 12.40 SOFI
  • 12.41 Transferwise
  • 12.42 Trueaccord
  • 12.43 Trueex
  • 12.44 Vouch
  • 12.45 WealthFront
  • 12.46 WorldRemit
  • 12.47 XAPO
  • 12.48 Xignite
  • 12.49 Zenefits
  • 12.50 ZestFinance
  • 12.51 China Rapid Finance
  • 12.52 Lufax
  • 12.53 OnDeck
  • 12.54 Dwolla
  • 12.55 Moven
  • 12.56 Ally
  • 12.57 Capital One 360
  • 12.58 Vanguard
  • 12.59 Fidelity
  • 12.60 Charles Schwab
  • 12.61 Allstate
  • 12.62 Oscar
  • 12.63 Metromile
  • 12.64 Azimo
  • 12.65 Klarna
  • 12.66 Number26
  • 12.67 Atom Bank
  • 12.68 LendingRobot
  • 12.69 Coinbase
  • 12.70 Angellist
  • 12.71 Securekey
  • 12.72 Kickstarter
  • 12.73 CrowdCube

13.0 Conclusions and Recommendations

  • 13.1 Recommendations to Develop Sound FinTech Ecosystem
    • 13.1.1 Supportive Business Market
    • 13.1.2 Strong Regulatory and Government Support
    • 13.1.3 Adequate Access to Capital and Funding at Every Stage of Business
    • 13.1.4 Focus on Creating Financial Expertise Locally
  • 13.2 Recommendations for Banks and Other Financial Institutions
  • 13.3 Recommendations for FinTech Companies
  • 13.4 Recommendations for Government
  • 13.5 Recommendations for Investment Community

14.0 Appendix: Historical FinTech Investment

  • 14.1 Global FinTech Investment
  • 14.2 Global FinTech Investment by Market Players
  • 14.3 Global FinTech Investment by Category
  • 14.4 Global FinTech Investment by Segment
  • 14.5 Global FinTech Investment by Region
  • 14.6 Global FinTech Investment by Leading Countries
  • 14.7 Banking Internal FinTech Investment
  • 14.8 FinTech Deals (Investments and M&A)

Figures

  • Figure 1: FinTech Ecosystem by Application
  • Figure 2: FinTech Innovation
  • Figure 3: FinTech Collaborative Innovation Approach
  • Figure 4: Google Venture Investment Portfolio by Segment
  • Figure 5: Silicon Valley FinTech Start-up Environment
  • Figure 6: New York FinTech Start-up Environment
  • Figure 7: London FinTech Start-up Environment
  • Figure 8: Dublin FinTech Start-up Environment
  • Figure 9: Berlin FinTech Start-up Environment
  • Figure 10: Singapore FinTech Start-up Environment
  • Figure 11: Hong Kong FinTech Start-up Environment
  • Figure 12: Tel Aviv FinTech Start-up Environment
  • Figure 13: Australia FinTech Start-up Ecosystem
  • Figure 14: Government FinTech Support Structures
  • Figure 15: Framework to Develop FinTech Ecosystem
  • Figure 16: Digital Banking Ecosystem

Tables

  • Table 1: FinTech Landscape
  • Table 2: Banking and Finance Streaming Data in FinTech
  • Table 3: Global IT Investment by Bank 2021 - 2026
  • Table 4: Global Bank IT Investment by Maintenance vs. Innovation 2021 - 2026
  • Table 5: Global FinTech Investment by Banks and Others 2021 - 2026
  • Table 6: Global FinTech by H/W, S/W, Security and Consulting 2021 - 2026
  • Table 7: Global FinTech in Digital Payments, Retail & Bus Finance 2021 - 2026
  • Table 8: Global FinTech by Sub-Category 2021 - 2026
  • Table 9: Global FinTech by Region 2021 - 2026
  • Table 10: Global FinTech Market by Top Five Countries 2021 - 2026
  • Table 11: Banking Internal FinTech Investment 2020 - 2028
  • Table 12: FinTech Deals 2020 - 2028
  • Table 13: Total Investment by Angel, VC, Equity, and Others
  • Table 14: Global FinTech Users 2021 - 2026
  • Table 15: Global FinTech Users by Category 2021 - 2026
  • Table 16: Global FinTech Users by Income Bracket 2021 - 2026
  • Table 17: Global FinTech Users by Age Bracket 2021 - 2026
  • Table 18: FinTech Users by Region 2021 - 2026
  • Table 19: FinTech Adoption of Digitally Active Users by Top Five Countries
  • Table 20: Seven Reasons Cited by FinTech Users
  • Table 21 Six Obstacles to Growth of FinTech Use
  • Table 22: Contribution of Banks and other Value Chain Partners
  • Table 23: Bank Readiness to Address Digital Challenges including FinTech
  • Table 24: Bank Capability to Address Digital Challenges including FinTech
  • Table 25: Global Bank Revenue at Risk due to Digital Disruption
  • Table 26: Number of FinTech Exits
  • Table 27: Goldman Sachs FinTech Investment
  • Table 28: Santander FinTech Investment Chart
  • Table 29: HSBC Investment Chart
  • Table 30: BBVA Investment
  • Table 31: Citi Investment
  • Table 32: American Express Investment
  • Table 33: JPMorgan Chase Investment
  • Table 34: Global FinTech Investment
  • Table 35: Global FinTech Investment by Market Players
  • Table 36: Global FinTech Investment by Category
  • Table 37: Global FinTech Investment by Segment
  • Table 38: Global FinTech Investment by Region
  • Table 39: Global FinTech Investment by Leading Countries
  • Table 40: Banking Internal FinTech Investment
  • Table 41: FinTech Deals