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金融科技

市場調查報告書

商品編碼

1124088

金融科技市場：技術、應用和服務（2022-2027）

FinTech Marketplace: Technologies, Applications, and Services 2022 - 2027

出版日期: 2022年09月08日 | 出版商:

Mind Commerce | 英文 108 Pages | 商品交期: 最快1-2個工作天內

價格

簡介目錄

全球金融科技市場預計將以 12.9% 的複合年增長率增長，到 2027 年達到 2251 億美元。按細分市場來看，軟件事業部已達到47%。從解決方案來看，數字支付佔總數的94%。按地區劃分，美洲佔全球市場的 76%，而美國、英國、中國、德國和印度是最大的市場。

本報告分析了全球金融科技市場、概述和主要技術和市場類型、與大數據的相關性、生態系統結構、主要市場驅動因素和製約因素以及市場規模趨勢。我們將彙編並提供展望等信息（投資金額，用戶數量等，2022-2027），按細分市場劃分的詳細趨勢，主要用例，主要公司概況和主要解決方案。

內容

第 1 章執行摘要

第 2 章金融科技市場概述

金融科技
金融科技的驅動力
金融科技形勢
金融科技公司的類型
- 匯款
- 股權融資
- P2P 借貸
- 移動支付
- 交易平台
- 其他服務
金融科技類
- 數字支付
- 企業財務
- 消費金融

第三章金融科技與大數據

金融科技大數據現狀
金融科技和大數據計劃
- 金融科技 CRM（客戶關係管理）和實時響應
- 金融科技和客戶行為預測分析
- 金融科技和大規模定制
- 金融科技和欺詐預防
金融科技大數據市場機遇：金融中的流數據

第 4 章金融科技生態系統

硬件和基礎架構
金融機構
政府
企業家
應用提供商
諮詢服務商
安全解決方案提供商
雲大數據分析提供商
投資集團
社交網絡
B2B2C 分銷渠道
提現/提現的工作原理
商業模式
協同創新
眾籌平台
競爭格局：銀行與 OTT 玩家

第 5 章金融科技市場驅動因素

傳統銀行業的數字化
算法銀行
手機銀行的興起
金融科技創業生態系統的興起
數據驅動型銀行業務的興起
眾籌經濟的興起
網絡金融服務的興起
更多地採用非銀行選項來管理資金
使用機器學習和大數據來遏制支付欺詐
併購交易模式增加
消費者行為模式的變化
區塊鏈技術
電子商務的興起
mPoS 支付的興起

第 6 章金融科技市場的挑戰

第 7 章金融科技市場展望與預測（2022-2027）

金融科技投資展望（2022-2027）
- 世界銀行 IT 投資
- 全球金融科技投資
- 全球金融科技投資：軟件、硬件、安全和諮詢
- 全球金融科技投資：零售與商業金融
- 全球金融科技市場：按地區劃分
- 全球銀行業的金融科技投資
- 全球金融科技資本交易（2022-2027）
- 全球金融科技融資：按投資者類型
金融科技用戶（2022-2027 年）
- 全球金融科技用戶數量
- 全球金融科技用戶：按使用類別
- 按收入組劃分的全球金融科技用戶數量
- 全球金融科技用戶：按年齡組
- 金融科技用戶數量：按地區
- 數字活躍用戶採用金融科技
- 金融科技受歡迎的原因
- 擴大使用金融科技的障礙
金融科技市場動態
- 金融科技對銀行和價值鏈合作夥伴的影響
- 讓銀行做好應對數字化挑戰的準備
- 銀行在應對數字挑戰（包括金融科技）方面的優勢
- 數字化顛覆（包括金融科技）帶來的銀行利潤和風險
- 金融科技初創公司的退出

第 8 章數字產業和支付計劃

Google
Facebook
Apple
PayPal
Square
Bitcoin
SocietyOne
Amazon Payments
Stripe
Samsung Pay
Alibaba
Western Union
Amex, MasterCard and Visa
Lending Club
Financial Innovation Now
Stellar

第 9 章銀行舉措分析

Goldman Sachs
Barclays
Santander
HSBC
UBS
BBVA
Citi
American Express
Wells Fargo
JPMorgan Chase

第 10 章地方倡議

領先地區
- 美國
- 英國
新興地區
- 歐洲
- 亞洲
- 中東
- 澳大利亞
政府舉措

第 11 章金融科技案例研究

SocietyOne
Tyro Payments
Reinventure
Australasian Wealth Investments
Billfloat
L2C Inc
PayNearMe
Kabbage
欺詐檢測和預防
CashMetrics：財務管理服務
加強客戶支持
以數據為依據的客戶獲取
打擊洗錢

第 12 章金融科技公司和解決方案

主要公司的趨勢
Acorns
Addepar
Affirm
Algomi
Alphasense
Adyen
Avant
Betterment
Braintree
C2FO
Chain.com
Circleup
Credit Karma
Digit
Earnest
Equityzen
Estimize
Fundbox
Fundera
Fundrise
Hello Wallet
IEX
Kensho
Level Money
Learnvest
Money.net
Motif
Nav
Personal Capital
Plaid
Premise Data
Prosper
Quantopian
R3CEV
Ripple
Riskalyze
Robinhood
Simple
SOFI
Transferwise
Trueaccord
Trueex
Vouch
WealthFront
WorldRemit
XAPO
Xignite
Zenefits
ZestFinance
China Rapid Finance
Lufax
OnDeck
Dwolla
Moven
Ally
Capital One 360
Vanguard
Fidelity
Charles Schwab
Allstate
Oscar
Metromile
Azimo
Klarna
Number26
Atom Bank
LendingRobot
Coinbase
Angellist
Securekey
Kickstarter
CrowdCube

第 13 章結論和建議

關於發展健康金融科技生態系統的建議
對銀行和其他金融機構的建議
對金融科技公司的建議
對政府的建議
對投資界的建議

第 14 章附錄：過去的金融科技投資

全球金融科技投資
全球金融科技投資：按市場參與者分類
全球金融科技投資：按類別
全球金融科技投資：按細分市場
全球金融科技投資：按地區劃分
全球金融科技投資：按主要國家/地區分類
銀行業金融科技投資
金融科技相關的資本交易（投資/併購）

簡介目錄

Overview:

This report provides a comparative analysis between legacy financial systems and emerging FinTech solutions including disruption, potential benefits, and challenges. The report evaluates the evolving FinTech market ecosystem including start-ups, banks, investment companies, insurance companies, and non-financial organizations. The report analyzes the global impact of FinTech and the outlook for specific regions. The report provides forecasts for the period 2022 to 2027.

Select Report Findings

The global FinTech market will reach $225.1 billion by 2027, growing at 12.9% CAGR

The software segment the largest segment with 47% of the total global market share

The digital payments segment the largest solution with 94% of the total global market

USA, UK, China, Germany, and India are the largest countries in the global FinTech market

The Americas is the largest region with a 76% of the total global FinTech investment market

Financial Technology (FinTech) represents a combination of financial services with Information Technology (IT) that is disruptive to the incumbent financial system as it transforms financial services including enhancements to existing areas as well as entirely alternative solutions. For example, the legacy financial system is under serious threat from emerging technologies, such as blockchain, to eliminate the need for intermediary trust agents for payment clearing and settlements.

FinTech enabled services include peer-to-peer money transfers, lending services, online payments, and mobile payments. Financial organizations can develop solutions in-house, partner with FinTech solution providers, or acquire them. Apart from operational issues and/or user experiences, CAPEX and OPEX factors greatly impact these decisions.

There is a high degree of interest in FinTech from the investment community as well as major corporations such as Google, Intel, Salesforce, and many more. The banking industry is also starting to embrace FinTech solutions to establish distribution channels and to fend off competition from third parties.

Companies in Report:

Acorns
Addepar
Adyen
Affirm
Algomi
Alibaba
Allstate
Ally
Alphasense
Amazon Payments
American Express
Amex, MasterCard and Visa
Angellist
Apple
Atom Bank
Australasian Wealth Investments
Avant
Azimo
Barclays
BBVA
Betterment
Billfloat
Bitcoin
Braintree
C2FO
Capital One 360
Chain.com
Charles Schwab
China Rapid Finance
Circleup
Citi
Coinbase
Credit Karma
CrowdCube
Digit
Dwolla
Earnest
Equityzen
Estimize
Facebook
Fidelity
Financial Innovation Now
Fundbox
Fundera
Fundrise
Goldman Sachs
Google
HelloWallet
HSBC
IEX
JPMorgan Chase
Kabbage
Kensho

Kickstarter
Klarna
L2C Inc
Learnvest
Lending Club
LendingRobot
Level Money
Lufax
Metromile
Money.net
Motif
Moven
Nav
Number26
OnDeck
Oscar
PayNearMe
PayPal
Personal Capital
Plaid
Premise Data
Prosper
Quantopian
R3CEV
Reinventure
Ripple
Riskalyze
Robinhood
Samsung Pay
Santander
Securekey
Simple
SocietyOne
SOFI
Square
Stellar
Stripe
Transferwise
Trueaccord
Trueex
Tyro Payments
UBS
Vanguard
Vouch
WealthFront
Wells Fargo
Western Union
WorldRemit
XAPO
Xignite
Zenefits
ZestFinance

1. Executive Summary

2. FinTech Market Overview

2.1. Financial Technology
2.2. The Impetus for FinTech
2.3. FinTech Landscape
2.4. FinTech Company Types
- 2.4.1. Money Transfer
- 2.4.2. Equity Funding
- 2.4.3. P2P Lending
- 2.4.4. Mobile Payments
- 2.4.5. Trading Platforms
- 2.4.6. Other Services
2.5. FinTech Categories
- 2.5.1. Digital Payments
- 2.5.2. Business Finance
- 2.5.3. Consumer Finance

3. FinTech and Big Data

3.1. Current State of Big Data in FinTech
3.2. FinTech Big Data Initiatives
- 3.2.1. FinTech CRM and Real-time Response
- 3.2.2. FinTech and Predictive Analysis of Customer Behavior
- 3.2.3. FinTech and Mass Customization
- 3.2.4. FinTech and Fraud Prevention
3.3. FinTech Big Data Market Opportunity: Streaming Data in Finance

4. FinTech Ecosystem

4.1. Hardware and Infrastructure
4.2. Financial Institutions
4.3. Government
4.4. Entrepreneurs
4.5. Application Providers
4.6. Consulting and Service Providers
4.7. Security Solutions Providers
4.8. Cloud and Big Data Analytics Providers
4.9. Investment Groups
4.10. Social Network
4.11. B2B2C Distribution Channel
4.12. Cash-in/out Mechanisms
4.13. Business Models
4.14. Collaborative Innovation
4.15. Crowdfunding Platforms
4.16. Competitive Landscape: Banks vs. OTT Players

5. FinTech Market Drivers

5.1. Digitization in Traditional Banking Sector
5.2. Algo Banking
5.3. Rise of Mobile Banking
5.4. Rise of the FinTech Start-Up Ecosystem
5.5. Rise of Data-Driven Banking
5.6. Rise of the Crowdfunding Economy
5.7. Rise of Web-Based Financial Services
5.8. Growing Adoption of Non-Bank Option to Manage Money
5.9. Use of Machine Learning and Big Data to Control Payment Fraud
5.10. Increasing Patterns of M&A Transactions
5.11. Changing Patterns of Consumer Behavior
5.12. Blockchain Technology
5.13. Rise of E-commerce
5.14. Rise of mPoS Payments

6. FinTech Market Challenges

7. FinTech Market Outlook and Forecasts 2022-2027

7.1. FinTech Investment Outlook 2022-2027
- 7.1.1. Global Bank IT Investment
- 7.1.2. Global FinTech Investments
- 7.1.3. Global FinTech Investment in Software, Hardware, Security and Consulting
- 7.1.4. Global FinTech Investment: Retail vs. Business Finance
- 7.1.5. Global FinTech Market by Region
- 7.1.6. Global Banking Internal FinTech Investment
- 7.1.7. Global FinTech Deals 2022-2027
- 7.1.8. Global FinTech Funding by Investor Type
7.2. FinTech Users 2022-2027
- 7.2.1. Global FinTech Users
- 7.2.2. Global FinTech Users by Usage Category
- 7.2.3. Global FinTech Users by Income Bracket
- 7.2.4. Global FinTech Users by Age Group
- 7.2.5. FinTech Users by Geographic Region
- 7.2.6. FinTech Adoption of Digitally Active Users
- 7.2.7. Reason for FinTech Popularity
- 7.2.8. FinTech Usage Growth Obstacles
7.3. FinTech Market Dynamics
- 7.3.1. Impact of FinTech on Bank and Value Chain Partners
- 7.3.2. Bank Readiness to Address Digital Challenges
- 7.3.3. Bank Strength to Combat Digital Challenges including FinTech
- 7.3.4. Global Bank Revenue Risk from Digital Disruption including FinTech
- 7.3.5. FinTech Start-up Exits

8. Digital Industry and Payment Initiatives

8.1. Google
8.2. Facebook
8.3. Apple
8.4. PayPal
8.5. Square
8.6. Bitcoin
8.7. SocietyOne
8.8. Amazon Payments
8.9. Stripe
8.10. Samsung Pay
8.11. Alibaba
8.12. Western Union
8.13. Amex, MasterCard and Visa
8.14. Lending Club
8.15. Financial Innovation Now
8.16. Stellar

9. Bank Initiative Analysis

9.1. Goldman Sachs
9.2. Barclays
9.3. Santander
9.4. HSBC
9.5. UBS
9.6. BBVA
9.7. Citi
9.8. American Express
9.9. Wells Fargo
9.10. JPMorgan Chase

10. Regional Initiatives

10.1. Pioneer Zone
- 10.1.1. USA
  - 10.1.1.1. Silicon Valley
  - 10.1.1.2. New York
- 10.1.2. UK
  - 10.1.2.1. London
10.2. Emerging Areas
- 10.2.1. Europe
  - 10.2.1.1. Dublin
  - 10.2.1.2. Berlin
- 10.2.2. Asia
  - 10.2.2.1. Singapore
  - 10.2.2.2. Hong Kong
- 10.2.3. Middle East
  - 10.2.3.1. Tel Aviv
- 10.2.4. Australia
10.3. Government Initiatives

11. FinTech Case Studies

11.1. SocietyOne
11.2. Tyro Payments
11.3. Reinventure
11.4. Australasian Wealth Investments
11.5. Billfloat
11.6. L2C Inc
11.7. PayNearMe
11.8. Kabbage
11.9. Fraud Detection and Prevention
11.10. CashMetrics: Finance Management Service
11.11. Enhancing Customer Support
11.12. Data-Driven Client Acquisition
11.13. Fighting Against Money Laundering

12. FinTech Companies and Solutions

12.1. Developments with Select Players
12.2. Acorns
12.3. Addepar
12.4. Affirm
12.5. Algomi
12.6. Alphasense
12.7. Adyen
12.8. Avant
12.9. Betterment
12.10. Braintree
12.11. C2FO
12.12. Chain.com
12.13. Circleup
12.14. Credit Karma
12.15. Digit
12.16. Earnest
12.17. Equityzen
12.18. Estimize
12.19. Fundbox
12.20. Fundera
12.21. Fundrise
12.22. Hello Wallet
12.23. IEX
12.24. Kensho
12.25. Level Money
12.26. Learnvest
12.27. Money.net
12.28. Motif
12.29. Nav
12.30. Personal Capital
12.31. Plaid
12.32. Premise Data
12.33. Prosper
12.34. Quantopian
12.35. R3CEV
12.36. Ripple
12.37. Riskalyze
12.38. Robinhood
12.39. Simple
12.40. SOFI
12.41. Transferwise
12.42. Trueaccord
12.43. Trueex
12.44. Vouch
12.45. WealthFront
12.46. WorldRemit
12.47. XAPO
12.48. Xignite
12.49. Zenefits
12.50. ZestFinance
12.51. China Rapid Finance
12.52. Lufax
12.53. OnDeck
12.54. Dwolla
12.55. Moven
12.56. Ally
12.57. Capital One 360
12.58. Vanguard
12.59. Fidelity
12.60. Charles Schwab
12.61. Allstate
12.62. Oscar
12.63. Metromile
12.64. Azimo
12.65. Klarna
12.66. Number26
12.67. Atom Bank
12.68. LendingRobot
12.69. Coinbase
12.70. Angellist
12.71. Securekey
12.72. Kickstarter
12.73. CrowdCube

13. Conclusions and Recommendations

13.1. Recommendations to Develop Sound FinTech Ecosystem
- 13.1.1. Supportive Business Market
- 13.1.2. Strong Regulatory and Government Support
- 13.1.3. Adequate Access to Capital and Funding at Every Stage of Business
- 13.1.4. Focus on Creating Financial Expertise Locally
13.2. Recommendations for Banks and Other Financial Institutions
13.3. Recommendations for FinTech Companies
13.4. Recommendations for Government
13.5. Recommendations for Investment Community