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市場調查報告書

信用卡市場資料冊 (第二部分、2021年) :消費行為,盈利,經濟大國

The 2021 Credit Card Data Book Part Two: Consumer Behaviors, Profitability, and the Larger Economy

出版商 Mercator Advisory Group, Inc. 商品編碼 997382
出版日期 內容資訊 英文 17 Pages, 8 Exhibits
商品交期: 最快1-2個工作天內
價格
信用卡市場資料冊 (第二部分、2021年) :消費行為,盈利,經濟大國 The 2021 Credit Card Data Book Part Two: Consumer Behaviors, Profitability, and the Larger Economy
出版日期: 2021年03月30日內容資訊: 英文 17 Pages, 8 Exhibits
簡介

信用卡市場資料冊 (第一部分、2021年) ,識別了關於信用卡產業的重要內部趨勢。即使有幾個徵兆,產業也避免了大災難。

本報告 (第二部分、2021年) ,驗證影響信用產業復甦的外部要素。尤其以失業率,疫苗接種的配合措施,汽車、房屋抵押貸款、學生貸款產業的發展,對信用產業的未來的影響相關資料為焦點。

刊載企業: Black Knight,Federal Reserve System,FICO

內容的一個例子:

調查的重點:

  • 值得注意的主要產業指標
  • 隨著失業的發展 ,信用產業也緊隨其後
  • 汽車、房屋抵押貸款、學生貸款產業的發展
  • 總資產報酬率(ROA)降低
  • 利率停頓
  • 消費者對信用額度不感興趣,貸方對貸款嚴格
目錄

External factors will shape dynamics in the credit card industry as COVID-19 subsides.

Mercator Advisory Group updates annual Credit Card Data Book with projections through 2023 in part two of The 2021 Credit Card Data Book Report.

In part one of the 2021 Credit Card Data Book report, Mercator Advisory Group identified the important internal dynamics in the credit card industry, noting that, while there are some warning signs, the industry avoided a catastrophe. In Mercator's follow-up report, “The 2021 Credit Card Data Book Part Two: Consumer Behaviors, Profitability, and the Larger Economy ”, the external factors that are influencing how the credit industry will recover are examined. In particular, the report focuses on how unemployment rates, vaccination efforts, and developments in the auto, mortgage, and student loan industries will impact the near future of the credit industry.

"As last year demonstrated, external factors can have a significant impact on the credit card industry," comments Brian Riley , Director, Credit Advisory Service, at Mercator Advisory Group, co-author of this research report. "The pandemic is still ongoing, so it remains the most important variable in determining how the economy will recover and how the credit card industry will fare in the future," Riley continues. "How well the credit industry does in 2021 will be largely tied to how quickly the unemployment rate continues to drop. If the drop in unemployment rates stalls, economic conditions would worsen, leading to rises in charge-offs, foreclosures, and bankruptcies. However, barring setbacks on the vaccine front, we anticipate unemployment will continue to drop as normalcy is restored," concludes Riley.

This document contains 17 pages and 8 exhibits .

Companies and other organizations mentioned in this research report include: Black Knight, Federal Reserve System, and FICO.

One of the exhibits included in this report:

Highlights of the research report include:

  • Key industry metrics to watch in 2021
  • Where unemployment goes, the credit industry follows
  • Developments to keep track of in the auto, mortgage, and student loan industries
  • Return on Assets (ROA) is dropping
  • Interest rates stagnate
  • Consumers are less interested in credit lines, lenders are more strict in lending