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信用卡債權回收:安全堅固的卡組合管理的基礎

Credit Card Collections: The Foundation for Safe and Sound Card Portfolio Management

出版商 Mercator Advisory Group, Inc. 商品編碼 918428
出版日期 內容資訊 英文 17 Pages
商品交期: 最快1-2個工作天內
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信用卡債權回收:安全堅固的卡組合管理的基礎 Credit Card Collections: The Foundation for Safe and Sound Card Portfolio Management
出版日期: 2019年12月11日內容資訊: 英文 17 Pages
簡介

本報告提供信用卡拖延的各階段的債權回收業務調查其改善策略,美國的旋轉債務估計,信用卡的平均負債額,信用卡拖延趨勢,技術的重要性,第三方資源的利用,主要的回收系統等彙整資料。

調查內容的亮點

  • 美國的旋轉債務估計
  • 平均信用卡負債額
  • 信用卡拖延趨勢
  • 技術的重要性、流程的推動
  • 賒銷年齡策略
  • 第三方資源的利用
  • 主要的回收系統

刊載企業、組織

  • ACI Worldwide
  • A.R.M Solutions
  • CGI
  • Equifax
  • Experian
  • edgeverve
  • FICO
  • Infosys
  • Lending Solutions
  • SkyCom
  • TransUnion
目錄

A new research report from Mercator Advisory Group focuses on strategies to improve credit card collection at each stage of credit card delinquency.

Mercator Advisory Group released its latest research report, Credit Card Collections: The Foundation for Safe and Sound Card Portfolio Management. The report, the second in a series of three on collections, explains the importance of preparing collections operations for the next economic cycle, a downturn that is long overdue. It also gives an overview of the U.S. revolving debt market and defines strategies for each stage of credit card delinquency.

This report complements an earlier report on back-end collections, Credit Card Charge-Off Collections Takes Brains not Brawn. The pair give credit card managers a comprehensive view of credit card collections from cradle to grave. A forthcoming report in early 2020 will discuss underlying technologies that support this market space and will compare the vendors listed in this report.

“The U.S. market is long overdue for a recession. Unemployment levels are low, gasoline is cheap, inflation is at bay, but the indicators have been good for too long,” comments the author of the research report, Brian Riley, Director, Credit Advisory Service at Mercator Advisory Group. “Experience shows that the best time to hone collections is when times are good. It is much better to test strategies when you don't need to than have to react as the economy shifts.”

This document contains 17 pages and 10 exhibits.

Companies and other organizations mentioned in this research report include: ACI Worldwide, A.R.M Solutions, CGI, Equifax, Experian, edgeverve, FICO, Infosys, Lending Solutions, SkyCom, TransUnion.

One of the exhibits included in this report:

Highlights of the research report include:

  • Revolving debt estimates, U.S. market
  • Average credit card debt volumes
  • Credit card delinquency trends
  • The importance of technology and how it needs to drive the process
  • Collection aging strategies
  • Using third-party resources to manage overflow and diversion
  • Top collection systems
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