The Blurred Lines Between Debit and Prepaid Cards
|出版商||Mercator Advisory Group, Inc.||商品編碼||757814|
|出版日期||內容資訊||英文 16 Pages
|轉帳卡&儲值卡:境界的模糊化 The Blurred Lines Between Debit and Prepaid Cards|
|出版日期: 2018年12月17日||內容資訊: 英文 16 Pages||
本報告提供可補充資金的通用型儲值卡 (GPR卡) 和轉帳卡的差異調查，法律規章上的差異，儲值卡及轉帳卡的市場規模，影響因素，主要卡、主要戶頭的特徵及功能性，銀行業務及付款技術的創新中GPR卡的到目前為止與的角色與今後所扮演的角色等相關彙整。
Debit and prepaid cards: are there any remaining differences?
Mercator Advisory Group releases new research comparing general purpose reloadable prepaid cards with debit cards and analyzing the subtle product differences.
General purpose reloadable (GPR) prepaid cards and entry-level checking accounts have both evolved to a point where product features and functionality of the two are nearly indistinguishable between the two. A new research report from Mercator Advisory Group titled, The Blurred Lines Between Debit and Prepaid Cards considers the differences between the two products and why providers and users might favor one over the other.
"At first glance, prepaid and debit appear so similar that one could conclude that the payments industry took two separate paths to end up with the same product. Initially prepaid product providers were developing solutions to offer users a bankcard-like product. Now financial institutions are seeing inspiration in GPR card attributes, comments Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group and co-author of the report.
Companies mentioned in this report include: Ace Cash Express, American Express, Bancorp Bank, Bank of America, Chase Bank, Citi Bank, Green Dot, InComm, Mastercard, Meta Bank, Netspend, PayPal, Square, U.S. Bank, Visa, Walmart, and Wells Fargo.