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市場調查報告書

轉帳卡&儲值卡:境界的模糊化

The Blurred Lines Between Debit and Prepaid Cards

出版商 Mercator Advisory Group, Inc. 商品編碼 757814
出版日期 內容資訊 英文 16 Pages
商品交期: 最快1-2個工作天內
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轉帳卡&儲值卡:境界的模糊化 The Blurred Lines Between Debit and Prepaid Cards
出版日期: 2018年12月17日內容資訊: 英文 16 Pages
簡介

本報告提供可補充資金的通用型儲值卡 (GPR卡) 和轉帳卡的差異調查,法律規章上的差異,儲值卡及轉帳卡的市場規模,影響因素,主要卡、主要戶頭的特徵及功能性,銀行業務及付款技術的創新中GPR卡的到目前為止與的角色與今後所扮演的角色等相關彙整。

調查亮點

  • 轉帳卡和GPR卡的法律規章上的差異比較
  • 預付&轉帳卡市場規模、美國的銀行帳戶非擁有者數的減少趨勢
  • 特徵、功能性的檢討:主要GPR卡及美國主要5行的入門級活期存款戶頭
  • 銀行業務及付款技術的創新中GPR卡所扮演的角色

刊載企業

  • Ace Cash Express
  • American Express
  • Bancorp Bank
  • Bank of America
  • Chase Bank
  • Citi Bank
  • Green Dot
  • InComm
  • Mastercard
  • Meta Bank
  • Netspend
  • PayPal
  • Square
  • U.S. Bank
  • Visa
  • Walmart
  • Wells Fargo
目錄

Debit and prepaid cards: are there any remaining differences?

Mercator Advisory Group releases new research comparing general purpose reloadable prepaid cards with debit cards and analyzing the subtle product differences.

General purpose reloadable (GPR) prepaid cards and entry-level checking accounts have both evolved to a point where product features and functionality of the two are nearly indistinguishable between the two. A new research report from Mercator Advisory Group titled, The Blurred Lines Between Debit and Prepaid Cards considers the differences between the two products and why providers and users might favor one over the other.

"At first glance, prepaid and debit appear so similar that one could conclude that the payments industry took two separate paths to end up with the same product. Initially prepaid product providers were developing solutions to offer users a bankcard-like product. Now financial institutions are seeing inspiration in GPR card attributes, comments Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group and co-author of the report.

This research report has 16 pages and 8 exhibits.

Companies mentioned in this report include: Ace Cash Express, American Express, Bancorp Bank, Bank of America, Chase Bank, Citi Bank, Green Dot, InComm, Mastercard, Meta Bank, Netspend, PayPal, Square, U.S. Bank, Visa, Walmart, and Wells Fargo.

One of the exhibits included in this report:

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Highlights of the research report include:

  • A comparison of some of the regulatory differences between debit and GPR cards.
  • Market sizing for prepaid and debit, including a look at the decline in the unbanked population in the U.S.
  • Review of the features and functionality of leading GPR cards and entry level checking accounts from five U.S. banks.
  • The role that GPR cards have and continue to play in banking and payments innovation.
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