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市場調查報告書

美國的抵押信用卡市場分析、預測:有可靠性的金融商品的再生

U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past

出版商 Mercator Advisory Group, Inc. 商品編碼 714009
出版日期 內容資訊 英文 18 Pages, 9 Exhibits
商品交期: 最快1-2個工作天內
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美國的抵押信用卡市場分析、預測:有可靠性的金融商品的再生 U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past
出版日期: 2018年09月28日內容資訊: 英文 18 Pages, 9 Exhibits
簡介

本報告提供美國的抵押信用卡的市場調查,從過去的負的方面到健全化的過程,美國的卡片所有者的人口統計資料,主要的發行業者的簡介,風險與市場機會,運用技術趨勢等資料彙整。

調查亮點

  • 抵押卡產品的過程
  • 美國的抵押信用卡市場:人口統計
  • 主要的抵押信用卡發行業者
  • 風險與市場機會
  • 運用技術

刊載企業

  • American Express
  • Bank of America
  • Barclays
  • Capital Bank
  • Capital One
  • Chase
  • Chevron Credit Union
  • Citi
  • Digital Credit Union
  • Discover
  • FICO
  • First Progress
  • Fiserv
  • General Electric Credit Union
  • Green Dot
  • Mastercard
  • Merrick Bank
  • Navy Federal Credit Union
  • NIH Credit Union
  • Open Sky
  • Synovus
  • US Bank
  • USAA
  • Visa
目錄

Secured credit cards, a product tainted by opportunistic marketers before the turn of the 21st century benefited from transparency and disclosure requirements mandated by the Credit Card Accountability Responsibility and Disclosures Act of 2009 (CARD Act). Today, top credit card issuing banks, specialty nonprime issuers, and credit unions serve the market with fair interest rates and payment terms. Prospective cardholders can qualify for the product at institutions including Bank of America, Citi, Discover, Green Dot, US Bank, and USAA for deposit balances well under $500.

Mercator Advisory Group's latest research reporte, U.S. Secured Credit Cards Market Forecast, 2017-2021: A Credible Product with a Dark Past, provides a view of this market of 5 million cardholders and gives a detailed view of the issuing landscape.

"Secured cards used to represent the dark side of the credit card business, with gouging fees and deceptive 900-carrier billing numbers," comments Brian Riley, Director, Credit Advisory at Mercator Advisory Group, and the author of the research report. "Since the CARD Act cleaned up deceptive practices and unconscionable lenders, secured cards offer a mutually beneficial proposition for issuers and credit-impaired consumers. Issuers can increase their interest and non-interest revenue and also nurture pathways to other products. Consumers who either are recovering from a household financial crisis or do not have established credit have the opportunity to be included in mainstream financial services."

This document contains 18 pages and 9 exhibits.

Companies mentioned in this research report include: American Express, Bank of America, Barclays, Capital Bank, Capital One, Chase, Chevron Credit Union, Citi, Digital Credit Union, Discover, FICO, First Progress, Fiserv, General Electric Credit Union, Green Dot, Mastercard, Merrick Bank, Navy Federal Credit Union, NIH Credit Union, Open Sky, Synovus, US Bank, USAA, and Visa.

One of the exhibits included in this report: Highlights of the research report include:

  • How the secure card product evolved
  • Demographics of the secured card product market in the U.S.
  • Selected secured card issuers
  • Segment risks and opportunities
  • Operating technologies

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Highlights of the research report include:

  • How the secure card product evolved
  • Demographics of the secured card product market in the U.S.
  • Selected secured card issuers
  • Segment risks and opportunities
  • Operating technologies
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