分離 (非連動) 型扣款:是大規模引進的開端嗎？
Decoupled Debit: The Start of Mainstream Adoption?
|出版商||Mercator Advisory Group, Inc.||商品編碼||462458|
|出版日期||內容資訊||英文 14 Pages
|分離 (非連動) 型扣款:是大規模引進的開端嗎？ Decoupled Debit: The Start of Mainstream Adoption?|
|出版日期: 2017年03月09日||內容資訊: 英文 14 Pages||
本報告提供從消費者的活期存款戶頭直接支付的分離 (非連動) 型扣款的市場調查，目前美國市場狀況，市場規模，現行計劃，EU的配合措施，成長機會及成長推動因素分析等彙整資料。
Decoupled debit, a payment form that lets consumers pay for purchases directly from their checking accounts, has been quietly and slowly gathering users where meaningful rewards are a part of the offering. It is a payment form that allows merchants to circumvent the card networks for a less expensive payment transaction.
Mercator Advisory Group's new report Decoupled Debit: The Start of Mainstream Adoption? provides an understanding of the current decoupled debit market in the U.S. and how it works, why the current payment industry environment may foster more decoupled debit programs, indicators that decoupled debit may be gaining popularity and thus threatening bank-based debit, and the revised Payment Services Directive (PSD2) in the European Union.
"Decoupled debit is a payments product to watch for future development and growth. It offers merchants most of the benefits they seek in a payment-namely, independence from the card networks, less expensive transaction processing costs, a platform to extend rewards, and less fraud than traditional card transactions," commented Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group and author of the report.
Companies mentioned in this report include : First Data, MasterCard, Target, VocaLink, and ZipLine.