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分離 (非連動) 型扣款:是大規模引進的開端嗎?

Decoupled Debit: The Start of Mainstream Adoption?

出版商 Mercator Advisory Group, Inc. 商品編碼 462458
出版日期 內容資訊 英文 14 Pages
商品交期: 最快1-2個工作天內
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分離 (非連動) 型扣款:是大規模引進的開端嗎? Decoupled Debit: The Start of Mainstream Adoption?
出版日期: 2017年03月09日 內容資訊: 英文 14 Pages

本報告提供從消費者的活期存款戶頭直接支付的分離 (非連動) 型扣款的市場調查,目前美國市場狀況,市場規模,現行計劃,EU的配合措施,成長機會及成長推動因素分析等彙整資料。


  • 目前市場規模
  • 現行的分離 (非連動) 型計劃
  • EU的分離 (非連動) 型扣款
  • 產品的課題
  • 提供成長機會的市場因素


  • First Data
  • MasterCard
  • Target
  • VocaLink
  • ZipLine

Decoupled debit, a payment form that lets consumers pay for purchases directly from their checking accounts, has been quietly and slowly gathering users where meaningful rewards are a part of the offering. It is a payment form that allows merchants to circumvent the card networks for a less expensive payment transaction.

Mercator Advisory Group's new report Decoupled Debit: The Start of Mainstream Adoption? provides an understanding of the current decoupled debit market in the U.S. and how it works, why the current payment industry environment may foster more decoupled debit programs, indicators that decoupled debit may be gaining popularity and thus threatening bank-based debit, and the revised Payment Services Directive (PSD2) in the European Union.

"Decoupled debit is a payments product to watch for future development and growth. It offers merchants most of the benefits they seek in a payment-namely, independence from the card networks, less expensive transaction processing costs, a platform to extend rewards, and less fraud than traditional card transactions," commented Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group and author of the report.

This report has 14 pages and 3 exhibits.

Companies mentioned in this report include : First Data, MasterCard, Target, VocaLink, and ZipLine.

One of the exhibits included in this report:


Highlights of the report include:

  • Current market sizing
  • A look at current decoupled programs
  • Decoupled debit in the European Union
  • Product challenges
  • Market forces that are providing growth opportunities
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