A Rose by Any Other NameA Rose by Any Other Name: What's the Difference Between Debit and Prepaid?
|出版商||Mercator Advisory Group, Inc.||商品編碼||436083|
|金融商品的設計:扣款和預付的差異是什麼？ A Rose by Any Other NameA Rose by Any Other Name: What's the Difference Between Debit and Prepaid?|
|出版日期: 2017年02月06日||內容資訊: 英文||
Debit versus Prepaid: What account structure makes more sense for providers?
New research from Mercator Advisory Group shows payments providers how to select an account structure for deposit products. providers how to select an account structure for deposit products.
The new report titled ‘A Rose by Any Other Name: What's the Difference Between Debit and Prepaid? ’ presents an analysis of the factors that financial services providers need to consider when deciding on an account structure for new products. Recent industry developments have made debit and prepaid accounts seem a lot like each other. While there are some commonalities, significant differences remain that can lead to one account structure being superior to another depending on the goals of the product being designed.
Mercator Advisory Group's research report identifies key factors that need to be considered when designing a new product. The customer needs, economics, infrastructure, and regulations will all influence which type of account structure makes sense for a new product.
"Prepaid and debit accounts both offer advantages and disadvantages for financial services providers, so understanding the key decision points can lead product designers to the most profitable configuration, " Ben Jackson, director of Mercator Advisory Group's Prepaid Advisory Service, and coauthor of the report, comments.
Companies mentioned in the report include: Chase, ChexSystem, NetSpend, and TSYS.
Members of Mercator Advisory Group's Debit Advisory Service and Prepaid Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access, and other membership benefits.