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市場調查報告書
商品編碼
1019442

美國借記卡市場年度回顧:前所未有的兩位數增長

2021 Annual U.S. Debit Card Market Data Review: Unprecedented Double-Digit Growth

出版日期: | 出版商: Mercator Advisory Group, Inc. | 英文 16 Pages, 8 Exhibits | 商品交期: 最快1-2個工作天內

價格
  • 全貌
  • 簡介
  • 目錄
簡介

借記卡繼續以創紀錄的兩位數增長。

在美國,由於慷慨的政府福利以及消費者支付方式從支票、現金和信用卡的轉變,借記卡支出增加了 14%。借記卡發行商不僅從中受益,而且信用卡交易的處理成本幾乎總是比借記卡更昂貴,這對商家產生了積極影響。由於與金融科技的競爭和法規的變化,借記卡發行商預計將面臨艱難的戰鬥。

在這份報告中,我們調查了美國借記卡市場,並分析了借記卡使用趨勢、增長趨勢、與信用卡使用量減少的比較分析、非接觸式卡交易趨勢以及非接觸式卡使用情況的詳細信息。總結借記卡增長預測、短期影響因素等。

報告亮點

  • 借記卡購買次數和總交易金額的變化
  • 借記卡增長與近期信用卡使用量下降的比較
  • Neobank 和 Channelanger 銀行推動卡賬戶持續增長
  • 無卡交易增加
  • 非接觸卡使用說明
  • 3年借記卡增長預測及短期影響因素
  • 發行人重點投資借記卡的領域
目錄

Debit card growth continues at a record double-digit pace.

Mercator Advisory Group releases new research tracking the strong debit card volume growth and provides a near-term forecast for the U.S. market.

Dollar volume spent on debit cards in the U.S. rose by 14% as a result of generous government benefits and a change in consumers' payment preferences that shifted away from checks, cash, and credit cards. This and other aspects of the current market for debit cards are reviewed in Mercator Advisory Group's report, 2021 Annual U.S. Debit Card Market Data Review: Unprecedented Double-Digit Growth.

"This past year the market experienced a unique environment where consumers sharply shifted their payments towards the use of debit cards and because some of this shift came at the expense of credit cards, this was positive for debit issuers and, at the same time, positive for merchants as credit card transactions are nearly always more expensive to process than debit cards. Issuers are interested in encouraging the continued top-of-wallet position that debit cards have achieved, but competition from fintechs plus likely regulatory changes will make this an uphill battle," comments Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group and author of the report.

This report has 16 pages and 8 exhibits.

Companies mentioned in this report include: Mastercard, Pulse, Star, Visa.

Highlights of the report include:

  • Historic look at debit card purchase volumes and transaction totals for 2015-2020
  • Comparison of debit's growth with the recent decline of credit card use
  • The continued growth of card accounts driven in part by neo and challenger banks
  • The growth of card-not-present activity
  • Commentary on the use of contactless
  • A three-year forecast of debit's projected growth and the near-term influences that affect the forecast
  • Where issuers are focusing their current investments in debit