市場調查報告書
商品編碼
1150089
全球金融雲市場規模、份額和行業趨勢分析報告:按產品、部署、最終用途、組織規模(大型與中小企業)、應用、區域展望和預測,2022-2028 年Global Finance Cloud Market Size, Share & Industry Trends Analysis Report By Offering, By Deployment, By End-use, By Organization Size (Large Enterprises and Small & Medium Enterprises ), By Application, By Regional Outlook and Forecast, 2022 - 2028 |
到 2028 年,全球金融雲市場規模預計將達到 688 億美元,預測期內復合年增長率為 20.5%。
脫節的系統會導致團隊溝通不暢、浪費時間和資源,以及容易出現人為錯誤的繁瑣程序。通過雲管理組織的財務計劃稱為雲財務管理。 Cloud Financial Management 為組織和財務團隊提供了一個由互連解決方案組成的生態系統,用於賬戶管理、財務報告、支付處理、薪資管理和預算編制。
數據在線,隨時隨地查看。相比之下,本地 ERP 系統比雲財務管理軟件更昂貴。沒有安裝費、持續成本或支持費。基於訂閱的定價還可以幫助用戶預測成本和管理現金流。
COVID-19 影響分析
COVID-19 大流行也對雲金融領域產生了積極影響。金融行業從根本上改變了現有的經營戰略,升級了現有的產品線,以更經濟、更高效的方式調整了公司業績。銀行和其他金融機構已更廣泛地採用雲,以在大流行期間保持內部運營高效。因此,在健康危機中,對金融雲的需求顯著增加。
市場增長因素
對運營效率和透明度的需求不斷增長
傳統上,許多公司將時間和精力花在製定決策和傳達公司信息上。成功的組織不斷尋找新系統以更好地為客戶服務並增加利潤率。雲解決方案現已成為為金融機構提供強大基礎和信息骨幹的重要平台。許多金融機構結合使用公有雲和私有雲來處理後台操作、支付和信用風險監控等關鍵操作。
發展中國家越來越多地採用雲
雲計算服務市場在印度、中國、巴西和非洲等新興國家具有巨大的增長潛力。例如,監控和分析軟件提供商 ITRS Group Ltd. 在印度、中國、巴西和非洲等新興國家提供雲計算服務。由於這些國家欠發達且財政資源有限,他們需要具有成本效益的解決方案,從而增加了對雲技術的需求並降低了 IT 成本。畢竟,如果您的文件、程序和其他數據沒有安全地存儲在本地,您的公司肯定會受到保護。
市場製約因素
維護和投資成本增加
獲取和部署雲系統的初始成本很高。 IBM、SAP、甲骨文和微軟等國際軟件供應商對其產品收取過高的價格。此外,這些軟件公司提供的維護和支持服務也非常昂貴。維護和更新雲系統的年度成本包括內部成本(用戶教育、IT 工資、項目管理)、外部成本(IT 供應商和合同工)以及雲提供商的年度維護和支持費用。。
發售展望
金融雲市場根據提供形式分為解決方案和服務。解決方案部門在 2021 年的金融雲市場中佔據了最高的收入份額。這是因為用戶可以建立一個單一的客戶數據庫,並使用雲財務系統開始自動化計費、收入管理和其他關鍵財務程序。這是運行可盈利、可預測的業務並贏得忠實客戶的最有效方式。
部署展望
金融雲市場按功能分為公有雲、私有雲和混合雲。私有雲部分在 2021 年的金融雲市場中佔據了很大的收入份額。私有雲為用戶提供低成本的雲應用管理工具和服務,如數據存儲、安全、監控等。通過利用私有雲,組織可以利用雲計算的諸多優勢,同時保持控制、安全和定制。
組織規模展望
根據組織規模,財務雲市場分為大型企業和中小型企業 (SME)。 2021 年,中小企業 (SME) 細分市場將在金融雲市場中佔據相當大的收入份額。嚴格的法規遵從性、較低的 IT 基礎設施成本以及欺詐檢測和預防工具等因素預計將推動市場增長。基礎架構即服務、平台即服務和軟件即服務是嘈雜計算服務的示例。
應用展望
金融雲市場按應用細分為收入管理、財富管理、賬戶管理、客戶關係管理、財富管理等。財富管理板塊在 2021 年的金融雲市場中佔據了最高的收入份額。監管要求、財富代際轉移以及富裕人士和投資公司對雲技術不斷增長的需求正在推動該領域的市場擴張。
結束使用 Outlook
金融雲市場按最終用戶細分為銀行和金融服務以及保險。 2021 年,銀行和金融服務行業在金融雲市場中佔據了最大的收入份額。客戶獲取成本的下降、安全問題的增加以及對災難恢復的需求都被認為是這一細分市場崛起的原因。在採用雲時,銀行和其他金融機構正在與金融雲提供商合作。
區域展望
按地區劃分,分析了北美、歐洲、亞太地區和 LAMEA 的金融雲市場。 2021 年,北美部分在金融雲市場中的收入份額最高。隨著該地區強勁的經濟和不斷提高的互聯網普及率,北美擱淺的基礎設施正在向雲端遷移。此外,北美金融雲市場的增長主要得益於安全性和敏捷性的提高、資本支出 (CapEx) 的減少以及 IT 管理的簡化。
合作夥伴關係是市場進入者採取的主要策略。根據基數矩陣中的分析,微軟公司和谷歌有限責任公司是金融雲市場的先驅。 Amazon Web Services、IBM Corporation 和 SAP SE 等公司是金融雲市場的一些領先創新者。
The Global Finance Cloud Market size is expected to reach $68.8 billion by 2028, rising at a market growth of 20.5% CAGR during the forecast period.
An integrated platform is a Financial Services Cloud that was created to foster deeper client relationships that endure for generations. Financial Services Cloud, which is powered by Lightning, makes it simple for advisors to provide the tailored, proactive advice clients demand at a concierge level of service. Advisors can spend more time doing what they do best-providing comprehensive, goal-based advice that puts their customers at the center of everything they do-instead of spending more time gathering client information with the help of an improved set of productivity and engagement tools.
Any expanding business's modern finance staff is equipped with a range of potent software alternatives to handle the business's finances. They use a range of financial management tools to develop budgets, produce invoices, monitor all expenditures, approve purchase requests, and manage payments. Often, they are all separate on-premises systems that don't talk to one another.
A disjointed system results in severe team miscommunication, catastrophic time and resource waste, and a cumbersome procedure with lots of room for human mistakes. The management of an organization's financial planning via the cloud is known as cloud financial management. It provides organizations and finance teams with an ecosystem of interconnected solutions for account management, financial report creation, payment processing, payroll administration, and budget management.
The data can be viewed from anywhere at any time because it is available online. Comparatively speaking, on-premise ERP systems are more expensive than cloud financial management software. There are no setup fees, ongoing costs, or support costs. Users can anticipate costs because of the subscription-based pricing model, which makes it easier for the user to manage their cash flow.
COVID-19 Impact Analysis
The COVID-19 pandemic had a favorable effect on the cloud-finance sector. The financial industry has fundamentally altered its current business strategy, upgrading the current product lines and adjusting company performance with a more economical and efficient approach. Banks and other financial institutions have adopted the cloud much more widely to maintain efficient internal operations in the event of a pandemic. As a result, amid the health crisis, there has been a considerable surge in demand for finance cloud.
Market Growth Factors
The Growing Demand For Operational Efficiency And Transparency
The majority of organizations traditionally devote time and energy to making decisions and delivering company information. Successful organizations are always looking for new systems to better serve their customers and boost their profit margins. Cloud solutions are currently key platforms that provide financial companies with a strong foundation and informational backbone. Many financial institutions handle back-office tasks and essential business activities like payments and credit risk monitoring utilizing a mixed blend of public and private clouds.
An Increase In Developing-Region Cloud Adoption
The market for cloud computing services has great potential to grow in emerging economies like India, China, Brazil, and Africa. For instance, the monitoring and analytics software provider ITRS Group Ltd. Since these nations are developing and have limited financial resources, they require cost-effective solutions, which increase demand for cloud technology and lower IT costs. After all, businesses can be sure that files, programs, and other data are protected if they are not housed securely onsite.
Market Restraining Factors
Increased Maintenance & Investment Costs
The cost of acquiring and implementing a cloud system is high at first. International software providers including IBM Corp., SAP, Oracle, and Microsoft demand exorbitant prices for their products. Additionally, the maintenance and support services provided by these software companies are very expensive. The overall annual cost of upkeep and updating the cloud system consists of internal expenses (user training, IT wages, and project management), external expenses (IT vendors and contractors), and annual maintenance and support fees paid to cloud suppliers.
Offering Outlook
By offering, the Finance Cloud Market is bifurcated into Solution and Services. The solution segment acquired the highest revenue share in the finance cloud market in 2021. It is because the user can build a single client database and begin automating billing, revenue management, and other essential financial procedures using a cloud financing system. It is the most effective technique to carry out profitable and predictable operations and wins loyal customers.
Deployment Outlook
By Functionality, the Finance Cloud Market is classified into Public, Private, and Hybrid. The private cloud segment registered a significant revenue share in the finance cloud market in 2021. The private cloud offers users low-cost management tools and services for cloud applications, including data storage, security, and monitoring. Organizations can take advantage of numerous cloud computing advantages while maintaining control, security, and customization by utilizing the private cloud.
Organization Size Outlook
Based on the Organization Size, the Finance Cloud Market is bifurcated into Large Enterprises and Small & Medium Enterprises (SMEs). The small & medium enterprise (SMEs) segment witnessed a substantial revenue share in the finance cloud market in 2021. Due to factors like strict regulatory compliance, lower IT infrastructure costs, and fraud detection and prevention tools, this market is expected to increase. Infrastructure as a service, platform as a service, and software as a service are examples of noisy computing services.
Application Outlook
On the basis of Application, the Finance Cloud Market is divided into Revenue Management, Wealth Management, Account Management, Customer Relationship Management, Asset Management, and Others. The wealth management segment procured the highest revenue share in the finance cloud market in 2021. Regulation requirements, shifting generational wealth, and rising demand for cloud technologies from wealth and investment companies are all contributing to the market expansion of this sector.
End-Use Outlook
By End-use, the Finance Cloud Market is classified into Banking & Financial Services, and Insurance. The banking & financial services segment garnered the largest revenue share in the finance cloud market in 2021. Reduced client acquisition costs, growing security concerns, and the necessity for disaster recovery are a few reasons for this market segment's rise. For the adoption of the cloud, banks and other financial institutions are working with finance cloud providers.
Regional Outlook
Region-wise, the Finance Cloud Market is analyzed across North America, Europe, Asia Pacific, and LAMEA. The north America segment acquired the highest revenue share in the finance cloud market in 2021. Due to the region's strong economy and increased internet penetration rates, isolated infrastructure has been migrated to the cloud in North America. The growth of the North American finance cloud market is also largely attributed to increased security and agility, decreased capital expenditure (CapEx), and simplified IT administration.
The major strategies followed by the market participants are Partnerships. Based on the Analysis presented in the Cardinal matrix; Microsoft Corporation and Google LLC are the forerunners in the Finance Cloud Market. Companies such Amazon Web Services, IBM Corporation, SAP SE are some of the key innovators in Finance Cloud Market.
The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include IBM Corporation, Google LLC, Microsoft Corporation, Oracle Corporation, SAP SE, Amazon Web Services, Inc., Cisco Systems, Inc., The Sage Group PLC, Acumatica, Inc., and Aryaka Networks, Inc.
Recent Strategies deployed in Finance Cloud Market
Partnerships, Collaborations and Agreements:
Aug-2022: IBM formed a partnership with VMware, an American cloud computing. Together the companies aimed to support global partners and customers to update mission-crucial workloads and expedite time to appreciate in hybrid cloud environments. Additionally, jointly companies are intending to help customers in regulated enterprises such as healthcare, financial services, and public sector oration the cost, intricacy, and hazard of modernizing and migrating mission-critical workloads in the cloud.
Jul-2022: Sage came into a partnership with Microsoft, an American multinational technology enterprise. This partnership aimed to combine Microsoft Business Products, such as Microsoft Teams and Microsoft 365, as ingrained services in Sage developments and the Sage Digital Network. Additionally, the partnership would streamline life for millions of SMBs, drawing friction and allowing them to complete real productivity gains.
Jul-2022: Acumatica came into a partnership with Shopify, a Canadian multinational e-commerce business. Through this partnership, Shopify would permit Acumatica to deliver customers with creative business management solutions that allow them to scale their online and in-store retail procedures. Moreover, Merchants can utilize Shopify's solution to address B2B and direct-to-consumer (DTC) stores in a single medium.
May-2022: Acumatica formed a partnership with Aarialife Technologies, a supreme cloud solution provider. Through this partnership, Acumatica functions with Aarialife in India due to long-time experience in effectively executing Cloud ERP-Solutions. Additionally, Acumatica is operating 100% through local members globally because regional knowledge of the finance, markets, and tax regulations and talking the local language is important for consumers.
Apr-2022: SAP partnered with Kyndryl, the world's largest IT infrastructure services supplier. This partnership would utilize SAP's Business Technology Platform (SAP BTP) and Kyndryl's in-depth expertise in data, artificial intelligence (AI), and cyber resiliency services to boost and allow a cost-effective path to the cloud for consumers. Additionally, new solutions would help consumers decipher their most difficult digital business transformation challenges.
Nov-2021: Google Cloud formed a partnership with CME Group, an American global markets company. Under this acquisition, companies aimed to bring together CME Group's best-in-class financial talent within Google Cloud's deep engineering expertise which would help boost technological invention in capital markets technology. Additionally, CME Group transfers to the cloud and changes how international derivatives markets work with technology.
Nov-2021: Amazon Web Services partnered with Nasdaq, an American stock exchange. Through this partnership, the companies aimed to develop the next era of cloud-enabled infrastructure for the global capital markets. Moreover, integrating Nasdaq's 50 years of experience in advanced technology for the capital industry with the reliability, proven security, and stability of the leading cloud would help joint consumers and Nasdaq resume expanding their companies and seamlessly transact billions of dollars in trades daily.
Apr-2021: SAP SE came into a partnership with Dediq, a private equity firm. Together, the companies aimed to administer the quickly transforming banking and insurance industry, the two companies would together develop SAP's financial services offering with a substantial investment in new solutions. Additionally, these solutions would be based on SAP software and be combined into SAP's comprehensive offering and product strategy.
Dec-2020: Google Cloud partnered with Deutsche Bank, a German multinational investment bank. Together, the entities aimed to drive the bank's evolution to the cloud and co-innovate new services and products. Additionally, Deutsche Bank is a pioneer in the market, and Google couldn't be more delighted to partner with such a crucial market leader.
Acquisition & Mergers:
Apr-2022: Sage took over Mateo cloud savings and loan software from MAS Integrated Solutions. This acquisition would strengthen Sage's devotion to supporting non-profit and faith-based associations to manage programs that concern a revolving loan fund. Additionally, the acquisition of Mateo is a natural fit for the vertical approach and would allow Sage to provide added worth to associations in the non-profit sector.
Feb-2022: IBM took over Neudesic, a leading U.S. cloud services consultancy. With this acquisition, Neudesic would extend IBM's offering of hybrid multi-cloud benefits and further refinement the company's AI strategy and hybrid cloud.
Jul-2021: IBM acquired Bluetab Solutions Group, an enterprise software, and technical services business. With this acquisition, Bluetab would evolve a strategic part of IBM's data services consulting practice to enhance and advance its AI strategy and hybrid cloud.
May-2021: Aryaka completed the acquisition of Secucloud, a proven SASE platform provider. With this acquisition, the combined technologies would allow Aryaka to deliver a truly connected network and network security-as-a-service portfolio. Additionally, the acquisition would complement Aryaka's existing offering and especially improves its ability to compete and succeed in bigger deals while providing the industry's most flexible, managed SASE solution experience.
Jan-2021: IBM completed the acquisition of Taos, a supreme cloud professional, and managed services provider. Through this acquisition, Taos would add the in-depth expertise, public cloud alliances, and creative solutions required to propel the adoption and growth of IBM's hybrid cloud platform throughout the Americas and IBM is committed to assisting customers to guide their open hybrid cloud expeditions with those providers.
Jan-2021: Cisco completed the acquisition of the Banzai Cloud, a privately held corporation headquartered in Budapest. With this acquisition, the Banzai Cloud team would develop Cisco's abilities and expertise via its established experience with whole end-to-end cloud-native application runtime, deployment, development, and safety workflows.
Product Launches and Product Expansion:
Jun-2022: Cisco introduced AppDynamics Cloud, which maximizes company outcomes and consumer experiences by optimizing cloud-native applications. The AppDynamics propel detection and explanation of performance problems with intelligent operations, allowing investment protection through constant data integrations with OpenTelemetry standards and technology collaborations with cloud providers and solutions.
Nov-2021: Microsoft introduced Financial Services. The new cloud service will deliver Microsoft productivity tools combined with financial services-specific features and regulatory clearance.
May-2021: Google Cloud introduced Datashare for financial services. The new data share is a solution developed to assign the entire capital markets environment market data publishers such as exchanges and other providers, and data consumers, like asset managers, investment banks, and hedge funds to share market data more safely and easily. Additionally, data share is created on Google Cloud analytics services like BigQuery and would utilize Analytics Hub.
Mar-2021: IBM introduced IBM Cloud Satellite. The new cloud would permit its business customers to launch constant cloud services anywhere and in any circumstances within any cloud, on-premises, or at the edge. Additionally, this would provide customers across industries, such as financial services, telecommunications, government, healthcare, retail, and more, permit to a constant and secured set of cloud services wherever their workload resides.
Geographical Expansions:
Mar-2022: Sage expanded its geographical footprint by establishing Sage Intacct Manufacturing in France. This expansion is part of the new lineage of Sage Intacct products that are multi-tenant cloud-native and combined closely with other solutions in the Sage Business Cloud.
Market Segments covered in the Report:
By Offering
By Deployment
By End-use
By Organization Size
By Application
By Geography
Companies Profiled
Unique Offerings from KBV Research
List of Figures