NEWS: 公告在東京證券交易所JASDAQ標準市場新上市

表紙
市場調查報告書

數位錢包:主要機會,供應商分析,市場預測(2021-2025)

Digital Wallets: Key Opportunities, Vendor Analysis and Market Forecasts 2021-2025

出版商 Juniper Research Ltd 商品編碼 984880
出版日期 內容資訊 英文
商品交期: 最快1-2個工作天內
價格
數位錢包:主要機會,供應商分析,市場預測(2021-2025) Digital Wallets: Key Opportunities, Vendor Analysis and Market Forecasts 2021-2025
出版日期: 2021年01月25日內容資訊: 英文
簡介

本報告調查了快速變化的數位錢包市場,分析了當前趨勢和大流行的影響,客戶態度的變化,供應商數位錢包策略以及當前的競爭狀況,等等,並提供了與主要供應商的訪談。

目錄

深潛策略與競爭

第1章數位錢包和當前市場狀況

  • 簡介
  • 數位錢包的興起
    • 歷史
    • 發展歷程
    • 當前用法

第2章主要數位錢包的趨勢

  • 簡介
  • COVID-19和數位錢包
  • 開放式錢包的興起
  • 非接觸式付款
  • QR付款
    • QR支付市場的現狀
    • QR付款展望
  • QR支付和非接觸式支付
    • QR付款
      • 優勢
      • 弱點
    • 非接觸式付款
    • 結論
  • 移動貨幣和電子商務
    • 發達國家
    • 新興經濟體
  • 可穿戴式支付的不斷發展的性質
  • 超級應用程序的興起

第3章克服挑戰和未來前景

  • 簡介
  • 安全性
    • COVID-19,快速引入電子商務和安全性
  • 採用和遺留技術
  • 消費者行為
  • 競爭
  • 法規
  • 未來展望

第4章數位錢包:競爭態勢

  • 簡介
    • 供應商分類
      • 概述
      • 確立領導者
      • 主要挑戰者
      • 破壞者和模擬器
  • 數位錢包:領先公司
  • 供應商資料
    • Alipay
    • AmazonPay
    • Apple Pay
    • Du Xiaoman Pay
    • Fitbit Pay
    • Garmin Pay
    • Google Pay
    • Huawei Pay
    • LINE Pay
    • Masterpass
    • Mi Pay
    • M-Pesa
    • MTN Mobile Money
    • Orange Money
    • PayPal
    • Paytm
    • Rakuten Pay
    • Samsung Pay
    • Skrill
    • WeChat Pay
    • Yandex.Money
    • Visa Checkout

詳細數據和預測

第1章數位錢包概述

  • 簡介
  • 數位錢包的興起
    • 歷史
    • 發展路徑
    • 當前用法

第2章調查方法和先決條件

  • 簡介
  • 調查方法和前提條件

第3章數位錢包預測

  • 數位錢包用戶
    • 錢包滲透率
    • 錢包用戶
    • 具有NFC功能的錢包:滲透
    • 非接觸式錢包:用戶
    • 具有QR碼支付功能的錢包
    • QR付款用戶
  • 數位錢包交易數量
    • 錢包平均交易次數
    • 錢包交易次數
    • 錢包交易數:按渠道細分
  • 電子錢包交易金額
    • 平均交易金額
    • 總交易額
    • 總交易價值按渠道劃分
目錄

Juniper Research's latest ‘Digital Wallets ’ research provides an exhaustive analysis to this rapidly changing and highly important market. The research highlights current developments in the digital wallets space and how this has been drastically influenced by the impact of pandemic, which has led to changes in customer attitudes. It also provides valuable insights into vendors' digital wallets strategy and a fine-grained analysis of the current competitive landscape, supported by interviews with key vendors in the field.

The suite also includes industry benchmark forecasts for digital wallet user numbers and purchases (volume and value), split by device type (handset or desktop/laptop), transaction type and (for in-store payments) by wallet technology.

This research suite includes:

  • Deep Dive Strategy & Competition (PDF)
  • 5-Year Deep Dive Data & Forecasting (PDF & Excel)
  • Executive Summary & Core Findings (PDF)
  • 12 months' access to harvest online data platform

KEY FEATURES

  • Digital Wallets Trends Analysis: Detailed analysis of each digital wallets segment, coupled with insights on market trends, challenges and our future outlook for the market. This analysis focuses on:
    • Market trends shaping digital wallets, including the impact of the pandemic.
    • Current size and anticipated evolution of the digital wallets market.
    • The adoption and future trajectory of QR code and contactless technologies in payments.
    • The rise of super apps and what this means for wallets.
  • Juniper Research Leaderboard: 22 leading digital wallets vendors compared, scored and positioned on the Juniper Research Leaderboard, including:
    • Alipay
    • Amazon Pay
    • Apple Pay
    • Du Xiaoman Pay
    • Fitbit Pay
    • Garmin Pay
    • Google Pay
    • Huawei Pay
    • LINE Pay
    • Masterpass
    • Mi Pay
    • M-PESA
    • MTN Mobile Money
    • Orange Money
    • PayPal
    • Paytm
    • Rakuten Pay
    • Samsung Pay
    • Skrill
    • Visa Checkout
    • WeChat Pay
    • Yandex.Money
  • Interviews: Three leading digital wallets stakeholders interviewed, including:
    • Boku
    • G+D
    • Paysafe
  • Benchmark Industry Forecasts: Including forecasts for digital wallet users, transaction volumes and transaction values, split by region, transaction type and for in-store payments by QR codes and NFC. All forecasts are split by the following 19 countries, creating an extensive resource for stakeholders:
    • Australia
    • Brazil
    • Canada
    • China
    • Denmark
    • France
    • Germany
    • India
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Portugal
    • Saudi Arabia
    • South Korea
    • Spain
    • Sweden
    • UK
    • US

KEY QUESTIONS

  • 1. Who are the most successful players in the digital wallet space, and why?
  • 2. What are the prospects for QR code-based wallets and how do these compare to contactless ones?
  • 3. How can wallet providers maximise their future opportunities?
  • 4. What is the value of the digital wallet market today, and what will it be in 2025?
  • 5. What factors will spur digital wallet adoption growth, both nationally and internationally?

COMPANIES REFERENCED

  • Interviewed: Boku, G+D, Paysafe Group.
  • Case Studied: GO-JEK.
  • Included in Juniper Research Leaderboard: Alipay, Amazon Pay, Apple Pay, Du Xiaoman Pay, Fitbit Pay, Garmin Pay, Google Pay, Huawei Pay, LINE Pay, Masterpass, Mi Pay, M-Pesa , MTN Mobile Money, Orange Money, PayPal, Paytm, Rakuten Pay, Samsung Pay, Skrill, Visa Checkout, WeChat Pay, Yandex.Money.
  • Mentioned: Activision Blizzard, Airtel, Alibaba, AliFinance, American Express, Ant Group, ANZ, Baidu, Baifubao, Banco Santander, Bank of America, Bonga, British Airways, Capital One, Chevron, China Europe International Business School , China Postal, Coin, Delhi College of Engineering, Economic Strategy Committee of Singapore, Economist, Facebook, Fillr, Grab, Harvard Business School, Hitotsubashi University, HSBC, iDEAL, Inter Solutions Software Private Limited, Kakao Pay, KBC Bank Ireland, Lancaster University, Mastercard, McKinsey & Company, Mercado Pago, Mizuho Corporate Bank, MobiKwik, Naver, NETELLER, Newegg, OCBC Bank, Oxford University, Páramo, Payoneer, PhonePe, PlayStation Network, Riverrun Software Services Group Limited, Royal Bank of Canada, Russian Standard Bank, Safaricom, Sberbank, SG QR, Shenzhen Zhixin New Information Technology Co, Ltd, Singtel's Group Digital Life, Square Cash, Starbucks, Startec Global Communications Limited, STC Pay, Steam, Telma, Tencent, Ticketmaster, Total Kenya Ltd, Uchumi, UnionPay, University of Nairobi , UOB, US Bank, Venmo, Vodafone, Walmart, Weixin Pay, Western Union, Yolt, York University, Zapper, Zelle, Zwupp!

DATA & INTERACTIVE FORECAST

Juniper Research's ‘Digital Wallets ’ forecast suite includes:

  • Digital wallet user numbers, average usage levels, total transaction volumes, average transaction price and total transaction value.
  • Data split by two transaction modes (mobile and desktop/laptop) and by eight transaction types:
    • In-store, NFC
    • In-store, QR Code
    • Online, Physical Goods Purchases
    • Online, Digital Goods Purchases
    • Domestic Money Transfers
    • International Money Transfers
    • Ticketing
    • Utility Bill Payment
  • 5-year benchmark forecasts for key metrics by 8 key regions and 19 country-level splits including:
    • Australia
    • Brazil
    • Canada
    • China
    • Denmark
    • France
    • Germany
    • India
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Portugal
    • Saudi Arabia
    • South Korea
    • Spain
    • Sweden
    • UK
    • US
  • Access to the full set of forecast data of 139 tables and over 26,000 datapoints.
  • Interactive Excel Scenario tool allowing the user the ability to manipulate Juniper Research's data for 10 different metrics.

Juniper Research's highly granular IFxls (Interactive Excels) enable clients to manipulate Juniper Research's forecast data and charts to test their own assumptions using the Interactive Scenario Tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase clients' ability to both understand a particular market and to integrate their own views into the model.

Table of Contents

Deep Dive Strategy & Competition

1. The Digital Wallet and Current Market Landscape

  • 1.1 Introduction
  • 1.2 The Rise of the Digital Wallet
    • 1.2.1 History
    • 1.2.2 Development Paths
    • 1.2.3 Current Usage
    • Figure 1.3: Number of People Using Digital Wallets (m), Split by 8 Key Regions, 2015-2020
    • i. Africa & Middle East
      • Figure 1.4: Number of Handsets with Active Mobile Wallets, Africa, 2015-2020
    • ii. Asia Pacific
      • Figure 1.5: Number of Handsets with Active Mobile Wallets, Split by 3 Regions, 2015-2020
    • iii. Latin America
      • Figure 1.6: Number of Handsets with Active Mobile Wallets, Latin America, 2015-2020
    • iv. North America and Europe
      • Figure 1.7: Number of People Using Digital Wallets (m), Split by 3 Key Regions, 2015-2020
    • v. Overall Wallet Penetration
      • Figure 1.8: Percentage of Population Using Digital Wallets (%), Split by Selected Countries, 2020
      • Figure 1.9: Digital Wallet Usage by Income (2019)
    • vi. Conclusion

2. Key Digital Wallet Trends

  • 2.1 Introduction
  • 2.2 COVID-19 & Digital Wallets
    • Figure 2.1: How PayPal's QR Payment System Works
  • 2.3 The Rise of Open Wallets
  • 2.4 Contactless Payments
    • Figure 2.2: Percentage of Mobile Handsets Using Contactless Wallets (%), Selected Countries, 2020
    • Figure 2.3: Total NFC Retail Transaction Value per annum ($m), Global, 2016-2025
  • 2.5 QR Payments
    • 2.5.2 Current QR Payments Market Status
      • Figure 2.4: Total Volume of QR Payments (m), 2020-2025, Split by 8 Key Regions
      • Figure 2.5: Top 3 Countries for QR Transactions, 2020
      • Figure 2.6: Percentage of Mobile Handsets Using QR Codes (%), 2020
    • 2.5.3 QR Payments Outlook
      • Figure 2.7: Percentage of Mobile Handsets Using QR Codes (%), 2025
  • 2.6 QR Payments versus Contactless
    • Figure 2.8: QR & Contactless Payments - Strengths & Weaknesses
    • 2.6.1 QR Payments
      • i. Strengths
      • ii. Weaknesses
    • 2.6.2 Contactless Payments
      • i. Strengths
      • ii. Weaknesses
    • 2.6.3 Conclusion
      • Figure 2.9: Contactless Mobile Users versus QR Payment Users, Global, 2015-2024
  • 2.7 Mobile Money and eCommerce
    • 2.7.1 Developed Economies
    • 2.7.2 Developing Economies
      • Figure 2.10: Total Users of Mobile Financial Services: Money Transfer, Loans, Savings & Insurance (m), Split by 4 Key Regions, 2020-2025
  • 2.8 Evolving Nature of Wearable Payments
  • 2.9 The Rise of the Super App

3. Overcoming Challenges and Future Outlook

  • 3.1 Introduction
  • 3.2 Security
    • 3.2.1 COVID-19, the Rapid Adoption of eCommerce and Security
  • i. Digital Wallet Security Solutions
  • 3.3 Acceptance and Legacy Technology
  • 3.4 Consumer Behaviour
  • 3.5 Competition
    • Figure 3.1: Prominent e-Wallet archetypes
    • 3.5.1 Overall Strategies for Success
  • i. Tailored Strategy for Financial Institutions
  • 3.6 Regulation
  • 3.7 Future Outlook

4. Digital Wallets: Competitive Landscape

  • 4.1 Introduction
    • Table 4.1: Digital Wallets Vendor Capability Assessment Factors
    • Figure 4.2: Juniper Research Leaderboard for Digital Wallets
    • Table 4.3: Digital Wallets Leaderboard Scoring Heatmap
    • i. Limitations & Interpretation
    • 4.1.2 Vendor Groupings
      • i. Summary
      • ii. Established Leaders
      • iii. Leading Challengers
      • iv. Disruptors and Emulators
  • 4.2 Digital Wallets: Movers & Shakers
  • 4.3 Vendor Profiles
    • 4.3.1 Alipay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.2 Amazon Pay
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.3 Apple Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.4 Du Xiaoman Pay
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.5 Fitbit Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.6 Garmin Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.7 Google Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.8 Huawei Pay
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.9 LINE Pay
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.10 Masterpass
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.11 Mi Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.12 M-Pesa
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.13 MTN Mobile Money
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.14 Orange Money
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.15 PayPal
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offerings
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.16 Paytm
      • i. Corporate Information
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.17 Rakuten Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.18 Samsung Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.19 Skrill
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.20 WeChat Pay
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.21 Yandex.Money
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High Level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
    • 4.3.22 Visa Checkout
      • i. Corporate
      • ii. Geographic Spread
      • iii. Key Clients & Strategic Partnerships
      • iv. High-level View of Offering
      • v. Juniper Research's View: Key Strengths & Strategic Development Opportunities

Deep Dive Data & Forecasting

1. Digital Wallets Overview

  • 1.1 Introduction
  • 1.2 The Rise of the Digital Wallet
    • 1.2.1 History
    • 1.2.2 Development Paths
    • 1.2.3 Current Usage
    • Figure 1.3: Number of People Using Digital Wallets (m), Split by 8 Key Regions, 2015-2020
    • i. Africa & Middle East
      • Figure 1.4: Number of Handsets with Active Mobile Wallets, Africa, 2015-2020
    • ii. Asia Pacific
      • Figure 1.5: Number of Handsets with Active Mobile Wallets, Split by 3 Regions, 2015-2020
    • iii. Latin America
      • Figure 1.6: Number of Handsets with Active Mobile Wallets, Latin America, 2015-2020
    • iv. North America and Europe
      • Figure 1.7: Number of People Using Digital Wallets (m), Split by 3 Key Regions, 2015-2020
    • v. Overall Wallet Penetration
      • Figure 1.8: Percentage of Population who Use Digital Wallets (%), Split by Selected Countries, 2020

2. Methodology & Assumptions

  • 2.1 Introduction
  • 2.2 Methodology & Assumptions
    • Figure 2.1: Juniper Research Digital Wallets Methodology

3. Digital Wallet Forecasts

  • 3.1 Digital Wallet Users
    • 3.1.1 Wallet Penetration
      • Figure & Table 3.1: Proportion of Population with Active Digital Wallets (%), Split by 8 Key Regions, 2020-2025
    • 3.1.2 Wallet Users
      • Figure & Table 3.1: Digital Wallets in Use (m) Split by 8 Key Regions, 2020-2025
    • 3.1.3 Wallets with NFC Capability - Penetration
      • Figure & Table 3.2: Proportion of Wallets Used to Make NFC/FeliCa Payments (%), Split by 8 Key Regions, 2020-2025
    • 3.1.4 Contactless Wallets - Users
      • Figure & Table 3.3: Digital Wallets Used to Make NFC/FeliCa Payments (m)' Split by 8 Key Regions, 2020-2025
    • 3.1.5 Wallets with QR Code Payment Capabilities
      • Figure & Table 3.4: Percentage of Mobile Handsets Using QR Codes (%), Year End, Split by 8 Key Regions, 2020-2025
    • 3.1.6 QR Payments Users
      • Figure & Table 3.5: Number of Mobile Handsets Using QR Codes (m), Split by 8 Key Regions, 2020-2025
  • 3.2 Digital Wallet Transaction Volumes
    • 3.2.1 Wallets Average Transaction Volumes
      • Figure & Table 3.6: Average Annual Transactions Per Digital Wallet Split by 8 Key Regions, 2020-2025
    • 3.2.2 Wallets Transaction Volumes
      • Figure & Table 3.7: Digital Wallet Transaction Volumes (m), Split by 8 Key Regions, 2020-2025
    • 3.2.3 Wallets Transaction Volumes - Split by Channel
      • Figure & Table 3.8: Digital Wallet Transaction Volumes (m), Split by Channel, 2020-2025
  • 3.3 Digital Wallet Transaction Values
    • 3.3.1 Average Transaction Values
      • Figure & Table 3.9: Average Digital Wallet Transaction Value ($), Split by 8 Key Regions, 2020-2025
    • 3.3.2 Total Transaction Values
      • Figure & Table 3.10: Total Digital Wallet Transaction Values per annum ($m) Split by 8 Key Regions 2020-2025
    • 3.3.3 Total Transaction Values, Split by Channel
      • Figure & Table 3.11: Total Digital Wallet Transaction Values per annum ($m), Split by Channels, 2020-2025