Cover Image
市場調查報告書

金融的IoT:付款,保險 & 銀行的機會,交易預測 (2018-2023年)

IoT in Finance: Payments, Insurance & Banking Opportunities, Transaction Forecasts 2018-2023

出版商 Juniper Research 商品編碼 745218
出版日期 內容資訊 英文
商品交期: 最快1-2個工作天內
價格
Back to Top
金融的IoT:付款,保險 & 銀行的機會,交易預測 (2018-2023年) IoT in Finance: Payments, Insurance & Banking Opportunities, Transaction Forecasts 2018-2023
出版日期: 2018年11月14日 內容資訊: 英文
簡介

本報告提供金融的IoT市場相關調查,技術、利用案例分析,法規形勢,與未來展望與各市場區隔發展藍圖,及產業預測等彙整資料。

第1章 金融科技的IoT的簡介

第2章 金融IoT (FIoT) 市場分析

  • 利用案例
  • 法規
  • 投資形勢

第3章 FIoT的革新 & 未來展望

  • FIOT市場展望 & 適應性的評估
  • FIoT的展望 & 藍圖

第4章 FIoT的預測

  • 簡介
  • 調查手法
  • FIoT的摘要預測
  • 連網家庭付款
  • 車內付款
  • 車輛保險
  • 住宅保險
  • IoT區塊鏈
  • 金融藍芽信標
目錄

Overview

Juniper Research's new ‘IoT in Finance’ research provides vital and extensive coverage of this innovative emerging payments market segment.

The research examines a wide array of connected devices that are being developed to enhance delivery of a wide number of payment services, or provide entirely new avenues for digital commerce. This essential guide to the IoT Payments market shows where and how both financial and technology firms can capitalise on these opportunities.

Key Features

  • Technologies & Use Case Analysis: Assessment of a wide variety of technologies that form the financial IoT, and the services they will be used to provide.
  • Regulatory Landscape: Assesses the impact of key state, national and international regulatory frameworks that will affect the development and deployment of the financial IoT.
  • Future Outlook & Sector Roadmap: Examination of the macro trends impacting the development of the financial IoT space, what they mean for its future and which verticals will have the best opportunities. Key markets evaluated include:
    • Payment-enabled cars
    • Usage-based car insurance
    • IoT home insurance
  • Smart home payments:
    • Smart speaker payments
    • Connected TV payments
    • Smart appliance payments
  • IoT Blockchain settlement:
  • Benchmark Industry Forecasts: Payment forecasts to 2023 quantifying the rise of the financial IoT, as well as sector-by-sector forecasts to provide:
    • Transaction values
    • Transaction volumes
    • User numbers

Key Questions

  • 1. How can the IoT be used to benefit the financial services industry?
  • 2. Where will the biggest financial IoT deployments be?
  • 3. What technologies and market verticals will provide the best opportunities?
  • 4. What regulatory requirements will this emerging segment need to navigate?
  • 5. What kinds of partnerships and ecosystems need to be developed to enable the best experiences?

Companies Referenced

  • Case Studied: Botchain, GMS, IFTTT, Monzo.
  • Mentioned: AblePay Technologies, Ally Bank, Amazon, American Express, Apple, Bank of America, Barclays, Berkshire Hathaway GUARD, By Miles Ltd, Capgemini, Capital One, CIMB, CIRC (China Insurance Regulatory Commission), CIS Bayad Center, Citi, CRBC (China Banking Regulatory Commission), CSA (Canadian Securities Administrators), Direct Line, Disney, Elexa Consumer Products, Emirates NBD, Enrichment CU, ETSI, FCC (Federal Communications Commission), FSA (Financial Services Agency of the Japanese Government), GitHub, Google, HDFC Bank, IBM, ICICI, ING, Intuit, Invoca, IPS Group, IRDA (Insurance Regulatory and Development Authority), Jiffee, John Hancock, JP Morgan Chase, KEB Hana Bank, KPMG, LähiTapiola, Mastercard, Metromile, Microsoft, NAB, Nuance, OCBC, PayPal, PwC, RBI (Reserve Bank of India), Royal Bank of Canada, Samsung, SEBI (Securities and Exchange Board of India), Shell, Shinhan Bank, SmartThings, Starling Bank, TRIA (Telecom Regulatory Authority of India), US Bank, USAA, Verdeva, Visa, Vitality, Westpac, Woori Bank.

Data & Interactive Forecast

Juniper's ‘IoT in Finance’ forecast suite includes:

  • Country-level data splits for:
    • Australia
    • Brazil
    • China
    • Denmark
    • France
    • Germany
    • Japan
    • Mexico
    • Norway
    • Portugal
    • Russia
    • Singapore
    • Spain
    • South Korea
    • Sweden
    • UK
    • US
  • Plus 8 key global regions
  • Forecasts for a number of devices in use, transaction volume and value, broken down by:
    • Payment-enabled cars
    • Usage-based car insurance
    • IoT Home Insurance
    • Smart home payments
      • Smart speaker payments
      • Connected TV payments
      • Smart appliance payments
    • IoT Blockchain settlement
  • Interactive Scenario tool allowing the user the ability to manipulate Juniper's data for 26 different metrics.
  • Access to the full set of forecast data of 82 tables and over 11,000 data points.

Table of Contents

1. Introduction to IoT in Fintech

  • 1.1. Introduction
  • 1.2. The Promise of IoT Finance
    • 1.2.1. More Data, More Personalisation
    • 1.2.2. Commerce Everywhere
      • i. ‘Everywhere’
        • Figure 1.1: Number of Banked Individuals (m), Split by 8 Key Regions 2018-2023
    • 1.2.3. Disruption, or Integration?
  • 1.3. Key Underpinning Technologies
    • 1.3.1. Voice & Bots
      • Figure 1.2: Kasisto Banking Chatbot
    • 1.3.2. Connected Vehicles
    • 1.3.3. RFID & Bluetooth
      • i. Beacons
    • 1.3.4. Wearables
    • 1.3.5. Smart Home
      • Figure 1.3: Samsung Family Hub Refrigerator
    • 1.3.6. Blockchain
      • Figure 1.4: Blockchains, Comparative Transaction Capacity per Second
    • 1.3.7. Tokenisation
      • i. Where is the Token?
  • 1.4. Key Takeaways
    • 1.4.1. For Banks
    • 1.4.2. For Fintech Firms
    • 1.4.3. For IoT Firms
    • 1.4.4. For Connectivity Providers

2. Financial IoT Market Analysis

  • 2.1. Use Cases
    • 2.1.1. Personalised Services & Offers
      • i. Customer Service & Product Offers
      • ii. Personalised Insurance
    • 2.1.2. IoT Payments & Banking
      • i. IoT Transactions
        • Figure 2.1: Mobile Payment Transactions per annum, 2018-2023 (m), Split by 8 Key Regions
      • ii. IoT Banking
        • Table 2.2: Voice Assistant Functions on Banking Platforms
      • iii. Security & Authentication
    • 2.1.3. Automated Services
      • i. Automated Payments
        • Case Study: Monzo & IFTTT
      • ii. Buildings & Home Insurance
        • Figure 2.3: Elexa Guardian System
      • iii. Asset Tracking and Leasing
        • Case Study: Mobility-Cloud Connecting System by GMS
        • Case Study: Botchain
  • 2.2. Regulation
    • 2.2.1. North America
      • Figure 2.4: Sample of FI Regulators in US
    • 2.2.2. West Europe
    • 2.2.3. Far East & China
    • 2.2.4. India
  • 2.3. Investment Landscape
    • 2.3.1. Where is the FIoT Focus?
    • 2.3.2. Juniper's View
      • Figure 2.5: Global Fintech Financing Activity, 2010-2017

3. FIoT Innovation & Future Outlook

  • 3.1. Financial IoT Market Outlook & Readiness Assessment
    • 3.1.1. Market Status 2018
      • Table 3.1: FIoT Verticals Assessment Scoring 2018
      • Table 3.2: FIoT Verticals Assessment Heatmap 2018
      • Table 3.3: FIoT Verticals Assessment Heatmap Key
      • Figure 3.4: Financial IoT Market Status 2018
    • 3.1.2. Outlook for Emerging FIoT Segments
    • 3.1.3. Outlook for Embryonic FIoT Segments
    • 3.1.4. Outlook for Prospective FIoT Segments
  • 3.2. Financial IoT Outlook & Roadmap
    • Figure 3.5: Juniper FIoT Roadmap
    • 3.2.1. Market Drivers
    • 3.2.2. Market Constraints
    • 3.2.3. Market Trends

4. FIoT Forecasts

  • 4.1. Introduction
  • 4.2. Methodology
    • 4.2.1. Forecast Assumptions
      • Figure 4.1: Connected Home Payments Forecast Methodology
      • Figure 4.2: Vehicle Payments Forecasts Methodology
      • Figure 4.3: Vehicle Insurance Forecasts Methodology
      • Figure 4.4: IoT Blockchain Forecasts Methodology
  • 4.3. Financial IoT Summary Forecasts
    • 4.3.1. Transaction Volume
      • Figure & Table 4.5: Total IoT Payment Transactions per annum (m), split by 8 key regions, 2018-2023
    • 4.3.2. Transaction Value
      • Figure & Table 4.6: Total IoT Payment Transaction Value per annum ($m), split by 8 key regions, 2018-2023
  • 4.4. Connected Home Payments
    • 4.4.1. Transaction Volumes
      • Figure & Table 4.7: Payment-Enabled Connected Home Device Transaction Volume per annum (m), Split by 8 Key Regions, 2018-2023
    • 4.4.2. Transaction Values
      • Figure & Table 4.8: Payment-Enabled Connected Home Device Transaction Value per annum ($m), 2018-2023, Split by 8 Key Regions
  • 4.5. Vehicle Payments
    • 4.5.1. Payment Volumes
      • Figure & Table 4.9: Payment-Enabled Connected Vehicle Transactions per annum (m), 2018-2013, Split by 8 Key Regions
    • 4.5.2. Payment Values
      • Figure & Table 4.10: Payment-Enabled Connected Vehicle Transaction Value per annum ($m), 2018-2013, Split by 8 Key Regions
  • 4.6. Vehicle Insurance
    • 4.6.1. IoT Policy Volumes
      • Figure & Table 4.11: Total In-Vehicle Insurance Payment Transactions per annum (m), 2018-2023, Split by 8 Key Regions
    • 4.6.2. IoT Policy Value
      • Figure & Table 4.12: Total In-Vehicle Insurance Payment Value per annum ($m), 2018-2023, Split by 8 Key Regions
  • 4.7. Home Insurance
    • 4.7.1. IoT Policy Volumes
      • Figure & Table 4.13: Number of IoT-Influenced Insurance Policies per annum (m), Split by 8 Key Regions, 2018-2023
    • 4.7.2. IoT Policy Value
      • Figure & Table 4.14: of IoT-Influenced Insurance Policy Revenue per annum ($m), Split by 8 Key Regions, 2018-2023
  • 4.8. IoT Blockchain
    • 4.8.1. Transaction Volumes
      • Figure & Table 4.15: Number of Blockchain Cross-Border B2B Transactions that involve the IoT per annum (m), Split by 8 Key Regions, 2018-2023
    • 4.8.2. Annual Bank Savings from IoT Blockchain
      • Figure & Table 4.16: Bank Savings from Blockchain Implementation in Cross-border B2B Settlement per annum (m), Split by 8 Key Regions, 2018-2023
  • 4.9. Finance Bluetooth Beacons
    • 4.9.1. Finance Bluetooth Beacons Installed Base
      • Figure 4.17: Total Banking Bluetooth Beacons in Service per annum (m), Split by 8 Key Regions, 2018-2023
Back to Top