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市場調查報告書

RegTech:金融服務行業的各種策略 (2017-2022年)

Regtech: Strategies for Financial Services 2017-2022

出版商 Juniper Research 商品編碼 569160
出版日期 內容資訊 英文
商品交期: 最快1-2個工作天內
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RegTech:金融服務行業的各種策略 (2017-2022年) Regtech: Strategies for Financial Services 2017-2022
出版日期: 2017年10月24日 內容資訊: 英文
簡介

本報告提供金融機關的法規遵守的RegTech的市場調查,金融業的法律規章上的架構,RegTech的生態系統,技術的區分和概要,案例研究,主要的經營模式,市場成長的促進因素、抑制因素分析,主要企業分析,法規遵守及RegTech的支出額的預測,AI的KYC檢查相關預測等彙整資料。

第1章 主要要點、策略性建議

第2章 市場環境

  • 簡介
  • 法律規章上架構
    • 一般架構
    • 法律規章必要條件
    • 各地區的架構
  • 法律規章上的展望
  • RegTech的投資環境
    • 投資趨勢

第3章 RegTech的生態系統分析

  • 技術方法
    • 雲端運算/巨量資料
      • 案例研究:AQMetrics
    • AI
      • 交易監視用AI
      • 由於AI的行動監測
      • 案例研究:Behavox
      • AI & 顧客互動監測
      • AML & KYC檢查用AI
      • 法規遵守工具的AI
    • 塊環鏈
      • 案例研究:Tradle
    • 生物辨識
    • 聊天機器人
    • 總論

第4章 RegTech的經營模式、成長推動因素、抑制因素

  • 趨勢、成長推動因素、抑制因素
    • 主要趨勢
    • 主要的成長推動因素
    • 主要的阻礙成長要素
  • 經營模式分析
    • 金融機關的合作
    • 對一個商品的著重
    • 寬廣的產品幅度/訴求力
  • 市場機會、建議

第5章 RegTech企業分析

第6章 RegTech市場預測

  • 簡介
  • 調查手法、前提條件
  • 法規遵守:全球市場的預測
    • 法規遵守的支出額的預測
    • Regtech的支出額的預測
  • KYC檢查的預測
    • KYC檢查的年度要求數量
    • KYC檢查的AI的年度實行數
    • AI系統的KYC檢查實行的節約時間
    • AI系統的KYC檢查實行的降低成本額
目錄

Overview

Juniper's Regtech research provides a detailed analysis of how advancing technologies, including AI and blockchain, are disrupting the regulatory compliance market for FIs (Financial Institutions), leading to Regtech adoption.

It analyses trends and emerging business models in the sector, with an attendant regional analysis of regulatory frameworks, as well as a regulatory outlook. Based on these elements, the research suite identifies recommendations for key stakeholders in the industry to inform strategic planning.

The research includes:

  • Market Trends & Opportunities (PDF)
  • 5 Year Market Sizing & Forecast Spreadsheet (Excel)

Key Features:

  • Analysis of Regtech Segments: Investigates key current and emerging technologies for Regtech, how they are being integrated into each compliance segment and how suitable they are for further deployment and growth.
  • Key Regtech Player Analysis: Analysis of the key players driving the Regtech industry forward, their product offerings and future strategies, encompassing the following:
    • Juniper Disruptors & Challengers Quadrant
    • Analysis of key players' footing for future growth
  • Regional & Sector Analysis: Understand the key markets for Regtech, what regulatory frameworks are in play and what efforts have been made to encourage Regtech growth. Includes analysis of:
    • Regulatory frameworks in key markets
    • Regulatory outlook covering potential future developments and impacts on Regtech development
    • Key drivers and constraints influencing the sector
    • Strategic recommendations for stakeholders in this space
  • Benchmark Industry Forecasts for size and growth of the Regtech market, broken down by:
    • Global Regtech Market
    • KYC Checks

Key Questions

  • How large is the market opportunity for Regtech start-ups?
  • Which elements of the current regulatory framework are most ripe for disruption?
  • What challenges do Regtech players face in driving adoption of new technologies?
  • Which regional issues will affect adoption of Regtech worldwide?
  • What impact will future regulations have on the emerging Regtech market?

Companies Referenced:

  • Profiled in Juniper Disruptors & Challengers Quadrant: Behavox, ComplyAdvantage, ComplySci, Credit Benchmark, Feedzai, FundApps, Onfido, Passfort, Percentile, Recordsure, Suade, Tradle.
  • Case Studied: AQMetrics, Behavox, Feedzai, Tradle.
  • Mentioned: Abeam Consulting, AIA, Apple, ASIC (Australian Securities & Investments Commission), AssetVault, Assure Hedge, Australian Prudential Regulation Authority, Avalara, Avox, Banco Santander, Bank of America, Basel Committee on Banking Supervision, Beekin, Billon, BitX, BNP Paribas, Capital Confirmation, CheckRecipient, Citi Group, Clarient, Couchsurfing, CRBC (China Banking Regulatory Commission), Credit Suisse, DeepLearni.ng, Deloitte, Deutsche Bank, Elliptic, Encompass Corporation, Epiphyte, Equifax, Experian, FCA (Financial Conduct Authority), Featurespace, Fenergo, Goldman Sachs, Google, HSBC, IBM, Intelex, JPMorgan Chase, KPMG, Lloyd's of London Insurers, Lloyds Banking Group, MAS (Monetary Authority of Singapore), MetricStream, Microsoft, Moneyhub Enterprise, Moody's, NASDAQ, NatWest, Nivaura, Nuggets, NViso, OeNB (Oesterreiche Nationalbank), OnePlus, Oraclize, Oval, Promontory, Rabobank, RegTek Solutions, RiskMS, S&P, Saffe, Salesforce, Samsung, Santander, SETL, SFC (Securities & Futures Commission), Square, Swave, Sybernetix, TCC (The Consulting Consortium), Thomson Reuters, Tramonex, Trulioo, Uber, UBS, Wag, Wells Fargo, WTO (World Trade Organisation), Zipcar.

Data & Interactive Forecast

Juniper's Regtech forecast suite includes:

c
  • Country level data splits for:
    • Canada
    • UK
    • US
    • France
    • Germany
    • Plus 8 key global regions
  • Data splits by regulatory compliance segment:
    • Global Regtech Market (revenue, spend)
    • KYC Checks (revenue, cost savings)
  • Interactive Scenario tool allowing user the ability to manipulate Juniper's data for 10 different metrics.
  • Access to the full set of forecast data of 28 tables and 3,192 data points.

Juniper Research's highly granular interactive excels enable clients to manipulate Juniper's forecast data and charts to test their own assumptions and compare markets side by side in customised charts and tables. IFxls greatly increase clients' ability to both understand a particular market and to integrate their own views into the model.

Table of Contents

1. Key Takeaways & Strategic Recommendations

  • 1.1. Regtech: Key Takeaways
    • Figure 1.1: Key Forecast Findings, 2022
  • 1.2. Strategic Recommendations

2. Regtech Market Landscape

  • 2.1. Introduction
  • 2.2. Regulatory Framework
    • 2.2.1. General Framework
      • Figure 2.1: International Regulatory Framework
    • 2.2.2. Regulatory Requirements
      • i. KYC/AML
      • ii. Regulatory Reporting
      • iii. Risk Management
      • iv. Compliance Management
      • v. Transaction Management
      • vi. Fraud Prevention
    • 2.2.3. Regional Frameworks
      • i. North America
        • Figure 2.2: Sample of FI Regulators in US
        • Table 2.3: Largest US Regulatory Fines Imposed Since the Financial Crisis
      • ii. West Europe
        • Figure 2.4: Regulatory Fines Imposed by the FCA, 2014-16 ($m)
      • iii. Far East & China
        • Figure 2.5: Comparative GDP Growth in China, Japan & South Korea, (%), 2010-2016
  • 2.3. Regulatory Outlook
    • i. Brexit
    • ii. US Regulatory Uncertainty
    • iii. Data Protection Regulations
    • iv. PSD2
    • v. Future Revisions to Basel Guidelines
  • 2.4. Regtech Investment Landscape
    • Table 2.6: Regtech Investment Landscape
    • 2.4.1. Investment Trends

3. Regtech Ecosystem Analysis

  • 3.1. Technological Approaches
    • 3.1.1. Cloud Computing/Big Data
      • Figure 3.1: Technological Ecosystem for Regtech
        • Case Study - AQMetrics
    • 3.1.2. AI (Artificial Intelligence)
      • i. AI for Transaction Monitoring
      • ii. AI Behavourial Montoring
        • Case Study - Behavox
      • iii. AI & Customer Interaction Monitoring
      • iv. AI for AML & KYC Checks
      • v. AI as a Regulation Compliance Tool
    • 3.1.3. Blockchain
      • Figure 3.2: Juniper Research Key Blockchain Survey Findings
        • Case Study - Tradle
    • 3.1.4. Biometrics
      • Figure 3.3: Smartphone Models Launched Featuring Fingerprint Sensors, 2013-2016
    • 3.1.5. Chatbots
    • 3.1.6. Conclusion

4. Regtech Business Models, Trends, Drivers & Constraints

  • 4.1. Trends, Drivers & Constraints
    • 4.1.1. Key Trends
    • 4.1.2. Key Drivers
      • Table 4.1: Major Regulator Approaches to Regtech
      • Table 4.2: Companies Involved in Each Stage of the FCA Regulatory Sandbox
    • 4.1.3. Key Constraints
      • Figure 4.3: Revenues for Selected Major Banks Versus Potential GDPR Fines, ($m)
  • 4.2. Regtech Business Model Analysis
    • 4.2.1. Partnership with FIs (Financial Institutions)
      • i. Assessment of Approach
    • 4.2.2. Single Product Focus
      • Figure 4.4: Tradle's KYC Solution
      • i. Assessment of Approach
    • 4.2.3. Broad Product Range/Appeal
      • i. Assessment of Approach
  • 4.3. Opportunities & Recommendations
    • Figure 4.5: Overlapping Technological Approaches

5. Regtech Player Analysis

  • 5.1. Regtech Player Analysis & Positioning
    • Figure 5.1: Juniper Regtech Disruptors & Challengers Quadrant
    • 5.1.1. Disruptors
      • Figure 5.2: Sharing Economy Services that Use Onfido Checks
      • Figure 5.3: Key Statistics for ComplyAdvantage
    • 5.1.2. Nascent Players
    • 5.1.3. Catalyst Players
    • 5.1.4. Embryonic Players

6. Regtech Market Forecasts

  • 6.1. Introduction
  • 6.2. Methodology & Assumptions
    • Figure 6.1: Global Regtech Forecast Methodology
    • Figure 6.2: KYC Validation Forecast Methodology
  • 6.3. Global Regulatory Compliance Forecasts
    • 6.3.1. Global Regulatory Compliance Spending
      • Figure & Table 6.3: Global Spend on Regulatory Compliance ($m), Split by 8 Key Regions 2017-2022
    • 6.3.2. Total Regtech Spending Forecast
      • Figure & Table 6.4: Total Spending Attributable to Regtech ($m), Split by 8 Key Regions 2017-2022
  • 6.4. KYC Checks Forecasts
    • 6.4.1. Total Number of KYC Checks Required Per Annum
      • Figure & Table 6.5: Total KYC Checks Required for New Account Opening Per Annum (m), Split by 8 Key Regions 2017-2022
    • 6.4.2. Total Number of KYC Checks Carried Out by AI Per Annum
      • Figure & Table 6.6: Total Number of KYC Checks Carried Out by AI Systems (m), Split by 8 Key Regions 2017-2022
    • 6.4.3. Total Time Saving from Carrying Out KYC Checks with AI Systems
      • Figure & Table 6.7: Total Time Saving on KYC Checks Utilising AI Systems (Million Hours), Split by 8 Key Regions 2017-2022
    • 6.4.4. Total Cost Saving from Utilising AI to Carry Out KYC Checks
      • Figure & Table 6.8: Total Cost Saving on KYC Checks Utilising AI Systems ($m), Split by 8 Key Regions 2017-2022
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