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市場調查報告書
商品編碼
1025846

即時支付:B2B/消費者支付分析與預測(2021-2026)

Instant Payments: B2B & Consumer Payments Analysis and Forecasts 2021-2026

出版日期: | 出版商: Juniper Research Ltd | 英文 | 商品交期: 最快1-2個工作天內

價格
  • 全貌
  • 簡介
  • 目錄
簡介

本報告分析全球即時結算市場趨勢,分析市場基本結構和最新情況、主要市場推動/制約因素、整體市場規模趨勢展望(交易筆數/金額,2026年)。例如按類型(B2B(企業對企業),消費者等)的詳細趨勢,按地區(共8個地區)/主要國家(共25個國家)的趨勢,主要公司簡介和戰略發展狀況。

本報告分析的公司

  • 案例研究目標: CBB(巴西中央銀行)
  • 文中提到的公司ACI Worldwide、Amazon、Ant Financial、Apple、Automatia、Banco Santander、Bank of America、Bank of China、Barclays、BB&T、BBVA、BNP Paribas、BNY Mellon、BNY Mellon、BoE (Bank of England)、Capital One、CBB (Central Bank of Brazil)、CBRT (Central Bank of the Republic of Turkey)、Citi、Commerzbank、Deutsche Bank、DNB、EBA Clearing、ECB's (European Central Bank)、Europay、European Payments Council、Fabrick、Facebook、FedNow、Finastra、Fiserv、Flik、Google、Grab、HSBC、ICC (Interbank Card Centre)、ING、Java、JPMorgan Chase、Kenya Bankers Association、KIR (Krajowa Izba Rozliczeniowa SA)、Maldives Monetary Authority、MAS (Monetary Authority of Singapore)、Mastercard、MobilePay、Montran Corporation、NASDAQ、Nets、Nexi、Pay、UK、Payments Canada、PayPal、PNC Bank、PSP (Polski Standard Platnosci- Polish Payment Standards)、RBI (Reserve Bank of India)、RippleNet、RTR (Real-time Rail)、Samsung、SIC (Swiss Interbank Clearing)、Socirale、Swish、TCH (The Clearing House)、Tencent、TietoEVRY、US Bank、US Federal Reserve、Venmo、Vipps、Visa、Vista Equity Partners、WeChat、Wells Fargo、WhatsApp、Zelle

目錄

第 1 章大綱和戰略建議

第 2 章立即結算:市場情況

  • 即時結算:市場情況
  • 簡介:即時支付
  • 即時支付的背景
  • 即時支付功能
  • 即時付款的主要驅動因素
  • 即時支付的新趨勢
    • R2P(需要付款)
    • 採用 ISO20022
    • 立即支付計劃實施:地區差異
      • 案例研究:巴西 PIX 系統
    • 冠狀病毒傳染病 (COVID-19):對即時付款需求的影響
    • API 銀行和即時支付
      • 開放銀行市場機會
      • 即時結算作為嵌入式金融的疊加服務
      • PaaS(支付即服務)
    • 即時付款為自動化鋪平道路
  • 立即付款的好處
    • 對於消費者
    • 對於 B2B
  • 立即付款問題
  • 即時支付商業模式

第三章即時支付:區域分析及未來展望

  • 即時支付:區域分析和未來前景
  • 北美
    • 美國
    • 加拿大
  • 拉丁美洲
    • 巴西
    • 墨西哥
  • 西歐
    • 歐盟(單一歐元結算區 (SEPA) 國家)
    • 英國
  • 中歐和東歐
    • 波蘭
    • 土耳其
  • 印度次大陸
    • 印度
  • 遠東/中國
    • 中國
    • 日本
  • 其他亞太國家
    • 澳大利亞
    • 新加坡
  • 非洲/中東
    • 加納
    • 巴林
  • 未來展望
    • 國內方案
    • 跨境方案

第 4 章即時付款:價值鏈分析和供應商案例研究

  • 即時支付價值鏈
  • 領先的即時支付供應商
    • Mastercard
    • SWIFT
    • Nets
    • Montran Corporation
    • Finastra
    • ACI Worldwide
    • Fiserv
    • TietoEVRY

第 5 章即時付款:市場預測

  • 簡介
  • 分析方法和先決條件
  • 即時結算預測:概覽
    • 即時付款次數(總數)
  • B2B 即時結算預測
    • B2B 國內即時結算金額
    • B2B 跨境即時支付金額
    • B2B 即時付款金額
  • 消費者即時支付預測
    • 國內消費者即時支付金額
    • 消費者跨境即時支付金額
    • 消費者即時支付金額
目錄

Juniper Research's new “Instant Payments ” research report provides a detailed analysis of how this emerging market is developing, and what effects the introduction of instant payments is having across the financial ecosystem. The report examines challenges to future instant payments adoption and how these are going to be addressed, including regional analysis of instant payments adoption to date and barriers to future roll-outs. The research also examines key vendors in instant payments and their future strategies, as well as providing an extensive forecast suite, which outlines the future adoption of instant payments. The forecasts are split by the following segments, as well as by our 8 key regions and 25 countries:

  • B2B Cross-border Instant Payments
  • B2B Domestic Instant Payments
  • Consumer Cross-border Instant Payments
  • Consumer Domestic Instant Payments

This research suite comprises:

  • Strategy & Forecasts (PDF)
  • 5-year Deep Dive Data & Forecasting (PDF/IFxl)
  • 12 months' access to harvest online data platform

KEY FEATURES

  • Market Dynamics: Detailed analysis of the current state of evolution of the instant payments market; analysing scheme roll-outs, challenges to adoption and the future outlook for the sector.
  • Value Chain Analysis: Extensive exploration of the value chain involved in instant payments; examining each type of vendor and what our outlook is for them, providing a key resource to aid understanding of the wider market.
  • Vendor Analysis: Case studies and examination of strategies in place for 8 vendors leading instant payments:
    • ACI Worldwide
    • Finastra
    • Fiserv
    • Mastercard
    • Montran Corporation
    • Nets
    • SWIFT
    • TietoEVRY
  • Benchmark Industry Forecasts: Forecasts for instant payments scheme usage up to 2026, including splits by B2B versus consumer and domestic versus cross-border, as well as splits by our 8 key regions and the 25 countries listed below:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US

KEY QUESTIONS

  • 1. What regions are leading the adoption of instant payments schemes?
  • 2. How do the prospects for instant payments in the domestic and cross-border arenas differ?
  • 3. What is the anticipated market size for instant payments in 2026?
  • 4. Which vendors will drive progress in the market and what will their strategies be?
  • 5. What opportunities does the rise of instant payments present?

COMPANIES REFERENCED

  • Case Studied: CBB (Central Bank of Brazil)
  • Mentioned: ACI Worldwide, Amazon, Ant Financial, Apple, Automatia, Banco Santander, Bank of America, Bank of China, Barclays, BB&T, BBVA, BNP Paribas, BNY Mellon, BNY Mellon, BoE (Bank of England), Capital One, CBB (Central Bank of Brazil), CBRT (Central Bank of the Republic of Turkey), Citi, Commerzbank, Deutsche Bank, DNB, EBA Clearing, ECB's (European Central Bank), Europay, European Payments Council, Fabrick, Facebook, FedNow, Finastra, Fiserv, Flik, Google, Grab, HSBC, ICC (Interbank Card Centre), ING, Java, JPMorgan Chase, Kenya Bankers Association, KIR (Krajowa Izba Rozliczeniowa SA), Maldives Monetary Authority, MAS (Monetary Authority of Singapore), Mastercard, MobilePay, Montran Corporation, NASDAQ, Nets, Nexi, Pay.UK, Payments Canada, PayPal, PNC Bank, PSP (Polski Standard Platności- Polish Payment Standards), RBI (Reserve Bank of India), RippleNet, RTR (Real-time Rail), Samsung, SIC (Swiss Interbank Clearing), Société Générale, Swish, TCH (The Clearing House), Tencent, TietoEVRY, US Bank, US Federal Reserve, Venmo, Vipps, Visa, Vista Equity Partners, WeChat, Wells Fargo, WhatsApp, Zelle.

DATA & INTERACTIVE FORECAST

Juniper Research's “Instant Payments ” forecast suite includes:

  • Forecast splits for 8 key regions, as well as 25 country-level data splits for:
    • Argentina
    • Australia
    • Brazil
    • Canada
    • China
    • Colombia
    • Denmark
    • France
    • Germany
    • India
    • Italy
    • Japan
    • Mexico
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Saudi Arabia
    • Singapore
    • South Africa
    • South Korea
    • Spain
    • Sweden
    • UK
    • US
  • Forecasts for the use of instant payments, including transaction volumes and values, provided across the following segments:
    • B2B Cross-border Instant Payments
    • B2B Domestic Instant Payments
    • Consumer Cross-border Instant Payments
    • Consumer Domestic Instant Payments
  • Interactive Scenario Tool allowing users to manipulate Juniper Research's data for 8 different metrics.
  • Access to the full set of forecast data of 43 tables and more than 9,600 datapoints.

Juniper Research's highly granular IFxls (interactive Excels) enable clients to manipulate our forecast data and charts to test their own assumptions, by using the Interactive Scenario Tool, and compare select markets side by side in customised charts and tables. IFxls greatly increase the clients' ability to both understand a particular market and to integrate their own views into the model.

Table of Contents

1. Key Takeaways & Strategic Recommendations

  • 1.1 Key Takeaways
  • 1.2 Strategic Recommendations

2. Instant Payments - Market Landscape

  • 2.1 Instant Payments: Market Landscape
  • 2.2 Introduction: Instant Payments
  • 2.3 Background of Instant Payments
  • 2.4 Features of Instant Payments
    • Figure 2.1: Instant Payment Systems
  • 2.5 Key Drivers of Instant Payments
  • 2.6 Emerging Instant Payment Trends
    • 2.6.1 R2P (Request to Pay)
      • Figure 2.2: Request to Pay Loop
      • Figure 2.3: Request to Pay in SEPA Context
    • 2.6.2 ISO 20022 Adoption
    • 2.6.3 Regional Discrepancies in Implementation of Instant Payments Schemes
      • Figure 2.4: RTP Network Coverage by US Deposit Share, Q4 2020
      • Figure 2.4: EPI Scheme
      • Figure 2.5: SCT Inst in All SEPA Credit Transfer Transactions (%), October 2019-March 2021
      • Case Study: Brazil's PIX System
    • 2.6.4 COVID-19's Impact on Instant Payments Demand
    • 2.6.5 API-banking and Instant Payments
      • i. Open Banking Opportunities
      • ii. Instant Payments as Overlay Services for Embedded Finance
      • iii. PaaS (Payments-as-a-Service)
      • Figure 2.6: FIS PaaS Solution
    • 2.6.6 Instant Payments Paving the Way for Automation
  • 2.7 Benefits of Instant Payments
    • 2.7.1 The Consumer View
    • 2.7.2 The B2B View
  • 2.8 Challenges of Instant Payments
  • 2.9 Instant Payments Business Models

3. Instant Payments: Regional Analysis and Future Outlook

  • 3.1 Instant Payments: Regional Analysis and Future Outlook
  • 3.2 1 North America
    • 3.2.1 US
    • 3.2.2 Canada
  • 3.3 Latin America
    • 3.3.1 Brazil
    • 3.3.2 Mexico
      • Figure 3.1: Number of Transactions using CoDi from January 2020 to April 2021 (in thousands)
  • 3.4 West Europe
    • 3.4.1 The European Union (SEPA Countries)
    • 3.4.2 UK
      • Figure 3.2: Faster Payments Transaction Value June 2020-May 2021 and Year-on-Year Value Change
  • 3.5 Central and East Europe
    • 3.5.1 Poland
      • Figure 3.3: Value of transactions processed in the Express Elixir between 2012-2020 (in billion Zloty)
    • 3.5.2 Turkey
  • 3.6 Indian Subcontinent
    • 3.6.1 India
  • 3.7 Far East and China
    • 3.7.1 China
    • 3.7.2 Japan
  • 3.8 Rest of Asia Pacific
    • 3.8.1 Australia
      • Figure 3.4: NPP Volume and Value of Transactions (AUS$/bn) 2018-2020
    • 3.8.2 Singapore
  • 3.9 Africa and Middle East
    • 3.9.1 Ghana
    • 3.9.2 Bahrain
  • 3.10 Future Outlook
    • 3.10.1 Domestic Schemes
    • 3.10.2 Cross-border Schemes

4. Instant Payments: Value Chain Analysis & Vendor Case Studies

  • 4.1 Instant Payments Value Chain
    • Figure 4.1: Instant Payments Value Chain Analysis Diagram
  • 4.2 Key Vendors Leading Instant Payments
    • 4.2.1 Mastercard
      • Figure 4.2: Mastercard Vocalink Instant Payment Service
    • 4.2.2 SWIFT
    • 4.2.3 Nets
    • 4.2.4 Montran Corporation
      • Figure 4.3: Montran Real-time Payments System
    • 4.2.5 Finastra
      • Figure 4.4: Finastra's Instant Payments Solution
    • 4.2.6 ACI Worldwide
    • 4.2.7 Fiserv
    • 4.2.8 TietoEVRY

5. Instant Payments - Market Forecasts

  • 5.1 Introduction
  • 5.2 Methodology & Assumptions
    • Figure 5.1: Consumer Instant Payments Methodology
    • Figure 5.2: B2B Instant Payments Methodology
  • 5.3 Instant Payments Forecast Summary
    • 5.3.1 Total Value of Instant Payment Transactions
      • Figure & Table 5.3: Total Value of Instant Payments ($bn), Split by Segment, 2021-2026
  • 5.4 B2B Instant Payments Forecast
    • 5.4.1 Value of Domestic B2B Instant Payments
      • Figure & Table 5.4: Total Value of Instant Payments Domestic B2B Transactions ($bn), Split by 8 Key Regions, 2021-2026
    • 5.4.2 Value of Cross-border B2B Instant Payments
      • Figure & Table 5.5: Total Value of Instant Payments Cross-border B2B Transactions ($bn), Split by 8 Key Regions, 2021-2026
    • 5.4.3 Value of B2B Instant Payments
      • Figure & Table 5.6: Total Value of Instant Payments B2B Transactions ($bn), Split by 8 Key Regions, 2021-2026
  • 5.5 Consumer Instant Payments Forecast
    • 5.5.1 Value of Domestic Consumer Instant Payments
      • Figure & Table 5.7: Total Value of Instant Payments Domestic Consumer Transactions ($bn), Split by 8 Key Regions, 2021-2026
    • 5.5.2 Value of Cross-border Consumer Instant Payments
      • Figure & Table 5.8: Total Value of Instant Payments Cross-border Consumer Transactions ($bn), Split by 8 Key Regions, 2021-2026
    • 5.5.3 Value of Consumer Instant Payments
      • Figure & Table 5.9: Total Value of Instant Payments Consumer Transactions ($bn), Split by 8 Key Regions, 2021-2026