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銀行服務金融科技

市場調查報告書

商品編碼

1370402

數位銀行平台市場：2023-2028 年全球產業趨勢、佔有率、規模、成長、機會與預測

Digital Banking Platform Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028

出版日期: 2023年10月15日 | 出版商:

IMARC | 英文 150 Pages | 商品交期: 2-3個工作天內

價格

簡介目錄圖表

概要

市場概況：

2022年全球數位銀行平台市場規模達58億美元。展望未來，IMARC Group預計到2028年市場規模將達到122億美元，2023-2028年年複合成長率（CAGR）為12.5%。

數位銀行平台（DBP）是指銀行僅線上上提供的金融服務。它依靠流程自動化、應用程式介面 (API) 和基於 Web 的服務透過線上管道為客戶提供服務。 DBP涉及所有傳統銀行服務和產品的數位化，包括資金轉帳、帳單支付、現金提取、貸款管理和開立存款帳戶。它還提供支票和儲蓄帳戶、即時交易通知、安排支出、獲取銀行對帳單、推廣無卡支付以及遠端監控個人財務管理 (PFM) 和帳戶到帳戶 (A2A) 支付等特性和功能。 DBP使用簡單、方便、快捷，使用戶可以使用手機、筆記型電腦和桌上型電腦控制和處理日常財務操作。

數位銀行平台市場趨勢：

從傳統銀行向網路銀行平台的日益轉變是推動市場成長的主要因素之一。 DBP為客戶提供增強安全性的即時交易，使平台更加可靠和有效率。與此一致的是，由於銀行業務對提高透明度和靈活性的需求日益成長，網路和智慧型手機的普及率不斷提高，有利於市場成長。除此之外，在數位銀行平台中利用機器學習（ML）和人工智慧（AI）來檢測和防止支付詐欺、評估風險、改進反洗錢（AML）流程以及執行了解你的客戶（KYC）監管檢查正在推動市場成長。此外，對增強客戶體驗和便利性的需求不斷成長，以及銀行和金融機構廣泛採用基於雲端的解決方案以獲得更高的可擴展性，這些都為市場創造了積極的前景。其他因素，包括廣泛的研發（R＆D）活動以及促進無現金經濟的各種政府舉措的實施，預計將推動市場成長。

本報告回答的關鍵問題

全球數位銀行平台市場有多大？
2023-2028年全球數位銀行平台市場的預期成長率是多少？
推動全球數位銀行平台市場的關鍵因素是什麼？
COVID-19 對全球數位銀行平台市場有何影響？
基於組件的全球數位銀行平台市場的詳細情形如何？
全球數位銀行平台市場按類型分類是怎樣的？
全球數位銀行平台市場依部署模式分類是怎樣的？
基於銀行模式的全球數位銀行平台市場有何分化？
全球數位銀行平台市場的重點區域有哪些？
全球數位銀行平台市場的主要參與者/公司有哪些？

北美洲
- 美國
  - 市場走向
  - 市場預測
- 加拿大
  - 市場走向
  - 市場預測
亞太
- 中國
  - 市場走向
  - 市場預測
- 日本
  - 市場走向
  - 市場預測
- 印度
  - 市場走向
  - 市場預測
- 韓國
  - 市場走向
  - 市場預測
- 澳洲
  - 市場走向
  - 市場預測
- 印尼
  - 市場走向
  - 市場預測
- 其他
  - 市場走向
  - 市場預測
歐洲
- 德國
  - 市場走向
  - 市場預測
- 法國
  - 市場走向
  - 市場預測
- 英國
  - 市場走向
  - 市場預測
- 義大利
  - 市場走向
  - 市場預測
- 西班牙
  - 市場走向
  - 市場預測
- 俄羅斯
  - 市場走向
  - 市場預測
- 其他
  - 市場走向
  - 市場預測
拉丁美洲
- 巴西
  - 市場走向
  - 市場預測
- 墨西哥
  - 市場走向
  - 市場預測
- 其他
  - 市場走向
  - 市場預測
中東和非洲
- 市場走向
- 按國家/地區分類的市場細分
- 市場預測

第 11 章：SWOT 分析

概述
優勢
弱點
機會
威脅

第 12 章：價值鏈分析

第 13 章：波特五力分析

概述
買家的議價能力
供應商的議價能力
競爭程度
新進入者的威脅
替代品的威脅

第 14 章：價格分析

第15章：競爭格局

市場結構
關鍵參與者
關鍵參與者簡介
- Appway AG (FNZ (UK) Ltd.)
- Fidelity Information Services (FIS)
- Finastra Limited
- Fiserv Inc.
- Infosys Limited
- nCino
- NCR Corporation
- Oracle Corporation
- SAP SE
- Sopra Steria
- Tata Consultancy Services Limited
- Temenos AG
- The Bank of New York Mellon Corporation
- Worldline

簡介目錄圖表

Product Code: SR112023A5816

Abstract

Market Overview:

The global digital banking platform market size reached US$ 5.8 Billion in 2022. Looking forward, IMARC Group expects the market to reach US$ 12.2 Billion by 2028, exhibiting a growth rate (CAGR) of 12.5% during 2023-2028.

A digital banking platform (DBP) refers to financial services provided solely online by banks. It relies on process automation, application programming interfaces (APIs), and web-based services to serve customers through online channels. DBP involves the digitization of all traditional banking services and products, including funds transfer, bill payments, cash withdrawals, loan management, and opening deposit accounts. It also offers features and capabilities, such as checking and savings account, real-time transaction notifications, scheduling expenditures, obtaining bank statements, promoting cardless payments, and remotely monitoring personal finance management (PFM) and account-to-account (A2A) payments. DBP is easy, convenient, and quick to use and enables users to control and handle everyday financial operations using mobile phones, laptops, and desktops.

Digital Banking Platform Market Trends:

The increasing shift from traditional banking to online banking platforms represents one of the major factors driving the market growth. DBP provides instant transactions with enhanced security to the customer, thus making the platform more reliable and efficient. In line with this, the increasing penetration of the internet and smartphones due to the growing need for improved transparency and flexibility in banking operations is favoring the market growth. Apart from this, the utilization of machine learning (ML) and artificial intelligence (AI) in digital banking platforms to detect and prevent payment frauds, assess risks, improve processes for anti-money laundering (AML), and perform know-your-customer (KYC) regulatory checks are providing an impetus to the market growth. Additionally, the increasing demand for enhanced customer experience and convenience and the widespread adoption of cloud-based solutions by banks and financial institutions to obtain higher scalability is creating a positive outlook for the market. Other factors, including extensive research and development (R&D) activities and the implementation of various government initiatives promoting a cashless economy, are anticipated to drive the market toward growth.

Key Market Segmentation:

IMARC Group provides an analysis of the key trends in each sub-segment of the global digital banking platform market report, along with forecasts at the global, regional and country level from 2023-2028. Our report has categorized the market based on component, type, deployment mode and banking mode.

Breakup by Component:

Solutions

Services

Breakup by Type:

Retail Banking

Corporate Banking

Breakup by Deployment Mode:

On-premises

Cloud-based

Breakup by Banking Mode:

Online Banking

Mobile Banking

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

Competitive Landscape:

The competitive landscape of the industry has also been examined along with the profiles of the key players being Appway AG (FNZ (UK) Ltd.), Fidelity Information Services (FIS), Finastra Limited, Fiserv Inc., Infosys Limited, nCino, NCR Corporation, Oracle Corporation, SAP SE, Sopra Steria, Tata Consultancy Services Limited, Temenos AG, The Bank of New York Mellon Corporation and Worldline.

Key Questions Answered in This Report

1. How big is the global digital banking platform market?
2. What is the expected growth rate of the global digital banking platform market during 2023-2028?
3. What are the key factors driving the global digital banking platform market?
4. What has been the impact of COVID-19 on the global digital banking platform market?
5. What is the breakup of the global digital banking platform market based on the component?
6. What is the breakup of the global digital banking platform market based on the type?
7. What is the breakup of the global digital banking platform market based on the deployment mode?
8. What is the breakup of the global digital banking platform market based on the banking mode?
9. What are the key regions in the global digital banking platform market?
10. Who are the key players/companies in the global digital banking platform market?

1 Preface

2 Scope and Methodology

2.1 Objectives of the Study
2.2 Stakeholders
2.3 Data Sources
- 2.3.1 Primary Sources
- 2.3.2 Secondary Sources
2.4 Market Estimation
- 2.4.1 Bottom-Up Approach
- 2.4.2 Top-Down Approach
2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

4.1 Overview
4.2 Key Industry Trends

5 Global Digital Banking Platform Market

5.1 Market Overview
5.2 Market Performance
5.3 Impact of COVID-19
5.4 Market Forecast

6 Market Breakup by Component

6.1 Solutions
- 6.1.1 Market Trends
- 6.1.2 Market Forecast
6.2 Services
- 6.2.1 Market Trends
- 6.2.2 Market Forecast

7 Market Breakup by Type

7.1 Retail Banking
- 7.1.1 Market Trends
- 7.1.2 Market Forecast
7.2 Corporate Banking
- 7.2.1 Market Trends
- 7.2.2 Market Forecast

8 Market Breakup by Deployment Mode

8.1 On-premises
- 8.1.1 Market Trends
- 8.1.2 Market Forecast
8.2 Cloud-based
- 8.2.1 Market Trends
- 8.2.2 Market Forecast

9 Market Breakup by Banking Mode

9.1 Online Banking
- 9.1.1 Market Trends
- 9.1.2 Market Forecast
9.2 Mobile Banking
- 9.2.1 Market Trends
- 9.2.2 Market Forecast

10 Market Breakup by Region

10.1 North America
- 10.1.1 United States
  - 10.1.1.1 Market Trends
  - 10.1.1.2 Market Forecast
- 10.1.2 Canada
  - 10.1.2.1 Market Trends
  - 10.1.2.2 Market Forecast
10.2 Asia-Pacific
- 10.2.1 China
  - 10.2.1.1 Market Trends
  - 10.2.1.2 Market Forecast
- 10.2.2 Japan
  - 10.2.2.1 Market Trends
  - 10.2.2.2 Market Forecast
- 10.2.3 India
  - 10.2.3.1 Market Trends
  - 10.2.3.2 Market Forecast
- 10.2.4 South Korea
  - 10.2.4.1 Market Trends
  - 10.2.4.2 Market Forecast
- 10.2.5 Australia
  - 10.2.5.1 Market Trends
  - 10.2.5.2 Market Forecast
- 10.2.6 Indonesia
  - 10.2.6.1 Market Trends
  - 10.2.6.2 Market Forecast
- 10.2.7 Others
  - 10.2.7.1 Market Trends
  - 10.2.7.2 Market Forecast
10.3 Europe
- 10.3.1 Germany
  - 10.3.1.1 Market Trends
  - 10.3.1.2 Market Forecast
- 10.3.2 France
  - 10.3.2.1 Market Trends
  - 10.3.2.2 Market Forecast
- 10.3.3 United Kingdom
  - 10.3.3.1 Market Trends
  - 10.3.3.2 Market Forecast
- 10.3.4 Italy
  - 10.3.4.1 Market Trends
  - 10.3.4.2 Market Forecast
- 10.3.5 Spain
  - 10.3.5.1 Market Trends
  - 10.3.5.2 Market Forecast
- 10.3.6 Russia
  - 10.3.6.1 Market Trends
  - 10.3.6.2 Market Forecast
- 10.3.7 Others
  - 10.3.7.1 Market Trends
  - 10.3.7.2 Market Forecast
10.4 Latin America
- 10.4.1 Brazil
  - 10.4.1.1 Market Trends
  - 10.4.1.2 Market Forecast
- 10.4.2 Mexico
  - 10.4.2.1 Market Trends
  - 10.4.2.2 Market Forecast
- 10.4.3 Others
  - 10.4.3.1 Market Trends
  - 10.4.3.2 Market Forecast
10.5 Middle East and Africa
- 10.5.1 Market Trends
- 10.5.2 Market Breakup by Country
- 10.5.3 Market Forecast

11 SWOT Analysis

11.1 Overview
11.2 Strengths
11.3 Weaknesses
11.4 Opportunities
11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

13.1 Overview
13.2 Bargaining Power of Buyers
13.3 Bargaining Power of Suppliers
13.4 Degree of Competition
13.5 Threat of New Entrants
13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

15.1 Market Structure
15.2 Key Players
15.3 Profiles of Key Players
- 15.3.1 Appway AG (FNZ (UK) Ltd.)
  - 15.3.1.1 Company Overview
  - 15.3.1.2 Product Portfolio
- 15.3.2 Fidelity Information Services (FIS)
  - 15.3.2.1 Company Overview
  - 15.3.2.2 Product Portfolio
  - 15.3.2.3 Financials
  - 15.3.2.4 SWOT Analysis
- 15.3.3 Finastra Limited
  - 15.3.3.1 Company Overview
  - 15.3.3.2 Product Portfolio
- 15.3.4 Fiserv Inc.
  - 15.3.4.1 Company Overview
  - 15.3.4.2 Product Portfolio
  - 15.3.4.3 Financials
  - 15.3.4.4 SWOT Analysis
- 15.3.5 Infosys Limited
  - 15.3.5.1 Company Overview
  - 15.3.5.2 Product Portfolio
  - 15.3.5.3 Financials
  - 15.3.5.4 SWOT Analysis
- 15.3.6 nCino
  - 15.3.6.1 Company Overview
  - 15.3.6.2 Product Portfolio
  - 15.3.6.3 Financials
- 15.3.7 NCR Corporation
  - 15.3.7.1 Company Overview
  - 15.3.7.2 Product Portfolio
  - 15.3.7.3 Financials
  - 15.3.7.4 SWOT Analysis
- 15.3.8 Oracle Corporation
  - 15.3.8.1 Company Overview
  - 15.3.8.2 Product Portfolio
  - 15.3.8.3 Financials
  - 15.3.8.4 SWOT Analysis
- 15.3.9 SAP SE
  - 15.3.9.1 Company Overview
  - 15.3.9.2 Product Portfolio
  - 15.3.9.3 Financials
  - 15.3.9.4 SWOT Analysis
- 15.3.10 Sopra Steria
  - 15.3.10.1 Company Overview
  - 15.3.10.2 Product Portfolio
  - 15.3.10.3 Financials
  - 15.3.10.4 SWOT Analysis
- 15.3.11 Tata Consultancy Services Limited
  - 15.3.11.1 Company Overview
  - 15.3.11.2 Product Portfolio
  - 15.3.11.3 Financials
  - 15.3.11.4 SWOT Analysis
- 15.3.12 Temenos AG
  - 15.3.12.1 Company Overview
  - 15.3.12.2 Product Portfolio
  - 15.3.12.3 Financials
  - 15.3.12.4 SWOT Analysis
- 15.3.13 The Bank of New York Mellon Corporation
  - 15.3.13.1 Company Overview
  - 15.3.13.2 Product Portfolio
  - 15.3.13.3 Financials
  - 15.3.13.4 SWOT Analysis
- 15.3.14 Worldline
  - 15.3.14.1 Company Overview
  - 15.3.14.2 Product Portfolio
  - 15.3.14.3 Financials

簡介目錄圖表

List of Figures

Figure 1: Global: Digital Banking Platform Market: Major Drivers and Challenges
Figure 2: Global: Digital Banking Platform Market: Sales Value (in Billion US$), 2017-2022
Figure 3: Global: Digital Banking Platform Market Forecast: Sales Value (in Billion US$), 2023-2028
Figure 4: Global: Digital Banking Platform Market: Breakup by Component (in %), 2022
Figure 5: Global: Digital Banking Platform Market: Breakup by Type (in %), 2022
Figure 6: Global: Digital Banking Platform Market: Breakup by Deployment Mode (in %), 2022
Figure 7: Global: Digital Banking Platform Market: Breakup by Banking Mode (in %), 2022
Figure 8: Global: Digital Banking Platform Market: Breakup by Region (in %), 2022
Figure 9: Global: Digital Banking Platform (Solutions) Market: Sales Value (in Million US$), 2017 & 2022
Figure 10: Global: Digital Banking Platform (Solutions) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 11: Global: Digital Banking Platform (Services) Market: Sales Value (in Million US$), 2017 & 2022
Figure 12: Global: Digital Banking Platform (Services) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 13: Global: Digital Banking Platform (Retail Banking) Market: Sales Value (in Million US$), 2017 & 2022
Figure 14: Global: Digital Banking Platform (Retail Banking) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 15: Global: Digital Banking Platform (Corporate Banking) Market: Sales Value (in Million US$), 2017 & 2022
Figure 16: Global: Digital Banking Platform (Corporate Banking) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 17: Global: Digital Banking Platform (On-premises) Market: Sales Value (in Million US$), 2017 & 2022
Figure 18: Global: Digital Banking Platform (On-premises) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 19: Global: Digital Banking Platform (Cloud-based) Market: Sales Value (in Million US$), 2017 & 2022
Figure 20: Global: Digital Banking Platform (Cloud-based) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 21: Global: Digital Banking Platform (Online Banking) Market: Sales Value (in Million US$), 2017 & 2022
Figure 22: Global: Digital Banking Platform (Online Banking) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 23: Global: Digital Banking Platform (Mobile Banking) Market: Sales Value (in Million US$), 2017 & 2022
Figure 24: Global: Digital Banking Platform (Mobile Banking) Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 25: North America: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 26: North America: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 27: United States: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 28: United States: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 29: Canada: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 30: Canada: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 31: Asia-Pacific: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 32: Asia-Pacific: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 33: China: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 34: China: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 35: Japan: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 36: Japan: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 37: India: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 38: India: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 39: South Korea: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 40: South Korea: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 41: Australia: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 42: Australia: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 43: Indonesia: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 44: Indonesia: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 45: Others: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 46: Others: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 47: Europe: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 48: Europe: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 49: Germany: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 50: Germany: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 51: France: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 52: France: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 53: United Kingdom: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 54: United Kingdom: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 55: Italy: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 56: Italy: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 57: Spain: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 58: Spain: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 59: Russia: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 60: Russia: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 61: Others: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 62: Others: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 63: Latin America: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 64: Latin America: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 65: Brazil: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 66: Brazil: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 67: Mexico: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 68: Mexico: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 69: Others: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 70: Others: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 71: Middle East and Africa: Digital Banking Platform Market: Sales Value (in Million US$), 2017 & 2022
Figure 72: Middle East and Africa: Digital Banking Platform Market: Breakup by Country (in %), 2022
Figure 73: Middle East and Africa: Digital Banking Platform Market Forecast: Sales Value (in Million US$), 2023-2028
Figure 74: Global: Digital Banking Platform Industry: SWOT Analysis
Figure 75: Global: Digital Banking Platform Industry: Value Chain Analysis
Figure 76: Global: Digital Banking Platform Industry: Porter's Five Forces Analysis

List of Tables

Table 1: Global: Digital Banking Platform Market: Key Industry Highlights, 2022 and 2028
Table 2: Global: Digital Banking Platform Market Forecast: Breakup by Component (in Million US$), 2023-2028
Table 3: Global: Digital Banking Platform Market Forecast: Breakup by Type (in Million US$), 2023-2028
Table 4: Global: Digital Banking Platform Market Forecast: Breakup by Deployment Mode (in Million US$), 2023-2028
Table 5: Global: Digital Banking Platform Market Forecast: Breakup by Banking Mode (in Million US$), 2023-2028
Table 6: Global: Digital Banking Platform Market Forecast: Breakup by Region (in Million US$), 2023-2028
Table 7: Global: Digital Banking Platform Market: Competitive Structure
Table 8: Global: Digital Banking Platform Market: Key Players

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