市場調查報告書

付款策略預測(2021):IDC FutureScape

IDC FutureScape: Worldwide Payment Strategies 2021 Predictions

出版商 IDC 商品編碼 968055
出版日期 內容資訊 英文 17 Pages
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付款策略預測(2021):IDC FutureScape IDC FutureScape: Worldwide Payment Strategies 2021 Predictions
出版日期: 2020年10月27日內容資訊: 英文 17 Pages
簡介

此報告包含有關付款策略的預測,並提供有關10個主要預測,增長因素,IT影響和建議的信息。

IDC FutureScape的視圖

執行摘要

IDC FutureScape預測

  • 外部增長因素概述
  • 預測:對技術購買者的影響
    • 預測1:到2024年,將有45%的跨境銀行付款使用ISO 20022標準消息傳遞框架。
    • 預測2:到2023年,所有銀行付款的50%將使用AI/ML不斷優化付款消息傳遞和路由,以提高成本和效率。
    • 預測3:到2025年,在實時付款的推動下,B2B付款的50%將轉移到電子渠道。
    • 預測4:到2024年,從事國際業務的公司中有60%將接受超過5種本地支付方式,以促進B2B和C2B跨境交易兩者都影響卡支付市場。
    • 預測5:到2024年,在電子商務和託管(SaaS)商業平台日益普及的推動下,所有B2C電子商務支付中的40%以上將由支付服務提供商處理。
    • 預測6:到2023年,基於區塊鏈的跨境匯款網絡將沿著特定的地理走廊發展,將承載超過450億美元的資金。
    • 預測7:到2024年,將有85%的零售商提供至少兩種不同的非接觸式付款方式,分別將轉化率和客戶保留率分別提高40%和30%。
    • 預測8:到2021年,一級的50%的公司銀行將利用請求付款,有條件付款,託管服務以及對賬等實時付款來建立覆蓋服務組合。
    • 預測9:到2023年,全球60%的銀行將具有針對點對點和公司間即時付款的實時欺詐和AML風險篩選功能。
    • 預測10:到2023年,將有60%的公司使用數位B2B支付提供商來優化速度,條款和資金,繞過銀行和傳統支付方案以及跨境。簡化交叉訪問。
      • 相關成長因素
      • 對IT的影響
      • 指導

給技術購買者的建議

外部增長因素:詳細信息

  • 加速動盪:危機,恢復力,機會
  • 戰略創新:今天塑造了未來的公司
  • 未來標準:彈性業務和運營模式
  • 智能無處不在:數據驅動行動
  • 重新思考全球化:混亂挑戰彈性
  • 數位平台:大型生態系統
  • 信任危機:應對不斷上升的期望

參考

  • 相關研究
目錄
Product Code: US46502320

This IDC study presents top 10 predictions for payments. Each prediction is shaped by a common set of key drivers and provides a planning tool for technology leaders and their line-of-business counterparts to use in their strategic planning efforts. The predictions included in this study are an indicator of the changing landscape in payments and its impact across multiple use cases.According to Aaron Press, research director, Worldwide Payment Strategies at IDC, "Even before COVID-19, payments were undergoing rapid change and had remained a leading source of motivation for innovation and digital transformation in financial services and business. Looking to the future, it's clear that this will continue to be true as technology advances create opportunities for efficiency, safety, and new business models."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: By 2024, 45% of Cross-Border Bank Payments Will Use the ISO 20022 Standard Messaging Framework
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 2: By 2023, 50% of All Bank Payments Will Use AI/ML to Continuously Optimize Payment Messaging and Routing for Cost and Efficiency
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 3: By 2025, 50% of B2B Payments Will Shift to Electronic Channels, Driven by Real-Time Payments
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 4: By 2024, 60% of Companies Doing Business Internationally Will Accept Five or More Local Payment Methods to Smooth Cross-Border Transactions, Impacting the Market for Card Payments in Both B2B and C2B
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 5: By 2024, Over 40% of All B2C eCommerce Payments Will Be Processed by a Payments Facilitator, Driven by Increased Popularity of eCommerce and Hosted (SaaS) Commerce Platforms
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 6: By 2023, Cross-Border Remittance Networks Built on Blockchain Will Develop Along Specific Geographic Corridors and Carry More Than $45 Billion
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 7: By 2024, 85% of Retailers Will Offer at Least Two Different Contactless Payment Options, Driving Conversion and Customer Retention Rates by 40% and 30%, Respectively
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 8: By 2021, 50% of Tier 1 Corporate Banks Will Build an Overlay Services Portfolio Leveraging Real-Time Payments, Led by Request to Pay, Conditional Payments, Escrow Services, and Reconciliation
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 9: By 2023, 60% of Banks, Worldwide, Will Have Real-Time Fraud and AML Risk Screening Capabilities for Peer-to-Peer and Person-to-Business Instant Payments
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 10: By 2023, 60% of Businesses Will Rely on Digital B2B Payment Providers to Optimize for Speed, Reduced Terms, and Financing, and to Streamline Cross-Border Access, Bypassing Banks and Legacy Payment Schemes
      • Associated Drivers
      • IT Impact
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • Accelerated Disruption - Crisis, Resilience, and Opportunity
    • Description
    • Context
  • Strategic Innovation - Shaping the Future Enterprise Today
    • Description
    • Context
  • The Next Normal - Resilient Business and Operating Models
    • Description
    • Context
  • Intelligence Everywhere - Data Drives Action
    • Description
    • Context
  • Rethinking Globalization - Disruptions Challenge Resilience
    • Description
    • Context
  • Digital Platform - Ecosystems at Scale
    • Description
    • Context
  • Crisis of Trust - Meeting Rising Expectations
    • Description
    • Context

Learn More

  • Related Research