IDC PlanScape:統一付款基礎設施的數位轉換 (DX)
IDC PlanScape: Digital Transformation for Unified Payments Infrastructure
|出版日期||內容資訊||英文 14 Pages
|IDC PlanScape:統一付款基礎設施的數位轉換 (DX) IDC PlanScape: Digital Transformation for Unified Payments Infrastructure|
|出版日期: 2019年04月15日||內容資訊: 英文 14 Pages||
統一支付體系結構(unified payment infrastructure)的概念已存在多年，但我們正處於歷史的轉折點，金融機構必須投資變革以實現新的即時支付，同時優化複雜，昂貴的現有系統。建立統一的支付基礎設施路線圖，以改善客戶體驗，創新系統，最大限度地提高運營效率。
This IDC PlanScape presents a digital transformation road map framework that enables financial institutions to develop their own DX road map for a unified payments infrastructure. Unified payments use cases represent a subset of those identified by IDC Financial Insights as key to DX across retail and corporate banking."The concept of a unified payments architecture has been around for many years, but we are at a turning point in history in which financial institutions must invest in change to enable new real-time payments and yet optimize complicated, costly legacy systems. Banks should build their unified payments infrastructure road map with the use cases in this document as a template. While institutions of varying sizes will face different levels of complexity along the journey to modernization of payments, they each must adapt to this new era of payments and along the way improve customer experience, open their systems for innovation, and maximize operational efficiency," states Rivka Gewirtz Little, research director, IDC Financial Insights.