市場調查報告書

IDC FutureScape:2019年企業銀行的全球市場預測

IDC FutureScape: Worldwide Corporate Banking 2020 Predictions

出版商 IDC 商品編碼 738762
出版日期 內容資訊 英文 17 Pages
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IDC FutureScape:2019年企業銀行的全球市場預測 IDC FutureScape: Worldwide Corporate Banking 2020 Predictions
出版日期: 2019年10月31日內容資訊: 英文 17 Pages
簡介

本報告涵括企業銀行市場今後5年的10大預測等資訊。

IDC FutureScape的見解

摘要整理

IDC FutureScape的預測

  • 外性促進要素的摘要
  • 預測:對技術買主的影響
    • 預測1:SWIFT gpi準標準將改善跨境支付追蹤,但到2020年,只有10%的網絡銀行能收益化
    • 預測2:企業核算的即時付款(RTP)基礎設施的進入,等候互通性到2023年將不會達到10%,但隨著RTP案例的發展和限制上升,銀行將為它們做好準備。
    • 預測3:2021年,20%的一級公司銀行將投資建設平台功能,以在物聯網生態系統中發揮關鍵作用:M2M支付,資料驅動會計和現金優化
    • 預測4:基於區塊鏈的貿易融資支出將以五年年複合成長率75.6%的速度增長,到2022年達到6.699億美元
    • 預測5:在2021年之前,使用電子付款的企業·個人支付(B2C)到2021年到將超過20兆美元
    • 預測6:隨著發展中市場金融賬戶的增加,全球每月消費賬單的33%將在2022年之前通過電子方式支付
    • 預測7:到2020年,全球10%的銀行將至少分配5%的IT預算用於連接企業和零售銀行核心系統,以改善中小企業客戶群的信貸決策
    • 預測8:到2021年,全球20%的一級和二級銀行將利用API並與同行金融機構共享至少三個外部公司銀行應用程序,以改進風險評估,信貸決策和共同借貸
    • 預測9:五分之一的企業財務主管將在2023年使用其銀行提供的AI / ML功能來支持自動化財務決策
    • 預測10:行動技術的進步,包括智慧手機,平板電腦和其他物聯網設備,到2022年將使財務運營效率提高50%

給技術買主的主要建議

外性促進要素:詳細內容

參考資料

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目錄
Product Code: US44961019

This IDC FutureScape presents the top 10 predictions for the corporate banking industry. Each prediction is shaped by a common set of key drivers that provides a planning tool for technology leaders and their line-of-business counterparts to use in their IT strategic planning efforts. The challenges of the industry continue to be shaped by trying to match fintech innovations, meet customer expectations, and protect the brand while resources are scarce and regulatory burdens persist."The innovativeness and customer experience in corporate banking is increasingly falling behind other lines of business. The shift to real-time payments, the continuous low-interest environment, a looming market correction, and corporate customers expecting a better, more connected, more insightful, and data-driven value proposition will put pressure on banks to move toward building a connected and increasingly open treasury ecosystem. New partnerships and data and value-added services will be key to future proof corporate banks," said Thomas Zink, research director, IDC Financial Insights.

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: By 2021, 70% of corporate banks will adopt real-time payments, but only 25 % will be able to productize it, despite two-thirds of customers being open to pay for related value-added services.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 2: Ecosystem and connectivity are increasingly crucial for banks when choosing treasury apps. By 2023, 50% of treasury applications decisions will be based on partner ecosystem and advanced APIs.
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 3: By 2023, treasury system software investments are expected to grow at 40%, twice the rate of total treasury ICT; the corresponding liquidity management is a new source of competitive advantage.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 4: As traditional corporate banking business models are coming under pressure, new XaaS models will grow to 4% of total corporate banking revenues by 2023.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 5: By year-end 2020, 85% of banks will implement AI applications enabling intelligent decisions and automated processes for corporate KYC, reducing time to approved enrollment for new corporate accounts.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 6: By 2021, 90% of global corporate banks will service clients by monitoring their transactions and financial operations using data analytics tools to reduce counterparty risk.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 7: By 2023, 30% of corporate banking lines of business will have implemented AI, including data-driven predictive machine learning, for automated payments processing and cash management.
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 8: By 2025, the convergence of DLT, IoT, and smart contracts will reduce cost for enabled operations by 60% and will cut processing times in half for paper-heavy transactions such as letter of credit.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 9: By 2020, 70% of global corporate banks will provide cash management and liquidity forecasting services to their clients, increasingly based on real-time data.
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 10: By the end of 2020, 20% of corporate treasurers worldwide will be running treasury operations on private or public cloud, supplied by banks and enabled by improvements in next-generation security.
      • Associated Drivers:
      • IT Impact
      • Business Impact
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • The Age of Innovation - Driving the Future Enterprise
    • Description
    • Context
  • Sense, Compute, Act - Maximizing Data Value
    • Description
    • Context
  • Accelerated Disruption - Navigating Business Challenges as Volatility Intensifies
    • Description
    • Context
  • Intelligence Everywhere - AI's Opportunity and Implications
    • Description
    • Context
  • The Future of Work -Agile, Augmented, Borderless, and Reconfigurable
    • Description
    • Context
  • The Platform Economy - Competing at Hyperscale
    • Description
    • Context

Learn More

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