表紙
市場調查報告書

IDC FutureScape:2019年的付款全球市場預測

IDC FutureScape: Worldwide Payments 2019 Predictions

出版商 IDC 商品編碼 345092
出版日期 內容資訊 英文 21 Pages
訂單完成後即時交付
價格
IDC FutureScape:2019年的付款全球市場預測 IDC FutureScape: Worldwide Payments 2019 Predictions
出版日期: 2018年10月31日內容資訊: 英文 21 Pages
簡介

變化激烈的付款市場持續混亂,但是為企業和消費者提供方便,在需要的時候提供安全的貨幣供應這樣的業務關鍵仍然沒變。即使競爭,技術和監管使這些核心組件的盈利變得更加困難,金融機構仍必須提供這些核心服務。

本報告涵括透過付款市場的今後計劃得來之前10大預測等資訊。

IDC FutureScape的見解

摘要整理

IDC FutureScape的預測

  • 外性促進要素的摘要
  • 預測:對技術買主的影響
    • 預測1:SWIFT gpi國際標準將改善跨境支付追踪,但到2020年,只有10%的網絡銀行將使用自己的數據豐富分析將其收益化
    • 預測2:到2022年,50%的全球消費者支付法律/法規將要求生物識別認證方法而不是使用PIN或密碼
    • 預測3:到2021年,85%的所有金融機構將使用支援AI的預測分析解決方案進行身份驗證,以減少詐騙並減少所有支付類型的誤報
    • 預測4:隨著消費者和企業提供的可穿戴設備的增長和普及,到2024年,全球15%的消費者支付將通過可穿戴設備進行認證和/或交易
    • 預測5:到2021年,銀行對互相運用型P2P平台的投資將成為2018年的3倍,但金融科技企業將通過巧妙的產品差異化保持競爭力
    • 預測6:在尋求更加無摩擦的支付體驗中,實施非接觸式支付的壓力將會增加; 到2023年,全球60%的零售商將接受非接觸式支付技術
    • 預測7:到2023年,90%的全球銀行將完成其後端支付系統的轉型和現代化
    • 預測8:隨著物聯網的擴大,到2024年,獲得金融服務的連接設備數量也將擴大到達到100億台設備
    • 預測9:移動技術的使用將繼續擴大金融服務的使用範圍,到2022年,更進一步增加2.5億人獲得基本金融服務
    • 預測10:基於區塊鏈的跨境匯款網絡將沿著特定的地理迴廊發展,到2023年將超過600億美元

給技術買主的主要建議

外性促進要素:詳細內容

參考資料

本網頁內容可能與最新版本有所差異。詳細情況請與我們聯繫。

目錄
Product Code: US43348718

This IDC Financial Insights study presents the top 10 predictions - in no particular order - for payment leaders to consider as they think through their upcoming plans. A common set of key drivers are included so that technology leaders can look at the broader conditions beyond the predictions.According to James Wester, research director, Worldwide Payment Strategies, "Payments continues to be roiled by immense changes, but the key components of the business of moving money remain the same: give businesses and consumers convenient, secure access to their money when they need it. Financial institutions must provide these core services even as competition, technology, and regulation make delivering those core components profitably even more difficult."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: Cross-Border Payment Tracking Will Be Improved by the SWIFT gpi Quasi-Standard, But Only 10% of Banks on the Network Will Have Monetized It by 2020 Using Their Own Data-Rich Analytics
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 2: By 2022, 50% of Global Consumer Payments Will Require by Law/Regulation a Biometric Authentication Method Instead of Using PIN or Password
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 3: By 2021, 85% of All Financial Institutions Will Use AI-Enabled Predictive Analytic Solutions for Identity Verification to Mitigate Fraud and Drive False Positive Reduction Across All Payment Types
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 4: With the Growth and Acceptance of Consumer and Corporate-Provided Wearables, by 2024, 15% of Consumer Payments Worldwide Will Be Authenticated and/or Transacted via Wearable Devices
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 5: By 2021, Global Investment by Banks into Interoperable P2P Platforms Will Have Tripled from Its Value in 2018, But Fintech Players Will Remain Competitive Through Skillful Product Differentiation
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 6: In the Search of a More Frictionless Payment Experience, the Pressure to Implement Contactless Payments Will Grow; 60% of Retailers Worldwide Will Be Accepting Contactless Payment Technologies by 2023
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 7: By 2023, 90% of Global Banks Will Have Completed the Transformation and Modernization of Their Back-End Payment Systems
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 8: As the IoT Expands, the Number of Connected Devices with Access to Financial Services Will Also Expand to Reach 10 Billion Devices by 2024
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 9: The Use of Mobile Technology Will Continue to Expand Access to Financial Services So That by 2022 an Additional 250 Million People Will Have Access to Basic Financial Services
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance
    • Prediction 10: Cross-Border Remittance Networks Built on Blockchain Will Develop Along Specific Geographic Corridors and Carry More than $60 Billion by 2023
      • Associated Drivers
      • IT Impact
        • Business Impact
      • Guidance

ADVICE FOR TECHNOLOGY BUYERS

EXTERNAL DRIVERS: DETAIL

  • Next Chapter of DX: Technology-Driven Transformation Altering Business and Society
  • New Nature of Risk: Innovation to Defend Against Bad Actors and Comply with Increasing Regulatory Compliance
  • Sense, Compute, Actuate: Turning Data into Value
  • Platforms, Platforms, Platforms: Industry Competes for Innovation at Scale
  • Cyber Insecurity: Theft, Cyberattack, and Negligence Create a Crisis of Digital Trust
  • The Race to Innovate: Speed of Change, Delivery, and Operations Separates Thrivers and Survivors
  • Legacy Inertia: Retrofit the Old into the DX World

Learn More

  • Related Research