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IDC FutureScape:金融服務的全球市場預測 (2020年)

IDC FutureScape: Worldwide Financial Services 2020 Predictions

出版商 IDC 商品編碼 345045
出版日期 內容資訊 英文 22 Pages
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IDC FutureScape:金融服務的全球市場預測 (2020年) IDC FutureScape: Worldwide Financial Services 2020 Predictions
出版日期: 2019年10月31日內容資訊: 英文 22 Pages
簡介

本報告提供IDC的金融服務業的10大預測相關之系統性資訊。

IDC FutureScape價值

摘要整理

IDC FutureScape的預測

  • 外部促進因素摘要
  • 預測:對技術買家的影響
    • 預測1:到2021年,全球50%的保險公司將與至少三家InsurTechs合作,以因應互聯生態系統的發展
    • 預測2:到2022年,全球10%的成年人將註冊基於區塊鏈的自我主權身份,從而創造一個擁有4.85億尋求擁有並控制其數位身份的人的擴展市場
    • 預測3:到2020年底,分支交易的15%將在數位平台上預先註冊,並在分支機構的ATM,自動提款機,櫃員或儲物櫃中完成
    • 預測4:到2025年,40%的銀行將通過雲端生態系統與金融科技顛覆者合作,以提供實時支付覆蓋產品
    • 預測5:到2022年底,40%的保險公司將使用AI技術和交互式界面使計費流程自動化
    • 預測6:到2020年,小額保險的滲透率將增長20%以上,這得益於移動支付的普及,保險技術的創新以及保險公司較低的交易成本
    • 預測7:到2022年,全球50%的一級銀行將使用量子計算來審查資產分配,算法交易和定價策略
    • 預測8:到2024年,將有80%的銀行從雲端市場購買和集成金融科技解決方案
    • 預測9:傳統的公司金融業務模式正面臨壓力,到2023年,新的XaaS模式將使公司財務總收入增長4%
    • 預測10:到2024年,將有20%的銀行通過使用機器學習,替代數據和金融技術合作夥伴關係,擴大對非傳統消費者和小企業借款人的貸款

給技術買主的建議

外部的促進因素:詳細內容

參考資料

  • 相關調查

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目錄
Product Code: US44313719

This IDC Financial Insights study developed seven drivers that both CIOs and their business partners should consider over the next five years. The list is not meant to be exhaustive nor is it meant to be final. IDC Financial Insights publishes a new list of drivers annually, and many are evolutionary. Last year's drivers were instrumental in developing this list, just as this year's drivers will be critical to the formulation of next year's drivers.Of the seven drivers, it became clear that some drivers had further reach within financial services than others. These drivers are more far reaching and thus are likely to have the most complexity and cost in implementation. Key drivers listed in the Summary of External Drivers section are in order based on the number of times they were cited by the global analyst team as impacting the prediction. At the end of the study (see the External Drivers: Detail section), a more in-depth analysis of the drivers is provided.According to Marc DeCastro, research director, IDC Financial Insights, "As disruption becomes the new normal, incumbent financial service firms are finding that they need to do more than just keep up with those challenging the status quo. Customers' expectations continue to rise as the implementation of innovation is being accelerated by things such as artificial intelligence, the Internet of Things, next-generation security, and robotics. Now, more than ever, financial institutions must embrace transformation while balancing risk, security, and compliance requirements."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: By 2021, 50% of Insurers Worldwide Will Work with at Least Three Insurtechs, as the Industry Adapts to an Evolving Connected Ecosystem
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 2: By 2022, 10% of the World's Adults Will Register for a Blockchain-Based Self-Sovereign Identity, Creating an Expanding Market of 485 Million People Who Seek to Own and Control Their Digital Identity
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 3: By the End of 2020, 15% of In-Branch Transactions Will Be Prestaged on Digital Platforms and Fulfilled at ATMs, Drive Ups, Tellers, or Lockers at the Branch as Physical and Digital Experiences Merge
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 4: By 2025, 40% of Banks Will Partner with Fintech Disruptors Through Cloud Ecosystems to Offer Real-Time Payment Overlay Products Addressing Business and Cross-Border Challenges
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 5: By the End of 2022, 40% of Insurers Will Automate Claims Processes with Artificial Intelligence Technologies and Conversational Interfaces to Improve Speed of Response, Efficiency, and Personalization
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 6: In 2020, the Penetration of Microinsurance Will Grow by More than 20%, Fueled by Uptake of Mobile Payments, Insurtech Innovation, and the Resulting Lower Transaction Costs for Insurers
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 7: By 2022, 50% of Global Tier 1 Banks Will Use Quantum Computing to Review Portfolio Allocations, Algorithmic Trading, and Pricing Strategies, Exponentially Improving the Ability to Respond to the Market
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 8: By 2024, 80% of Banks Will Be Purchasing and Integrating Fintech Solutions from Cloud Marketplaces
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 9: As Traditional Corporate Banking Business Models Are Coming Under Pressure, New XaaS Models Will Grow to 4% of Total Corporate Banking Revenue by 2023
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 10: By 2024, 20% of Banks Will Expand Lending to Nontraditional Consumer and Small Business Borrowers by Using Machine Learning, Alternative Data, and Fintech Partnerships
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • Rising Customer Expectations: More Convenience, Customization, and Control
    • Description
    • Context
  • The Age of Innovation: Driving the Future Enterprise
    • Description
    • Context
  • The Platform Economy: Competing at Hyperscale
    • Description
    • Context
  • Accelerated Disruption: Navigating Business Challenges as Volatility Intensifies
    • Description
    • Context
  • Intelligence Everywhere: AI's Opportunity and Implications
    • Description
    • Context
  • Crisis of Digital Trust: Escalating Threats Mandates Strategic Responses
    • Description
    • Context
  • The Future of Work: Agile, Augmented, Borderless, and Reconfigurable
    • Description
    • Context

Learn More

  • Related Research
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