信用銷售 (BNPL) - 題目分析
市場調查報告書
商品編碼
919475

信用銷售 (BNPL) - 題目分析

Buy Now Pay Later - Thematic Research

出版日期: | 出版商: GlobalData | 英文 46 Pages | 訂單完成後即時交付

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簡介目錄

本報告提供急速成長中的信用銷售 (BNPL:Buy Now Pay Later) 市場相關調查分析,提供主要企業,趨勢·促進因素,用戶群等相關的系統性資訊。

企業

趨勢

  • 技術趨勢
  • 宏觀經濟趨勢
  • 人口統計趨勢
  • 法規趨勢

產業分析

  • 市場規模·成長率預測
  • 北歐國家和大洋洲是最成熟的BNPL市場
  • 今後3年,中東·非洲除外的全部市場均將穩定成長
  • BNPL的消費者融資對銀行和卡計劃的破壞很小

消費者的使用案例

  • 便利性
  • 沒有手續費的貨到付款
  • 採購保障
  • 減輕違法行為
  • 購買力的增加

商人的使用案例

  • 結帳籃尺寸的增加
  • 改善客戶轉化率/減少放棄結帳
  • 廣泛的客戶群
  • 即時獲得資金
  • 欺詐和違約風險

價值鏈

趨勢

  • BNPL企業的敗部復活
  • 世界經濟的低迷
  • 詐欺檢測·抑制
  • 零售信用的傳統供應商等

企業章節

  • 競爭分析
  • M&A
  • 企業

補充資料

GlobalData的銀行·付款調查

二級資訊來源

相關調查

附錄:調查手法

簡介目錄
Product Code: GDRB-TR-S047

This report discusses the disruptive potential of the BNPL sector on the payments industry. It identifies the leading companies that are driving growth in the space as well as the benefits BNPL provides to both merchants and consumers. The report also discusses the risks around BNPL loans and the future regulatory outlook.

Buy now pay later (BNPL) providers disrupt the lending sector by simplifying access to loans to consumers and reducing friction at payment points. The sector has been around for many years, but it has seen rapid growth recently as key players expanded into new regions. Long dominated by key BNPL providers such as Klarna, Clearpay, and Affirm, the sector is now being challenged by incumbent card networks and banks such as Visa, Mastercard, and Barclays. The sector has been able to grow so rapidly partly due to a lack of regulation. However, governing bodies are reviewing the sector and considering imposing rules to protect consumers from accumulating unmanageable debt.

Scope

  • The global BNPL sector reached $160 billion in 2021.
  • Millennials and Generation Z are the main demographics driving the adoption of BNPL.
  • UK consumers paid $50.7 million in BNPL late fees in the UK in 2020, while one in 10 consumers dealt with debt collectors due to unpaid loans.
  • In 2020, Klarna reached 87 million users, generated $1 billion in revenue, but reported a loss of $139 million.

Reasons to Buy

  • Understand key technology, macroeconomic, and regulatory trends driving BNPL.
  • Find out how BNPL challenges the payment card market.
  • Find out how incumbent financial institutions are responding to BNPL.
  • Identify the key players in the sector.

Table of Contents

Table of Contents

  • Executive Summary
  • Players
  • Trends
  • Technology trends
  • Macroeconomic trends
  • Regulatory trends
  • Industry Analysis
  • Regulation
  • Mergers and Acquisitions
  • Timeline
  • Value Chain
  • Companies
  • Sector Scorecards
  • Payments sector scorecard
  • Ecommerce sector scorecard
  • Glossary
  • Secondary Sources
  • Further Reading
  • Our Thematic Research Methodology
  • About GlobalData
  • Contact Us