China Retail Banking: Opportunities and Risks to 2023
|中國的零售銀行:機會及風險 China Retail Banking: Opportunities and Risks to 2023|
|出版日期: 2019年10月18日||內容資訊: 英文||
China's total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a compound annual growth rate (CAGR) of 25.2% during 2014-18 to reach CNY37.8tn ($5.5tn). Credit card balances outstanding was the fastest-growing credit segment during the review period. However, as a result of stringent government regulations aimed at curbing rising household debt, total loan balances outstanding is expected to record a slower CAGR of 13.7% over 2019-23.
Based on our proprietary datasets, this report analyzes China's lending market, with a focus on the consumer lending segment. The report discusses in detail the credit card, personal loan, and mortgage loan markets, covering market size, competitors' market shares, and survey insights. The report also provides a market overview of the retail deposit segment. In addition, it covers the key digital disruptors in the country's retail lending segment.