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市場調查報告書

消費者線上支付:市場機會、市場規模

Online Consumer Payments: Sizing the Opportunity

出版商 GlobalData 商品編碼 479850
出版日期 內容資訊 英文 33 Pages
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消費者線上支付:市場機會、市場規模 Online Consumer Payments: Sizing the Opportunity
出版日期: 2017年03月20日 內容資訊: 英文 33 Pages
簡介

本報告針對消費者線上支付市場調查、提供主要28國市場規模、詳細通路分類、消費者對線上購買、線上支付的擔憂、消費者線上購買模式與變化、各種支付工具定位、店面、支付供應商建議。

第1章 摘要整理

  • 線上支付:支付市場最大成長部門
  • 主要調查結果
  • 重要成功因素

第2章 世界市場的機會

  • 介紹
  • 中國消費者線上支出金額
    • 英國世代:最大平均線上支出金額
    • 行動貿易:馬來西亞佔線上貿易50%
    • 透過各種設備的各類購買行為
    • 店面、支付供應商:使用應用程式與瀏覽器策略的必要性
  • 線上貿易:網路使用者並不一致
    • 個人喜好:不線上購物的消費者的同感
    • 安全也是重要的擔心事項
    • 實體店面:線上策略成功要素
    • 詐欺、對於詐欺的擔憂:產業課題
    • 線上卡片詐欺問題擴大
  • 消費者線上支出模式:過去5年的巨大變化
    • 食品、飲料的販售
    • 線上購入動向:反應消費者在一般購買通路的喜好
  • 支付卡:喪失線上市場優勢
  • PayPal:西方市場最有力的數位錢包
    • PayPal的One Touch:展示線上高度便利性
  • 市場獨立支付工具的確立
    • Alipay
    • iDEAL:OBeP潛力

第3章 策略建議

第4章 附錄

圖表

目錄

This report examines the online consumer payments market in 28 global markets, considering the overall market size and its development, as well as the importance of mobile devices as opposed to desktop and laptop computers. The report also breaks down the online market by the type of goods consumers buy and the tools they choose to pay with, considering how consumer buying behavior has changed and the drivers of this change.

Online consumer payments remain the biggest growth market in payments, and will continue growing strongly as more consumers gain access to the internet and to tools that can be used online. Developing countries - particularly China - are expected to be at the forefront of this growth, although even the most developed online commerce markets will grow strongly over the next five years.

  • Sizes the online consumer payments market in 28 countries.
  • Analyzes the breakdown of online commerce by channel in all 28 markets.
  • Identifies the major barriers to consumer engagement with the online channel and how to overcome these
  • Considers consumer spending patterns on goods and services online and how these have changed in recent years.
  • Explores the online payment market by payment tool and assesses the position of traditional payment tools such as cards against alternative tools in key geographic markets.
  • Provides key strategic recommendations for merchants and payment providers based on the prevailing trends in the online payments market.

Scope

  • China overtook the US as the world's largest online commerce market in 2015, with Chinese consumers spending a total of $699bn online that year.
  • 20% of the total value of online commerce transactions across all markets will be accounted for by m-commerce by 2020, with the market recording a compound annual growth rate of 17% from 2015 to 2020.
  • Consumer spending patterns online have shifted over the past three years to a wider range of merchant categories. The market is no longer dominated by high-ticket goods categories to the same extent it has historically been.

Reasons to buy

  • Understand the key facts and figures in the global online consumer payments market.
  • Learn how much of online consumer spending is done through mobile devices and how the composition of the market is likely to change in the future.
  • Find out what is keeping consumers from using the online channel and how to boost consumer engagement.
  • Discover key consumer spending dynamics online in terms of goods purchased and payment tools used.

Table of Contents

1. EXECUTIVE SUMMARY

  • 1.1. Online payments is the biggest growth market in payments
  • 1.2. Key findings
  • 1.3. Critical success factors

2. THE GLOBAL OPPORTUNITY

  • 2.1. Introduction
  • 2.2. Chinese consumers spent $699bn online in 2015
    • 2.2.1. Households in the UK spend the largest amount of any country online on average
    • 2.2.2. M-commerce accounts for 50% of online commerce by value in Malaysia
    • 2.2.3. Different devices enable different shopping behaviors
    • 2.2.4. Merchants and payment providers need strategies for both app and browser-based commerce
  • 2.3. Online commerce is still not universal, even among internet users
    • 2.3.1. Personal preference is the most common reason consumers do not shop online, although security is also a significant concern
    • 2.3.2. Physical outlets are a necessary component of successful online strategies
    • 2.3.3. Fraud and fear of fraud are both serious issues for the industry
    • 2.3.4. Concerns about online card fraud are widespread, irrespective of fraud risk
  • 2.4. Consumer spending patterns online have changed significantly over the last five years
    • 2.4.1. Food and drink accounted for 15 billion online sales in 2015
    • 2.4.2. Online buying trends reflect consumers' general channel preferences
  • 2.5. Payment cards are losing their dominance over the online market
    • 2.5.1. Payment cards are held back by static passwords and inconvenient online forms
  • 2.6. PayPal is the highest-profile digital wallet in Western markets
    • 2.6.1. PayPal's One Touch demonstrates the power of convenient online experiences
  • 2.7. Domestic payment tools have established themselves in several markets
    • 2.7.1. Alipay is the single largest domestic payment tool operating globally
    • 2.7.2. iDEAL demonstrates the potential of OBePs
    • 2.7.3. OBeP services offer a lot to merchants, but must persuade consumers of their benefits

3. STRATEGIC RECOMMENDATIONS

  • 3.1. Different devices require different approaches to online commerce
  • 3.2. Bricks and mortar will remain relevant into the long term
  • 3.3. Payment tools must balance security and convenience

4. APPENDIX

  • 4.1. Abbreviations and acronyms
  • 4.2. Methodology
    • 4.2.1. GlobalData's 2016 Consumer Payments Insight Survey
    • 4.2.2. GlobalData's Online Consumer Payments Analytics
  • 4.3. Bibliography
  • 4.4. Further reading

List of Figures

  • Figure 1: China overtook the US as the largest online commerce market in the world in 2015
  • Figure 2: The average UK household spent a total of $5,900 online in 2015
  • Figure 3: M-commerce is most developed in Southeast Asian markets
  • Figure 4: More than half of internet users in South Africa and the UAE do not shop online regularly
  • Figure 5: 40% of consumers who do not shop online regularly prefer to see what they are purchasing in-store
  • Figure 6: Online card fraud is concerning for the majority of consumers - even in low-risk markets
  • Figure 7: Flight and hotel bookings accounted for 14% of online spending globally in 2015
  • Figure 8: Food and drink accounted for 14% of the total number of online transactions in 2015
  • Figure 9: Payment cards are particularly dominant for online spending in Europe
  • Figure 10: PayPal has a strong market presence in Western Europe
  • Figure 11: In China, digital wallet Alipay holds a 33% share of online commerce by value
  • Figure 12: Over half of the total value of Dutch online commerce is accounted for by iDEAL
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