保險科技：專題研究

Insurtech - Thematic Research

出版日期: 2022年10月10日 | 出版商:

GlobalData | 英文 62 Pages | 訂單完成後即時交付

價格

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簡介目錄

2020-21 InsurTech 市場的特點是公共和私人基金產生的巨大企業估值。利率上升，加上投資者面臨的經濟壓力越來越大，正在降低他們參與這些活動的積極性和意願。我們預計這一趨勢將持續到 2022 年剩餘時間和 2023 年的大部分時間。保險科技現像對整個保險業的影響是顯而易見的。新時代的技術和流程，包括人工智能、區塊鏈、物聯網、大數據等，正受到初創企業的擁護，迫使現有企業適應和適應這些工具帶來的效率。

保險科技公司在經過幾年的大投入、高評級和高壓後，2022 年標誌著行業現實檢驗的開始。大多數公開交易的保險科技股都出現了類似的下跌趨勢，一些公司試圖人為地推高股價。隨著全球經濟變得越來越具有挑戰性，大型保險科技公司正面臨著展示盈利能力的挑戰，因為它們難以從投資者那裡籌集資金。許多公司被迫裁員，許多公司剛剛宣布了雄心勃勃的擴張計劃。

截至 2022 年 8 月中旬完成的保險科技資本交易數量僅佔 2021 年總數的 49.2%。

在 2021 年英國保險消費者調查中，51.9% 的受訪者表示他們不太可能從初創公司購買保險。對於 40 歲以下的消費者，這一數字下降到 31.3%。

在這份報告中，我們分析了全球保險科技市場的最新情況，確定了每個領域的領導者，並討論了每家公司如何利用最新技術、面向消費者的方法以及現有公司和保險科技。我們將編制並交付合作夥伴關係和描述的結果（產品提供、客戶體驗改善等）、InsurTech 投資趨勢及其波動因素等信息。

內容

執行摘要
市場進入者
技術概述
趨勢
技術趨勢
宏觀經濟趨勢
監管趨勢
行業分析
市場規模和增長率預測
併購 (M&A)
風險投資
用例
時間表
價值鏈
產品開發
營銷/分銷
承保和風險分析
計費管理
客戶服務
公司
破壞者
合作者
行業記分卡
人壽保險業記分卡
P&C 保險業記分卡
詞彙表
參考文獻
Thematic Research分析方法
關於GlobalData
連絡方式

簡介目錄

Product Code: GDIN-TR-S052

Over 2020-21, the insurtech market was characterized by huge company valuations created though both public and private funding. Interest rate increases - along with increasingly strenuous economic pressures on investors - have acted to reduce the incentives and appetite for investors to get involved in such activity. This trend is likely to persist for the remainder of 2022 and most of 2023. The effect of the insurtech phenomenon on the wider insurance industry is clear to see. New-age technologies and processes involving artificial intelligence, blockchain, the Internet of Things, and big data have been championed by startups, forcing incumbents to react and match the efficiencies these tools have brought.

Following a few years of high-level investment, high valuations, and high pressure on insurtechs, 2022 has marked the start of a reality check for the sector. Share prices of most publicly listed insurtechs have followed similar downward trends, driving some to artificially inflate their prices. As the economic situation across the world takes on an increasingly bleak outlook, pressure is now on leading insurtechs to show signs of profitability with investor finance in shorter supply. Many firms have been forced to reduce headcount - often shortly after announcing ambitious expansion plans.

Scope

GlobalData's Deals Database indicates that by mid-August 2022, the number of completed deals in the insurtech theme was at just 49.2% of the whole of 2021.
Marmalade is the most well-known brand in the UK among popular insurtechs, although just 12.9% of consumers indicated that they had heard of the company.
In GlobalData's 2021 UK Insurance Consumer Survey, 51.9% of respondents indicated that they would be unlikely to purchase insurance from a startup. For consumers under 40, this figure dropped to 31.3%.

Reasons to Buy

Identify leaders in insurtech across a variety of disciplines.
Determine how leaders use modern technologies to drive efficiency and reach new consumers.
Recognize how incumbents are collaborating with insurtechs to improve their own product offerings and customer experience.
Evaluate the strength of investment into the insurtech theme and ascertain the drivers behind changes in investing.