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市場調查報告書

區塊鏈如何改變金融服務產業

How Blockchain is Transforming the Financial Services Industry

出版商 Frost & Sullivan 商品編碼 923608
出版日期 內容資訊 英文 86 Pages
商品交期: 最快1-2個工作天內
價格
區塊鏈如何改變金融服務產業 How Blockchain is Transforming the Financial Services Industry
出版日期: 2020年01月17日內容資訊: 英文 86 Pages
簡介

區塊鏈於2019年也快速滲透金融產業,特別是在全球支付、貿易金融、KYC/AML成為了新三大應用。雖然區塊鏈技術仍處開發階段,以美國為中心、大型金融機構和IT企業合作,致力於推動技術開發普及相關規範的立法。相關領域的企業併購 (M&A) 情況也越來越活絡。

本報告分析全球金融產業 (銀行、保險、金融服務) 的區塊鏈活用情況與未來展望,彙整區塊鏈技術概要、全球整體/美國國內普及趨勢、金融產業中區塊鏈的活用情況 (特別是貿易金融、全球支付、KYC/AML)、 官民雙方開發體制和進展情況、未來策略課題、數位轉型 (DX) 策略和相關性等情報。

摘要整理

市場概況

  • 研究範圍
  • 關於區塊鏈
  • 區塊鏈市場細項和生態系統

金融服務中的區塊鏈現況

  • 金融服務中的區塊鏈:市場規模、全球
  • 金融服務中的區塊鏈:市場規模、美國
  • 金融服務中的區塊鏈:概要
  • 最大型金融機構在區塊鏈排名中也名列前茅
  • 首先是聯盟,然後是「環球貿易網路 (Universal Trade Network)」
  • 區塊鏈聯盟正在重新定義區塊鏈空間
  • 企業併購 (M&A) 概要
  • 市場環境概要
  • 分散式帳本技術(DLT)概要
  • 智慧合約
  • 監管作用:未來展望和影響
  • 美國區塊鏈監管:近期創製
  • 市場推動因素
  • 市場阻礙因素

貿易金融

  • 貿易金融:區塊鏈典型應用領域
  • 貿易金融中的區塊鏈使用
  • 成為貿易金融重要技術的DLT
  • 市場創製案例
  • 主要破壞者簡介:TradeIX
  • 主要破壞者簡介:Axoni

全球支付

  • 跨境付款概要
  • 付款系統現況和區塊鏈機會
  • 全球支付中區塊鏈的優點
  • 市場創製案例
  • 主要破壞者簡介:Veem
  • 主要破壞者簡介:Circle
  • Ripple和SWIFT:透過競爭推動創新

KYC/AML 合規

  • KYC/AML成本
  • 透過合作防止洗錢
  • 區塊鏈:為改善KYC/AML的獨特定位
  • 市場創製案例
  • 潛在的DLT/區塊鏈因應之KYC解決方案
  • 市場創製案例
  • 主要破壞者簡介:Templum
  • 主要破壞者簡介:Cambridge Blockchain

成長機會

  • 金融服務業成長機會:區塊鏈
  • 區塊鏈企業策略要務

數位轉型 (DX) 現況

  • 全球市場研究結果:數位解決方案,所有產業 (2019年)
  • 美國市場研究結果:數位解決方案和區塊鏈/分散式帳本,所有產業 (2019年)
  • 美國市場研究結果:區塊鏈/分散式帳本,所有產業 (2019年)
  • 全球市場研究結果:區塊鏈/分散式帳本,銀行/金融/保險業 (2019年)
  • 美國市場研究結果:區塊鏈/分散式帳本,所有產業 (2019年)
  • 全球市場研究結果:區塊鏈/分散式帳本,銀行/金融/保險業 (2019年)
  • 全球市場研究結果:區塊鏈/分散式帳本,所有產業 (2019年)
  • 全球市場研究結果:區塊鏈/分散式帳本,所有產業及銀行/金融/保險業 (2019年)
  • 結論:銀行產業區塊鏈預測

附錄

關於Frost & Sullivan

目錄
Product Code: K3AE-33

Current Use Cases Propelling Growth Opportunities in Trade Finance, KYC/AML, and Cross-Border Payments

Blockchain has begun to come into its own in 2019. In this study, we provide use cases and growth opportunities in 3 sectors: global payments, trade finance, and KYC/AML. These are 3 of the areas where Blockchain has been tested and leveraged with key use cases emerging in financial services; in particular, cross-border payments, and digital identification and verification. There have been use cases in smart contracts across multiple sectors; smart contracts have been especially effective in real estate, supply chain logistics, and law.

The number of mergers and acquisitions (M&A) in blockchain and cryptocurrency had a peak year in 2018. Year-over-year to date, the 2019 M&A count is only at 48% of 2018. In terms of value, 2019 is at 64% of the amount at the same time in 2018. The study also includes key findings and growth opportunities going forward. The interest in blockchain solutions as a means of reducing cost, improving efficiency, and increasing collaboration among private and public players is still growing in financial services. Establishing consortia and utilizing the services of large players like Hyperledger and Ethereum confirms this interest, even as smaller blockchain start-ups continue to emerge globally and make an impact.

Regulating blockchain is in development. There has been significant advancement in the United States though; leading banks and blockchain fintechs are collaborating with regulators and experts to potentially influence future regulations. Currently, a majority of the states in the country have taken action to legislate cryptocurrency and/or blockchain. This lack of industry standards for the technology is one of the biggest concerns across industries in using blockchain.

Fintechs have been partnering with banks for several years. This cooperation will continue but there will also be consolidation; as start-ups develop and test new technologies, and grow their businesses, the larger companies will acquire them to utilize that technology. The enthusiasm for blockchain and its promise is demonstrated in the annual global survey that Frost & Sullivan conducts on the state of digital transformation in different industries. We found in that survey that the top 3 reasons banks, financial services companies, and insurance companies are investing in blockchain are: to improve security of certain classes of data, enable systems with blockchain-specific capabilities, and to gain efficiencies in their external operating ecosystem. Financial companies identified the advantages they are already seeing from blockchain - it improves cost efficiency, enhances customer care, and facilitates further innovation.

Some of the strategic imperatives for financial services companies that are interested in transforming their operations with blockchain include education - internally and externally in their ecosystem; focus on customer expectations when developing technology; recognizing its advantages and what it enables, since it is only likely to continue to grow.

Table of Contents

Executive Summary

  • Key Findings

Market Overview

  • Research Scope
  • About Blockchain
  • Blockchain Market Segmentation and Ecosystem

Current State of Blockchain in Financial Services

  • Blockchain in Financial Services-Market Size, Global
  • Blockchain in Financial Services-Market Size, US
  • Overview of Blockchain in Financial Services
  • Largest Financial Institutions are Among the Top Players in the Blockchain 50
  • First Consortia, then "Universal Trade Network"
  • Blockchain Consortia are Redefining the Blockchain Space
  • M&A Overview
  • Landscape Overview
  • Overview of Distributed Ledger Technology (DLT)
  • Smart Contracts
  • Role of Regulations-Outlook and Impact
  • Role of Regulations-Outlook and Impact (continued)
  • Recent Initiatives in US Blockchain Regulation
  • Market Drivers
  • Drivers Explained
  • Drivers Explained (continued)
  • Market Restraints
  • Restraints Explained

Trade Finance

  • Trade Finance is an Obvious Application for Blockchain
  • Using Blockchain in Trade Finance
  • DLT Emerging as a Critical Technology in Trade Finance
  • Example Market Initiatives
  • Key Disruptor Profile-TradeIX
  • Key Disruptor Profile-Axoni

Global Payments

  • Overview of Cross-Border Payments
  • Overview of Cross-Border Payments (continued)
  • The Status Quo Payment System and the Opportunity for Blockchain
  • Benefits of Blockchain in Global Payments
  • Example Market Initiatives
  • Key Disruptor Profile-Veem
  • Key Disruptor Profile-Circle
  • Ripple and SWIFT-Competition Fueling Innovation

KYC/AML Compliance

  • The Cost of KYC/AML
  • The Cost of KYC/AML (continued)
  • Preventing Money Laundering Through Collaboration
  • Blockchain-Uniquely Positioned to Improve KYC/AML
  • Example Market Initiatives
  • Potential DLT or Blockchain-enabled KYC Solution
  • Example Market Initiatives
  • Key Disruptor Profile-Templum
  • Key Disruptor Profile-Cambridge Blockchain

Growth Opportunities

  • Growth Opportunity in Financial Services-Blockchain
  • Growth Opportunity in Financial Services-Blockchain (continued)
  • Growth Opportunity in Financial Services-Blockchain (continued)
  • Strategic Imperatives for Blockchain Companies

Current State of Digital Transformation

  • Global Survey Results-Digital Solutions: All Industries, 2019
  • US Survey Results-Digital Solutions and Blockchain/Distributed Ledger: All Industries, 2019
  • US Survey Results-Blockchain/Distributed Ledger: All Industries, 2019
  • Global Survey Results-Blockchain/Distributed Ledger: Banking/Finance/Insurance, 2019
  • US Survey Results-Blockchain/Distributed Ledger: All Industries, 2019
  • US Survey Results-Blockchain/Distributed Ledger: All Industries, 2019 (continued)
  • Global Survey Results-Blockchain/Distributed Ledger: Banking/Finance/Insurance, 2019
  • Global Survey Results-Blockchain/Distributed Ledger: Banking/Finance/Insurance, 2019 (continued)
  • Global Survey Results-Blockchain/Distributed Ledger: All Industries and Banking/Finance/Insurance, 2019
  • The Last Word-Predictions for Blockchain in Banking
  • Legal Disclaimer

Appendix

  • Additional Sources of Information from Frost & Sullivan on Fintech, Blockchain, and Financial Services
  • List of Exhibits
  • List of Exhibits (continued)

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