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市場調查報告書

智慧家庭保險:新興技術所扮演的角色 (2019年)

Smart Home Insurance-Role of Emerging Technologies, 2019

出版商 Frost & Sullivan 商品編碼 866659
出版日期 內容資訊 英文 57 Pages
商品交期: 最快1-2個工作天內
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智慧家庭保險:新興技術所扮演的角色 (2019年) Smart Home Insurance-Role of Emerging Technologies, 2019
出版日期: 2019年06月07日內容資訊: 英文 57 Pages
簡介

本報告提供全球智慧家庭保險市場相關調查,彙整市場背景,消費者·保險公司所面臨的課題,智慧家庭保險影響市場的各種技術,市場成長的推動要素與阻礙因素,及成長機會等相關資訊。

摘要整理

智慧家庭保險:背景的設定

  • 保險產業的變化
  • 影響引進步調的複數顧慮事項
  • 競爭加劇及曖昧的商務價值
  • 消費者對智慧家庭設備價格的關心和保險公司偏好的差距

實現智慧家庭保險的新興技術

  • 複雜的新生態系統,擁有眾多行業參與者
  • 先進和新興技術促進更好的結果
  • 物聯網為連接解決方案提供動力
  • 巨量資料分析強化的資料管理
  • BDA解決方案供應商
  • AI實現創新產品
  • AI解決方案供應商
  • ML自動化重複性任務
  • ML解決方案供應商
  • 區塊鏈實現的防篡改解決方案
  • 區塊鏈解決方案供應商
  • 無人機提高效率
  • 無人機解決方案供應商

智慧家庭保險的新興技術:市場趨勢

  • 市場趨勢

促進因素·課題

  • 促進因素
  • 促進因素的說明
  • 阻礙因素
  • 阻礙因素的說明

成長機會·C2A

  • 成長機會1:虛擬助手
  • 成長機會2:智慧家庭資料分析平台
  • 成長機會3:彈性及隨選保險
  • 成功·成長的策略性要件
  • C2A:創新的智慧家庭保險供應商

要點

附錄

Frost & Sullivan

目錄
Product Code: 9AC0/51

New Business Models and Enhanced Customer Engagement Critical for Insurers to Retain Relevance and Competitiveness

Consumers' interest in connected devices has been one of the significant drivers of innovation in the sector. Over the years, as the cost of sensors declined, the number of IoT-enabled devices has increased steadily and they have become more affordable and viable. However, consumers continue to be wary about data privacy and sharing.

The application of data gathered from smart devices can be used across many other verticals, such as auto telematics, healthcare, and banking and financial services. One such application is home insurance - Smart home insurance is an upcoming market. The ecosystem essentially comprises insurers, technology providers, InsurTech companies, and smart device manufacturers. While it is imperative that different stakeholders work together for rapid and meaningful growth of the market, initial estimates of growth have not been met.

Smart devices deployed in homes to monitor or detect risks such as theft, CO, fire, and water leaks, etc. contribute data about consumer usage and preferences that can be effectively used to design home insurance policies that are customized and cost less. Most insurers are using monetary benefits in the form of discounts on premiums and devices or even free devices to entice consumers. This is a common strategy and consumers have expressed readiness to adopt smart home insurance in exchange for free devices or discounts.

This report will outline:

  • Challenges faced by consumers and insurers
  • Impact of advanced and emerging technologies on smart home insurance
  • Drivers and Restraints
  • Growth Opportunities
  • Market Trends

The report also includes company profiles of some market participants, examples of smart homes insurance implementations and innovations, and recent development such as investments and collaborations in the industry.

The next step however, is to identify the real differentiator and these will be based on how companies interact and engage with their consumers; so rather than just at the time of purchasing a policy and making a claim; engaging with them throughout the duration of the policy with benefits, is an attractive proposition. Value added services are something else that they have come to expect in exchange for data - ranging from alerts about intruders, or leaks to maintenance services.

Data generated by consumers can be used by insurers to further enhance customer engagement, improve processes, and reduce costs. Use of advanced technologies such as artificial intelligence (AI), machine learning (ML), Big Data Analytics (BDA) and emerging technologies such as Blockchain and drones is expected to greatly improve smart home insurance. Some of the challenges faced by insurers include data security, lack of understanding of outcomes, lack of skills, ambiguity in regulations, and the exact understanding of impact of technologies. However, the interest is high and many pilots and initial implementation of technologies are underway.

Key Issues Addressed:

  • What are the challenges faced by consumers and insurers?
  • What are the different technologies impacting the smart home insurance market?
  • What are the drivers and restraints in the smart home insurance market?
  • What are the top growth opportunities in the smart home insurance market?
  • What are some of the innovations and companies making news in the smart home insurance market?

Table of Contents

1. SMART HOME INSURANCE-ROLE OF EMERGING TECHNOLOGIES, 2019

Executive Summary

  • Key Findings

Smart Home Insurance-Setting the Context

  • Smart Home Insurance-Shift in Insurance Industry
  • Smart Home Insurance-Multiple Concerns Impact Pace of Adoption
  • Smart Home Insurance-Increasing Competition and Ambiguous Business Value
  • Smart Home Insurance-Disparity in Consumers' Interest and Insurers' Preference for Smart Home Devices Value

Emerging Technologies Enabling Smart Home Insurance

  • Smart Home Insurance-Complex New Ecosystem with Multitude of Industry Participants
  • Smart Home Insurance-Advanced and Emerging Technologies Facilitate Better Outcomes
  • Smart Home Insurance-IoT Powers Connected Solutions
  • Smart Home Insurance-IoT Solution Providers
  • Smart Home Insurance-Big Data Analytics Enhance Data Management
  • Smart Home Insurance-BDA Solution Providers
  • Smart Home Insurance-AI Enables Innovative Products
  • Smart Home Insurance-AI Solution Providers
  • Smart Home Insurance-ML Automates Repetitive Tasks
  • Smart Home Insurance-ML Solution Providers
  • Smart Home Insurance-Blockchain Enables Tamper-proof Solutions
  • Smart Home Insurance-Blockchain Solution Providers
  • Smart Home Insurance-Drones Enhance Efficiency
  • Smart Home Insurance-Drone Solution Providers

Emerging Technologies in Smart Home Insurance-Market Trends

  • Smart Home Insurance-Market Trends
  • Smart Home Insurance-Market Trends (continued)
  • Smart Home Insurance-Market Trends (continued)
  • Smart Home Insurance-Market Trends (continued)

Drivers and Challenges

  • Smart Home Insurance-Drivers
  • Smart Home Insurance-Drivers Explained
  • Smart Home Insurance-Restraints
  • Smart Home Insurance-Market Restraints Explained

Growth Opportunities and Companies to Action

  • Growth Opportunity 1-Virtual Assistants
  • Growth Opportunity 2-Smart Home Data Analytics Platforms
  • Growth Opportunity 3-Flexi- and On-demand insurance
  • Strategic Imperatives for Success and Growth
  • C2A-Innovative Smart Home Insurance Providers
  • C2A-Innovative Smart Home Insurance Providers (continued)

Key Takeaways

  • Key Takeaways
  • Legal Disclaimer

Appendix

  • List of Exhibits
  • List of Exhibits (continued)

The Frost & Sullivan Story

  • The Frost & Sullivan Story
  • Value Proposition-Future of Your Company & Career
  • Global Perspective
  • Industry Convergence
  • 360° Research Perspective
  • Implementation Excellence
  • Our Blue Ocean Strategy
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