表紙
市場調查報告書

保險的未來

The Future of Insurance

出版商 Frost & Sullivan 商品編碼 769478
出版日期 內容資訊 英文 122 Pages
商品交期: 最快1-2個工作天內
價格
保險的未來 The Future of Insurance
出版日期: 2018年12月31日內容資訊: 英文 122 Pages
簡介

本報告提供新興保險市場,新的經營模式,營運的演進,及價值鏈觀點的保險產業的變化形勢的相關調查,破壞性企業和各種保險部門的機會等分析。

第1章 簡介

第2章 摘要整理

第3章 保險市場未來

  • 保險市場的未來
  • 特大城市的都市化
  • 智慧城市
  • 千禧新生代
  • 老年人
  • 社會的多樣化
  • Z世代
  • 所得的不平衡
  • 自動駕駛車輛
  • 運輸的共享 (汽車共享、共乘)
  • 城市和地方的分離
  • 穿戴式
  • 植入
  • 生物強化
  • 行動科學、遊戲化
  • 連網生活
  • 智慧裝置
  • 區塊鏈
  • AI
  • 自動化
  • 網路安全
  • AR/VR
  • 自我治癒材料
  • 儲能
  • 自然災害
  • 未來的保險市場上關注的活動

第4章 保險的新興經營模式

  • 新興經營模式:簡介
  • Prevention-as-a-Service
  • 利用為基礎的保險
  • 生態系統的平台
  • 隨選
  • 綁定套組
  • 點對點(Peer to peer) (P2P)
  • 小額保險
  • 附加價值服務
  • 新興經營模式中關注的活動

第5章 營運的演進

  • 營運的演進
  • 新的資料來源
  • AI
  • 自動化
  • 核心系統/IT基礎設施的轉移
  • 個人、文化轉移
  • 新的營運中關注的活動

第6章 價值鏈的演進

  • 進化的價值鏈的客戶體驗
  • 進化的價值鏈的保險公司的功能

第7章 破壞性企業 (DISRUPTORS)

  • 保險科技的新興企業
  • 非傳統的參與企業

第8章 保險部門 (LOB)的預測

  • 對個人保險部門的影響
  • 對保險產業的影響:各LOB
  • 對企業保險部門的影響
  • 對保險產業的影響:各LOB

第9章 要點

第10章 附錄

目錄
Product Code: K339-MT

Opportunities for Innovation in Emerging Markets, Technologies, Business Models, and Operations

This study looks at the changing landscape of the insurance industry in terms of emerging insurable markets, new business models, evolution in operations, and the value chain, as well as disruptors and opportunities to various lines of insurance. Readers of the study will come away with insight into new markets, technologies, and trends that they may not have considered previously, as well as a thorough understanding of ways in which they can evolve their business models, operations, and value chain to keep pace with innovators and emerging technology. Innovation examples are provided throughout the study to serve as guideposts for insurers.

Frost & Sullivan looks at 24 emerging insurable markets that range from urbanization topics, such as mega cities and smart cities, to social trends that include Gen Z, Millennials, elderly, and the income divide. We also address numerous technology topics such as AI, AR/VR, the blockchain, wearables, implants, self-healing materials, and automation, as well as mobility topics like autonomous vehicles and shared transportation. For each market, an overview of the trend, as well as challenges that the trend presents and opportunities for insurers, is provided. Examples of industry best practices, notable activity, or case studies are provided for each market to illustrate movement in the industry in addressing the market.

Evolving business models assessed include prevention-as-a-service, usage-based insurance, ecosystem platforms, on-demand insurance, bundled offerings, value-added services, peer-to-peer insurance, and microinsurance. An explanation of the business model, its drivers, predictions on its future evolution, as well as current and future applications are provided. Examples of industry best practices, notable activity, or case studies are provided for each emerging business model.

Our review of evolving operations includes emerging data sources, AI, automation, core systems/IT infrastructure shifts, and personnel/culture shifts. Examples of industry best practices, notable activity, or case studies for each evolution in insurance operations are provided. The evolving value chain looks at emerging customer experiences and required insurance company capabilities across distribution and marketing, underwriting, policy servicing, and claims servicing.

When evaluating disruptors, we look at insurtech start-ups and non-traditional insurance participants such as Amazon. Finally, we identify opportunities across many lines of personal and business insurance. We have noted the expected impact of each insurable market trend on the lines of insurance business included. This study includes 37 examples of best practices in emerging areas of the insurance industry.

Table of Contents

1. INTRODUCTION

  • Introduction
  • Transformations in Insurance Drive Discussions in the Boardroom

2. EXECUTIVE SUMMARY

  • Future of Insurable Markets
  • Emerging Business Models
  • Evolving Operations
  • Insurance Industry Implications by Lines of Business
  • Insurance Industry Implications by Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business (continued)

3. FUTURE OF INSURABLE MARKETS

  • Future of Insurable Markets
  • Urbanization and Mega Cities
  • Urbanization and Mega Cities (continued)
  • Smart Cities
  • Smart Cities (continued)
  • Millennials
  • Millennials (continued)
  • Elderly
  • Elderly (continued)
  • Social Diversity
  • Social Diversity (continued)
  • Gen Z
  • Gen Z (continued)
  • Income Divergence
  • Income Divergence (continued)
  • Autonomous Vehicles
  • Autonomous Vehicles (continued)
  • Shared Transportation (Car and Ride Sharing)
  • Shared Transportation (Car and Ride Sharing) (continued)
  • The Urban-Rural Divide
  • The Urban-Rural Divide (continued)
  • Wearables
  • Wearables (continued)
  • Implants
  • Implants (continued)
  • Biological Augmentation
  • Biological Augmentation (continued)
  • Behavioral Science and Gamification
  • Behavioral Science and Gamification (continued)
  • Connected Living
  • Connected Living (continued)
  • Smart Devices
  • Smart Devices (continued)
  • Blockchain
  • Blockchain (continued)
  • AI
  • AI (continued)
  • Automation
  • Automation (continued)
  • Cyber Security
  • Cyber Security (continued)
  • AR/VR
  • AR/VR (continued)
  • Self-healing Materials
  • Self-healing Materials (continued)
  • Energy Storage
  • Energy Storage (continued)
  • Natural Catastrophes
  • Natural Catastrophes (continued)
  • Notable Activities in Future Insurable Markets
  • Notable Activities in Future Insurable Markets (continued)
  • Notable Activities in Future Insurable Markets (continued)
  • Notable Activities in Future Insurable Markets (continued)

4. EMERGING BUSINESS MODELS IN INSURANCE

  • Emerging Business Models-Introduction
  • Prevention-as-a-Service
  • Prevention-as-a-Service (continued)
  • Usage-based Insurance
  • Usage-based Insurance (continued)
  • Ecosystem Platform
  • Ecosystem Platform (continued)
  • On Demand
  • On Demand (continued)
  • Bundled
  • Bundled (continued)
  • Peer-to-Peer
  • Peer-to-Peer (continued)
  • Microinsurance
  • Microinsurance (continued)
  • Value-added Services
  • Value-added Services (continued)
  • Notable Activities in Emerging Business Models
  • Notable Activities in Emerging Business Models (continued)

5. EVOLVING OPERATIONS

  • Evolving Operations
  • Emerging Data Sources
  • AI
  • Automation
  • Core Systems/IT Infrastructure Shift
  • Personnel and Cultural Shift
  • Notable Activities in Evolving Operations

6. THE EVOLVING VALUE CHAIN

  • Customer Experiences in the Evolving Value Chain
  • Insurer Capabilities in the Evolving Value Chain

7. DISRUPTORS

  • Insurtech Start-ups
  • Non-traditional Participants

8. IMPLICATIONS TO INSURANCE LINES OF BUSINESS

  • Evolving Markets' Impact on Personal Lines of Business
  • Evolving Markets' Impact on Personal Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business
  • Insurance Industry Implications by Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business (continued)
  • Insurance Industry Implications by Lines of Business (continued)
  • Evolving Markets' Impact on Business Insurance Lines
  • Evolving Markets' Impact on Business Insurance Lines (continued)
  • Insurance Industry Implications by Lines of Business

9. KEY TAKEAWAYS

  • Key Takeaways
  • Legal Disclaimer

10. APPENDIX

  • List of Exhibits
  • List of Exhibits (continued)