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市場調查報告書

客車UBI (利用為基礎的保險)的全球市場的策略分析、預測:2025年

Global Strategic Analysis of Usage-based Insurance Market for Passenger Vehicles, Forecast to 2025

出版商 Frost & Sullivan 商品編碼 689269
出版日期 內容資訊 英文 123 Pages
商品交期: 最快1-2個工作天內
價格
客車UBI (利用為基礎的保險)的全球市場的策略分析、預測:2025年 Global Strategic Analysis of Usage-based Insurance Market for Passenger Vehicles, Forecast to 2025
出版日期: 2018年08月22日內容資訊: 英文 123 Pages
簡介

本報告提供全球客車UBI (利用為基礎的保險) 市場相關調查,市場,從技術及地區性的趨勢對市場上機會分析,連網型保險政策的預測,車載資通系統服務供應商、保險公司的市場佔有率預測,資料開採所需的各種設備和其優點及缺點等相關資訊彙整。

第1章 摘要整理

第2章 調查範圍、目的、背景、手法

第3章 汽車UBI (利用為基礎的保險) 市場:簡介、產品概要

第4章 汽車UBI (利用為基礎的保險) 市場:市場規模、分析

  • UBI供應商分析
  • UBI市場預測
  • 全球UBI市場:TSP及保險公司的市場佔有率
  • 政策的預測:各設備類型

第5章 汽車UBI (利用為基礎的保險) 市場:地區分析

  • 北美:UBI市場分析
  • 歐洲:
  • 案例研究:義大利的車載資通系統保險
  • 南美:車載資通系統為基礎的保險分析
  • 印度的UBI興趣地圖:現狀
  • UBI的產品生命週期分析:中國
  • 中國的飛行員UBI產品:Ping An

第6章 汽車UBI (利用為基礎的保險) 市場:顛覆性的經營模式

  • 隨選保險的經營模式
  • 隨選保險的促進因素
  • Pay Per Mile (行車距離連鎖型費用系統)的經營模式
  • 對保險費的碰撞減輕技術的影響

第7章 汽車UBI (利用為基礎的保險) 市場:新興企業、經營模式

  • Nexar
  • Vision-Based Driver Scoring-Nexar
  • Dash
  • DashLabs
  • TrueMotion
  • TrueMotion (continued)
  • Zendrive
  • The Floow
  • MyDrive Solutions
  • Cambridge Mobile Telematics (CMT)

第8章 UBI自動駕駛車帶來的影響

  • UBI自動駕駛車帶來的影響
  • 汽車保險費的計算中考慮的參數
  • 自動駕駛車的保險公司的機會
  • 汽車保險包裝
  • 汽車保險公司預計的未來經營模式

第9章 汽車UBI (利用為基礎的保險) 市場:保險公司的簡介

  • 保險公司:UBI分析
  • 保險公司的基準
  • Progressive
  • Allstate
  • State Farm
  • Hartford
  • Travelers
  • Swiss Re
  • Allianz
  • Marmalade Insurance

第10章 UBI的資料收益化

  • 資料收集
  • The 支援Floow:OEM的資料收益化
  • UBI經營模式
  • Otonomo的資料替換平台
  • Otonomo追蹤的商業資料的類型

第11章 車載資通系統服務供應商的簡介

  • Octo Telematics:概要、市場佔有率分析
  • Octo Telematics:UBI功能
  • Octo Telematics:生態系統的現狀
  • Octo Telematics:鏈接計劃
  • LexisNexis Risk Solutions:企業概要
  • LexisNexis:UBI功能
  • Vodafone:UBI解決方案
  • Verizon:UBI解決方案
  • AT&T:UBI解決方案

第12章 汽車UBI (利用為基礎的保險) 市場:成長機會

第13章 結論

第14章 附錄

目錄
Product Code: MD31-18

Hardware-agnostic Solutions and Data Analytics Expected to Disrupt the Connected Insurance Market

The strategic analysis of the Usage Based Insurance (UBI) market offers a 360-degree perspective of the connected insurance policies answering questions, such as: Where are the avenues for growth opportunities? What trends are affecting the growth of the market in different regions? It discusses the outlook for technologies such as telematics-based pay as you drive (PAYD) and pay how you drive (PHYD) solutions. The research also looks into key market participants who are and will impact the future of the motor insurance market.

UBI utilizes data that is gathered from smartphones, telematics devices, sensors, and applications analyzing driving behavior, including speeding and braking behaviors. Based on safe driving behavior (identified from the data gathered from an array of IoT devices mentioned above), a customer with a safe driving behavior is given a reward-based discounts or lower premium.

This research highlights market, technology, and regional trends so the reader will understand where opportunities await in the market. Top trends include data-enabled use cases, data monetization, and scenarios of technologies such as blockchain with case studies from top automakers. The forecasts for connected insurance policies are provided from 2017 to 2025 along with market share of telematics service providers and also insurance companies. The study also analyzes different devices required for data extraction and the pros and cons of each kind of device. Emphasis has been laid on smartphone as a sensor for data collection and the dongle market scenarios.

Furthermore, this study features important case studies of telematics service providers and insurance companies by looking into company portfolio of solutions and services, key associations in the industry, and also future outlooks. Device preference for connected insurance and the movement towards embedded telematics units in Europe are highlighted - for example, the eCall impact on insurance.

Car companies are evolving from the business of merely manufacturing and selling cars to providing related services and multi-modal mobility solutions to target new customers and future-proof their business. This research service focuses on different new business models which are on demand.

Association with the connected market is made which resonates with the addressable market. Specific angles to data monetization are analyzed, which translates into newer business models. Autonomous insurance philosophies and crash reconstruction using smartphone models and AI are also discussed in the study. Start-ups disrupting the insurance domain with innovative business models and on-demand schematics have been analyzed. Country profiles especially those of Italy and US have been analyzed as well and the next growth areas are identified as a part of this geographical research.

Table of Contents

1. EXECUTIVE SUMMARY

  • Executive Summary-Key Findings
  • UBI Market Forecast 2017 and 2025
  • Global UBI Market-Market Share of TSPs and Insurance Companies
  • Estimate of Policies by Device Type
  • Global Motor Insurance Premium Market-AV Impact
  • Total OBD Adoption in North America
  • Total OBD Adoption in Europe
  • UBI Ecosystem
  • Insurance Providers-Overview
  • Insurance Companies-UBI Analysis
  • OEM Partnerships with Insurance Companies and TSPs
  • Future UBI Services-Leverage IoT and Latest Technologies
  • Proactive First Notification Of Loss (FNOL)
  • Blockchain in UBI-Toyota
  • Artificial Intelligence (AI) Usage Across Insurance Industry
  • Autonomous Vehicles Impact Analysis
  • Octo Telematics-Market Share Analysis
  • UBI Pricing Model Analysis
  • UBI-2017 vs. 2025

2. RESEARCH SCOPE, OBJECTIVES, BACKGROUND, AND METHODOLOGY

  • Research Scope
  • Research Aims and Objectives
  • Key Questions this Study will Answer
  • Research Background
  • Related Frost & Sullivan Video Content Available for Support
  • Research Methodology

3. AUTOMOTIVE USAGE BASED INSURANCE MARKET-INTRODUCTION AND PRODUCT OVERVIEW

  • UBI Business Model Definition
  • UBI Product Life Cycle Analysis
  • Connected Insurance
  • UBI Product Types-Telematics-based Insurance Delivery Options
  • Driver Scoring Graph
  • Driver Engagement Models from Insurance Companies

4. AUTOMOTIVE USAGE BASED INSURANCE MARKET-MARKET SIZE AND ANALYSIS

  • UBI Vendor Analysis
  • UBI Market Forecast-2017 and 2025
  • Global UBI Market-Market Share of TSPs and Insurance Companies
  • Estimate of Policies by Device Type

5. AUTOMOTIVE USAGE BASED INSURANCE MARKET-REGIONAL ANALYSIS

  • North America-UBI Market Analysis
  • Europe-UBI Market Analysis
  • Europe-UBI Market Analysis (continued)
  • Case Study-Telematics Insurance in Italy
  • LATAM-Telematics-Based Insurance Analysis
  • UBI Interest Map in India-A Snapshot
  • UBI Product Life Cycle Analysis-China
  • Pilot UBI Product in China-Ping An

6. AUTOMOTIVE USAGE BASED INSURANCE MARKET-DISRUPTIVE BUSINESS MODELS

  • On-Demand Insurance Business Model
  • Driving Factors for On-Demand Insurance
  • Pay Per Mile-By Miles Business Model
  • Impact of Crash Mitigating Technologies on Premium

7. AUTOMOTIVE USAGE BASED INSURANCE MARKET-START-UP COMPANIES AND BUSINESS MODELS

  • Nexar
  • Vision-Based Driver Scoring-Nexar
  • Dash
  • DashLabs
  • TrueMotion
  • TrueMotion (continued)
  • Zendrive
  • The Floow
  • MyDrive Solutions
  • Cambridge Mobile Telematics (CMT)

8. EFFECT OF AUTONOMOUS CAR ON UBI

  • Impact of Autonomous Cars on UBI
  • Parameters Considered for Motor Insurance Premium Calculations
  • Opportunity for Insurance Companies with Autonomous Cars
  • Motor Insurance Package
  • Possible Future Business Models of Motor Insurance Companies

9. AUTOMOTIVE USAGE BASED INSURANCE MARKET-INSURANCE COMPANY PROFILES

  • Insurance Companies-UBI Analysis
  • Insurance Company Benchmarking
  • Progressive
  • Allstate
  • Allstate-Drivewise Platform
  • State Farm
  • Hartford
  • Hartford-TrueLane Platform
  • Travelers
  • Swiss Re
  • Swiss Re-Swiss Re Automotive Solutions
  • Allianz
  • Allianz-Bonus Drive Platform
  • Marmalade Insurance
  • Marmalade Insurance (continued)

10. DATA MONETIZATION IN UBI

  • Data Collection
  • The Floow-Helping OEMs to Monetize Data
  • UBI Business Model
  • Otonomo's Data Exchange Platform
  • Commercial Data Types Tracked by Otonomo

11. TELEMATICS SERVICE PROVIDER PROFILES

  • Octo Telematics-Overview and Market Share Analysis
  • Octo Telematics-UBI Capability
  • Octo Telematics-Ecosystem Snapshot
  • Octo Telematics-Link Program
  • LexisNexis Risk Solutions-Company Overview
  • LexisNexis-UBI Capability
  • Vodafone-UBI Solution
  • Verizon-UBI Solution
  • AT&T-UBI Solution

12. AUTOMOTIVE USAGE BASED INSURANCE MARKET-GROWTH OPPORTUNITY ANALYSIS

  • Growth Opportunity-Partnerships and Business Models
  • Automotive UBI Companies
  • Automotive UBI-Strategic Imperatives

13. CONCLUSION

  • The Last Word-3 Big Predictions
  • Legal Disclaimer

14. APPENDIX

  • Market Engineering Methodology
  • List of Exhibits
  • List of Exhibits (continued)
  • List of Exhibits (continued)
  • List of Exhibits (continued)