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市場調查報告書

美國的消費金融市場

Consumer Lending in the US

出版商 Euromonitor International 商品編碼 971601
出版日期 內容資訊 英文 20 Pages
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美國的消費金融市場 Consumer Lending in the US
出版日期: 2020年11月11日內容資訊: 英文 20 Pages
簡介

在2020年3月美國發生COVID-19大流行期間,該國大部分地區都被封鎖了。鼓勵公民留在家中,關閉非必要企業。隨之而來的經濟衰退是迅速而殘酷的,失業率達到了危機後時代的水平,到6月底,有4700萬人申請了福利。對消費者財務的總體影響是好壞參半,消費者減少了可支配支出,同時也受益於低利率。

本報告調查了美國消費金融市場,並提供了有關市場規模,預測,趨勢以及COVID-19對市場的影響的信息。

目錄

行業概述

  • 執行摘要
    • COVID-19對消費金融的影響
    • COVID-19對國家的影響
    • 面對清除教育貸款
    • 抵押貸款利率降至50年來的最低水平
    • 監管機構發薪日貸款限額回滾
    • 消費金融的未來
  • 市場數據
  • 免責聲明
  • 全球宏觀經濟環境
  • 全球工業環境
  • 信息來源

消費者信用:類別分析

  • 主要結論
  • 2020年的影響
    • COVID-19破壞經濟並造成嚴重的不確定性
    • 個人消費減少導致信貸需求減少
    • 在政府支持下提供寬限期
  • 復甦與機遇
    • 消費信貸的恢復時間表取決於支出的恢復
    • 2021年有前途的信用卡以外的貸款
    • 借款行為的長期變化
  • 類別數據
目錄
Product Code: FCUScl

When COVID-19 hit the US in earnest in March 2020, much of the country locked down. Non-essential businesses were shuttered as citizens were encouraged to stay home. The resulting economic fallout has been swift and brutal, with unemployment reaching historic levels in the post-Depression era; 47 million people had filed for benefits by late June. The overall effect on consumer lending has been mixed, with consumers cutting back on discretionary spending, while also benefitting from low interest...

Euromonitor International's Consumer Lending in USA report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Education lending finally faces its reckoning

Mortgage rates fall to 50-year low

Regulators roll back restrictions on payday lending

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

COVID-19 upends economy, causing deep uncertainty

Consumer spending contraction causes decrease in demand for credit

Loan forbearance amidst government support

RECOVERY AND OPPORTUNITIES

Recovery timeline for consumer credit contingent on return of spending

Non-card lending shows promise in 2021

Long-term shift in borrowing behaviour

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025